2022/23 Academic Year
College applicants and their families face not just a big life choice and the challenge of being accepted to schools, they face a complicated maze of information on how much their college career will cost. This report will allow you to know the true costs of colleges, so that you can finance a college degree and set up a successful post-graduate life.
- Apply to colleges which you know you can afford
- Plan financially and save and borrow the right amount to fund costs across all years of the program
- Once accepted, better understand the financial context of your financial aid offer and the scope for any negotiations with the college on their proposed cost
This report also provides some of the basics on how the prices you will pay for colleges are set as well as objective cost data about popular schools for students residing in your state. These numbers are based on reported figures by the colleges themselves with projections to account for future price changes.
The information will not indicate exactly how much each student will pay your college. But it will give a broadly accurate and readily understandable general idea, allowing you to compare colleges in financial terms and to plan for a successful college journey.
How college costs work
- Advertised college tuition prices are often far higher than what the typical student pays. Many colleges offer significant discounts to this headline tuition depending on an applicant’s
- family financial income & assets
- demographics
- academic record
- and decisions made by the college’s admissions or enrollment offices
- Comparing college costs on an apples-to-apples basis is difficult and time consuming. College net price calculators are often outdated and don’t reflect true costs.
- When an applicant is accepted to a college, they will receive a financial aid award letter highlighting what their costs will be if they enroll. These awards all differ by student.
- Cost information provided by colleges and other sources often deduct loans from the cost, unlike most other consumer purchases you make
- Most state colleges and universities have essentially two pricing processes, one for in-state and one for out-of-state students.
- Applying early increases your chances of getting into a given college but also increases your cost by lowering, often significantly, the amount of financial aid you will be offered.
Contents
- Average costs for popular in- and out-of-state schools
- Community Colleges
- College pricing and the Expected Family Contribution
- Ways to reduce college costs
- Scenarios showing projected costs by college for 7 representative families with different incomes and financial profiles
- Scenario: Students with families with an average of $15,000 in annual income (<$10,000 in financial assets and home equity of <$40,000)
- Scenario: Students with families with an average of $40,000 in annual income ($10,000 in financial assets and home equity of approximately $50,000)
- Scenario: Students with families with an average of $60,000 in annual income ($20,000 in financial assets and home equity of approximately $90,000)
- Scenario: Students with families with an average of $90,000 in annual income ($200,000 in financial assets and home equity of approximately $120,000)
- Scenario: Students with families with an average of $150,000 in annual income ($250,000 in financial assets and home equity of approximately $150,000)
- Scenario: Students with families with an average of $200,000 in annual income ($500,000 in financial assets and home equity of approximately $200,000)
- Scenario: Students with families with an average of $300,000 in annual income ($950,000 in financial assets and home equity of approximately $350,000)
- Online or Distance Schools
- Glossary
In-state colleges, by average cost
The average net cost found here represents a projected average amount entering freshmen will pay for tuition, room & board, fees, books & other course materials. Net costs are not reduced by loans, which represent an obligation and are not a price reduction. The analogy here is buying a house or condo, where the cost is not reduced because you take out a mortgage to finance the purchase.
College | City | Full-time students | Admissions % | SAT ACT blended 25th percentile | % students paying discounted tuition | Average annual net cost |
---|---|---|---|---|---|---|
BYU-Provo | Provo | 28,288 | 67 | 1230 | 49 | 17,500 |
Dixie State | Saint George | 6,557 | 100 | 17 | 16,000 | |
LDS Business | Salt Lake City | 1,269 | 100 | 48 | 9,000 | |
Snow | Ephraim | 3,163 | 100 | 69 | 11,000 | |
Southern Utah | Cedar City | 7,097 | 78 | 1020 | 82 | 17,500 |
Utah State | Logan | 17,063 | 91 | 1030 | 73 | 18,000 |
Utah Valley | Orem | 19,799 | 100 | 43 | 12,000 | |
Salt Lake CC | Salt Lake City | 7,252 | 100 | 11 | 14,500 | |
Utah | Salt Lake City | 18,628 | 62 | 1130 | 70 | 21,000 |
Weber State | Ogden | 11,854 | 100 | 72 | 16,500 | |
Westminster | Salt Lake City | 1,649 | 92 | 990 | 99 | 26,000 |
Western Governors | Salt Lake City | 98,630 | 100 | 0 | 13,000 | |
Independence | Salt Lake City | 10,983 | 100 | 14 | 20,000 |
Notes on figures
- Net cost is a consumer-centric metric comparable to what cost means in business transactions outside of higher education. It represents a student’s cost of attending college including: tuition, room & board, fees and estimates of supplies less institutional aid of all kinds (including need-based and merit), and less federal and state/local aid. Loans and other repayable amounts are excluded and do not reduce the cost. Room and board uses on-campus costs; for students attending nonresidential institutions, the college’s own estimate of such off-campus costs is used. Total average net cost for all students allocates in- and out-of-state costs in proportion to attendance. Net cost differs from the Net Price figure self-reported by colleges to the NCES because it is comprehensive and covers all students, including the approximately 40% not covered by Net Price calculations.
- CC = Community College
- Number of undergraduates represent all enrolled full-time students as of 2018/19.
- % of Applicants admitted from 2019/20.
- The SAT score is intended to give a very rough idea of the academic level of entering students. This number shows the 25thpercentile of enrolled students out of 100% and adds together the verbal and math SAT and ACT scores using the ACT/SAT concordance formula developed by ACT and the College Board. The maximum possible score is 1600.
- The “% of students receiving discounts” is the 2018/19 figure showing what % of enrolled students are receiving price discounts from their colleges. This % does not include aid from the government, such as Pell grants, or other federal or state aid. It also does not include students borrowing to pay for college.
- These comments all apply to tables later in this report except where noted.
Popular out-of-state colleges, by average cost
College | City | State | Full-time students | Admissions % | SAT ACT blended 25th percentile | % students paying discounted tuition | Avg. annual net cost |
---|---|---|---|---|---|---|---|
Arizona State | Tempe | AZ | 41,182 | 86 | 1110 | 94 | 32,500 |
Arizona | Tucson | AZ | 28,972 | 85 | 1090 | 87 | 43,500 |
Glendale CC | Glendale | AZ | 5,458 | 100 | 37 | 14,000 | |
Grand Canyon | Phoenix | AZ | 18,406 | 77 | 98 | 24,500 | |
Mesa CC | Mesa | AZ | 6,121 | 100 | 30 | 14,500 | |
Northern Arizona | Flagstaff | AZ | 21,731 | 85 | 92 | 30,000 | |
Cal Poly San Luis Obispo | San Luis Obispo | CA | 19,685 | 28 | 1240 | 37 | 37,500 |
San Bernardino State | San Bernardino | CA | 16,549 | 69 | 900 | 65 | 29,000 |
Cal Poly Pomona | Pomona | CA | 23,596 | 55 | 1010 | 40 | 36,500 |
Chico State | Chico | CA | 15,000 | 72 | 980 | 39 | 33,000 |
Cal State-Dominguez Hills | Carson | CA | 12,103 | 77 | 70 | 29,000 | |
Fresno State | Fresno | CA | 18,901 | 58 | 930 | 56 | 27,000 |
Fullerton State | Fullerton | CA | 28,820 | 53 | 1020 | 38 | 38,000 |
Cal State-East Bay | Hayward | CA | 10,635 | 76 | 55 | 33,000 | |
Long Beach State | Long Beach | CA | 28,752 | 39 | 1030 | 45 | 32,500 |
Cal State-LA | Los Angeles | CA | 19,729 | 48 | 890 | 76 | 28,500 |
Northridge State | Northridge | CA | 29,320 | 59 | 910 | 59 | 30,000 |
Sacramento State | Sacramento | CA | 24,105 | 82 | 930 | 53 | 32,000 |
Berkeley | Berkeley | CA | 29,991 | 16 | 1320 | 51 | 57,500 |
UC Davis | Davis | CA | 30,171 | 39 | 1160 | 56 | 62,000 |
Cal-Irvine | Irvine | CA | 29,797 | 27 | 1160 | 45 | 60,000 |
UCLA | Los Angeles | CA | 30,969 | 12 | 1290 | 46 | 55,500 |
Cal-Riverside | Riverside | CA | 21,652 | 57 | 1120 | 67 | 59,000 |
Cal-San Diego | La Jolla | CA | 29,966 | 31 | 1240 | 46 | 57,500 |
Cal-Santa Barbara | Santa Barbara | CA | 22,846 | 30 | 1230 | 52 | 56,000 |
Cal-Santa Cruz | Santa Cruz | CA | 16,994 | 51 | 1190 | 57 | 36,500 |
Chapman | Orange | CA | 7,046 | 56 | 1190 | 85 | 52,000 |
Mt San Antonio | Walnut | CA | 10,394 | 100 | 1 | 25,500 | |
Pasadena City College | Pasadena | CA | 10,010 | 100 | 1 | 23,000 | |
San Diego State | San Diego | CA | 27,638 | 34 | 1100 | 20 | 44,500 |
San Francisco State | San Francisco | CA | 21,687 | 67 | 940 | 44 | 36,000 |
San Jose State | San Jose | CA | 23,593 | 64 | 1010 | 41 | 37,500 |
Santa Monica | Santa Monica | CA | 10,987 | 100 | 10 | 19,500 | |
USC | Los Angeles | CA | 19,622 | 11 | 1350 | 65 | 53,500 |
Anschutz | Denver | CO | 8,857 | 67 | 1010 | 66 | 37,500 |
Colorado-Colorado Springs | Colorado Springs | CO | 8,168 | 87 | 1020 | 52 | 39,000 |
Colorado | Boulder | CO | 28,877 | 78 | 1160 | 51 | 53,500 |
Colorado Northwestern CC | Rangely | CO | 461 | 100 | 54 | 17,500 | |
Colorado State-Ft Collins | Fort Collins | CO | 22,247 | 81 | 1090 | 56 | 35,500 |
Colorado Tech | Colorado Springs | CO | 15,272 | 100 | 23 | 16,000 | |
Univ of Denver | Denver | CO | 5,478 | 59 | 1190 | 89 | 42,500 |
Colorado Mesa | Grand Junction | CO | 6,972 | 78 | 940 | 53 | 30,000 |
Metro State | Denver | CO | 12,250 | 61 | 890 | 21 | 34,500 |
Northern Colorado | Greeley | CO | 7,752 | 91 | 970 | 85 | 28,000 |
Boise State | Boise | ID | 13,104 | 77 | 1030 | 53 | 27,000 |
Idaho State | Pocatello | ID | 5,966 | 100 | 71 | 28,500 | |
Idaho | Moscow | ID | 6,749 | 78 | 1010 | 90 | 26,500 |
BYU-Idaho | Rexburg | ID | 18,448 | 96 | 1000 | 36 | 7,500 |
Arizona Global Campus | Clinton | IA | 26,914 | 100 | 25 | 19,500 | |
Kansas | Lawrence | KS | 17,257 | 93 | 1100 | 73 | 30,000 |
Kansas State | Manhattan | KS | 15,548 | 95 | 77 | 23,500 | |
Dawson CC | Glendive | MT | 214 | 100 | 68 | 14,000 | |
Montana State | Bozeman | MT | 12,359 | 82 | 1070 | 71 | 35,500 |
Nebraska | Lincoln | NE | 19,132 | 78 | 1080 | 82 | 28,500 |
Southern Nevada | Las Vegas | NV | 10,164 | 100 | 39 | 18,500 | |
UNLV | Las Vegas | NV | 19,523 | 81 | 990 | 26 | 42,500 |
Nevada-Reno | Reno | NV | 14,788 | 88 | 1040 | 50 | 40,000 |
Central New Mexico CC | Albuquerque | NM | 6,119 | 100 | 27 | 12,500 | |
New Mexico | Albuquerque | NM | 12,705 | 94 | 960 | 70 | 22,000 |
New Mexico State | Las Cruces | NM | 9,740 | 55 | 940 | 97 | 28,500 |
Central Oklahoma | Edmond | OK | 9,732 | 84 | 980 | 47 | 26,000 |
Oklahoma State | Stillwater | OK | 17,291 | 70 | 1070 | 80 | 29,500 |
Oklahoma | Norman | OK | 18,996 | 80 | 1120 | 86 | 35,500 |
Oregon State | Corvallis | OR | 18,554 | 82 | 1070 | 72 | 38,500 |
Oregon | Eugene | OR | 17,419 | 82 | 1090 | 59 | 52,000 |
Portland CC | Portland | OR | 10,372 | 100 | 0 | 23,000 | |
Portland State | Portland | OR | 13,949 | 96 | 970 | 53 | 41,500 |
Central Washington | Ellensburg | WA | 9,977 | 85 | 940 | 71 | 25,500 |
Washington State | Pullman | WA | 23,092 | 76 | 1020 | 74 | 37,000 |
Washington | Seattle | WA | 29,332 | 52 | 1220 | 40 | 52,000 |
Western Washington | Bellingham | WA | 13,887 | 90 | 1060 | 71 | 34,000 |
Western Wyoming CC | Rock Springs | WY | 1,005 | 100 | 53 | 10,000 | |
Wyoming | Laramie | WY | 8,332 | 96 | 1070 | 72 | 26,500 |
San Marcos State | San Marcos | CA | 12,155 | 62 | 940 | 43 | 21,500 |
ASU Phoenix | Phoenix | AZ | 7,827 | 82 | 1040 | 95 | 46,000 |
Community Colleges
Community colleges are presented differently from 4-year colleges because of how they manage the prices they charge, such as offering discounted tuition to in-county residents, sometimes providing on-campus housing and sometimes not, and educating a larger proportion of part-time and distance (online) students. The “In-state Tuition, Fees and Supplies” number presented above, dating from 2018/19, is intended to remove these factors and make the prices easier to compare.
College | City | Full-time students | Part-time students | In-state tuition | Average annual net cost | BA degree offered | Residential dorms available | Room & board cost (in-state) |
---|---|---|---|---|---|---|---|---|
LDS Business | Salt Lake City | 1,269 | 660 | 3,440 | 9,000 | - | ||
Salt Lake CC | Salt Lake City | 7,252 | 22,265 | 3,929 | 14,500 | - |
Notes on figures
- Number of undergraduates represent all enrolled full-time and part-time students as of 2018/19.
- “In-state Tuition, Fees and Supplies” is a figure provided by the colleges covering full-time tuition, supplies and fees but NOT room & board. This is a cleaner way to compare community college pricing for several reasons. The proportion of tuition paid by Pell Grants depends on the Expected Family Contribution (EFC) and is determined by the federal government, not any decision by the college. Some but not all community colleges offer dormitories. Finally, the number of part-time students and the discounted tuition often granted to in-county students makes the comparison of net prices even more complex than for traditional 4-year colleges.
- The Average Net Cost figures used in this report extrapolate from data provided by the colleges themselves to the federal government and the public, projected to the current year. It represents full-time tuition and includes room & board, supplies, fees less aid and grants from the colleges and the government. It standardizes calculations across colleges and is comparable to the Net costs used for 4-year colleges. Individual student costs will vary based on circumstances, so this figure only provides guidance. This figure does have the benefit of showing you how much a typical community college student will spend.
- The cost of on-campus room & board dates from 2019/20 and is only presented for colleges providing residential housing. The schools’ estimates of off-campus housing costs are not included.
College pricing and the Expected Family Contribution
To receive any sort of aids and loans, US colleges require filing of the FAFSA (Free Application for Federal Student Aid), which calculates the Expected Family Contribution (the “EFC”). Discussions of college costs often make reference to the EFC, which is a federal statutory calculation that governs financing student college costs. It is NOT the same as the pricing, which is determined by supply and demand and the college’s own cost structure. To repeat, the cost of college is how much you will pay the college; the EFC determines your eligibility for loans or certain grants. Pricing; financing – two different things.
The charts below illustrate this distinction for a college with a “Cost of attendance” of $60,000. (The cost of attendance includes the full listed as-advertised tuition, room & board, estimated costs for materials and other fees.)
The College Board Big Future site offers a handy way to calculate this in advance of completing all the paperwork:
Note that the EFC will be renamed the Student Aid Index beginning in the 2023/24 academic year. The FAFSA filing after this change is expected to be much simpler and quicker to complete, but the fundamental formula is unchanged.
Federal Student Loans
Student loans are a complex topic outside of the scope of this report.
2021/2022 interest rates for the federal student loan program are:
- Direct (unsubsidized & subsidized): 3.73%.
- Direct PLUS is set at 6.28%.
- Private loan interest rate are set by the market, partly depend on the parents’ credit score and come in a variety of types.
Federal student loan interest rates are fixed and do not change after the initial borrowing. Because of the topic’s complexity, we recommend you go straight to the source and read the Department of Education site for more information:
A smaller group of mostly selective colleges also require submission of the CSS Profile in addition to FAFSA. The CSS Profile is a more detailed report on the financial profile of a student and their family. It is used in different ways by these colleges to assess how much students and their families should pay. One key difference between the FAFSA and CSS Profile schools is that the equity value of the home often (but not always) affects the level of financial aid offered.
The FAFSA and CSS Profile use prior year income for the initial FAFSA filing, so a 2021 senior’s FAFSA would depend on their 2019 earnings.
Decision and Early Action
Giving students discounts and breaks on full tuition is common business practice in higher education. Information about discounts granted to Early Decision and Early Action candidates is not compiled but a large amount of anecdotal evidence points to discounts for accepted students in Early Decision being much less generous than for the regular application period. So a student’s decision to apply Early Decision conveys to the college both their strong interest in attending and their willingness and ability to pay full costs. Applying through Early Action conveys strong interest but leaves latitude for negotiating financial aid. Because each student’s situation will be different, applicants are advised to think of the application process in part as a negotiation and to use the different application options as signals to the college.
Ways to save on college costs
There are a number of options beyond college choices to limit spending on college. The right choice depends on the student’s needs. They include:
- Studying for a year or two at a community college, institutions which are generally cheaper than 4-year programs, and then transferring into a Bachelor’s program.
