2022/23 Academic Year
College applicants and their families face not just a big life choice and the challenge of being accepted to schools, they face a complicated maze of information on how much their college career will cost. This report will allow you to know the true costs of colleges, so that you can finance a college degree and set up a successful post-graduate life.
- Apply to colleges which you know you can afford
- Plan financially and save and borrow the right amount to fund costs across all years of the program
- Once accepted, better understand the financial context of your financial aid offer and the scope for any negotiations with the college on their proposed cost
This report also provides some of the basics on how the prices you will pay for colleges are set as well as objective cost data about popular schools for students residing in your state. These numbers are based on reported figures by the colleges themselves with projections to account for future price changes.
The information will not indicate exactly how much each student will pay your college. But it will give a broadly accurate and readily understandable general idea, allowing you to compare colleges in financial terms and to plan for a successful college journey.
How college costs work
- Advertised college tuition prices are often far higher than what the typical student pays. Many colleges offer significant discounts to this headline tuition depending on an applicant’s
- family financial income & assets
- demographics
- academic record
- and decisions made by the college’s admissions or enrollment offices
- Comparing college costs on an apples-to-apples basis is difficult and time consuming. College net price calculators are often outdated and don’t reflect true costs.
- When an applicant is accepted to a college, they will receive a financial aid award letter highlighting what their costs will be if they enroll. These awards all differ by student.
- Cost information provided by colleges and other sources often deduct loans from the cost, unlike most other consumer purchases you make
- Most state colleges and universities have essentially two pricing processes, one for in-state and one for out-of-state students.
- Applying early increases your chances of getting into a given college but also increases your cost by lowering, often significantly, the amount of financial aid you will be offered.
Contents
- Average costs for popular in- and out-of-state schools
- Community Colleges
- College pricing and the Expected Family Contribution
- Ways to reduce college costs
- Scenarios showing projected costs by college for 7 representative families with different incomes and financial profiles
- Scenario: Students with families with an average of $15,000 in annual income (<$10,000 in financial assets and home equity of <$40,000)
- Scenario: Students with families with an average of $40,000 in annual income ($10,000 in financial assets and home equity of approximately $50,000)
- Scenario: Students with families with an average of $60,000 in annual income ($20,000 in financial assets and home equity of approximately $90,000)
- Scenario: Students with families with an average of $90,000 in annual income ($200,000 in financial assets and home equity of approximately $120,000)
- Scenario: Students with families with an average of $150,000 in annual income ($250,000 in financial assets and home equity of approximately $150,000)
- Scenario: Students with families with an average of $200,000 in annual income ($500,000 in financial assets and home equity of approximately $200,000)
- Scenario: Students with families with an average of $300,000 in annual income ($950,000 in financial assets and home equity of approximately $350,000)
- Online or Distance Schools
- Glossary
In-state colleges, by average cost
The average net cost found here represents a projected average amount entering freshmen will pay for tuition, room & board, fees, books & other course materials. Net costs are not reduced by loans, which represent an obligation and are not a price reduction. The analogy here is buying a house or condo, where the cost is not reduced because you take out a mortgage to finance the purchase.
College | City | Full-time students | Admissions % | SAT ACT blended 25th percentile | % students paying discounted tuition | Average annual net cost |
---|---|---|---|---|---|---|
Atlantic Cape CC | Mays Landing | 2,198 | 100 | 9 | 25,500 | |
Bergen CC | Paramus | 6,817 | 100 | 0 | 21,000 | |
Berkeley-Woodland Park | West Paterson | 1,972 | 100 | 94 | 20,000 | |
Beth Medrash Govoha | Lakewood | 1,972 | 100 | 94 | 4,500 | |
Bloomfield | Bloomfield | 1,516 | 71 | 820 | 99 | 21,500 |
Brookdale CC | Lincroft | 5,303 | 100 | 6 | 20,000 | |
Rowan Burlington County | Pemberton | 4,145 | 100 | 7 | 14,500 | |
Caldwell | Caldwell | 1,609 | 93 | 940 | 99 | 19,500 |
Camden County | Blackwood | 4,200 | 100 | 2 | 9,500 | |
Centenary | Hackettstown | 1,038 | 75 | 920 | 100 | 22,500 |
County College of Morris | Randolph | 3,436 | 100 | 6 | 20,500 | |
Cumberland County | Vineland | 1,361 | 100 | 21 | 11,500 | |
Drew | Madison | 1,688 | 71 | 98 | 29,000 | |
Essex County | Newark | 3,610 | 100 | 3 | 21,000 | |
Fairleigh Dickinson-Metro | Teaneck | 2,113 | 92 | 99 | 22,500 | |
Felician | Lodi | 1,640 | 86 | 890 | 100 | 21,000 |
Fairl Dickinson-Florham | Madison | 2,539 | 94 | 100 | 27,000 | |
Georgian Court | Lakewood | 1,417 | 71 | 960 | 100 | 25,000 |
Rowan | Glassboro | 14,055 | 74 | 1040 | 45 | 27,500 |
Rowan Gloucester County | Sewell | 3,671 | 100 | 6 | 15,000 | |
Hudson County CC | Jersey City | 4,507 | 100 | 1 | 19,000 | |
New Jersey City U | Jersey City | 4,990 | 95 | 860 | 58 | 23,000 |
Kean | Union | 9,817 | 69 | 840 | 29 | 25,000 |
Mercer County CC | West Windsor | 2,576 | 100 | 5 | 13,000 | |
Middlesex County | Edison | 5,139 | 100 | 3 | 18,000 | |
Monmouth | West Long Branch | 4,301 | 77 | 1050 | 99 | 33,500 |
Montclair State | Montclair | 14,859 | 76 | 990 | 38 | 25,500 |
N Jersey Inst of Technology | Newark | 6,878 | 73 | 1190 | 65 | 29,000 |
Ocean County | Toms River | 4,250 | 100 | 1 | 28,000 | |
Passaic County CC | Paterson | 2,446 | 100 | 17 | 19,000 | |
Princeton | