2022/23 Academic Year
College applicants and their families face not just a big life choice and the challenge of being accepted to schools, they face a complicated maze of information on how much their college career will cost. This report will allow you to know the true costs of colleges, so that you can finance a college degree and set up a successful post-graduate life.
- Apply to colleges which you know you can afford
- Plan financially and save and borrow the right amount to fund costs across all years of the program
- Once accepted, better understand the financial context of your financial aid offer and the scope for any negotiations with the college on their proposed cost
This report also provides some of the basics on how the prices you will pay for colleges are set as well as objective cost data about popular schools for students residing in your state. These numbers are based on reported figures by the colleges themselves with projections to account for future price changes.
The information will not indicate exactly how much each student will pay your college. But it will give a broadly accurate and readily understandable general idea, allowing you to compare colleges in financial terms and to plan for a successful college journey.
How college costs work
- Advertised college tuition prices are often far higher than what the typical student pays. Many colleges offer significant discounts to this headline tuition depending on an applicant’s
- family financial income & assets
- demographics
- academic record
- and decisions made by the college’s admissions or enrollment offices
- Comparing college costs on an apples-to-apples basis is difficult and time consuming. College net price calculators are often outdated and don’t reflect true costs.
- When an applicant is accepted to a college, they will receive a financial aid award letter highlighting what their costs will be if they enroll. These awards all differ by student.
- Cost information provided by colleges and other sources often deduct loans from the cost, unlike most other consumer purchases you make
- Most state colleges and universities have essentially two pricing processes, one for in-state and one for out-of-state students.
- Applying early increases your chances of getting into a given college but also increases your cost by lowering, often significantly, the amount of financial aid you will be offered.
Contents
- Average costs for popular in- and out-of-state schools
- Community Colleges
- College pricing and the Expected Family Contribution
- Ways to reduce college costs
- Scenarios showing projected costs by college for 7 representative families with different incomes and financial profiles
- Scenario: Students with families with an average of $15,000 in annual income (<$10,000 in financial assets and home equity of <$40,000)
- Scenario: Students with families with an average of $40,000 in annual income ($10,000 in financial assets and home equity of approximately $50,000)
- Scenario: Students with families with an average of $60,000 in annual income ($20,000 in financial assets and home equity of approximately $90,000)
- Scenario: Students with families with an average of $90,000 in annual income ($200,000 in financial assets and home equity of approximately $120,000)
- Scenario: Students with families with an average of $150,000 in annual income ($250,000 in financial assets and home equity of approximately $150,000)
- Scenario: Students with families with an average of $200,000 in annual income ($500,000 in financial assets and home equity of approximately $200,000)
- Scenario: Students with families with an average of $300,000 in annual income ($950,000 in financial assets and home equity of approximately $350,000)
- Online or Distance Schools
- Glossary
In-state colleges, by average cost
The average net cost found here represents a projected average amount entering freshmen will pay for tuition, room & board, fees, books & other course materials. Net costs are not reduced by loans, which represent an obligation and are not a price reduction. The analogy here is buying a house or condo, where the cost is not reduced because you take out a mortgage to finance the purchase.
College | City | Full-time students | Admissions % | SAT ACT blended 25th percentile | % students paying discounted tuition | Average annual net cost |
---|---|---|---|---|---|---|
Akron | Akron | 11,641 | 73 | 980 | 76 | 21,000 |
Ashland | Ashland | 2,687 | 71 | 1000 | 94 | 23,000 |
Baldwin Wallace | Berea | 2,792 | 73 | 1050 | 98 | 26,500 |
Bowling Green State | Bowling Green | 12,936 | 72 | 980 | 68 | 20,500 |
Capital | Columbus | 2,400 | 72 | 1040 | 100 | 24,500 |
Case Western Reserve | Cleveland | 5,237 | 27 | 1340 | 85 | 41,000 |
Cedarville | Cedarville | 3,438 | 79 | 1130 | 100 | 24,500 |
Central State | Wilberforce | 1,919 | 57 | 860 | 79 | 14,000 |
Cincinnati | Cincinnati | 23,712 | 77 | 1140 | 56 | 25,500 |
Cincinnati State Tech | Cincinnati | 2,226 | 100 | 13 | 8,000 | |
Cincinnati-Clermont | Batavia | 1,503 | 100 | 31 | 15,000 | |
Cincinnati-Blue Ash | Blue Ash | 3,470 | 100 | 32 | 16,000 | |
Ohio Christian | Circleville | 1,627 | 100 | 64 | 26,500 | |
Clark State CC | Springfield | 1,215 | 100 | 42 | 7,500 | |
Cleveland State | Cleveland | 9,097 | 94 | 1000 | 55 | 23,000 |
Columbus College of Art | Columbus | 1,031 | 93 | 930 | 100 | 31,000 |
Columbus State CC | Columbus | 6,683 | 100 | 15 | 10,000 | |
Cuyahoga CC District | Cleveland | 6,205 | 100 | 6 | 9,000 | |
Dayton | Dayton | 8,046 | 72 | 1160 | 95 | 35,000 |
Denison | Granville | 2,263 | 29 | 1220 | 96 | 40,000 |
Findlay | Findlay | 2,189 | 77 | 1060 | 100 | 27,000 |
Heidelberg | Tiffin | 1,043 | 75 | 940 | 100 | 21,500 |
Hocking | Nelsonville | 1,792 | 100 | 15 | 15,000 | |
Eastern Gateway CC | Steubenville | 5,672 | 100 | 65 | 4,500 | |
John Carroll | Cleveland | 2,925 | 86 | 1080 | 97 | 31,000 |
Hondros Nursing | Westerville | 1,167 | 53 | 0 | 21,500 | |
Kent State-Stark | Canton | 1,564 | 100 | 35 | 11,500 | |
Kent State | Kent | 18,432 | 86 | 1030 | 87 | 19,000 |
Kenyon | Gambier | 1,734 | 34 | 1270 | 70 | 49,000 |
Lakeland CC | Kirtland | 1,850 | 100 | 21 | 10,500 | |
Lorain County CC | Elyria | 2,742 | 100 | 37 | 5,500 | |
Malone | Canton | 923 | 71 | 990 | 100 | 22,500 |
Miami U-Hamilton | Hamilton | 1,741 | 100 | 22 | 20,000 | |
Miami-Middletown | Middletown | 1,199 | 100 | 21 | 20,000 | |
Miami U-Oxford | Oxford | 16,682 | 80 | 1200 | 70 | 30,000 |
Mt Union | Alliance | 1,994 | 77 | 1000 | 99 | 24,500 |
Mount Vernon Nazarene | Mount Vernon | 1,670 | 73 | 1000 | 99 | 22,500 |
Mount St Joseph | Cincinnati | 1,008 | 62 | 1030 | 99 | 22,000 |
Muskingum | New Concord | 1,365 | 81 | 930 | 95 | 22,500 |
Notre Dame College | Cleveland | 1,130 | 98 | 880 | 100 | 20,500 |
Northwestern Ohio | Lima | 2,953 | 100 | 21 | 20,500 | |
Oberlin | Oberlin | 2,822 | 36 | 1280 | 86 | 51,500 |
Ohio Northern | Ada | 2,095 | 70 | 1120 | 97 | 27,000 |
Ohio State-Marion | Marion | 1,071 | 100 | 86 | 14,000 | |
Ohio State-Newark | Newark | 2,502 | 100 | 64 | 20,000 | |
Ohio State | Columbus | 42,776 | 54 | 1250 | 70 | 23,500 |
Ohio U-Chillicothe | Chillicothe | 958 | 100 | 26 | 9,500 | |
Ohio U-Lancaster | Lancaster | 926 | 100 | 21 | 10,500 | |
Ohio U | Athens | 16,209 | 82 | 1030 | 81 | 28,000 |
Ohio Wesleyan | Delaware | 1,487 | 67 | 99 | 29,500 | |
Otterbein | Westerville | 2,332 | 80 | 1010 | 100 | 26,500 |
Owens CC | Perrysburg | 2,351 | 100 | 9 | 9,500 | |
U of Rio Grande | Rio Grande | 933 | 100 | 36 | 41,000 | |
Shawnee State | Portsmouth | 2,717 | 100 | 55 | 19,500 | |
Sinclair CC | Dayton | 4,447 | 100 | 43 | 6,500 | |
Stark State | North Canton | 3,053 | 100 | 31 | 8,000 | |
Franciscan Univ | Steubenville | 2,063 | 77 | 1080 | 97 | 26,000 |
Tiffin | Tiffin | 1,650 | 69 | 98 | 23,500 | |
Toledo | Toledo | 12,548 | 96 | 1000 | 88 | 20,500 |
Walsh | North Canton | 1,628 | 76 | 980 | 99 | 23,500 |
Wilmington College | Wilmington | 1,167 | 78 | 940 | 100 | 25,000 |
Wittenberg | Springfield | 1,504 | 91 | 1010 | 100 | 23,500 |
Wooster | Wooster | 1,934 | 55 | 1150 | 99 | 28,500 |
Wright State | Dayton | 7,226 | 95 | 940 | 53 | 19,000 |
Xavier | Cincinnati | 4,834 | 76 | 1090 | 99 | 34,500 |
Youngstown State | Youngstown | 8,715 | 67 | 960 | 73 | 16,000 |
Notes on figures
- Net cost is a consumer-centric metric comparable to what cost means in business transactions outside of higher education. It represents a student’s cost of attending college including: tuition, room & board, fees and estimates of supplies less institutional aid of all kinds (including need-based and merit), and less federal and state/local aid. Loans and other repayable amounts are excluded and do not reduce the cost. Room and board uses on-campus costs; for students attending nonresidential institutions, the college’s own estimate of such off-campus costs is used. Total average net cost for all students allocates in- and out-of-state costs in proportion to attendance. Net cost differs from the Net Price figure self-reported by colleges to the NCES because it is comprehensive and covers all students, including the approximately 40% not covered by Net Price calculations.
- CC = Community College
- Number of undergraduates represent all enrolled full-time students as of 2018/19.
- % of Applicants admitted from 2019/20.
- The SAT score is intended to give a very rough idea of the academic level of entering students. This number shows the 25thpercentile of enrolled students out of 100% and adds together the verbal and math SAT and ACT scores using the ACT/SAT concordance formula developed by ACT and the College Board. The maximum possible score is 1600.
- The “% of students receiving discounts” is the 2018/19 figure showing what % of enrolled students are receiving price discounts from their colleges. This % does not include aid from the government, such as Pell grants, or other federal or state aid. It also does not include students borrowing to pay for college.
- These comments all apply to tables later in this report except where noted.
Popular out-of-state colleges, by average cost
College | City | State | Full-time students | Admissions % | SAT ACT blended 25th percentile | % students paying discounted tuition | Avg. annual net cost |
---|---|---|---|---|---|---|---|
Alabama | Tuscaloosa | AL | 29,135 | 83 | 1110 | 56 | 33,000 |
DePaul | Chicago | IL | 12,784 | 68 | 98 | 34,500 | |
Illinois-Chicago Circle | Chicago | IL | 20,195 | 73 | 1040 | 62 | 40,500 |
Illinois-Urbana | Champaign | IL | 32,854 | 59 | 1210 | 48 | 33,500 |
Illinois State | Normal | IL | 17,092 | 82 | 1020 | 67 | 29,000 |
Loyola Chicago | Chicago | IL | 11,622 | 67 | 1150 | 98 | 41,000 |
Northern Illinois | Dekalb | IL | 10,567 | 48 | 950 | 92 | 22,500 |
Northwestern | Evanston | IL | 8,284 | 9 | 1430 | 57 | 47,000 |
S Illinois-Edwardsville | Edwardsville | IL | 8,615 | 86 | 1030 | 83 | 31,500 |
Ball State | Muncie | IN | 14,693 | 77 | 60 | 25,500 | |
Butler | Indianapolis | IN | 4,509 | 73 | 1160 | 93 | 43,000 |
Purdue Ft Wayne | Fort Wayne | IN | 5,370 | 81 | 970 | 78 | 27,000 |
IUPU-Indianapolis | Indianapolis | IN | 17,630 | 81 | 990 | 65 | 28,000 |
Univ of Indianapolis | Indianapolis | IN | 4,066 | 93 | 980 | 99 | 23,000 |
Southern Indiana | Evansville | IN | 6,133 | 93 | 990 | 63 | 27,500 |
Indiana State | Terre Haute | IN | 8,105 | 90 | 67 | 31,000 | |
IU-Bloomington | Bloomington | IN | 31,981 | 78 | 1160 | 71 | 41,000 |
Notre Dame | Notre Dame | IN | 8,708 | 16 | 590 | 55 | 51,500 |
Vincennes | Vincennes | IN | 4,640 | 100 | 31 | 30,500 | |
Eastern Kentucky | Richmond | KY | 9,908 | 94 | 1030 | 65 | 19,500 |
Kentucky | Lexington | KY | 20,622 | 96 | 1110 | 77 | 36,000 |
Louisville | Louisville | KY | 11,560 | 69 | 1100 | 80 | 28,000 |
Morehead State | Morehead | KY | 5,393 | 78 | 1030 | 74 | 17,000 |
Murray State | Murray | KY | 6,190 | 82 | 1060 | 89 | 31,000 |
Northern Kentucky | Highland Heights | KY | 8,243 | 90 | 1030 | 83 | 26,500 |
Western Kentucky | Bowling Green | KY | 11,815 | 97 | 1030 | 69 | 32,000 |
UMD College Park | College Park | MD | 28,390 | 44 | 1280 | 40 | 49,000 |
Towson | Towson | MD | 17,209 | 76 | 1050 | 49 | 37,000 |
Central Michigan | Mount Pleasant | MI | 12,798 | 70 | 990 | 90 | 22,000 |
Eastern Michigan | Ypsilanti | MI | 10,572 | 74 | 970 | 91 | 34,500 |
Ferris State | Big Rapids | MI | 7,779 | 87 | 930 | 72 | 15,000 |
Grand Valley State | Allendale | MI | 18,810 | 83 | 1060 | 71 | 16,000 |
Michigan-Ann Arbor | Ann Arbor | MI | 30,204 | 23 | 1350 | 52 | 53,000 |
Michigan State | East Lansing | MI | 35,722 | 71 | 1120 | 48 | 39,500 |
Michigan-Dearborn | Dearborn | MI | 5,051 | 62 | 1070 | 81 | 30,500 |
Northern Michigan | Marquette | MI | 6,191 | 66 | 980 | 73 | 26,500 |
Oakland | Rochester Hills | MI | 12,454 | 83 | 1020 | 88 | 24,000 |
Saginaw Valley State | University Center | MI | 6,348 | 73 | 980 | 95 | 32,500 |
Wayne State | Detroit | MI | 13,107 | 73 | 1020 | 94 | 27,500 |
Western Michigan | Kalamazoo | MI | 14,558 | 80 | 990 | 49 | 26,500 |
Missouri | Columbia | MO | 20,676 | 81 | 1140 | 77 | 27,500 |
Missouri State-Springfield | Springfield | MO | 14,005 | 88 | 1040 | 63 | 24,000 |
Montclair State | Montclair | NJ | 14,859 | 76 | 990 | 38 | 37,000 |
Rutgers | New Brunswick | NJ | 34,285 | 61 | 1210 | 40 | 31,000 |
Cornell | Ithaca | NY | 15,038 | 11 | 1390 | 46 | 54,000 |
Erie CC | Buffalo | NY | 6,252 | 100 | 5 | 17,500 | |
Rochester Inst of Tech | Rochester | NY | 12,254 | 71 | 1220 | 94 | 36,500 |
Rochester U | Rochester | NY | 6,410 | 30 | 1310 | 77 | 42,000 |
SUNY at Albany | Albany | NY | 12,568 | 54 | 940 | 65 | 33,500 |
Buffalo | Buffalo | NY | 20,401 | 61 | 1160 | 69 | 25,500 |
SUNY Buffalo State | Buffalo | NY | 6,916 | 67 | 790 | 85 | 32,500 |
Syracuse | Syracuse | NY | 14,727 | 44 | 1190 | 79 | 52,500 |
Allegheny County CC | Pittsburgh | PA | 5,145 | 100 | 0 | 18,000 | |
Carnegie Mellon | Pittsburgh | PA | 6,425 | 15 | 1440 | 46 | 55,000 |
Drexel | Philadelphia | PA | 13,878 | 75 | 1190 | 100 | 38,500 |
Duquesne | Pittsburgh | PA | 5,732 | 74 | 1130 | 100 | 32,500 |
Indiana U of Pennsylvania | Indiana | PA | 7,695 | 93 | 910 | 36 | 31,000 |
Millersville | Millersville | PA | 5,499 | 79 | 980 | 38 | 40,500 |
Penn State | University Park | PA | 66,409 | 54 | 1080 | 43 | 49,000 |
Univ of Pennsylvania | Philadelphia | PA | 10,448 | 8 | 1440 | 49 | 51,500 |
Pittsburgh | Pittsburgh | PA | 18,392 | 57 | 1260 | 47 | 34,000 |
Temple | Philadelphia | PA | 26,247 | 60 | 79 | 34,000 | |
Villanova | Villanova | PA | 6,528 | 28 | 1330 | 51 | 53,000 |
South Carolina | Columbia | SC | 26,400 | 69 | 1180 | 68 | 50,000 |
Memphis | Memphis | TN | 12,066 | 85 | 1030 | 79 | 31,000 |
Middle Tennessee State | Murfreesboro | TN | 15,721 | 94 | 1030 | 33 | 38,500 |
Tennessee | Knoxville | TN | 22,018 | 79 | 1170 | 54 | 45,500 |
George Mason | Fairfax | VA | 21,672 | 87 | 1110 | 37 | 46,000 |
James Madison | Harrisonburg | VA | 18,798 | 77 | 900 | 19 | 43,000 |
Liberty | Lynchburg | VA | 28,487 | 51 | 1040 | 81 | 29,000 |
Virginia Tech | Blacksburg | VA | 28,584 | 70 | 1180 | 36 | 40,500 |
Virginia Commonwealth | Richmond | VA | 19,825 | 87 | 1070 | 60 | 34,000 |
UVa | Charlottesville | VA | 16,267 | 24 | 1330 | 35 | 52,000 |
Fairmont State | Fairmont | WV | 2,955 | 85 | 910 | 78 | 27,000 |
Marshall | Huntington | WV | 7,123 | 87 | 960 | 81 | 23,000 |
West Virginia | Morgantown | WV | 19,369 | 84 | 1030 | 76 | 34,000 |
Purdue | West Lafayette | IN | 32,606 | 60 | 1200 | 43 | 39,500 |
Community Colleges
Community colleges are presented differently from 4-year colleges because of how they manage the prices they charge, such as offering discounted tuition to in-county residents, sometimes providing on-campus housing and sometimes not, and educating a larger proportion of part-time and distance (online) students. The “In-state Tuition, Fees and Supplies” number presented above, dating from 2018/19, is intended to remove these factors and make the prices easier to compare.
College | City | Full-time students | Part-time students | In-state tuition | Average annual net cost | BA degree offered | Residential dorms available | Room & board cost (in-state) |
---|---|---|---|---|---|---|---|---|
Cincinnati State Tech | Cincinnati | 2,226 | 5,664 | 4,446 | 8,000 | - | ||
Clark State CC | Springfield | 1,215 | 4,454 | 3,918 | 7,500 | - | ||
Columbus State CC | Columbus | 6,683 | 21,476 | 4,588 | 10,000 | - | ||
Cuyahoga CC District | Cleveland | 6,205 | 17,450 | 4,322 | 9,000 | - | ||
Hocking | Nelsonville | 1,792 | 1,717 | 5,180 | 15,000 | YES | 8,720 | |
Eastern Gateway CC | Steubenville | 5,672 | 19,976 | 4,195 | 4,500 | - | ||
Lakeland CC | Kirtland | 1,850 | 4,778 | 4,217 | 10,500 | - | ||
Owens CC | Perrysburg | 2,351 | 6,959 | 5,270 | 9,500 | - | ||
Sinclair CC | Dayton | 4,447 | 14,347 | 4,089 | 6,500 | - | ||
Stark State | North Canton | 3,053 | 8,777 | 4,190 | 8,000 | - |
Notes on figures
- Number of undergraduates represent all enrolled full-time and part-time students as of 2018/19.
- “In-state Tuition, Fees and Supplies” is a figure provided by the colleges covering full-time tuition, supplies and fees but NOT room & board. This is a cleaner way to compare community college pricing for several reasons. The proportion of tuition paid by Pell Grants depends on the Expected Family Contribution (EFC) and is determined by the federal government, not any decision by the college. Some but not all community colleges offer dormitories. Finally, the number of part-time students and the discounted tuition often granted to in-county students makes the comparison of net prices even more complex than for traditional 4-year colleges.
- The Average Net Cost figures used in this report extrapolate from data provided by the colleges themselves to the federal government and the public, projected to the current year. It represents full-time tuition and includes room & board, supplies, fees less aid and grants from the colleges and the government. It standardizes calculations across colleges and is comparable to the Net costs used for 4-year colleges. Individual student costs will vary based on circumstances, so this figure only provides guidance. This figure does have the benefit of showing you how much a typical community college student will spend.
- The cost of on-campus room & board dates from 2019/20 and is only presented for colleges providing residential housing. The schools’ estimates of off-campus housing costs are not included.
College pricing and the Expected Family Contribution
To receive any sort of aids and loans, US colleges require filing of the FAFSA (Free Application for Federal Student Aid), which calculates the Expected Family Contribution (the “EFC”). Discussions of college costs often make reference to the EFC, which is a federal statutory calculation that governs financing student college costs. It is NOT the same as the pricing, which is determined by supply and demand and the college’s own cost structure. To repeat, the cost of college is how much you will pay the college; the EFC determines your eligibility for loans or certain grants. Pricing; financing – two different things.
The charts below illustrate this distinction for a college with a “Cost of attendance” of $60,000. (The cost of attendance includes the full listed as-advertised tuition, room & board, estimated costs for materials and other fees.)
The College Board Big Future site offers a handy way to calculate this in advance of completing all the paperwork:
Note that the EFC will be renamed the Student Aid Index beginning in the 2023/24 academic year. The FAFSA filing after this change is expected to be much simpler and quicker to complete, but the fundamental formula is unchanged.
Federal Student Loans
Student loans are a complex topic outside of the scope of this report.
2021/2022 interest rates for the federal student loan program are:
- Direct (unsubsidized & subsidized): 3.73%.
- Direct PLUS is set at 6.28%.
- Private loan interest rate are set by the market, partly depend on the parents’ credit score and come in a variety of types.
Federal student loan interest rates are fixed and do not change after the initial borrowing. Because of the topic’s complexity, we recommend you go straight to the source and read the Department of Education site for more information:
A smaller group of mostly selective colleges also require submission of the CSS Profile in addition to FAFSA. The CSS Profile is a more detailed report on the financial profile of a student and their family. It is used in different ways by these colleges to assess how much students and their families should pay. One key difference between the FAFSA and CSS Profile schools is that the equity value of the home often (but not always) affects the level of financial aid offered.
The FAFSA and CSS Profile use prior year income for the initial FAFSA filing, so a 2021 senior’s FAFSA would depend on their 2019 earnings.
Decision and Early Action
Giving students discounts and breaks on full tuition is common business practice in higher education. Information about discounts granted to Early Decision and Early Action candidates is not compiled but a large amount of anecdotal evidence points to discounts for accepted students in Early Decision being much less generous than for the regular application period. So a student’s decision to apply Early Decision conveys to the college both their strong interest in attending and their willingness and ability to pay full costs. Applying through Early Action conveys strong interest but leaves latitude for negotiating financial aid. Because each student’s situation will be different, applicants are advised to think of the application process in part as a negotiation and to use the different application options as signals to the college.
Ways to save on college costs
There are a number of options beyond college choices to limit spending on college. The right choice depends on the student’s needs. They include:
- Studying for a year or two at a community college, institutions which are generally cheaper than 4-year programs, and then transferring into a Bachelor’s program.
- Completing credits at high school or via distance learning outside of actual college attendance
- Making sure to complete the bachelor’s program on time
- Applying for and obtaining scholarships
The first two will require acceptance of credits by the 4-year Bachelor’s program in which you ultimately enroll. While there are certain standards that apply in these scenarios, the ultimate decision will depend on the college accepting the student.
Fit
One important way to limit spending is to make sure the college you enroll in is a “fit.” When recruiting students, colleges are very focused on fit – on making sure that a college matches up well with a student’s personal and professional objectives. This is because fit helps both the student and the college. Lack of fit directly contributes to students dropping out or transferring to another school, both of which increase the costs of obtaining a degree. So proper matching of applications with schools is an important factor in college costs.
How to find scholarships and grants
The College Board’s Big Future and Sallie Mae’s Scholarship Search site are both excellent places to find information on scholarships:
Scholarships.com and Fastweb also both provide free searches of many scholarships:
Finally, two separate but similarly named sites, Collegescholarships.com and Collegescholarships.org, valuably provide lists of scholarships limited to residents of specific states, counties and municipalities.
Financial Scenarios
While the average costs above are an informative first cut, the impact of their family’s individual financial position on the amount a college charges a specific student is significant. The following section lays out a set of scenarios showing estimated costs for students with different family financial profiles. These are estimates and are intended as a baseline guide to help you decide on a short list of colleges to which to apply and to navigate the application and acceptance process with objective financial information.
Factors that increase or decrease the amount colleges charge a student:
- Family income
- Family financial assets
- Amount of equity in the family home (only selected colleges)
- Academic performance in high school, board scores
- Student’s demographic profile (including whether the parents have college degrees)
Other factors, such as whether other students in the household are also enrolled in college, marital status (married or not), and student income and savings play a generally smaller role.
Notes on figures
- For categories identical to those used to the in- and out-of-state average costs tables above, earlier comments apply.
- The colleges are ranked highest to lowest according to projected 2021/22 net cost.
- The “Full cost of a 4-year degree, Projected” represents an estimate of the total net costs for a class of ’25 student completing their Bachelor’s degree in 4 years.
- Scenarios 5, 6 and 7 assume a dual-earner married household with two children, the prospective college student who is a public high school senior and a younger sibling, with financial and home equity assets conforming to US government data on income and assets. The couple does not own their own business or investment real estate and is not the beneficiary of a trust. The prospective college student has no children, earned a small amount last year and is a dependent for IRS purposes. Once enrolled in college, the student would be enrolled full-time and live on campus.
- Disclaimer: These financial estimates represent informational projections that will change over time. They do not represents promises or commitments by CTAS or the colleges themselves. Final net cost numbers will differ from these estimates for many reasons.

Scenario
Students with families with an average of $15,000 in annual income. Families in this income range on average have <$10,000 in financial assets and home equity of <$40,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
30,500
125,500
DePaul
Chicago
IL
12,784
68
98
26,000
106,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
30,000
123,500
Illinois-Urbana
Champaign
IL
32,854
59
48
24,000
97,000
Illinois State
Normal
IL
17,092
82
67
21,000
85,500
Loyola Chicago
Chicago
IL
11,622
67
98
31,500
129,500
Northern Illinois
Dekalb
IL
10,567
48
92
18,500
75,500
Northwestern
Evanston
IL
8,284
9
57
5,000
20,500
S Illinois-Edwardsville
Edwardsville
IL
8,615
86
83
8,000
33,000
Ball State
Muncie
IN
14,693
77
60
18,000
72,000
Butler
Indianapolis
IN
4,509
73
93
30,000
122,500
Purdue Ft Wayne
Fort Wayne
IN
5,370
81
78
22,000
88,500
IUPU-Indianapolis
Indianapolis
IN
17,630
81
65
22,000
89,000
Univ of Indianapolis
Indianapolis
IN
4,066
93
99
15,500
63,500
Southern Indiana
Evansville
IN
6,133
93
63
22,000
90,500
Indiana State
Terre Haute
IN
8,105
90
67
27,000
110,500
IU-Bloomington
Bloomington
IN
31,981
78
71
28,000
114,500
Notre Dame
Notre Dame
IN
8,708
16
55
8,500
34,500
Vincennes
Vincennes
IN
4,640
100
31
25,500
105,500
Eastern Kentucky
Richmond
KY
9,908
94
65
16,500
68,000
Kentucky
Lexington
KY
20,622
96
77
25,000
103,500
Louisville
Louisville
KY
11,560
69
80
25,500
104,500
Morehead State
Morehead
KY
5,393
78
74
14,500
59,500
Murray State
Murray
KY
6,190
82
89
24,000
98,500
Northern Kentucky
Highland Heights
KY
8,243
90
83
12,000
49,000
Western Kentucky
Bowling Green
KY
11,815
97
69
30,500
125,000
UMD College Park
College Park
MD
28,390
44
40
39,000
160,500
Towson
Towson
MD
17,209
76
49
25,000
102,000
Central Michigan
Mount Pleasant
MI
12,798
70
90
17,500
70,500
Eastern Michigan
Ypsilanti
MI
10,572
74
91
14,000
55,500
Ferris State
Big Rapids
MI
7,779
87
72
8,000
31,500
Grand Valley State
Allendale
MI
18,810
83
71
11,500
46,000
Michigan-Ann Arbor
Ann Arbor
MI
30,204
23
52
24,000
98,500
Michigan State
East Lansing
MI
35,722
71
48
30,500
124,500
Michigan-Dearborn
Dearborn
MI
5,051
62
81
24,000
97,500
Northern Michigan
Marquette
MI
6,191
66
73
22,500
93,500
Oakland
Rochester Hills
MI
12,454
83
88
17,500
71,000
Saginaw Valley State
University Center
MI
6,348
73
95
31,000
127,500
Wayne State
Detroit
MI
13,107
73
94
25,500
106,500
Western Michigan
Kalamazoo
MI
14,558
80
49
24,000
97,500
Missouri
Columbia
MO
20,676
81
77
18,500
75,500
Missouri State-Springfield
Springfield
MO
14,005
88
63
19,500
79,500
Montclair State
Montclair
NJ
14,859
76
38
25,000
101,500
Rutgers
New Brunswick
NJ
34,285
61
40
24,500
99,500
Cornell
Ithaca
NY
15,038
11
46
2,000
7,500
Erie CC
Buffalo
NY
6,252
100
5
10,500
21,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
27,000
111,000
Rochester U
Rochester
NY
6,410
30
77
16,500
66,500
SUNY at Albany
Albany
NY
12,568
54
65
31,000
126,000
Buffalo
Buffalo
NY
20,401
61
69
22,500
90,500
SUNY Buffalo State
Buffalo
NY
6,916
67
85
26,500
109,000
Syracuse
Syracuse
NY
14,727
44
79
20,500
84,500
Akron
Akron
OH
11,641
73
76
15,000
61,000
Ashland
Ashland
OH
2,687
71
94
17,000
69,000
Baldwin Wallace
Berea
OH
2,792
73
98
18,000
74,500
Bowling Green State
Bowling Green
OH
12,936
72
68
14,500
59,000
Capital
Columbus
OH
2,400
72
100
19,000
78,500
Case Western Reserve
Cleveland
OH
5,237
27
85
11,000
43,500
Cedarville
Cedarville
OH
3,438
79
100
17,000
69,000
Central State
Wilberforce
OH
1,919
57
79
10,500
44,000
Cincinnati
Cincinnati
OH
23,712
77
56
16,500
67,500
Cincinnati State Tech
Cincinnati
OH
2,226
100
13
3,500
7,000
Cincinnati-Clermont
Batavia
OH
1,503
100
31
8,000
33,000
Cincinnati-Blue Ash
Blue Ash
OH
3,470
100
32
11,000
45,500
Ohio Christian
Circleville
OH
1,627
100
64
22,500
90,500
Clark State CC
Springfield
OH
1,215
100
42
5,000
10,500
Cleveland State
Cleveland
OH
9,097
94
55
13,500
55,500
Columbus College of Art
Columbus
OH
1,031
93
100
24,000
98,000
Columbus State CC
Columbus
OH
6,683
100
15
4,500
9,000
Cuyahoga CC District
Cleveland
OH
6,205
100
6
4,000
7,500
Dayton
Dayton
OH
8,046
72
95
23,000
92,500
Denison
Granville
OH
2,263
29
96
15,000
62,000
Findlay
Findlay
OH
2,189
77
100
21,500
88,000
Heidelberg
Tiffin
OH
1,043
75
100
17,500
69,000
Hocking
Nelsonville
OH
1,792
100
15
11,500
23,500
Eastern Gateway CC
Steubenville
OH
5,672
100
65
2,500
5,500
John Carroll
Cleveland
OH
2,925
86
97
21,500
87,500
Hondros Nursing
Westerville
OH
1,167
53
0
21,500
86,000
Kent State-Stark
Canton
OH
1,564
100
35
5,500
21,000
Kent State
Kent
OH
18,432
86
87
13,000
52,500
Kenyon
Gambier
OH
1,734
34
70
8,000
32,000
Lakeland CC
Kirtland
OH
1,850
100
21
7,500
14,500
Lorain County CC
Elyria
OH
2,742
100
37
2,000
9,000
Malone
Canton
OH
923
71
100
17,000
69,500
Miami U-Hamilton
Hamilton
OH
1,741
100
22
9,500
38,500
Miami-Middletown
Middletown
OH
1,199
100
21
12,000
49,500
Miami U-Oxford
Oxford
OH
16,682
80
70
14,000
57,000
Mt Union
Alliance
OH
1,994
77
99
19,500
79,000
Mount Vernon Nazarene
Mount Vernon
OH
1,670
73
99
18,000
72,500
Mount St Joseph
Cincinnati
OH
1,008
62
99
14,500
58,000
Muskingum
New Concord
OH
1,365
81
95
16,500
67,500
Notre Dame College
Cleveland
OH
1,130
98
100
17,000
68,000
Northwestern Ohio
Lima
OH
2,953
100
21
16,000
65,000
Oberlin
Oberlin
OH
2,822
36
86
12,500
52,000
Ohio Northern
Ada
OH
2,095
70
97
21,000
87,000
Ohio State-Marion
Marion
OH
1,071
100
86
9,000
35,500
Ohio State-Newark
Newark
OH
2,502
100
64
13,000
53,000
Ohio State
Columbus
OH
42,776
54
70
9,000
37,000
Ohio U-Chillicothe
Chillicothe
OH
958
100
26
6,500
26,000
Ohio U-Lancaster
Lancaster
OH
926
100
21
6,500
26,500
Ohio U
Athens
OH
16,209
82
81
19,000
79,000
Ohio Wesleyan
Delaware
OH
1,487
67
99
22,500
92,000
Otterbein
Westerville
OH
2,332
80
100
17,500
70,500
Owens CC
Perrysburg
OH
2,351
100
9
7,000
14,500
U of Rio Grande
Rio Grande
OH
933
100
36
36,000
147,500
Shawnee State
Portsmouth
OH
2,717
100
55
14,500
60,000
Sinclair CC
Dayton
OH
4,447
100
43
3,000
6,500
Stark State
North Canton
OH
3,053
100
31
5,500
10,500
Franciscan Univ
Steubenville
OH
2,063
77
97
18,000
73,500
Tiffin
Tiffin
OH
1,650
69
98
19,500
79,000
Toledo
Toledo
OH
12,548
96
88
14,000
58,000
Walsh
North Canton
OH
1,628
76
99
15,500
63,000
Wilmington College
Wilmington
OH
1,167
78
100
19,000
76,000
Wittenberg
Springfield
OH
1,504
91
100
18,500
74,500
Wooster
Wooster
OH
1,934
55
99
14,000
56,000
Wright State
Dayton
OH
7,226
95
53
13,000
53,000
Xavier
Cincinnati
OH
4,834
76
99
27,500
113,500
Youngstown State
Youngstown
OH
8,715
67
73
9,000
36,500
Allegheny County CC
Pittsburgh
PA
5,145
100
0
12,500
25,500
Carnegie Mellon
Pittsburgh
PA
6,425
15
46
13,000
53,000
Drexel
Philadelphia
PA
13,878
75
100
25,000
101,000
Duquesne
Pittsburgh
PA
5,732
74
100
24,500
99,500
Indiana U of Pennsylvania
Indiana
PA
7,695
93
36
27,000
108,000
Millersville
Millersville
PA
5,499
79
38
32,000
130,000
Penn State
University Park
PA
66,409
54
43
39,500
159,500
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
4,000
16,000
Pittsburgh
Pittsburgh
PA
18,392
57
47
18,000
72,500
Temple
Philadelphia
PA
26,247
60
79
28,000
115,000
Villanova
Villanova
PA
6,528
28
51
22,000
91,000
South Carolina
Columbia
SC
26,400
69
68
36,000
149,500
Memphis
Memphis
TN
12,066
85
79
24,500
100,500
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
26,500
108,500
Tennessee
Knoxville
TN
22,018
79
54
25,500
105,500
George Mason
Fairfax
VA
21,672
87
37
35,000
144,500
James Madison
Harrisonburg
VA
18,798
77
19
33,000
136,000
Liberty
Lynchburg
VA
28,487
51
81
27,000
110,500
Virginia Tech
Blacksburg
VA
28,584
70
36
34,000
138,500
Virginia Commonwealth
Richmond
VA
19,825
87
60
24,500
100,500
UVa
Charlottesville
VA
16,267
24
35
10,500
43,500
Fairmont State
Fairmont
WV
2,955
85
78
18,000
74,000
Marshall
Huntington
WV
7,123
87
81
14,500
59,000
West Virginia
Morgantown
WV
19,369
84
76
25,500
104,000
Purdue
West Lafayette
IN
32,606
60
43
15,500
62,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $40,000 in annual income. Families in this income range on average have approximately $10,000 in financial assets and home equity of approximately $50,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree}
Alabama
Tuscaloosa
AL
29,135
83
56
32,500
133,000
DePaul
Chicago
IL
12,784
68
98
26,500
109,000
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
31,000
128,000
Illinois-Urbana
Champaign
IL
32,854
59
48
28,500
116,000
Illinois State
Normal
IL
17,092
82
67
22,000
89,000
Loyola Chicago
Chicago
IL
11,622
67
98
31,500
130,000
Northern Illinois
Dekalb
IL
10,567
48
92
19,000
76,500
Northwestern
Evanston
IL
8,284
9
57
5,500
21,500
S Illinois-Edwardsville
Edwardsville
IL
8,615
86
83
9,500
38,500
Ball State
Muncie
IN
14,693
77
60
21,500
86,500
Butler
Indianapolis
IN
4,509
73
93
33,000
135,500
Purdue Ft Wayne
Fort Wayne
IN
5,370
81
78
23,000
93,000
IUPU-Indianapolis
Indianapolis
IN
17,630
81
65
25,000
100,500
Univ of Indianapolis
Indianapolis
IN
4,066
93
99
15,500
63,500
Southern Indiana
Evansville
IN
6,133
93
63
24,500
101,000
Indiana State
Terre Haute
IN
8,105
90
67
30,000
121,500
IU-Bloomington
Bloomington
IN
31,981
78
71
31,000
126,000
Notre Dame
Notre Dame
IN
8,708
16
55
10,000
41,000
Vincennes
Vincennes
IN
4,640
100
31
28,000
116,000
Eastern Kentucky
Richmond
KY
9,908
94
65
16,500
68,000
Kentucky
Lexington
KY
20,622
96
77
27,000
111,000
Louisville
Louisville
KY
11,560
69
80
27,500
112,500
Morehead State
Morehead
KY
5,393
78
74
15,500
62,500
Murray State
Murray
KY
6,190
82
89
24,500
102,000
Northern Kentucky
Highland Heights
KY
8,243
90
83
15,500
63,500
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
UMD College Park
College Park
MD
28,390
44
40
48,000
197,000
Towson
Towson
MD
17,209
76
49
30,500
125,000
Central Michigan
Mount Pleasant
MI
12,798
70
90
18,500
75,500
Eastern Michigan
Ypsilanti
MI
10,572
74
91
14,000
56,500
Ferris State
Big Rapids
MI
7,779
87
72
10,500
42,000
Grand Valley State
Allendale
MI
18,810
83
71
12,000
49,500
Michigan-Ann Arbor
Ann Arbor
MI
30,204
23
52
29,500
122,000
Michigan State
East Lansing
MI
35,722
71
48
44,500
181,000
Michigan-Dearborn
Dearborn
MI
5,051
62
81
27,500
111,500
Northern Michigan
Marquette
MI
6,191
66
73
26,500
109,000
Oakland
Rochester Hills
MI
12,454
83
88
18,000
72,500
Saginaw Valley State
University Center
MI
6,348
73
95
31,000
127,500
Wayne State
Detroit
MI
13,107
73
94
26,000
108,000
Western Michigan
Kalamazoo
MI
14,558
80
49
26,500
107,500
Missouri
Columbia
MO
20,676
81
77
19,500
80,000
Missouri State-Springfield
Springfield
MO
14,005
88
63
20,500
83,500
Montclair State
Montclair
NJ
14,859
76
38
27,500
112,500
Rutgers
New Brunswick
NJ
34,285
61
40
27,000
108,500
Cornell
Ithaca
NY
15,038
11
46
2,500
9,500
Erie CC
Buffalo
NY
6,252
100
5
13,000
26,500
Rochester Inst of Tech
Rochester
NY
12,254
71
94
27,500
112,500
Rochester U
Rochester
NY
6,410
30
77
16,500
66,500
SUNY at Albany
Albany
NY
12,568
54
65
36,500
147,500
Buffalo
Buffalo
NY
20,401
61
69
25,500
103,500
SUNY Buffalo State
Buffalo
NY
6,916
67
85
32,000
130,500
Syracuse
Syracuse
NY
14,727
44
79
24,000
98,000
Akron
Akron
OH
11,641
73
76
15,000
64,000
Ashland
Ashland
OH
2,687
71
94
17,000
73,000
Baldwin Wallace
Berea
OH
2,792
73
98
18,500
78,000
Bowling Green State
Bowling Green
OH
12,936
72
68
15,000
62,500
Capital
Columbus
OH
2,400
72
100
20,000
85,000
Case Western Reserve
Cleveland
OH
5,237
27
85
13,000
53,000
Cedarville
Cedarville
OH
3,438
79
100
17,000
69,000
Central State
Wilberforce
OH
1,919
57
79
12,500
54,500
Cincinnati
Cincinnati
OH
23,712
77
56
18,000
76,000
Cincinnati State Tech
Cincinnati
OH
2,226
100
13
4,500
9,500
Cincinnati-Clermont
Batavia
OH
1,503
100
31
8,500
35,000
Cincinnati-Blue Ash
Blue Ash
OH
3,470
100
32
11,500
47,500
Ohio Christian
Circleville
OH
1,627
100
64
22,000
90,500
Clark State CC
Springfield
OH
1,215
100
42
5,500
11,500
Cleveland State
Cleveland
OH
9,097
94
55
14,500
61,500
Columbus College of Art
Columbus
OH
1,031
93
100
23,500
98,000
Columbus State CC
Columbus
OH
6,683
100
15
5,000
11,000
Cuyahoga CC District
Cleveland
OH
6,205
100
6
4,000
8,500
Dayton
Dayton
OH
8,046
72
95
23,000
92,500
Denison
Granville
OH
2,263
29
96
14,000
62,000
Findlay
Findlay
OH
2,189
77
100
21,000
88,000
Heidelberg
Tiffin
OH
1,043
75
100
17,500
69,000
Hocking
Nelsonville
OH
1,792
100
15
11,500
24,500
Eastern Gateway CC
Steubenville
OH
5,672
100
65
3,000
6,000
John Carroll
Cleveland
OH
2,925
86
97
22,500
95,000
Hondros Nursing
Westerville
OH
1,167
53
0
24,000
91,000
Kent State-Stark
Canton
OH
1,564
100
35
6,000
23,500
Kent State
Kent
OH
18,432
86
87
15,000
59,000
Kenyon
Gambier
OH
1,734
34
70
8,000
32,000
Lakeland CC
Kirtland
OH
1,850
100
21
7,500
15,000
Lorain County CC
Elyria
OH
2,742
100
37
3,000
12,000
Malone
Canton
OH
923
71
100
17,000
69,500
Miami U-Hamilton
Hamilton
OH
1,741
100
22
10,000
43,000
Miami-Middletown
Middletown
OH
1,199
100
21
12,500
55,500
Miami U-Oxford
Oxford
OH
16,682
80
70
16,500
70,500
Mt Union
Alliance
OH
1,994
77
99
20,000
80,000
Mount Vernon Nazarene
Mount Vernon
OH
1,670
73
99
18,000
72,500
Mount St Joseph
Cincinnati
OH
1,008
62
99
14,500
58,500
Muskingum
New Concord
OH
1,365
81
95
17,000
70,500
Notre Dame College
Cleveland
OH
1,130
98
100
18,000
70,500
Northwestern Ohio
Lima
OH
2,953
100
21
16,500
69,500
Oberlin
Oberlin
OH
2,822
36
86
13,000
57,500
Ohio Northern
Ada
OH
2,095
70
97
20,000
87,000
Ohio State-Marion
Marion
OH
1,071
100
86
9,500
37,500
Ohio State-Newark
Newark
OH
2,502
100
64
13,500
54,500
Ohio State
Columbus
OH
42,776
54
70
10,000
43,000
Ohio U-Chillicothe
Chillicothe
OH
958
100
26
7,500
28,500
Ohio U-Lancaster
Lancaster
OH
926
100
21
7,000
28,500
Ohio U
Athens
OH
16,209
82
81
20,000
87,000
Ohio Wesleyan
Delaware
OH
1,487
67
99
22,000
92,500
Otterbein
Westerville
OH
2,332
80
100
18,000
73,000
Owens CC
Perrysburg
OH
2,351
100
9
7,500
16,000
U of Rio Grande
Rio Grande
OH
933
100
36
34,000
147,500
Shawnee State
Portsmouth
OH
2,717
100
55
14,500
60,000
Sinclair CC
Dayton
OH
4,447
100
43
3,500
7,000
Stark State
North Canton
OH
3,053
100
31
5,000
10,500
Franciscan Univ
Steubenville
OH
2,063
77
97
20,000
80,000
Tiffin
Tiffin
OH
1,650
69
98
20,500
83,000
Toledo
Toledo
OH
12,548
96
88
14,000
61,500
Walsh
North Canton
OH
1,628
76
99
16,500
69,500
Wilmington College
Wilmington
OH
1,167
78
100
18,500
76,500
Wittenberg
Springfield
OH
1,504
91
100
19,000
74,500
Wooster
Wooster
OH
1,934
55
99
18,000
70,500
Wright State
Dayton
OH
7,226
95
53
13,000
57,000
Xavier
Cincinnati
OH
4,834
76
99
29,000
122,500
Youngstown State
Youngstown
OH
8,715
67
73
10,000
41,000
Allegheny County CC
Pittsburgh
PA
5,145
100
0
14,000
28,000
Carnegie Mellon
Pittsburgh
PA
6,425
15
46
15,000
60,500
Drexel
Philadelphia
PA
13,878
75
100
26,500
107,000
Duquesne
Pittsburgh
PA
5,732
74
100
25,000
103,000
Indiana U of Pennsylvania
Indiana
PA
7,695
93
36
28,000
113,000
Millersville
Millersville
PA
5,499
79
38
34,500
139,500
Penn State
University Park
PA
66,409
54
43
41,000
167,500
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
5,000
21,500
Pittsburgh
Pittsburgh
PA
18,392
57
47
19,500
78,000
Temple
Philadelphia
PA
26,247
60
79
29,000
119,000
Villanova
Villanova
PA
6,528
28
51
22,000
91,000
South Carolina
Columbia
SC
26,400
69
68
47,000
193,500
Memphis
Memphis
TN
12,066
85
79
28,000
114,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
31,000
126,000
Tennessee
Knoxville
TN
22,018
79
54
34,000
140,000
George Mason
Fairfax
VA
21,672
87
37
37,000
152,500
James Madison
Harrisonburg
VA
18,798
77
19
36,000
147,500
Liberty
Lynchburg
VA
28,487
51
81
27,000
110,500
Virginia Tech
Blacksburg
VA
28,584
70
36
37,500
153,500
Virginia Commonwealth
Richmond
VA
19,825
87
60
28,000
114,000
UVa
Charlottesville
VA
16,267
24
35
16,000
66,500
Fairmont State
Fairmont
WV
2,955
85
78
19,500
79,500
Marshall
Huntington
WV
7,123
87
81
17,500
70,500
West Virginia
Morgantown
WV
19,369
84
76
28,500
118,000
Purdue
West Lafayette
IN
32,606
60
43
16,000
64,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Scenario: Students with families with an average of $60,000 in annual income. Families in this income range on average have approximately $20,000 in financial assets and home equity of approximately $90,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
36,000
148,500
DePaul
Chicago
IL
12,784
68
98
28,000
113,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
36,500
150,500
Illinois-Urbana
Champaign
IL
32,854
59
48
37,000
149,500
Illinois State
Normal
IL
17,092
82
67
28,000
113,000
Loyola Chicago
Chicago
IL
11,622
67
98
34,500
142,000
Northern Illinois
Dekalb
IL
10,567
48
92
21,000
85,500
Northwestern
Evanston
IL
8,284
9
57
9,000
36,000
S Illinois-Edwardsville
Edwardsville
IL
8,615
86
83
13,500
55,000
Ball State
Muncie
IN
14,693
77
60
28,000
113,500
Butler
Indianapolis
IN
4,509
73
93
38,000
155,000
Purdue Ft Wayne
Fort Wayne
IN
5,370
81
78
31,500
128,000
IUPU-Indianapolis
Indianapolis
IN
17,630
81
65
35,500
144,500
Univ of Indianapolis
Indianapolis
IN
4,066
93
99
20,000
81,500
Southern Indiana
Evansville
IN
6,133
93
63
33,500
138,000
Indiana State
Terre Haute
IN
8,105
90
67
34,500
141,500
IU-Bloomington
Bloomington
IN
31,981
78
71
44,500
181,500
Notre Dame
Notre Dame
IN
8,708
16
55
18,500
76,000
Vincennes
Vincennes
IN
4,640
100
31
32,500
134,000
Eastern Kentucky
Richmond
KY
9,908
94
65
19,500
81,000
Kentucky
Lexington
KY
20,622
96
77
32,500
135,000
Louisville
Louisville
KY
11,560
69
80
30,000
124,000
Morehead State
Morehead
KY
5,393
78
74
18,500
74,500
Murray State
Murray
KY
6,190
82
89
31,500
129,500
Northern Kentucky
Highland Heights
KY
8,243
90
83
23,000
93,000
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Towson
Towson
MD
17,209
76
49
40,000
163,000
Central Michigan
Mount Pleasant
MI
12,798
70
90
22,000
90,000
Eastern Michigan
Ypsilanti
MI
10,572
74
91
16,000
64,000
Ferris State
Big Rapids
MI
7,779
87
72
13,500
54,500
Grand Valley State
Allendale
MI
18,810
83
71
14,500
58,500
Michigan-Ann Arbor
Ann Arbor
MI
30,204
23
52
40,000
163,500
Michigan State
East Lansing
MI
35,722
71
48
49,500
201,000
Michigan-Dearborn
Dearborn
MI
5,051
62
81
33,500
137,500
Northern Michigan
Marquette
MI
6,191
66
73
33,500
138,000
Oakland
Rochester Hills
MI
12,454
83
88
21,500
86,500
Saginaw Valley State
University Center
MI
6,348
73
95
31,000
127,500
Wayne State
Detroit
MI
13,107
73
94
29,000
119,000
Western Michigan
Kalamazoo
MI
14,558
80
49
27,500
110,000
Missouri
Columbia
MO
20,676
81
77
22,000
89,500
Missouri State-Springfield
Springfield
MO
14,005
88
63
24,500
100,500
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
33,500
135,500
Cornell
Ithaca
NY
15,038
11
46
13,500
56,000
Erie CC
Buffalo
NY
6,252
100
5
18,000
37,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
29,500
119,500
Rochester U
Rochester
NY
6,410
30
77
23,500
95,500
SUNY at Albany
Albany
NY
12,568
54
65
43,000
173,500
Buffalo
Buffalo
NY
20,401
61
69
31,000
125,500
SUNY Buffalo State
Buffalo
NY
6,916
67
85
34,500
140,500
Syracuse
Syracuse
NY
14,727
44
79
29,000
120,000
Akron
Akron
OH
11,641
73
76
18,500
76,500
Ashland
Ashland
OH
2,687
71
94
21,000
86,500
Baldwin Wallace
Berea
OH
2,792
73
98
22,500
92,500
Bowling Green State
Bowling Green
OH
12,936
72
68
18,500
74,500
Capital
Columbus
OH
2,400
72
100
21,000
85,500
Case Western Reserve
Cleveland
OH
5,237
27
85
24,000
97,000
Cedarville
Cedarville
OH
3,438
79
100
20,000
80,500
Central State
Wilberforce
OH
1,919
57
79
13,000
54,500
Cincinnati
Cincinnati
OH
23,712
77
56
21,500
88,500
Cincinnati State Tech
Cincinnati
OH
2,226
100
13
7,500
15,000
Cincinnati-Clermont
Batavia
OH
1,503
100
31
11,500
46,000
Cincinnati-Blue Ash
Blue Ash
OH
3,470
100
32
14,000
57,000
Ohio Christian
Circleville
OH
1,627
100
64
22,500
90,500
Clark State CC
Springfield
OH
1,215
100
42
9,000
18,000
Cleveland State
Cleveland
OH
9,097
94
55
18,500
76,500
Columbus College of Art
Columbus
OH
1,031
93
100
27,000
110,000
Columbus State CC
Columbus
OH
6,683
100
15
8,000
16,000
Cuyahoga CC District
Cleveland
OH
6,205
100
6
4,000
8,500
Dayton
Dayton
OH
8,046
72
95
25,000
101,000
Denison
Granville
OH
2,263
29
96
22,000
91,000
Findlay
Findlay
OH
2,189
77
100
24,000
97,500
Heidelberg
Tiffin
OH
1,043
75
100
20,000
80,000
Hocking
Nelsonville
OH
1,792
100
15
15,000
30,000
Eastern Gateway CC
Steubenville
OH
5,672
100
65
4,500
9,000
John Carroll
Cleveland
OH
2,925
86
97
25,000
103,000
Hondros Nursing
Westerville
OH
1,167
53
0
24,000
95,500
Kent State-Stark
Canton
OH
1,564
100
35
8,500
34,500
Kent State
Kent
OH
18,432
86
87
18,500
73,500
Kenyon
Gambier
OH
1,734
34
70
14,000
56,500
Lakeland CC
Kirtland
OH
1,850
100
21
9,500
19,000
Lorain County CC
Elyria
OH
2,742
100
37
4,500
18,000
Malone
Canton
OH
923
71
100
19,500
80,000
Miami U-Hamilton
Hamilton
OH
1,741
100
22
13,000
54,500
Miami-Middletown
Middletown
OH
1,199
100
21
15,500
64,000
Miami U-Oxford
Oxford
OH
16,682
80
70
23,000
94,500
Mt Union
Alliance
OH
1,994
77
99
22,500
89,500
Mount Vernon Nazarene
Mount Vernon
OH
1,670
73
99
21,000
85,500
Mount St Joseph
Cincinnati
OH
1,008
62
99
16,500
67,000
Muskingum
New Concord
OH
1,365
81
95
20,000
82,000
Notre Dame College
Cleveland
OH
1,130
98
100
21,500
85,000
Northwestern Ohio
Lima
OH
2,953
100
21
21,500
87,000
Oberlin
Oberlin
OH
2,822
36
86
23,500
96,500
Ohio Northern
Ada
OH
2,095
70
97
23,000
94,000
Ohio State-Marion
Marion
OH
1,071
100
86
12,500
50,000
Ohio State-Newark
Newark
OH
2,502
100
64
16,500
67,500
Ohio State
Columbus
OH
42,776
54
70
16,000
64,500
Ohio U-Chillicothe
Chillicothe
OH
958
100
26
9,000
36,000
Ohio U-Lancaster
Lancaster
OH
926
100
21
9,500
38,500
Ohio U
Athens
OH
16,209
82
81
25,500
104,000
Ohio Wesleyan
Delaware
OH
1,487
67
99
24,500
101,000
Otterbein
Westerville
OH
2,332
80
100
24,000
96,500
Owens CC
Perrysburg
OH
2,351
100
9
10,000
20,500
U of Rio Grande
Rio Grande
OH
933
100
36
36,000
147,500
Shawnee State
Portsmouth
OH
2,717
100
55
17,500
71,000
Sinclair CC
Dayton
OH
4,447
100
43
6,000
12,000
Stark State
North Canton
OH
3,053
100
31
7,500
15,500
Franciscan Univ
Steubenville
OH
2,063
77
97
20,500
82,500
Tiffin
Tiffin
OH
1,650
69
98
24,500
99,000
Toledo
Toledo
OH
12,548
96
88
17,000
71,000
Walsh
North Canton
OH
1,628
76
99
18,000
73,000
Wilmington College
Wilmington
OH
1,167
78
100
22,500
91,500
Wittenberg
Springfield
OH
1,504
91
100
21,500
86,000
Wooster
Wooster
OH
1,934
55
99
20,500
81,500
Wright State
Dayton
OH
7,226
95
53
16,500
67,000
Xavier
Cincinnati
OH
4,834
76
99
33,000
134,500
Youngstown State
Youngstown
OH
8,715
67
73
13,500
55,000
Allegheny County CC
Pittsburgh
PA
5,145
100
0
17,000
34,500
Carnegie Mellon
Pittsburgh
PA
6,425
15
46
19,500
80,500
Drexel
Philadelphia
PA
13,878
75
100
32,500
129,500
Duquesne
Pittsburgh
PA
5,732
74
100
29,500
120,500
Indiana U of Pennsylvania
Indiana
PA
7,695
93
36
32,500
131,500
Millersville
Millersville
PA
5,499
79
38
40,500
164,500
Penn State
University Park
PA
66,409
54
43
48,000
194,500
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
13,000
53,000
Pittsburgh
Pittsburgh
PA
18,392
57
47
24,000
96,500
Temple
Philadelphia
PA
26,247
60
79
32,500
132,000
Villanova
Villanova
PA
6,528
28
51
30,500
125,500
South Carolina
Columbia
SC
26,400
69
68
52,500
215,500
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
41,500
171,000
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
George Mason
Fairfax
VA
21,672
87
37
43,500
178,500
James Madison
Harrisonburg
VA
18,798
77
19
42,500
174,500
Liberty
Lynchburg
VA
28,487
51
81
29,000
120,000
Virginia Tech
Blacksburg
VA
28,584
70
36
39,500
161,500
Virginia Commonwealth
Richmond
VA
19,825
87
60
32,500
132,000
UVa
Charlottesville
VA
16,267
24
35
21,500
87,500
Fairmont State
Fairmont
WV
2,955
85
78
25,500
104,500
Marshall
Huntington
WV
7,123
87
81
21,000
84,500
West Virginia
Morgantown
WV
19,369
84
76
34,500
141,500
Purdue
West Lafayette
IN
32,606
60
43
24,000
97,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $90,000 in annual income. Families in this income range on average have approximately $200,000 in financial assets and home equity of approximately $120,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
38,500
158,000
DePaul
Chicago
IL
12,784
68
98
31,500
128,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
39,000
159,500
Illinois-Urbana
Champaign
IL
32,854
59
48
42,000
171,000
Illinois State
Normal
IL
17,092
82
67
35,000
142,000
Loyola Chicago
Chicago
IL
11,622
67
98
38,500
159,500
Northern Illinois
Dekalb
IL
10,567
48
92
24,500
99,000
Northwestern
Evanston
IL
8,284
9
57
17,500
72,000
S Illinois-Edwardsville
Edwardsville
IL
8,615
86
83
18,500
75,500
Ball State
Muncie
IN
14,693
77
60
34,500
139,000
Butler
Indianapolis
IN
4,509
73
93
42,000
172,000
Purdue Ft Wayne
Fort Wayne
IN
5,370
81
78
31,500
128,000
IUPU-Indianapolis
Indianapolis
IN
17,630
81
65
45,000
182,500
Univ of Indianapolis
Indianapolis
IN
4,066
93
99
25,000
102,000
Southern Indiana
Evansville
IN
6,133
93
63
34,500
142,500
Indiana State
Terre Haute
IN
8,105
90
67
34,500
141,500
IU-Bloomington
Bloomington
IN
31,981
78
71
53,000
215,000
Notre Dame
Notre Dame
IN
8,708
16
55
25,000
101,500
Vincennes
Vincennes
IN
4,640
100
31
32,500
134,000
Eastern Kentucky
Richmond
KY
9,908
94
65
23,000
94,500
Kentucky
Lexington
KY
20,622
96
77
39,500
164,000
Louisville
Louisville
KY
11,560
69
80
30,000
124,000
Morehead State
Morehead
KY
5,393
78
74
20,500
82,000
Murray State
Murray
KY
6,190
82
89
35,000
145,000
Northern Kentucky
Highland Heights
KY
8,243
90
83
27,500
113,000
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Towson
Towson
MD
17,209
76
49
42,500
173,500
Central Michigan
Mount Pleasant
MI
12,798
70
90
25,500
104,000
Eastern Michigan
Ypsilanti
MI
10,572
74
91
18,500
74,000
Ferris State
Big Rapids
MI
7,779
87
72
16,000
65,000
Grand Valley State
Allendale
MI
18,810
83
71
17,500
71,500
Michigan-Ann Arbor
Ann Arbor
MI
30,204
23
52
40,000
163,500
Michigan State
East Lansing
MI
35,722
71
48
49,500
201,000
Michigan-Dearborn
Dearborn
MI
5,051
62
81
33,500
137,500
Northern Michigan
Marquette
MI
6,191
66
73
33,500
138,000
Oakland
Rochester Hills
MI
12,454
83
88
29,000
117,000
Saginaw Valley State
University Center
MI
6,348
73
95
31,000
127,500
Wayne State
Detroit
MI
13,107
73
94
36,000
149,000
Western Michigan
Kalamazoo
MI
14,558
80
49
27,500
110,000
Missouri
Columbia
MO
20,676
81
77
29,000
117,500
Missouri State-Springfield
Springfield
MO
14,005
88
63
27,500
112,000
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
41,000
166,000
Cornell
Ithaca
NY
15,038
11
46
24,500
100,000
Erie CC
Buffalo
NY
6,252
100
5
21,500
44,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
34,000
139,000
Rochester U
Rochester
NY
6,410
30
77
31,000
127,000
SUNY at Albany
Albany
NY
12,568
54
65
43,000
174,000
Buffalo
Buffalo
NY
20,401
61
69
33,000
133,000
SUNY Buffalo State
Buffalo
NY
6,916
67
85
34,500
140,500
Syracuse
Syracuse
NY
14,727
44
79
33,500
137,500
Akron
Akron
OH
11,641
73
76
20,000
82,500
Ashland
Ashland
OH
2,687
71
94
23,500
96,000
Baldwin Wallace
Berea
OH
2,792
73
98
25,500
104,500
Bowling Green State
Bowling Green
OH
12,936
72
68
20,500
82,500
Capital
Columbus
OH
2,400
72
100
23,500
95,500
Case Western Reserve
Cleveland
OH
5,237
27
85
31,000
124,500
Cedarville
Cedarville
OH
3,438
79
100
23,500
95,000
Central State
Wilberforce
OH
1,919
57
79
15,000
62,000
Cincinnati
Cincinnati
OH
23,712
77
56
25,000
102,000
Cincinnati State Tech
Cincinnati
OH
2,226
100
13
9,000
18,000
Cincinnati-Clermont
Batavia
OH
1,503
100
31
13,500
53,500
Cincinnati-Blue Ash
Blue Ash
OH
3,470
100
32
16,000
64,000
Ohio Christian
Circleville
OH
1,627
100
64
25,500
103,000
Clark State CC
Springfield
OH
1,215
100
42
10,500
21,500
Cleveland State
Cleveland
OH
9,097
94
55
21,000
87,000
Columbus College of Art
Columbus
OH
1,031
93
100
28,500
117,000
Columbus State CC
Columbus
OH
6,683
100
15
10,000
20,000
Cuyahoga CC District
Cleveland
OH
6,205
100
6
4,000
8,500
Dayton
Dayton
OH
8,046
72
95
29,500
119,000
Denison
Granville
OH
2,263
29
96
28,500
118,000
Findlay
Findlay
OH
2,189
77
100
26,500
109,000
Heidelberg
Tiffin
OH
1,043
75
100
22,500
90,500
Hocking
Nelsonville
OH
1,792
100
15
16,500
33,500
Eastern Gateway CC
Steubenville
OH
5,672
100
65
5,500
10,500
John Carroll
Cleveland
OH
2,925
86
97
28,000
115,000
Hondros Nursing
Westerville
OH
1,167
53
0
25,500
102,000
Kent State-Stark
Canton
OH
1,564
100
35
10,000
40,500
Kent State
Kent
OH
18,432
86
87
20,500
82,000
Kenyon
Gambier
OH
1,734
34
70
25,000
100,000
Lakeland CC
Kirtland
OH
1,850
100
21
11,000
22,000
Lorain County CC
Elyria
OH
2,742
100
37
6,000
25,000
Malone
Canton
OH
923
71
100
19,500
80,000
Miami U-Hamilton
Hamilton
OH
1,741
100
22
15,000
61,500
Miami-Middletown
Middletown
OH
1,199
100
21
18,000
74,000
Miami U-Oxford
Oxford
OH
16,682
80
70
24,500
100,500
Mt Union
Alliance
OH
1,994
77
99
24,500
98,500
Mount Vernon Nazarene
Mount Vernon
OH
1,670
73
99
22,500
91,000
Mount St Joseph
Cincinnati
OH
1,008
62
99
20,000
80,500
Muskingum
New Concord
OH
1,365
81
95
22,500
92,000
Notre Dame College
Cleveland
OH
1,130
98
100
23,500
93,000
Northwestern Ohio
Lima
OH
2,953
100
21
21,500
87,500
Oberlin
Oberlin
OH
2,822
36
86
31,000
127,000
Ohio Northern
Ada
OH
2,095
70
97
26,000
107,000
Ohio State-Marion
Marion
OH
1,071
100
86
15,000
60,000
Ohio State-Newark
Newark
OH
2,502
100
64
19,000
76,000
Ohio State
Columbus
OH
42,776
54
70
22,500
91,500
Ohio U-Chillicothe
Chillicothe
OH
958
100
26
11,000
43,500
Ohio U-Lancaster
Lancaster
OH
926
100
21
11,000
45,000
Ohio U
Athens
OH
16,209
82
81
28,000
115,500
Ohio Wesleyan
Delaware
OH
1,487
67
99
27,000
110,500
Otterbein
Westerville
OH
2,332
80
100
24,000
97,000
Owens CC
Perrysburg
OH
2,351
100
9
12,000