- Completing credits at high school or via distance learning outside of actual college attendance
- Making sure to complete the bachelor’s program on time
- Applying for and obtaining scholarships
The first two will require acceptance of credits by the 4-year Bachelor’s program in which you ultimately enroll. While there are certain standards that apply in these scenarios, the ultimate decision will depend on the college accepting the student.
Fit
One important way to limit spending is to make sure the college you enroll in is a “fit.” When recruiting students, colleges are very focused on fit – on making sure that a college matches up well with a student’s personal and professional objectives. This is because fit helps both the student and the college. Lack of fit directly contributes to students dropping out or transferring to another school, both of which increase the costs of obtaining a degree. So proper matching of applications with schools is an important factor in college costs.
How to find scholarships and grants
The College Board’s Big Future and Sallie Mae’s Scholarship Search site are both excellent places to find information on scholarships:
Scholarships.com and Fastweb also both provide free searches of many scholarships:
Finally, two separate but similarly named sites, Collegescholarships.com and Collegescholarships.org, valuably provide lists of scholarships limited to residents of specific states, counties and municipalities.
Financial Scenarios
While the average costs above are an informative first cut, the impact of their family’s individual financial position on the amount a college charges a specific student is significant. The following section lays out a set of scenarios showing estimated costs for students with different family financial profiles. These are estimates and are intended as a baseline guide to help you decide on a short list of colleges to which to apply and to navigate the application and acceptance process with objective financial information.
Factors that increase or decrease the amount colleges charge a student:
- Family income
- Family financial assets
- Amount of equity in the family home (only selected colleges)
- Academic performance in high school, board scores
- Student’s demographic profile (including whether the parents have college degrees)
Other factors, such as whether other students in the household are also enrolled in college, marital status (married or not), and student income and savings play a generally smaller role.
Notes on figures
- For categories identical to those used to the in- and out-of-state average costs tables above, earlier comments apply.
- The colleges are ranked highest to lowest according to projected 2021/22 net cost.
- The “Full cost of a 4-year degree, Projected” represents an estimate of the total net costs for a class of ’25 student completing their Bachelor’s degree in 4 years.
- Scenarios 5, 6 and 7 assume a dual-earner married household with two children, the prospective college student who is a public high school senior and a younger sibling, with financial and home equity assets conforming to US government data on income and assets. The couple does not own their own business or investment real estate and is not the beneficiary of a trust. The prospective college student has no children, earned a small amount last year and is a dependent for IRS purposes. Once enrolled in college, the student would be enrolled full-time and live on campus.
- Disclaimer: These financial estimates represent informational projections that will change over time. They do not represents promises or commitments by CTAS or the colleges themselves. Final net cost numbers will differ from these estimates for many reasons.

Scenario
Students with families with an average of $15,000 in annual income. Families in this income range on average have <$10,000 in financial assets and home equity of <$40,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Arizona State
Tempe
AZ
41,182
86
94
27,000
113,000
Arizona
Tucson
AZ
28,972
85
87
31,500
131,500
Glendale CC
Glendale
AZ
5,458
100
37
15,000
30,000
Grand Canyon
Phoenix
AZ
18,406
77
98
20,000
82,500
Mesa CC
Mesa
AZ
6,121
100
30
15,500
32,000
Northern Arizona
Flagstaff
AZ
21,731
85
92
20,000
83,000
Cal Poly San Luis Obispo
San Luis Obispo
CA
19,685
28
37
30,500
126,500
San Bernardino State
San Bernardino
CA
16,549
69
65
23,000
95,500
Cal Poly Pomona
Pomona
CA
23,596
55
40
29,500
121,500
Chico State
Chico
CA
15,000
72
39
31,000
127,500
Cal State-Dominguez Hills
Carson
CA
12,103
77
70
23,000
93,000
Fresno State
Fresno
CA
18,901
58
56
20,000
81,500
Fullerton State
Fullerton
CA
28,820
53
38
21,500
89,500
Cal State-East Bay
Hayward
CA
10,635
76
55
30,500
127,500
Long Beach State
Long Beach
CA
28,752
39
45
29,000
120,500
Cal State-LA
Los Angeles
CA
19,729
48
76
14,000
57,500
Northridge State
Northridge
CA
29,320
59
59
24,500
101,500
Sacramento State
Sacramento
CA
24,105
82
53
25,000
104,500
Berkeley
Berkeley
CA
29,991
16
51
48,500
200,500
UC Davis
Davis
CA
30,171
39
56
59,500
246,500
Cal-Irvine
Irvine
CA
29,797
27
45
45,500
186,000
UCLA
Los Angeles
CA
30,969
12
46
37,500
155,500
Cal-Riverside
Riverside
CA
21,652
57
67
46,500
193,500
Cal-San Diego
La Jolla
CA
29,966
31
46
52,000
216,000
Cal-Santa Barbara
Santa Barbara
CA
22,846
30
52
59,500
249,000
Cal-Santa Cruz
Santa Cruz
CA
16,994
51
57
51,000
213,500
Chapman
Orange
CA
7,046
56
85
35,500
148,000
Mt San Antonio
Walnut
CA
10,394
100
1
5,000
10,500
Pasadena City College
Pasadena
CA
10,010
100
1
12,500
25,500
San Diego State
San Diego
CA
27,638
34
20
35,000
144,500
San Francisco State
San Francisco
CA
21,687
67
44
31,500
131,500
San Jose State
San Jose
CA
23,593
64
41
31,000
129,500
Santa Monica
Santa Monica
CA
10,987
100
10
7,500
31,000
USC
Los Angeles
CA
19,622
11
65
16,000
67,000
Anschutz
Denver
CO
8,857
67
66
25,000
103,000
Colorado-Colorado Springs
Colorado Springs
CO
8,168
87
52
28,000
115,000
Colorado
Boulder
CO
28,877
78
51
32,000
132,500
Colorado Northwestern CC
Rangely
CO
461
100
54
16,000
32,000
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
23,500
96,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
16,500
67,000
Univ of Denver
Denver
CO
5,478
59
89
24,000
98,500
Colorado Mesa
Grand Junction
CO
6,972
78
53
22,500
92,000
Metro State
Denver
CO
12,250
61
21
29,000
120,000
Northern Colorado
Greeley
CO
7,752
91
85
19,000
79,000
Boise State
Boise
ID
13,104
77
53
22,000
90,000
Idaho State
Pocatello
ID
5,966
100
71
26,500
109,000
Idaho
Moscow
ID
6,749
78
90
21,500
88,000
BYU-Idaho
Rexburg
ID
18,448
96
36
3,500
13,500
Arizona Global Campus
Clinton
IA
26,914
100
25
14,500
59,000
Kansas
Lawrence
KS
17,257
93
73
23,000
94,000
Kansas State
Manhattan
KS
15,548
95
77
18,500
74,500
Dawson CC
Glendive
MT
214
100
68
10,000
20,000
Montana State
Bozeman
MT
12,359
82
71
31,000
128,000
Nebraska
Lincoln
NE
19,132
78
82
20,000
82,500
Southern Nevada
Las Vegas
NV
10,164
100
39
12,000
50,000
UNLV
Las Vegas
NV
19,523
81
26
33,000
137,500
Nevada-Reno
Reno
NV
14,788
88
50
32,000
133,500
Central New Mexico CC
Albuquerque
NM
6,119
100
27
7,000
14,000
New Mexico
Albuquerque
NM
12,705
94
70
18,500
75,500
New Mexico State
Las Cruces
NM
9,740
55
97
27,000
110,500
Central Oklahoma
Edmond
OK
9,732
84
47
20,500
84,500
Oklahoma State
Stillwater
OK
17,291
70
80
18,000
75,000
Oklahoma
Norman
OK
18,996
80
86
28,500
118,000
Oregon State
Corvallis
OR
18,554
82
72
24,000
99,000
Oregon
Eugene
OR
17,419
82
59
40,500
168,000
Portland CC
Portland
OR
10,372
100
0
14,000
29,000
Portland State
Portland
OR
13,949
96
53
33,000
136,500
BYU-Provo
Provo
UT
28,288
67
49
9,500
40,000
Dixie State
Saint George
UT
6,557
100
17
11,500
47,000
LDS Business
Salt Lake City
UT
1,269
100
48
7,500
15,000
Snow
Ephraim
UT
3,163
100
69
6,500
26,500
Southern Utah
Cedar City
UT
7,097
78
82
13,000
54,000
Utah State
Logan
UT
17,063
91
73
12,500
52,000
Utah Valley
Orem
UT
19,799
100
43
7,000
30,500
Salt Lake CC
Salt Lake City
UT
7,252
100
11
7,000
14,000
Utah
Salt Lake City
UT
18,628
62
70
13,000
53,500
Weber State
Ogden
UT
11,854
100
72
10,000
42,000
Westminster
Salt Lake City
UT
1,649
92
99
18,000
73,500
Central Washington
Ellensburg
WA
9,977
85
71
16,500
67,000
Washington State
Pullman
WA
23,092
76
74
26,000
108,500
Washington
Seattle
WA
29,332
52
40
42,500
176,500
Western Washington
Bellingham
WA
13,887
90
71
20,500
85,500
Western Wyoming CC
Rock Springs
WY
1,005
100
53
7,500
15,000
Wyoming
Laramie
WY
8,332
96
72
20,500
85,500
San Marcos State
San Marcos
CA
12,155
62
43
15,000
60,500
Western Governors
Salt Lake City
UT
98,630
100
0
5,000
21,000
ASU Phoenix
Phoenix
AZ
7,827
82
95
29,500
123,000
Independence
Salt Lake City
UT
10,983
100
14
20,000
81,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $40,000 in annual income. Families in this income range on average have approximately $10,000 in financial assets and home equity of approximately $50,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree}
Arizona State
Tempe
AZ
41,182
86
94
30,000
124,000
Arizona
Tucson
AZ
28,972
85
87
34,000
140,500
Glendale CC
Glendale
AZ
5,458
100
37
16,500
33,000
Grand Canyon
Phoenix
AZ
18,406
77
98
20,500
84,500
Mesa CC
Mesa
AZ
6,121
100
30
17,000
34,500
Northern Arizona
Flagstaff
AZ
21,731
85
92
21,000
87,000
Cal Poly San Luis Obispo
San Luis Obispo
CA
19,685
28
37
33,500
137,000
San Bernardino State
San Bernardino
CA
16,549
69
65
24,500
103,000
Cal Poly Pomona
Pomona
CA
23,596
55
40
31,000
129,500
Chico State
Chico
CA
15,000
72
39
33,500
138,000
Cal State-Dominguez Hills
Carson
CA
12,103
77
70
25,500
104,000
Fresno State
Fresno
CA
18,901
58
56
22,000
91,500
Fullerton State
Fullerton
CA
28,820
53
38
24,500
102,000
Cal State-East Bay
Hayward
CA
10,635
76
55
33,000
138,000
Long Beach State
Long Beach
CA
28,752
39
45
31,500
130,500
Cal State-LA
Los Angeles
CA
19,729
48
76
18,000
74,000
Northridge State
Northridge
CA
29,320
59
59
27,000
111,000
Sacramento State
Sacramento
CA
24,105
82
53
27,000
112,500
Berkeley
Berkeley
CA
29,991
16
51
51,000
211,000
UC Davis
Davis
CA
30,171
39
56
61,000
252,500
Cal-Irvine
Irvine
CA
29,797
27
45
48,000
197,000
UCLA
Los Angeles
CA
30,969
12
46
39,500
163,500
Cal-Riverside
Riverside
CA
21,652
57
67
50,000
207,500
Cal-San Diego
La Jolla
CA
29,966
31
46
54,500
226,500
Cal-Santa Barbara
Santa Barbara
CA
22,846
30
52
62,500
261,000
Cal-Santa Cruz
Santa Cruz
CA
16,994
51
57
53,000
220,500
Chapman
Orange
CA
7,046
56
85
35,500
148,000
Mt San Antonio
Walnut
CA
10,394
100
1
6,500
13,500
Pasadena City College
Pasadena
CA
10,010
100
1
14,000
28,000
San Diego State
San Diego
CA
27,638
34
20
37,500
156,500
San Francisco State
San Francisco
CA
21,687
67
44
34,500
143,000
San Jose State
San Jose
CA
23,593
64
41
33,000
138,000
Santa Monica
Santa Monica
CA
10,987
100
10
8,500
34,000
USC
Los Angeles
CA
19,622
11
65
17,000
70,500
Anschutz
Denver
CO
8,857
67
66
26,500
109,500
Colorado-Colorado Springs
Colorado Springs
CO
8,168
87
52
28,000
115,000
Colorado
Boulder
CO
28,877
78
51
35,000
145,000
Colorado Northwestern CC
Rangely
CO
461
100
54
17,000
34,000
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
23,500
97,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
17,000
69,000
Univ of Denver
Denver
CO
5,478
59
89
26,500
109,000
Colorado Mesa
Grand Junction
CO
6,972
78
53
24,000
98,000
Metro State
Denver
CO
12,250
61
21
30,000
125,000
Northern Colorado
Greeley
CO
7,752
91
85
21,000
85,500
Boise State
Boise
ID
13,104
77
53
23,000
95,500
Idaho State
Pocatello
ID
5,966
100
71
28,000
115,000
Idaho
Moscow
ID
6,749
78
90
22,500
93,500
BYU-Idaho
Rexburg
ID
18,448
96
36
4,500
17,500
Arizona Global Campus
Clinton
IA
26,914
100
25
14,500
59,000
Kansas
Lawrence
KS
17,257
93
73
24,000
99,500
Kansas State
Manhattan
KS
15,548
95
77
19,000
78,000
Dawson CC
Glendive
MT
214
100
68
10,000
20,000
Montana State
Bozeman
MT
12,359
82
71
32,500
134,000
Nebraska
Lincoln
NE
19,132
78
82
21,500
89,000
Southern Nevada
Las Vegas
NV
10,164
100
39
13,000
55,000
UNLV
Las Vegas
NV
19,523
81
26
35,000
144,500
Nevada-Reno
Reno
NV
14,788
88
50
34,500
143,500
Central New Mexico CC
Albuquerque
NM
6,119
100
27
9,000
18,000
New Mexico
Albuquerque
NM
12,705
94
70
20,500
82,500
New Mexico State
Las Cruces
NM
9,740
55
97
29,000
118,500
Central Oklahoma
Edmond
OK
9,732
84
47
21,500
89,500
Oklahoma State
Stillwater
OK
17,291
70
80
20,500
83,500
Oklahoma
Norman
OK
18,996
80
86
31,000
127,500
Oregon State
Corvallis
OR
18,554
82
72
26,000
108,000
Oregon
Eugene
OR
17,419
82
59
42,000
175,000
Portland CC
Portland
OR
10,372
100
0
15,000
30,500
Portland State
Portland
OR
13,949
96
53
34,500
142,000
BYU-Provo
Provo
UT
28,288
67
49
10,500
46,500
Dixie State
Saint George
UT
6,557
100
17
11,500
51,000
LDS Business
Salt Lake City
UT
1,269
100
48
6,500
15,000
Snow
Ephraim
UT
3,163
100
69
6,500
26,500
Southern Utah
Cedar City
UT
7,097
78
82
12,500
54,000
Utah State
Logan
UT
17,063
91
73
12,500
55,000
Utah Valley
Orem
UT
19,799
100
43
7,000
33,000
Salt Lake CC
Salt Lake City
UT
7,252
100
11
7,000
15,000
Utah
Salt Lake City
UT
18,628
62
70
13,500
57,500
Weber State
Ogden
UT
11,854
100
72
11,000
45,500
Westminster
Salt Lake City
UT
1,649
92
99
19,500
79,000
Central Washington
Ellensburg
WA
9,977
85
71
18,500
75,500
Washington State
Pullman
WA
23,092
76
74
29,500
122,500
Washington
Seattle
WA
29,332
52
40
42,500
176,500
Western Washington
Bellingham
WA
13,887
90
71
23,000
95,500
Western Wyoming CC
Rock Springs
WY
1,005
100
53
7,500
15,000
Wyoming
Laramie
WY
8,332
96
72
23,500
97,500
San Marcos State
San Marcos
CA
12,155
62
43
16,000
66,000
Western Governors
Salt Lake City
UT
98,630
100
0
5,000
22,000
ASU Phoenix
Phoenix
AZ
7,827
82
95
36,000
150,000
Independence
Salt Lake City
UT
10,983
100
14
24,000
97,000
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree}
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Scenario: Students with families with an average of $60,000 in annual income. Families in this income range on average have approximately $20,000 in financial assets and home equity of approximately $90,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Arizona State
Tempe
AZ
41,182
86
94
39,000
163,000
Arizona
Tucson
AZ
28,972
85
87
42,000
174,500
Glendale CC
Glendale
AZ
5,458
100
37
19,500
39,500
Grand Canyon
Phoenix
AZ
18,406
77
98
23,500
98,000
Mesa CC
Mesa
AZ
6,121
100
30
21,000
42,500
Northern Arizona