24,000
U of Rio Grande
Rio Grande
OH
933
100
36
36,000
147,500
Shawnee State
Portsmouth
OH
2,717
100
55
17,500
71,000
Sinclair CC
Dayton
OH
4,447
100
43
8,000
15,500
Stark State
North Canton
OH
3,053
100
31
8,500
17,000
Franciscan Univ
Steubenville
OH
2,063
77
97
23,000
93,000
Tiffin
Tiffin
OH
1,650
69
98
25,500
102,500
Toledo
Toledo
OH
12,548
96
88
19,500
79,500
Walsh
North Canton
OH
1,628
76
99
22,000
90,500
Wilmington College
Wilmington
OH
1,167
78
100
24,500
100,000
Wittenberg
Springfield
OH
1,504
91
100
22,500
89,500
Wooster
Wooster
OH
1,934
55
99
25,500
103,000
Wright State
Dayton
OH
7,226
95
53
18,500
75,500
Xavier
Cincinnati
OH
4,834
76
99
34,500
142,000
Youngstown State
Youngstown
OH
8,715
67
73
16,000
63,500
Allegheny County CC
Pittsburgh
PA
5,145
100
0
20,000
41,000
Carnegie Mellon
Pittsburgh
PA
6,425
15
46
32,000
130,000
Drexel
Philadelphia
PA
13,878
75
100
36,500
146,500
Duquesne
Pittsburgh
PA
5,732
74
100
31,500
128,000
Indiana U of Pennsylvania
Indiana
PA
7,695
93
36
34,000
136,500
Millersville
Millersville
PA
5,499
79
38
40,500
164,500
Penn State
University Park
PA
66,409
54
43
52,000
211,000
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
21,500
88,500
Pittsburgh
Pittsburgh
PA
18,392
57
47
27,500
112,000
Temple
Philadelphia
PA
26,247
60
79
36,500
148,000
Villanova
Villanova
PA
6,528
28
51
35,000
143,500
South Carolina
Columbia
SC
26,400
69
68
52,500
215,500
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
45,000
183,500
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
George Mason
Fairfax
VA
21,672
87
37
49,000
201,500
James Madison
Harrisonburg
VA
18,798
77
19
46,000
190,000
Liberty
Lynchburg
VA
28,487
51
81
31,500
128,500
Virginia Tech
Blacksburg
VA
28,584
70
36
39,500
161,500
Virginia Commonwealth
Richmond
VA
19,825
87
60
37,000
151,000
UVa
Charlottesville
VA
16,267
24
35
35,500
146,000
Fairmont State
Fairmont
WV
2,955
85
78
28,500
116,500
Marshall
Huntington
WV
7,123
87
81
24,000
98,000
West Virginia
Morgantown
WV
19,369
84
76
38,500
158,500
Purdue
West Lafayette
IN
32,606
60
43
41,500
170,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $150,000 in annual income, $250,000 in financial assets and home equity of approximately $150,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
43,000
177,000
DePaul
Chicago
IL
12,784
68
98
36,500
149,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
41,500
170,500
Illinois-Urbana
Champaign
IL
32,854
59
48
42,000
171,000
Illinois State
Normal
IL
17,092
82
67
38,500
156,500
Loyola Chicago
Chicago
IL
11,622
67
98
43,500
179,500
Northern Illinois
Dekalb
IL
10,567
48
92
27,500
112,000
Northwestern
Evanston
IL
8,284
9
57
40,000
163,500
S Illinois-Edwardsville
Edwardsville
IL
8,615
86
83
28,500
115,000
Ball State
Muncie
IN
14,693
77
60
41,000
165,000
Butler
Indianapolis
IN
4,509
73
93
50,000
206,000
Purdue Ft Wayne
Fort Wayne
IN
5,370
81
78
31,500
128,000
IUPU-Indianapolis
Indianapolis
IN
17,630
81
65
45,000
182,500
Univ of Indianapolis
Indianapolis
IN
4,066
93
99
26,500
107,000
Southern Indiana
Evansville
IN
6,133
93
63
34,500
142,500
Indiana State
Terre Haute
IN
8,105
90
67
34,500
141,500
IU-Bloomington
Bloomington
IN
31,981
78
71
53,000
215,000
Notre Dame
Notre Dame
IN
8,708
16
55
37,500
154,000
Vincennes
Vincennes
IN
4,640
100
31
32,500
134,000
Eastern Kentucky
Richmond
KY
9,908
94
65
29,500
122,500
Kentucky
Lexington
KY
20,622
96
77
42,000
174,000
Louisville
Louisville
KY
11,560
69
80
33,000
136,000
Morehead State
Morehead
KY
5,393
78
74
20,500
82,000
Murray State
Murray
KY
6,190
82
89
37,500
154,000
Northern Kentucky
Highland Heights
KY
8,243
90
83
33,000
135,500
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Towson
Towson
MD
17,209
76
49
42,500
173,500
Central Michigan
Mount Pleasant
MI
12,798
70
90
32,500
132,000
Eastern Michigan
Ypsilanti
MI
10,572
74
91
30,000
121,000
Ferris State
Big Rapids
MI
7,779
87
72
21,500
87,000
Grand Valley State
Allendale
MI
18,810
83
71
24,000
98,000
Michigan-Ann Arbor
Ann Arbor
MI
30,204
23
52
60,500
249,000
Michigan State
East Lansing
MI
35,722
71
48
49,500
201,000
Michigan-Dearborn
Dearborn
MI
5,051
62
81
33,500
137,500
Northern Michigan
Marquette
MI
6,191
66
73
33,500
138,000
Oakland
Rochester Hills
MI
12,454
83
88
38,500
155,000
Saginaw Valley State
University Center
MI
6,348
73
95
31,000
127,500
Wayne State
Detroit
MI
13,107
73
94
40,500
167,500
Western Michigan
Kalamazoo
MI
14,558
80
49
27,500
110,000
Missouri
Columbia
MO
20,676
81
77
43,000
173,500
Missouri State-Springfield
Springfield
MO
14,005
88
63
30,000
122,500
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
51,000
205,000
Cornell
Ithaca
NY
15,038
11
46
38,000
154,500
Erie CC
Buffalo
NY
6,252
100
5
28,500
58,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
41,500
170,500
Rochester U
Rochester
NY
6,410
30
77
47,000
190,500
SUNY at Albany
Albany
NY
12,568
54
65
43,000
174,000
Buffalo
Buffalo
NY
20,401
61
69
36,500
148,000
SUNY Buffalo State
Buffalo
NY
6,916
67
85
34,500
140,500
Syracuse
Syracuse
NY
14,727
44
79
37,000
152,500
Akron
Akron
OH
11,641
73
76
23,000
94,500
Ashland
Ashland
OH
2,687
71
94
27,000
111,000
Baldwin Wallace
Berea
OH
2,792
73
98
31,500
129,500
Bowling Green State
Bowling Green
OH
12,936
72
68
24,500
98,500
Capital
Columbus
OH
2,400
72
100
28,500
116,000
Case Western Reserve
Cleveland
OH
5,237
27
85
44,500
180,000
Cedarville
Cedarville
OH
3,438
79
100
30,500
123,500
Central State
Wilberforce
OH
1,919
57
79
15,500
64,000
Cincinnati
Cincinnati
OH
23,712
77
56
28,000
114,500
Cincinnati State Tech
Cincinnati
OH
2,226
100
13
9,000
18,000
Cincinnati-Clermont
Batavia
OH
1,503
100
31
17,000
68,500
Cincinnati-Blue Ash
Blue Ash
OH
3,470
100
32
19,500
78,500
Ohio Christian
Circleville
OH
1,627
100
64
29,500
119,500
Clark State CC
Springfield
OH
1,215
100
42
11,500
23,000
Cleveland State
Cleveland
OH
9,097
94
55
21,000
87,500
Columbus College of Art
Columbus
OH
1,031
93
100
32,500
131,500
Columbus State CC
Columbus
OH
6,683
100
15
13,500
27,500
Cuyahoga CC District
Cleveland
OH
6,205
100
6
4,000
8,500
Dayton
Dayton
OH
8,046
72
95
36,500
145,500
Denison
Granville
OH
2,263
29
96
32,500
135,000
Findlay
Findlay
OH
2,189
77
100
32,000
131,500
Heidelberg
Tiffin
OH
1,043
75
100
28,000
110,500
Hocking
Nelsonville
OH
1,792
100
15
20,000
40,500
Eastern Gateway CC
Steubenville
OH
5,672
100
65
7,000
14,000
John Carroll
Cleveland
OH
2,925
86
97
33,500
137,500
Hondros Nursing
Westerville
OH
1,167
53
0
27,500
109,000
Kent State-Stark
Canton
OH
1,564
100
35
13,500
52,500
Kent State
Kent
OH
18,432
86
87
24,500
98,000
Kenyon
Gambier
OH
1,734
34
70
37,000
149,000
Lakeland CC
Kirtland
OH
1,850
100
21
12,000
24,500
Lorain County CC
Elyria
OH
2,742
100
37
8,500
34,000
Malone
Canton
OH
923
71
100
19,500
80,000
Miami U-Hamilton
Hamilton
OH
1,741
100
22
18,000
75,500
Miami-Middletown
Middletown
OH
1,199
100
21
23,000
95,000
Miami U-Oxford
Oxford
OH
16,682
80
70
24,500
100,500
Mt Union
Alliance
OH
1,994
77
99
26,500
107,000
Mount Vernon Nazarene
Mount Vernon
OH
1,670
73
99
25,000
101,500
Mount St Joseph
Cincinnati
OH
1,008
62
99
26,500
106,500
Muskingum
New Concord
OH
1,365
81
95
27,500
112,500
Notre Dame College
Cleveland
OH
1,130
98
100
27,500
108,500
Northwestern Ohio
Lima
OH
2,953
100
21
21,500
87,500
Oberlin
Oberlin
OH
2,822
36
86
46,000
190,000
Ohio Northern
Ada
OH
2,095
70
97
32,000
133,500
Ohio State-Marion
Marion
OH
1,071
100
86
18,500
72,500
Ohio State-Newark
Newark
OH
2,502
100
64
23,000
93,000
Ohio State
Columbus
OH
42,776
54
70
28,500
116,500
Ohio U-Chillicothe
Chillicothe
OH
958
100
26
11,000
43,000
Ohio U-Lancaster
Lancaster
OH
926
100
21
11,000
45,000
Ohio U
Athens
OH
16,209
82
81
29,000
121,500
Ohio Wesleyan
Delaware
OH
1,487
67
99
31,500
129,500
Otterbein
Westerville
OH
2,332
80
100
24,000
96,500
Owens CC
Perrysburg
OH
2,351
100
9
12,500
25,500
U of Rio Grande
Rio Grande
OH
933
100
36
36,000
148,500
Shawnee State
Portsmouth
OH
2,717
100
55
17,500
71,500
Sinclair CC
Dayton
OH
4,447
100
43
9,500
19,000
Stark State
North Canton
OH
3,053
100
31
10,500
21,000
Franciscan Univ
Steubenville
OH
2,063
77
97
28,500
114,500
Tiffin
Tiffin
OH
1,650
69
98
25,500
103,500
Toledo
Toledo
OH
12,548
96
88
23,500
98,000
Walsh
North Canton
OH
1,628
76
99
30,000
122,000
Wilmington College
Wilmington
OH
1,167
78
100
28,500
116,500
Wittenberg
Springfield
OH
1,504
91
100
24,500
97,000
Wooster
Wooster
OH
1,934
55
99
34,500
137,000
Wright State
Dayton
OH
7,226
95
53
22,000
91,500
Xavier
Cincinnati
OH
4,834
76
99
38,500
157,500
Youngstown State
Youngstown
OH
8,715
67
73
20,000
81,000
Allegheny County CC
Pittsburgh
PA
5,145
100
0
21,000
42,500
Carnegie Mellon
Pittsburgh
PA
6,425
15
46
42,500
173,000
Drexel
Philadelphia
PA
13,878
75
100
44,500
179,000
Duquesne
Pittsburgh
PA
5,732
74
100
34,500
142,000
Indiana U of Pennsylvania
Indiana
PA
7,695
93
36
34,000
136,500
Millersville
Millersville
PA
5,499
79
38
40,500
164,500
Penn State
University Park
PA
66,409
54
43
52,000
211,000
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
30,000
123,000
Pittsburgh
Pittsburgh
PA
18,392
57
47
35,500
143,500
Temple
Philadelphia
PA
26,247
60
79
43,000
176,000
Villanova
Villanova
PA
6,528
28
51
47,500
194,000
South Carolina
Columbia
SC
26,400
69
68
52,500
215,500
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
45,000
183,500
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
George Mason
Fairfax
VA
21,672
87
37
54,000
221,500
James Madison
Harrisonburg
VA
18,798
77
19
46,000
190,000
Liberty
Lynchburg
VA
28,487
51
81
36,000
146,500
Virginia Tech
Blacksburg
VA
28,584
70
36
46,500
191,500
Virginia Commonwealth
Richmond
VA
19,825
87
60
45,000
183,000
UVa
Charlottesville
VA
16,267
24
35
43,000
177,500
Fairmont State
Fairmont
WV
2,955
85
78
28,500
116,500
Marshall
Huntington
WV
7,123
87
81
24,000
98,000
West Virginia
Morgantown
WV
19,369
84
76
38,500
158,500
Purdue
West Lafayette
IN
32,606
60
43
41,500