Flagstaff
AZ
21,731
85
92
25,500
104,500
Cal Poly San Luis Obispo
San Luis Obispo
CA
19,685
28
37
40,000
164,500
San Bernardino State
San Bernardino
CA
16,549
69
65
31,500
132,000
Cal Poly Pomona
Pomona
CA
23,596
55
40
38,000
157,000
Chico State
Chico
CA
15,000
72
39
37,500
155,500
Cal State-Dominguez Hills
Carson
CA
12,103
77
70
34,500
140,500
Fresno State
Fresno
CA
18,901
58
56
29,000
120,500
Fullerton State
Fullerton
CA
28,820
53
38
30,500
126,500
Cal State-East Bay
Hayward
CA
10,635
76
55
37,500
156,500
Long Beach State
Long Beach
CA
28,752
39
45
36,500
150,500
Cal State-LA
Los Angeles
CA
19,729
48
76
26,000
108,000
Northridge State
Northridge
CA
29,320
59
59
31,500
129,500
Sacramento State
Sacramento
CA
24,105
82
53
33,500
139,500
Berkeley
Berkeley
CA
29,991
16
51
57,500
239,000
UC Davis
Davis
CA
30,171
39
56
61,000
252,500
Cal-Irvine
Irvine
CA
29,797
27
45
53,000
218,000
UCLA
Los Angeles
CA
30,969
12
46
47,500
198,000
Cal-Riverside
Riverside
CA
21,652
57
67
60,000
249,000
Cal-San Diego
La Jolla
CA
29,966
31
46
64,000
266,500
Cal-Santa Barbara
Santa Barbara
CA
22,846
30
52
70,000
291,500
Cal-Santa Cruz
Santa Cruz
CA
16,994
51
57
57,500
241,000
Chapman
Orange
CA
7,046
56
85
39,000
161,000
Mt San Antonio
Walnut
CA
10,394
100
1
12,000
25,000
Pasadena City College
Pasadena
CA
10,010
100
1
19,500
39,500
San Diego State
San Diego
CA
27,638
34
20
43,000
179,500
San Francisco State
San Francisco
CA
21,687
67
44
37,500
155,500
San Jose State
San Jose
CA
23,593
64
41
37,500
155,500
Santa Monica
Santa Monica
CA
10,987
100
10
13,500
55,500
USC
Los Angeles
CA
19,622
11
65
22,500
93,500
Anschutz
Denver
CO
8,857
67
66
32,500
133,000
Colorado-Colorado Springs
Colorado Springs
CO
8,168
87
52
34,500
142,000
Colorado
Boulder
CO
28,877
78
51
44,000
182,000
Colorado Northwestern CC
Rangely
CO
461
100
54
19,500
38,500
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
31,000
126,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
18,500
75,500
Univ of Denver
Denver
CO
5,478
59
89
27,000
111,000
Colorado Mesa
Grand Junction
CO
6,972
78
53
27,000
111,000
Metro State
Denver
CO
12,250
61
21
34,500
144,500
Northern Colorado
Greeley
CO
7,752
91
85
24,000
98,500
Boise State
Boise
ID
13,104
77
53
28,000
117,000
Idaho State
Pocatello
ID
5,966
100
71
31,500
130,000
Idaho
Moscow
ID
6,749
78
90
26,500
109,000
BYU-Idaho
Rexburg
ID
18,448
96
36
6,500
26,000
Arizona Global Campus
Clinton
IA
26,914
100
25
14,500
59,000
Kansas
Lawrence
KS
17,257
93
73
27,000
111,000
Kansas State
Manhattan
KS
15,548
95
77
21,500
87,500
Dawson CC
Glendive
MT
214
100
68
14,000
28,000
Montana State
Bozeman
MT
12,359
82
71
38,000
157,000
Nebraska
Lincoln
NE
19,132
78
82
25,500
105,500
Southern Nevada
Las Vegas
NV
10,164
100
39
16,500
69,000
UNLV
Las Vegas
NV
19,523
81
26
40,500
167,500
Nevada-Reno
Reno
NV
14,788
88
50
40,500
167,000
Central New Mexico CC
Albuquerque
NM
6,119
100
27
14,000
28,500
New Mexico
Albuquerque
NM
12,705
94
70
23,000
93,500
New Mexico State
Las Cruces
NM
9,740
55
97
36,000
149,500
Central Oklahoma
Edmond
OK
9,732
84
47
22,000
91,500
Oklahoma State
Stillwater
OK
17,291
70
80
28,000
116,000
Oklahoma
Norman
OK
18,996
80
86
33,500
137,500
Oregon State
Corvallis
OR
18,554
82
72
34,000
139,500
Oregon
Eugene
OR
17,419
82
59
47,000
195,000
Portland CC
Portland
OR
10,372
100
0
19,000
39,000
Portland State
Portland
OR
13,949
96
53
38,500
159,500
BYU-Provo
Provo
UT
28,288
67
49
13,500
57,000
Dixie State
Saint George
UT
6,557
100
17
14,000
58,000
LDS Business
Salt Lake City
UT
1,269
100
48
9,500
19,000
Snow
Ephraim
UT
3,163
100
69
9,000
36,500
Southern Utah
Cedar City
UT
7,097
78
82
15,500
63,500
Utah State
Logan
UT
17,063
91
73
15,000
63,000
Utah Valley
Orem
UT
19,799
100
43
9,500
40,000
Salt Lake CC
Salt Lake City
UT
7,252
100
11
9,500
19,500
Utah
Salt Lake City
UT
18,628
62
70
16,000
67,000
Weber State
Ogden
UT
11,854
100
72
13,000
54,000
Westminster
Salt Lake City
UT
1,649
92
99
19,500
79,500
Central Washington
Ellensburg
WA
9,977
85
71
24,500
99,500
Washington State
Pullman
WA
23,092
76
74
37,500
156,000
Washington
Seattle
WA
29,332
52
40
47,500
195,500
Western Washington
Bellingham
WA
13,887
90
71
32,000
133,500
Western Wyoming CC
Rock Springs
WY
1,005
100
53
9,500
19,000
Wyoming
Laramie
WY
8,332
96
72
28,500
118,000
San Marcos State
San Marcos
CA
12,155
62
43
22,000
88,500
Western Governors
Salt Lake City
UT
98,630
100
0
6,500
26,500
ASU Phoenix
Phoenix
AZ
7,827
82
95
47,500
197,000
Independence
Salt Lake City
UT
10,983
100
14
24,000
97,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $90,000 in annual income. Families in this income range on average have approximately $200,000 in financial assets and home equity of approximately $120,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Arizona State
Tempe
AZ
41,182
86
94
40,500
167,500
Arizona
Tucson
AZ
28,972
85
87
46,000
190,000
Glendale CC
Glendale
AZ
5,458
100
37
21,000
42,500
Grand Canyon
Phoenix
AZ
18,406
77
98
25,500
106,500
Mesa CC
Mesa
AZ
6,121
100
30
21,000
42,500
Northern Arizona
Flagstaff
AZ
21,731
85
92
32,500
132,500
Cal Poly San Luis Obispo
San Luis Obispo
CA
19,685
28
37
42,000
174,000
San Bernardino State
San Bernardino
CA
16,549
69
65
32,500
134,000
Cal Poly Pomona
Pomona
CA
23,596
55
40
38,000
157,000
Chico State
Chico
CA
15,000
72
39
37,500
155,500
Cal State-Dominguez Hills
Carson
CA
12,103
77
70
34,500
140,500
Fresno State
Fresno
CA
18,901
58
56
29,000
120,500
Fullerton State
Fullerton
CA
28,820
53
38
37,500
155,000
Cal State-East Bay
Hayward
CA
10,635
76
55
37,500
156,500
Long Beach State
Long Beach
CA
28,752
39
45
36,500
150,500
Cal State-LA
Los Angeles
CA
19,729
48
76
29,000
121,000
Northridge State
Northridge
CA
29,320
59
59
31,500
129,500
Sacramento State
Sacramento
CA
24,105
82
53
33,500
139,500
Berkeley
Berkeley
CA
29,991
16
51
57,500
239,000
UC Davis
Davis
CA
30,171
39
56
61,000
252,500
Cal-Irvine
Irvine
CA
29,797
27
45
53,000
218,000
UCLA
Los Angeles
CA
30,969
12
46
62,500
261,500
Cal-Riverside
Riverside
CA
21,652
57
67
63,000
260,500
Cal-San Diego
La Jolla
CA
29,966
31
46
68,000
282,500
Cal-Santa Barbara
Santa Barbara
CA
22,846
30
52
71,500
299,000
Cal-Santa Cruz
Santa Cruz
CA
16,994
51
57
67,000
280,000
Chapman
Orange
CA
7,046
56
85
41,500
172,000
Mt San Antonio
Walnut
CA
10,394
100
1
16,000
32,500
Pasadena City College
Pasadena
CA
10,010
100
1
22,500
46,500
San Diego State
San Diego
CA
27,638
34
20
43,000
179,500
San Francisco State
San Francisco
CA
21,687
67
44
37,500
155,500
San Jose State
San Jose
CA
23,593
64
41
37,500
155,500
Santa Monica
Santa Monica
CA
10,987
100
10
16,000
65,500
USC
Los Angeles
CA
19,622
11
65
33,000
136,500
Anschutz
Denver
CO
8,857
67
66
40,500
167,000
Colorado-Colorado Springs
Colorado Springs
CO
8,168
87
52
41,000
170,500
Colorado
Boulder
CO
28,877
78
51
56,500
233,000
Colorado Northwestern CC
Rangely
CO
461
100
54
19,500
38,500
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
43,000
178,000
Colorado Tech
Colorado Springs
CO
15,272
100
23
21,500
87,000
Univ of Denver
Denver
CO
5,478
59
89
33,500
137,000
Colorado Mesa
Grand Junction
CO
6,972
78
53
31,500
129,500
Metro State
Denver
CO
12,250
61
21
38,500
160,000
Northern Colorado
Greeley
CO
7,752
91
85
30,500
125,500
Boise State
Boise
ID
13,104
77
53
33,500
138,000
Idaho State
Pocatello
ID
5,966
100
71
34,500
143,000
Idaho
Moscow
ID
6,749
78
90
32,000
133,000
BYU-Idaho
Rexburg
ID
18,448
96
36
10,000
40,000
Arizona Global Campus
Clinton
IA
26,914
100
25
14,500
59,000
Kansas
Lawrence
KS
17,257
93
73
33,000
136,000
Kansas State
Manhattan
KS
15,548
95
77
24,500
100,000
Dawson CC
Glendive
MT
214
100
68
17,000
33,500
Montana State
Bozeman
MT
12,359
82
71
41,000
170,500
Nebraska
Lincoln
NE
19,132
78
82
30,000
124,000
Southern Nevada
Las Vegas
NV
10,164
100
39
20,000
83,000
UNLV
Las Vegas
NV
19,523
81
26
43,000
178,000
Nevada-Reno
Reno
NV
14,788
88
50
43,000
177,500
Central New Mexico CC
Albuquerque
NM
6,119
100
27
15,500
31,000
New Mexico
Albuquerque
NM
12,705
94
70
25,500
103,500
New Mexico State
Las Cruces
NM
9,740
55
97
36,000
149,500
Central Oklahoma
Edmond
OK
9,732
84
47
22,000
91,500
Oklahoma State
Stillwater
OK
17,291
70
80
29,000
119,500
Oklahoma
Norman
OK
18,996
80
86
33,500
137,500
Oregon State
Corvallis
OR
18,554
82
72
39,000
160,500
Oregon
Eugene
OR
17,419
82
59
53,000
220,500
Portland CC
Portland
OR
10,372
100
0
22,000
45,000
Portland State
Portland
OR
13,949
96
53
45,500
186,500
BYU-Provo
Provo
UT
28,288
67
49
17,500
72,000
Dixie State
Saint George
UT
6,557
100
17
14,000
58,500
LDS Business
Salt Lake City
UT
1,269
100
48
9,500
19,000
Snow
Ephraim
UT
3,163
100
69
11,000
45,500
Southern Utah
Cedar City
UT
7,097
78
82
17,000
70,000
Utah State
Logan
UT
17,063
91
73
17,500
73,500
Utah Valley
Orem
UT
19,799
100
43
12,500
52,000
Salt Lake CC
Salt Lake City
UT
7,252
100
11
11,500
23,500
Utah
Salt Lake City
UT
18,628
62
70
19,000
79,500
Weber State
Ogden
UT
11,854
100
72
15,500
63,500
Westminster
Salt Lake City
UT
1,649
92
99
21,500
87,500
Central Washington
Ellensburg
WA
9,977
85
71
30,500
124,000
Washington State
Pullman
WA
23,092
76
74
43,000
179,500
Washington
Seattle
WA
29,332
52
40
57,000
236,500
Western Washington
Bellingham
WA
13,887
90
71
36,000
149,000
Western Wyoming CC
Rock Springs
WY
1,005
100
53
11,000
22,500
Wyoming
Laramie
WY
8,332
96
72
32,500
133,500
San Marcos State
San Marcos
CA
12,155
62
43
27,000
110,000
Western Governors
Salt Lake City
UT
98,630
100
0
8,000
32,500
ASU Phoenix
Phoenix
AZ
7,827
82
95
47,500
197,000
Independence
Salt Lake City
UT
10,983
100
14
24,000
97,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $150,000 in annual income, $250,000 in financial assets and home equity of approximately $150,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Arizona State
Tempe
AZ
41,182
86
94
40,500
167,500
Arizona
Tucson
AZ
28,972
85
87
46,000
190,000
Glendale CC
Glendale
AZ
5,458
100
37
21,000
42,500
Grand Canyon
Phoenix
AZ
18,406
77
98
25,500
106,500
Mesa CC
Mesa
AZ
6,121
100
30
21,000
42,500
Northern Arizona
Flagstaff
AZ
21,731
85
92
32,500
132,500
Cal Poly San Luis Obispo
San Luis Obispo
CA
19,685
28
37
42,000
174,000
San Bernardino State
San Bernardino
CA
16,549
69
65
32,500
134,000
Cal Poly Pomona
Pomona
CA
23,596
55
40
38,000
157,000
Chico State
Chico
CA
15,000
72
39
37,500
155,500
Cal State-Dominguez Hills
Carson
CA
12,103
77
70
34,500
140,500
Fresno State
Fresno
CA
18,901
58
56
29,000
120,500
Fullerton State
Fullerton
CA
28,820
53
38
37,500
155,000
Cal State-East Bay
Hayward
CA
10,635
76
55
37,500
156,500
Long Beach State
Long Beach
CA
28,752
39
45
36,500
150,500
Cal State-LA
Los Angeles
CA
19,729
48
76
29,000
121,000
Northridge State
Northridge
CA
29,320
59
59
31,500
129,500
Sacramento State
Sacramento
CA
24,105
82
53
33,500
139,500
Berkeley
Berkeley
CA
29,991
16
51
57,500
239,000
UC Davis
Davis
CA
30,171
39
56
61,000
252,500
Cal-Irvine
Irvine
CA
29,797
27
45
53,000
218,000
UCLA
Los Angeles
CA
30,969
12
46
62,500
261,500
Cal-Riverside
Riverside
CA
21,652
57
67
63,000
260,500
Cal-San Diego
La Jolla
CA
29,966
31
46
68,000
282,500
Cal-Santa Barbara
Santa Barbara
CA
22,846
30
52
71,500
299,000
Cal-Santa Cruz
Santa Cruz
CA
16,994
51
57
67,000
280,000
Chapman
Orange
CA
7,046
56
85
41,500
172,000
Mt San Antonio
Walnut
CA
10,394
100
1
16,000
32,500
Pasadena City College
Pasadena
CA
10,010
100
1
22,500
46,500
San Diego State
San Diego
CA
27,638
34
20
43,000
179,500
San Francisco State
San Francisco
CA
21,687
67
44
37,500
155,500
San Jose State
San Jose
CA
23,593
64
41
37,500
155,500
Santa Monica
Santa Monica
CA
10,987
100
10
16,000
65,500
USC
Los Angeles
CA
19,622
11
65
33,000
136,500
Anschutz
Denver
CO
8,857
67
66
40,500
167,000
Colorado-Colorado Springs
Colorado Springs
CO
8,168
87
52
41,000
170,500
Colorado
Boulder
CO
28,877
78
51
56,500
233,000
Colorado Northwestern CC
Rangely
CO
461
100
54
19,500
38,500
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
43,000
178,000
Colorado Tech
Colorado Springs
CO
15,272
100
23
21,500
87,000
Univ of Denver
Denver
CO
5,478
59
89
33,500
137,000
Colorado Mesa
Grand Junction
CO
6,972
78
53
31,500
129,500
Metro State
Denver
CO
12,250
61
21
38,500
160,000
Northern Colorado
Greeley
CO
7,752
91
85
30,500
125,500
Boise State
Boise
ID
13,104
77
53
33,500
138,000
Idaho State
Pocatello
ID
5,966
100
71
34,500
143,000
Idaho
Moscow
ID
6,749
78
90
32,000
133,000
BYU-Idaho
Rexburg
ID
18,448
96
36
10,000
40,000
Arizona Global Campus
Clinton
IA
26,914
100
25
14,500
59,000
Kansas
Lawrence
KS
17,257
93
73
33,000
136,000
Kansas State
Manhattan
KS
15,548
95
77
24,500
100,000
Dawson CC
Glendive
MT
214
100
68
17,000
33,500
Montana State
Bozeman
MT
12,359
82
71
41,000
170,500
Nebraska
Lincoln
NE
19,132
78
82
30,000
124,000
Southern Nevada
Las Vegas
NV
10,164
100
39
20,000
83,000
UNLV
Las Vegas
NV
19,523
81
26
43,000
178,000
Nevada-Reno
Reno
NV
14,788
88
50
43,000
177,500
Central New Mexico CC
Albuquerque
NM
6,119
100
27
15,500
31,000
New Mexico
Albuquerque
NM
12,705
94
70
25,500
103,500
New Mexico State
Las Cruces
NM
9,740
55
97
36,000
149,500
Central Oklahoma
Edmond
OK
9,732
84
47
22,000
91,500
Oklahoma State
Stillwater
OK
17,291
70
80
29,000
119,500
Oklahoma
Norman
OK
18,996
80
86
33,500
137,500
Oregon State
Corvallis
OR
18,554
82
72
39,000
160,500
Oregon
Eugene
OR
17,419
82
59
53,000
220,500
Portland CC
Portland
OR
10,372
100
0
22,000
45,000
Portland State
Portland
OR
13,949
96
53
45,500
186,500
BYU-Provo
Provo
UT
28,288
67
49
17,500
72,000
Dixie State
Saint George
UT
6,557
100
17
14,000
58,500
LDS Business
Salt Lake City
UT
1,269
100
48
9,500
19,000
Snow
Ephraim
UT
3,163
100
69
11,000
45,500
Southern Utah
Cedar City
UT
7,097
78
82
17,000
70,000
Utah State
Logan
UT
17,063
91
73
17,500
73,500
Utah Valley
Orem
UT
19,799
100
43
12,500
52,000
Salt Lake CC
Salt Lake City
UT
7,252
100
11
11,500
23,500
Utah
Salt Lake City
UT
18,628
62
70
19,000
79,500
Weber State
Ogden
UT
11,854
100
72
15,500
63,500
Westminster
Salt Lake City
UT
1,649
92
99
21,500
87,500
Central Washington
Ellensburg
WA
9,977
85
71
30,500
124,000
Washington State
Pullman
WA
23,092
76
74
43,000
179,500
Washington
Seattle
WA
29,332
52
40
57,000
236,500
Western Washington
Bellingham
WA
13,887
90
71
36,000
149,000
Western Wyoming CC
Rock Springs
WY
1,005
100
53
11,000
22,500
Wyoming
Laramie
WY
8,332
96
72
32,500
133,500
San Marcos State
San Marcos
CA
12,155
62
43
27,000
110,000
Western Governors