170,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $200,000 in annual income, $500,000 in financial assets and home equity of approximately $200,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
46,500
192,500
DePaul
Chicago
IL
12,784
68
98
36,500
149,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
41,500
170,500
Illinois-Urbana
Champaign
IL
32,854
59
48
42,000
171,000
Illinois State
Normal
IL
17,092
82
67
38,500
156,500
Loyola Chicago
Chicago
IL
11,622
67
98
43,500
179,500
Northern Illinois
Dekalb
IL
10,567
48
92
27,500
112,000
Northwestern
Evanston
IL
8,284
9
57
66,500
270,500
S Illinois-Edwardsville
Edwardsville
IL
8,615
86
83
28,500
115,000
Ball State
Muncie
IN
14,693
77
60
41,000
165,000
Butler
Indianapolis
IN
4,509
73
93
57,000
233,500
Purdue Ft Wayne
Fort Wayne
IN
5,370
81
78
31,500
128,000
IUPU-Indianapolis
Indianapolis
IN
17,630
81
65
45,000
182,500
Univ of Indianapolis
Indianapolis
IN
4,066
93
99
26,500
107,000
Southern Indiana
Evansville
IN
6,133
93
63
34,500
142,500
Indiana State
Terre Haute
IN
8,105
90
67
34,500
141,500
IU-Bloomington
Bloomington
IN
31,981
78
71
53,000
215,000
Notre Dame
Notre Dame
IN
8,708
16
55
48,000
197,000
Vincennes
Vincennes
IN
4,640
100
31
32,500
134,000
Eastern Kentucky
Richmond
KY
9,908
94
65
29,500
122,500
Kentucky
Lexington
KY
20,622
96
77
42,000
174,000
Louisville
Louisville
KY
11,560
69
80
33,000
136,000
Morehead State
Morehead
KY
5,393
78
74
20,500
82,000
Murray State
Murray
KY
6,190
82
89
37,500
154,000
Northern Kentucky
Highland Heights
KY
8,243
90
83
33,000
135,500
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Towson
Towson
MD
17,209
76
49
42,500
173,500
Central Michigan
Mount Pleasant
MI
12,798
70
90
32,500
132,000
Eastern Michigan
Ypsilanti
MI
10,572
74
91
30,000
121,000
Ferris State
Big Rapids
MI
7,779
87
72
21,500
87,000
Grand Valley State
Allendale
MI
18,810
83
71
29,500
120,000
Michigan-Ann Arbor
Ann Arbor
MI
30,204
23
52
69,500
284,000
Michigan State
East Lansing
MI
35,722
71
48
49,500
201,000
Michigan-Dearborn
Dearborn
MI
5,051
62
81
33,500
137,500
Northern Michigan
Marquette
MI
6,191
66
73
33,500
138,000
Oakland
Rochester Hills
MI
12,454
83
88
38,500
155,000
Saginaw Valley State
University Center
MI
6,348
73
95
33,000
136,000
Wayne State
Detroit
MI
13,107
73
94
40,500
167,500
Western Michigan
Kalamazoo
MI
14,558
80
49
27,500
110,000
Missouri
Columbia
MO
20,676
81
77
44,500
181,000
Missouri State-Springfield
Springfield
MO
14,005
88
63
30,000
122,500
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
51,000
205,000
Cornell
Ithaca
NY
15,038
11
46
68,000
278,000
Erie CC
Buffalo
NY
6,252
100
5
29,500
60,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
52,000
211,500
Rochester U
Rochester
NY
6,410
30
77
59,500
243,000
SUNY at Albany
Albany
NY
12,568
54
65
43,000
174,000
Buffalo
Buffalo
NY
20,401
61
69
40,000
160,500
SUNY Buffalo State
Buffalo
NY
6,916
67
85
35,000
144,000
Syracuse
Syracuse
NY
14,727
44
79
49,000
202,500
Akron
Akron
OH
11,641
73
76
24,500
100,000
Ashland
Ashland
OH
2,687
71
94
27,000
111,000
Baldwin Wallace
Berea
OH
2,792
73
98
35,000
144,000
Bowling Green State
Bowling Green
OH
12,936
72
68
25,000
102,000
Capital
Columbus
OH
2,400
72
100
32,500
133,000
Case Western Reserve
Cleveland
OH
5,237
27
85
56,000
226,000
Cedarville
Cedarville
OH
3,438
79
100
33,000
133,500
Central State
Wilberforce
OH
1,919
57
79
15,500
64,000
Cincinnati
Cincinnati
OH
23,712
77
56
28,000
114,500
Cincinnati State Tech
Cincinnati
OH
2,226
100
13
9,000
18,000
Cincinnati-Clermont
Batavia
OH
1,503
100
31
18,000
72,000
Cincinnati-Blue Ash
Blue Ash
OH
3,470
100
32
22,500
90,500
Ohio Christian
Circleville
OH
1,627
100
64
29,500
119,500
Clark State CC
Springfield
OH
1,215
100
42
11,500
23,000
Cleveland State
Cleveland
OH
9,097
94
55
21,000
87,500
Columbus College of Art
Columbus
OH
1,031
93
100
35,000
144,000
Columbus State CC
Columbus
OH
6,683
100
15
15,000
30,500
Cuyahoga CC District
Cleveland
OH
6,205
100
6
4,000
8,500
Dayton
Dayton
OH
8,046
72
95
42,000
168,000
Denison
Granville
OH
2,263
29
96
46,500
194,000
Findlay
Findlay
OH
2,189
77
100
34,500
141,500
Heidelberg
Tiffin
OH
1,043
75
100
28,000
110,500
Hocking
Nelsonville
OH
1,792
100
15
20,000
41,000
Eastern Gateway CC
Steubenville
OH
5,672
100
65
8,000
16,500
John Carroll
Cleveland
OH
2,925
86
97
35,500
146,000
Hondros Nursing
Westerville
OH
1,167
53
0
27,500
109,000
Kent State-Stark
Canton
OH
1,564
100
35
14,500
57,000
Kent State
Kent
OH
18,432
86
87
26,500
106,000
Kenyon
Gambier
OH
1,734
34
70
64,500
260,000
Lakeland CC
Kirtland
OH
1,850
100
21
12,000
24,500
Lorain County CC
Elyria
OH
2,742
100
37
8,500
34,000
Malone
Canton
OH
923
71
100
19,500
80,000
Miami U-Hamilton
Hamilton
OH
1,741
100
22
21,000
87,000
Miami-Middletown
Middletown
OH
1,199
100
21
24,000
99,000
Miami U-Oxford
Oxford
OH
16,682
80
70
24,500
100,500
Mt Union
Alliance
OH
1,994
77
99
26,500
107,000
Mount Vernon Nazarene
Mount Vernon
OH
1,670
73
99
27,500
110,500
Mount St Joseph
Cincinnati
OH
1,008
62
99
32,000
128,500
Muskingum
New Concord
OH
1,365
81
95
29,000
118,000
Notre Dame College
Cleveland
OH
1,130
98
100
31,000
122,000
Northwestern Ohio
Lima
OH
2,953
100
21
21,500
87,500
Oberlin
Oberlin
OH
2,822
36
86
58,000
242,000
Ohio Northern
Ada
OH
2,095
70
97
37,500
155,000
Ohio State-Marion
Marion
OH
1,071
100
86
18,500
72,500
Ohio State-Newark
Newark
OH
2,502
100
64
23,000
93,000
Ohio State
Columbus
OH
42,776
54
70
28,500
116,500
Ohio U-Chillicothe
Chillicothe
OH
958
100
26
11,000
43,000
Ohio U-Lancaster
Lancaster
OH
926
100
21
11,000
45,000
Ohio U
Athens
OH
16,209
82
81
29,000
121,500
Ohio Wesleyan
Delaware
OH
1,487
67
99
35,500
145,000
Otterbein
Westerville
OH
2,332
80
100
27,000
108,000
Owens CC
Perrysburg
OH
2,351
100
9
12,500
25,500
U of Rio Grande
Rio Grande
OH
933
100
36
36,000
148,500
Shawnee State
Portsmouth
OH
2,717
100
55
17,500
71,500
Sinclair CC
Dayton
OH
4,447
100
43
9,500
19,000
Stark State
North Canton
OH
3,053
100
31
11,000
22,000
Franciscan Univ
Steubenville
OH
2,063
77
97
30,000
121,000
Tiffin
Tiffin
OH
1,650
69
98
25,500
103,500
Toledo
Toledo
OH
12,548
96
88
26,500
110,500
Walsh
North Canton
OH
1,628
76
99
30,000
122,000
Wilmington College
Wilmington
OH
1,167
78
100
28,500
116,500
Wittenberg
Springfield
OH
1,504
91
100
26,000
103,500
Wooster
Wooster
OH
1,934
55
99
34,500
137,000
Wright State
Dayton
OH
7,226
95
53
22,000
91,500
Xavier
Cincinnati
OH
4,834
76
99
40,000
163,500
Youngstown State
Youngstown
OH
8,715
67
73
20,000
81,000
Allegheny County CC
Pittsburgh
PA
5,145
100
0
21,000
42,500
Carnegie Mellon
Pittsburgh
PA
6,425
15
46
72,000
293,500
Drexel
Philadelphia
PA
13,878
75
100
51,500
206,500
Duquesne
Pittsburgh
PA
5,732
74
100
35,500
145,000
Indiana U of Pennsylvania
Indiana
PA
7,695
93
36
34,000
136,500
Millersville
Millersville
PA
5,499
79
38
40,500
165,000
Penn State
University Park
PA
66,409
54
43
53,000
215,000
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
54,500
222,000
Pittsburgh
Pittsburgh
PA
18,392
57
47
42,000
169,500
Temple
Philadelphia
PA
26,247
60
79
43,000
176,000
Villanova
Villanova
PA
6,528
28
51
59,500
243,500
South Carolina
Columbia
SC
26,400
69
68
52,500
215,500
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
45,000
183,500
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
George Mason
Fairfax
VA
21,672
87
37
54,000
221,500
James Madison
Harrisonburg
VA
18,798
77
19
46,000
190,000
Liberty
Lynchburg
VA
28,487
51
81
39,500
161,500
Virginia Tech
Blacksburg
VA
28,584
70
36
46,500
191,500
Virginia Commonwealth
Richmond
VA
19,825
87
60
49,000
199,000
UVa
Charlottesville
VA
16,267
24
35
50,000
204,500
Fairmont State
Fairmont
WV
2,955
85
78
28,500
116,500
Marshall
Huntington
WV
7,123
87
81
24,000
98,000
West Virginia
Morgantown
WV
19,369
84
76
38,500
158,500
Purdue
West Lafayette
IN
32,606
60
43
41,500
170,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $300,000 in annual income, $950,000 in financial assets and home equity of approximately $350,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
49,000
203,000
DePaul
Chicago
IL
12,784
68
98
36,500
149,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
41,500
170,500
Illinois-Urbana
Champaign
IL
32,854
59
48
42,000
171,000
Illinois State
Normal
IL
17,092
82
67
38,500
156,500
Loyola Chicago
Chicago
IL
11,622
67
98
43,500
179,500
Northern Illinois
Dekalb
IL
10,567
48
92
27,500
112,000
Northwestern
Evanston
IL
8,284
9
57
78,500
318,500
S Illinois-Edwardsville
Edwardsville
IL
8,615
86
83
28,500
115,000
Ball State
Muncie
IN
14,693
77
60
41,000
165,000
Butler
Indianapolis
IN
4,509
73
93
63,500
261,000
Purdue Ft Wayne
Fort Wayne
IN
5,370
81
78
31,500
128,000
IUPU-Indianapolis
Indianapolis
IN
17,630
81
65
45,000
182,500
Univ of Indianapolis
Indianapolis
IN
4,066
93
99
26,500
107,000
Southern Indiana
Evansville
IN
6,133
93
63
34,500
142,500
Indiana State
Terre Haute
IN
8,105
90
67
36,000
147,500
IU-Bloomington
Bloomington
IN
31,981
78
71
53,000
215,000
Notre Dame
Notre Dame
IN
8,708
16
55
69,000
283,500
Vincennes
Vincennes
IN
4,640
100
31
32,500
134,000
Eastern Kentucky
Richmond
KY
9,908
94
65
29,500
122,500
Kentucky
Lexington
KY
20,622
96
77
42,000
174,000
Louisville
Louisville
KY
11,560
69
80
33,000
136,000
Morehead State
Morehead
KY
5,393
78
74
20,500
82,000
Murray State
Murray
KY
6,190
82
89
37,500
154,000
Northern Kentucky
Highland Heights
KY
8,243
90
83
33,000
135,500
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Towson
Towson
MD
17,209
76
49
42,500
173,500
Central Michigan
Mount Pleasant
MI
12,798
70
90
32,500
132,000
Eastern Michigan
Ypsilanti
MI
10,572
74
91
30,000
121,000
Ferris State
Big Rapids
MI
7,779
87
72
21,500
87,000
Grand Valley State
Allendale
MI
18,810
83
71
31,500
127,000
Michigan-Ann Arbor
Ann Arbor
MI
30,204
23
52
69,500
284,000
Michigan State
East Lansing
MI
35,722
71
48
49,500
201,000
Michigan-Dearborn
Dearborn
MI
5,051
62
81
33,500
137,500
Northern Michigan
Marquette
MI
6,191
66
73
33,500
138,000
Oakland
Rochester Hills
MI
12,454
83