Salt Lake City
UT
98,630
100
0
8,000
32,500
ASU Phoenix
Phoenix
AZ
7,827
82
95
47,500
197,000
Independence
Salt Lake City
UT
10,983
100
14
24,000
97,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $200,000 in annual income, $500,000 in financial assets and home equity of approximately $200,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Arizona State
Tempe
AZ
41,182
86
94
40,500
167,500
Arizona
Tucson
AZ
28,972
85
87
46,000
190,000
Glendale CC
Glendale
AZ
5,458
100
37
21,000
42,500
Grand Canyon
Phoenix
AZ
18,406
77
98
32,500
134,000
Mesa CC
Mesa
AZ
6,121
100
30
21,000
42,500
Northern Arizona
Flagstaff
AZ
21,731
85
92
33,500
138,000
Cal Poly San Luis Obispo
San Luis Obispo
CA
19,685
28
37
42,000
174,000
San Bernardino State
San Bernardino
CA
16,549
69
65
32,500
134,000
Cal Poly Pomona
Pomona
CA
23,596
55
40
38,000
157,000
Chico State
Chico
CA
15,000
72
39
37,500
155,500
Cal State-Dominguez Hills
Carson
CA
12,103
77
70
34,500
140,500
Fresno State
Fresno
CA
18,901
58
56
29,000
120,500
Fullerton State
Fullerton
CA
28,820
53
38
38,000
157,500
Cal State-East Bay
Hayward
CA
10,635
76
55
37,500
156,500
Long Beach State
Long Beach
CA
28,752
39
45
36,500
150,500
Cal State-LA
Los Angeles
CA
19,729
48
76
29,000
121,000
Northridge State
Northridge
CA
29,320
59
59
31,500
129,500
Sacramento State
Sacramento
CA
24,105
82
53
33,500
139,500
Berkeley
Berkeley
CA
29,991
16
51
73,500
305,500
UC Davis
Davis
CA
30,171
39
56
69,000
286,500
Cal-Irvine
Irvine
CA
29,797
27
45
65,500
269,500
UCLA
Los Angeles
CA
30,969
12
46
69,500
289,500
Cal-Riverside
Riverside
CA
21,652
57
67
63,000
260,500
Cal-San Diego
La Jolla
CA
29,966
31
46
68,000
282,500
Cal-Santa Barbara
Santa Barbara
CA
22,846
30
52
71,500
299,000
Cal-Santa Cruz
Santa Cruz
CA
16,994
51
57
67,000
280,000
Chapman
Orange
CA
7,046
56
85
51,500
213,500
Mt San Antonio
Walnut
CA
10,394
100
1
29,000
59,000
Pasadena City College
Pasadena
CA
10,010
100
1
28,000
57,500
San Diego State
San Diego
CA
27,638
34
20
43,000
179,500
San Francisco State
San Francisco
CA
21,687
67
44
37,500
155,500
San Jose State
San Jose
CA
23,593
64
41
37,500
155,500
Santa Monica
Santa Monica
CA
10,987
100
10
22,500
91,500
USC
Los Angeles
CA
19,622
11
65
68,000
282,500
Anschutz
Denver
CO
8,857
67
66
45,000
185,000
Colorado-Colorado Springs
Colorado Springs
CO
8,168
87
52
41,000
170,500
Colorado
Boulder
CO
28,877
78
51
56,500
233,000
Colorado Northwestern CC
Rangely
CO
461
100
54
19,500
38,500
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
44,000
181,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
22,500
92,000
Univ of Denver
Denver
CO
5,478
59
89
51,500
212,500
Colorado Mesa
Grand Junction
CO
6,972
78
53
39,000
160,000
Metro State
Denver
CO
12,250
61
21
38,500
160,000
Northern Colorado
Greeley
CO
7,752
91
85
38,500
158,500
Boise State
Boise
ID
13,104
77
53
36,500
151,500
Idaho State
Pocatello
ID
5,966
100
71
39,500
163,000
Idaho
Moscow
ID
6,749
78
90
34,500
142,000
BYU-Idaho
Rexburg
ID
18,448
96
36
10,000
41,000
Arizona Global Campus
Clinton
IA
26,914
100
25
21,000
86,000
Kansas
Lawrence
KS
17,257
93
73
44,000
181,000
Kansas State
Manhattan
KS
15,548
95
77
28,000
113,500
Dawson CC
Glendive
MT
214
100
68
18,000
35,500
Montana State
Bozeman
MT
12,359
82
71
45,000
187,000
Nebraska
Lincoln
NE
19,132
78
82
44,000
181,500
Southern Nevada
Las Vegas
NV
10,164
100
39
25,000
104,500
UNLV
Las Vegas
NV
19,523
81
26
43,000
178,000
Nevada-Reno
Reno
NV
14,788
88
50
43,000
177,500
Central New Mexico CC
Albuquerque
NM
6,119
100
27
15,500
31,000
New Mexico
Albuquerque
NM
12,705
94
70
27,000
110,000
New Mexico State
Las Cruces
NM
9,740
55
97
36,000
149,500
Central Oklahoma
Edmond
OK
9,732
84
47
36,000
149,000
Oklahoma State
Stillwater
OK
17,291
70
80
30,500
126,000
Oklahoma
Norman
OK
18,996
80
86
41,500
171,000
Oregon State
Corvallis
OR
18,554
82
72
42,000
174,000
Oregon
Eugene
OR
17,419
82
59
53,000
220,500
Portland CC
Portland
OR
10,372
100
0
23,500
48,000
Portland State
Portland
OR
13,949
96
53
45,500
186,500
BYU-Provo
Provo
UT
28,288
67
49
20,000
82,500
Dixie State
Saint George
UT
6,557
100
17
14,500
61,500
LDS Business
Salt Lake City
UT
1,269
100
48
9,500
19,000
Snow
Ephraim
UT
3,163
100
69
11,000
45,000
Southern Utah
Cedar City
UT
7,097
78
82
21,500
88,000
Utah State
Logan
UT
17,063
91
73
17,500
73,500
Utah Valley
Orem
UT
19,799
100
43
15,500
65,500
Salt Lake CC
Salt Lake City
UT
7,252
100
11
16,000
32,500
Utah
Salt Lake City
UT
18,628
62
70
25,500
105,000
Weber State
Ogden
UT
11,854
100
72
18,000
73,500
Westminster
Salt Lake City
UT
1,649
92
99
23,000
93,500
Central Washington
Ellensburg
WA
9,977
85
71
37,500
154,000
Washington State
Pullman
WA
23,092
76
74
43,000
179,500
Washington
Seattle
WA
29,332
52
40
57,000
236,500
Western Washington
Bellingham
WA
13,887
90
71
36,000
149,000
Western Wyoming CC
Rock Springs
WY
1,005
100
53
11,000
22,500
Wyoming
Laramie
WY
8,332
96
72
32,500
133,500
San Marcos State
San Marcos
CA
12,155
62
43
32,500
133,000
Western Governors
Salt Lake City
UT
98,630
100
0
9,000
36,500
ASU Phoenix
Phoenix
AZ
7,827
82
95
47,500
197,000
Independence
Salt Lake City
UT
10,983
100
14
24,000
96,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $300,000 in annual income, $950,000 in financial assets and home equity of approximately $350,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Arizona State
Tempe
AZ
41,182
86
94
40,500
167,500
Arizona
Tucson
AZ
28,972
85
87
50,000
207,000
Glendale CC
Glendale
AZ
5,458
100
37
21,000
42,500
Grand Canyon
Phoenix
AZ
18,406
77
98
33,500
139,500
Mesa CC
Mesa
AZ
6,121
100
30
21,000
42,500
Northern Arizona
Flagstaff
AZ
21,731
85
92
33,500
138,000
Cal Poly San Luis Obispo
San Luis Obispo
CA
19,685
28
37
42,000
174,000
San Bernardino State
San Bernardino
CA
16,549
69
65
32,500
134,000
Cal Poly Pomona
Pomona
CA
23,596
55
40
38,000
157,000
Chico State
Chico
CA
15,000
72
39
37,500
155,500
Cal State-Dominguez Hills
Carson
CA
12,103
77
70
34,500
140,500
Fresno State
Fresno
CA
18,901
58
56
29,000
120,500
Fullerton State
Fullerton
CA
28,820
53
38
38,000
157,500
Cal State-East Bay
Hayward
CA
10,635
76
55
37,500
156,500
Long Beach State
Long Beach
CA
28,752
39
45
36,500
150,500
Cal State-LA
Los Angeles
CA
19,729
48
76
29,000
121,000
Northridge State
Northridge
CA
29,320
59
59
31,500
129,500
Sacramento State
Sacramento
CA
24,105
82
53
33,500
139,500
Berkeley
Berkeley
CA
29,991
16
51
73,500
305,500
UC Davis
Davis
CA
30,171
39
56
69,000
286,500
Cal-Irvine
Irvine
CA
29,797
27
45
65,500
269,500
UCLA
Los Angeles
CA
30,969
12
46
69,500
289,500
Cal-Riverside
Riverside
CA
21,652
57
67
63,000
260,500
Cal-San Diego
La Jolla
CA
29,966
31
46
68,000
282,500
Cal-Santa Barbara
Santa Barbara
CA
22,846
30
52
71,500
299,000
Cal-Santa Cruz
Santa Cruz
CA
16,994
51
57
67,000
280,000
Chapman
Orange
CA
7,046
56
85
59,000
243,500
Mt San Antonio
Walnut
CA
10,394
100
1
29,000
59,000
Pasadena City College
Pasadena
CA
10,010
100
1
28,000
57,500
San Diego State
San Diego
CA
27,638
34
20
43,000
179,500
San Francisco State
San Francisco
CA
21,687
67
44
37,500
155,500
San Jose State
San Jose
CA
23,593
64
41
37,500
155,500
Santa Monica
Santa Monica
CA
10,987
100
10
22,500
91,500
USC
Los Angeles
CA
19,622
11
65
68,000