88
38,500
155,000
Saginaw Valley State
University Center
MI
6,348
73
95
33,000
136,000
Wayne State
Detroit
MI
13,107
73
94
40,500
167,500
Western Michigan
Kalamazoo
MI
14,558
80
49
27,500
110,000
Missouri
Columbia
MO
20,676
81
77
44,500
181,000
Missouri State-Springfield
Springfield
MO
14,005
88
63
30,000
122,500
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
51,000
205,000
Cornell
Ithaca
NY
15,038
11
46
78,000
318,000
Erie CC
Buffalo
NY
6,252
100
5
29,500
60,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
67,500
275,000
Rochester U
Rochester
NY
6,410
30
77
77,500
315,500
SUNY at Albany
Albany
NY
12,568
54
65
43,000
174,000
Buffalo
Buffalo
NY
20,401
61
69
41,500
168,000
SUNY Buffalo State
Buffalo
NY
6,916
67
85
35,000
144,000
Syracuse
Syracuse
NY
14,727
44
79
63,500
261,500
Akron
Akron
OH
11,641
73
76
24,500
100,000
Ashland
Ashland
OH
2,687
71
94
27,000
111,000
Baldwin Wallace
Berea
OH
2,792
73
98
35,000
144,000
Bowling Green State
Bowling Green
OH
12,936
72
68
25,000
102,000
Capital
Columbus
OH
2,400
72
100
41,000
167,000
Case Western Reserve
Cleveland
OH
5,237
27
85
70,000
282,500
Cedarville
Cedarville
OH
3,438
79
100
33,000
133,500
Central State
Wilberforce
OH
1,919
57
79
15,500
64,000
Cincinnati
Cincinnati
OH
23,712
77
56
28,000
114,500
Cincinnati State Tech
Cincinnati
OH
2,226
100
13
9,000
18,000
Cincinnati-Clermont
Batavia
OH
1,503
100
31
18,000
72,000
Cincinnati-Blue Ash
Blue Ash
OH
3,470
100
32
22,500
90,500
Ohio Christian
Circleville
OH
1,627
100
64
29,500
119,500
Clark State CC
Springfield
OH
1,215
100
42
11,500
23,000
Cleveland State
Cleveland
OH
9,097
94
55
21,000
87,500
Columbus College of Art
Columbus
OH
1,031
93
100
35,500
145,500
Columbus State CC
Columbus
OH
6,683
100
15
15,000
30,500
Cuyahoga CC District
Cleveland
OH
6,205
100
6
4,000
8,500
Dayton
Dayton
OH
8,046
72
95
43,000
173,000
Denison
Granville
OH
2,263
29
96
71,500
297,500
Findlay
Findlay
OH
2,189
77
100
34,500
141,500
Heidelberg
Tiffin
OH
1,043
75
100
28,000
110,500
Hocking
Nelsonville
OH
1,792
100
15
20,000
41,000
Eastern Gateway CC
Steubenville
OH
5,672
100
65
9,000
18,000
John Carroll
Cleveland
OH
2,925
86
97
35,500
146,000
Hondros Nursing
Westerville
OH
1,167
53
0
27,500
109,000
Kent State-Stark
Canton
OH
1,564
100
35
14,500
57,000
Kent State
Kent
OH
18,432
86
87
26,500
106,000
Kenyon
Gambier
OH
1,734
34
70
65,500
264,500
Lakeland CC
Kirtland
OH
1,850
100
21
12,000
24,500
Lorain County CC
Elyria
OH
2,742
100
37
8,500
34,000
Malone
Canton
OH
923
71
100
19,500
80,000
Miami U-Hamilton
Hamilton
OH
1,741
100
22
24,000
99,000
Miami-Middletown
Middletown
OH
1,199
100
21
24,000
99,000
Miami U-Oxford
Oxford
OH
16,682
80
70
24,500
100,500
Mt Union
Alliance
OH
1,994
77
99
26,500
107,000
Mount Vernon Nazarene
Mount Vernon
OH
1,670
73
99
32,000
128,500
Mount St Joseph
Cincinnati
OH
1,008
62
99
35,500
142,500
Muskingum
New Concord
OH
1,365
81
95
29,000
118,000
Notre Dame College
Cleveland
OH
1,130
98
100
37,500
148,500
Northwestern Ohio
Lima
OH
2,953
100
21
21,500
87,500
Oberlin
Oberlin
OH
2,822
36
86
78,500
326,500
Ohio Northern
Ada
OH
2,095
70
97
42,000
174,000
Ohio State-Marion
Marion
OH
1,071
100
86
18,500
72,500
Ohio State-Newark
Newark
OH
2,502
100
64
23,000
93,000
Ohio State
Columbus
OH
42,776
54
70
28,500
116,500
Ohio U-Chillicothe
Chillicothe
OH
958
100
26
11,000
43,000
Ohio U-Lancaster
Lancaster
OH
926
100
21
11,000
45,000
Ohio U
Athens
OH
16,209
82
81
29,000
121,500
Ohio Wesleyan
Delaware
OH
1,487
67
99
39,500
162,000
Otterbein
Westerville
OH
2,332
80
100
33,500
135,500
Owens CC
Perrysburg
OH
2,351
100
9
12,500
25,500
U of Rio Grande
Rio Grande
OH
933
100
36
36,000
148,500
Shawnee State
Portsmouth
OH
2,717
100
55
17,500
71,500
Sinclair CC
Dayton
OH
4,447
100
43
9,500
19,000
Stark State
North Canton
OH
3,053
100
31
11,000
22,000
Franciscan Univ
Steubenville
OH
2,063
77
97
30,000
121,000
Tiffin
Tiffin
OH
1,650
69
98
25,500
103,500
Toledo
Toledo
OH
12,548
96
88
26,500
110,500
Walsh
North Canton
OH
1,628
76
99
30,000
122,000
Wilmington College
Wilmington
OH
1,167
78
100
28,500
116,500
Wittenberg
Springfield
OH
1,504
91
100
29,500
116,500
Wooster
Wooster
OH
1,934
55
99
34,500
137,000
Wright State
Dayton
OH
7,226
95
53
22,000
91,500
Xavier
Cincinnati
OH
4,834
76
99
40,000
163,500
Youngstown State
Youngstown
OH
8,715
67
73
20,000
81,000
Allegheny County CC
Pittsburgh
PA
5,145
100
0
21,000
42,500
Carnegie Mellon
Pittsburgh
PA
6,425
15
46
79,000
321,500
Drexel
Philadelphia
PA
13,878
75
100
61,000
244,500
Duquesne
Pittsburgh
PA
5,732
74
100
35,500
145,000
Indiana U of Pennsylvania
Indiana
PA
7,695
93
36
34,000
136,500
Millersville
Millersville
PA
5,499
79
38
40,500
165,000
Penn State
University Park
PA
66,409
54
43
54,500
221,000
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
77,000
314,500
Pittsburgh
Pittsburgh
PA
18,392
57
47
49,500
201,000
Temple
Philadelphia
PA
26,247
60
79
43,000
176,000
Villanova
Villanova
PA
6,528
28
51
76,000
312,000
South Carolina
Columbia
SC
26,400
69
68
52,500
215,500
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
45,000
183,500
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
George Mason
Fairfax
VA
21,672
87
37
54,000
221,500
James Madison
Harrisonburg
VA
18,798
77
19
46,000
190,000
Liberty
Lynchburg
VA
28,487
51
81
43,000
176,500
Virginia Tech
Blacksburg
VA
28,584
70
36
46,500
191,500
Virginia Commonwealth
Richmond
VA
19,825
87
60
49,000
199,000
UVa
Charlottesville
VA
16,267
24
35
72,000
295,000
Fairmont State
Fairmont
WV
2,955
85
78
28,500
116,500
Marshall
Huntington
WV
7,123
87
81
24,000
98,000
West Virginia
Morgantown
WV
19,369
84
76
38,500
158,500
Purdue
West Lafayette
IN
32,606
60
43
41,500
170,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
National Online Colleges
Online education has been a growing trend in undergraduate education and is expected to increase in the future. Most of the schools included in this report have portions of their traditional class load presented online. Several large national online colleges have established themselves. Most popular among older undergraduates, these colleges are accessible to all students wherever they live. The list below provides details about these schools and their costs. These schools are almost all open admission, often with rolling classes that allow students to start their degrees weeks after applying.
wdt_ID | Name | Location | Number of Undergraduates (total) | Number of Undergraduates (online only) | 2020 Tuition & fees, In-state | 2020 tuition & fees, Out-of-state |
---|---|---|---|---|---|---|
1 | Western Governors | UT | 88,921 | 88,921 | 7,100 | 7,100 |
2 | Southern New Hampshire | NH | 82,693 | 76,904 | 9,600 | 9,600 |
3 | American Public University | WV | 37,746 | 37,746 | 9,200 | 9,200 |
4 | Maryland- Global Campus | MD | 47,253 | 36,385 | 9,325 | 15,295 |
5 | Grand Canyon University | AZ | 54,139 | 36,273 | 14,750 | 14,750 |
6 | Liberty University | VA | 45,935 | 32,614 | 12,098 | 12,098 |
7 | Strayer | Multiple | 34,395 | 30,789 | 14,930 | 14,930 |
8 | Arizona Global Campus | CA | 28,701 | 28,701 | 16,450 | 16,450 |
9 | Purdue Global | IA | 97,404 | 26,505 | 13,290 | 17,385 |
10 | Brigham Young-Idaho | ID | 42,341 | 21,171 | 1,920 | 1,920 |

Glossary
Cost of Attendance – Full tuition, room, board, fees and an estimate of supplies. The maximum a student can receive or borrow from a Federal Title IV program is the cost of attendance at the college where they enroll.
Federal student financing– Classified as Title IV aid, the US Department of Education finances higher education through several programs, some which obligate the borrower to repay the amount (loans) and some that do not need to be repaid (grants). Loans made through this program are NOT dischargeable in bankruptcy. Major federal programs include:
Pell Grants – Up to $6,345 in 2020/21 calculated based on the student’s FAFSA filing EFC. The lower your EFC, the more in Pell Grants you can receive. Generally, families with incomes below about $90,000 will be eligible for Pell Grants, with declining amount of grants as income and assets increase.
Direct Subsidized Loans – Loans from the federal government that do not accrue interest while the student is enrolled in college and begin to accrue interest when the student graduates or leaves school. In 2020/21, Direct Subsidized Loans charged an interest rate of 2.75%, which is fixed for the life of the loan, and had relatively low maximum amounts and a low 1.1% upfront cost. These loans are not dischargeable in bankruptcy.
Direct Unsubsidized Loans – Loans from the federal government that accrue interest while the student is enrolled in college. In 2020/21, Direct Unsubsidized Loans charged an interest rate of 2.75%, which is fixed for the life of the loan, and had relatively low maximum amounts and a low 1.1% upfront cost. These loans are not dischargeable in bankruptcy.
Direct PLUS loans – Loans from the federal government to the parent of the undergraduate. Larger amounts can be borrowed under this PLUS program compared to the Direct Subsidized and Unsubsidized programs described above, covering need up to the Cost of Attendance. In 2020/21, Direct Subsidized and Unsibsidized Loans charged an interest rate of 7.1%, which is fixed for the life of the loan. The loan costs 4.2% upfront, so add that amount to your college costs if you borrow using this program. These loans are not dischargeable in bankruptcy.
Full tuition – The maximum a college has decided to charge its undergraduates. Colleges often lower the actual cost on a student-by-student basis for the reasons stated earlier.
Room & board – Traditional undergraduate education usually includes on-campus lodging and meals. This room and board is included in the net cost found here. Schools also provide estimates of room, board and living costs for students living off campus. These estimates vary widely even for colleges close to one other.