282,500
Anschutz
Denver
CO
8,857
67
66
45,000
185,000
Colorado-Colorado Springs
Colorado Springs
CO
8,168
87
52
41,000
170,500
Colorado
Boulder
CO
28,877
78
51
56,500
233,000
Colorado Northwestern CC
Rangely
CO
461
100
54
19,500
38,500
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
44,000
181,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
22,500
92,000
Univ of Denver
Denver
CO
5,478
59
89
51,500
212,500
Colorado Mesa
Grand Junction
CO
6,972
78
53
39,000
160,000
Metro State
Denver
CO
12,250
61
21
38,500
160,000
Northern Colorado
Greeley
CO
7,752
91
85
39,000
161,000
Boise State
Boise
ID
13,104
77
53
36,500
151,500
Idaho State
Pocatello
ID
5,966
100
71
39,500
163,000
Idaho
Moscow
ID
6,749
78
90
34,500
142,000
BYU-Idaho
Rexburg
ID
18,448
96
36
10,000
41,000
Arizona Global Campus
Clinton
IA
26,914
100
25
21,000
86,000
Kansas
Lawrence
KS
17,257
93
73
44,000
181,000
Kansas State
Manhattan
KS
15,548
95
77
28,000
113,500
Dawson CC
Glendive
MT
214
100
68
18,000
35,500
Montana State
Bozeman
MT
12,359
82
71
45,000
187,000
Nebraska
Lincoln
NE
19,132
78
82
44,000
181,500
Southern Nevada
Las Vegas
NV
10,164
100
39
25,000
104,500
UNLV
Las Vegas
NV
19,523
81
26
43,000
178,000
Nevada-Reno
Reno
NV
14,788
88
50
43,000
177,500
Central New Mexico CC
Albuquerque
NM
6,119
100
27
15,500
31,000
New Mexico
Albuquerque
NM
12,705
94
70
27,000
110,000
New Mexico State
Las Cruces
NM
9,740
55
97
36,000
149,500
Central Oklahoma
Edmond
OK
9,732
84
47
36,000
149,000
Oklahoma State
Stillwater
OK
17,291
70
80
30,500
126,000
Oklahoma
Norman
OK
18,996
80
86
41,500
171,000
Oregon State
Corvallis
OR
18,554
82
72
42,000
174,000
Oregon
Eugene
OR
17,419
82
59
53,000
220,500
Portland CC
Portland
OR
10,372
100
0
23,500
48,000
Portland State
Portland
OR
13,949
96
53
45,500
186,500
BYU-Provo
Provo
UT
28,288
67
49
20,000
82,500
Dixie State
Saint George
UT
6,557
100
17
15,500
64,000
LDS Business
Salt Lake City
UT
1,269
100
48
9,500
19,000
Snow
Ephraim
UT
3,163
100
69
11,000
45,000
Southern Utah
Cedar City
UT
7,097
78
82
21,500
88,000
Utah State
Logan
UT
17,063
91
73
17,500
73,500
Utah Valley
Orem
UT
19,799
100
43
15,500
65,500
Salt Lake CC
Salt Lake City
UT
7,252
100
11
16,000
32,500
Utah
Salt Lake City
UT
18,628
62
70
25,500
105,000
Weber State
Ogden
UT
11,854
100
72
18,000
73,500
Westminster
Salt Lake City
UT
1,649
92
99
23,000
93,500
Central Washington
Ellensburg
WA
9,977
85
71
37,500
154,000
Washington State
Pullman
WA
23,092
76
74
43,000
179,500
Washington
Seattle
WA
29,332
52
40
57,000
236,500
Western Washington
Bellingham
WA
13,887
90
71
36,000
149,000
Western Wyoming CC
Rock Springs
WY
1,005
100
53
11,000
22,500
Wyoming
Laramie
WY
8,332
96
72
32,500
133,500
San Marcos State
San Marcos
CA
12,155
62
43
32,500
133,000
Western Governors
Salt Lake City
UT
98,630
100
0
9,000
36,500
ASU Phoenix
Phoenix
AZ
7,827
82
95
47,500
197,000
Independence
Salt Lake City
UT
10,983
100
14
24,000
96,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
National Online Colleges
Online education has been a growing trend in undergraduate education and is expected to increase in the future. Most of the schools included in this report have portions of their traditional class load presented online. Several large national online colleges have established themselves. Most popular among older undergraduates, these colleges are accessible to all students wherever they live. The list below provides details about these schools and their costs. These schools are almost all open admission, often with rolling classes that allow students to start their degrees weeks after applying.
wdt_ID | Name | Location | Number of Undergraduates (total) | Number of Undergraduates (online only) | 2020 Tuition & fees, In-state | 2020 tuition & fees, Out-of-state |
---|---|---|---|---|---|---|
1 | Western Governors | UT | 88,921 | 88,921 | 7,100 | 7,100 |
2 | Southern New Hampshire | NH | 82,693 | 76,904 | 9,600 | 9,600 |
3 | American Public University | WV | 37,746 | 37,746 | 9,200 | 9,200 |
4 | Maryland- Global Campus | MD | 47,253 | 36,385 | 9,325 | 15,295 |
5 | Grand Canyon University | AZ | 54,139 | 36,273 | 14,750 | 14,750 |
6 | Liberty University | VA | 45,935 | 32,614 | 12,098 | 12,098 |
7 | Strayer | Multiple | 34,395 | 30,789 | 14,930 | 14,930 |
8 | Arizona Global Campus | CA | 28,701 | 28,701 | 16,450 | 16,450 |
9 | Purdue Global | IA | 97,404 | 26,505 | 13,290 | 17,385 |
10 | Brigham Young-Idaho | ID | 42,341 | 21,171 | 1,920 | 1,920 |

Glossary
Cost of Attendance – Full tuition, room, board, fees and an estimate of supplies. The maximum a student can receive or borrow from a Federal Title IV program is the cost of attendance at the college where they enroll.
Federal student financing– Classified as Title IV aid, the US Department of Education finances higher education through several programs, some which obligate the borrower to repay the amount (loans) and some that do not need to be repaid (grants). Loans made through this program are NOT dischargeable in bankruptcy. Major federal programs include:
Pell Grants – Up to $6,345 in 2020/21 calculated based on the student’s FAFSA filing EFC. The lower your EFC, the more in Pell Grants you can receive. Generally, families with incomes below about $90,000 will be eligible for Pell Grants, with declining amount of grants as income and assets increase.
Direct Subsidized Loans – Loans from the federal government that do not accrue interest while the student is enrolled in college and begin to accrue interest when the student graduates or leaves school. In 2020/21, Direct Subsidized Loans charged an interest rate of 2.75%, which is fixed for the life of the loan, and had relatively low maximum amounts and a low 1.1% upfront cost. These loans are not dischargeable in bankruptcy.
Direct Unsubsidized Loans – Loans from the federal government that accrue interest while the student is enrolled in college. In 2020/21, Direct Unsubsidized Loans charged an interest rate of 2.75%, which is fixed for the life of the loan, and had relatively low maximum amounts and a low 1.1% upfront cost. These loans are not dischargeable in bankruptcy.
Direct PLUS loans – Loans from the federal government to the parent of the undergraduate. Larger amounts can be borrowed under this PLUS program compared to the Direct Subsidized and Unsubsidized programs described above, covering need up to the Cost of Attendance. In 2020/21, Direct Subsidized and Unsibsidized Loans charged an interest rate of 7.1%, which is fixed for the life of the loan. The loan costs 4.2% upfront, so add that amount to your college costs if you borrow using this program. These loans are not dischargeable in bankruptcy.
Full tuition – The maximum a college has decided to charge its undergraduates. Colleges often lower the actual cost on a student-by-student basis for the reasons stated earlier.
Room & board – Traditional undergraduate education usually includes on-campus lodging and meals. This room and board is included in the net cost found here. Schools also provide estimates of room, board and living costs for students living off campus. These estimates vary widely even for colleges close to one other.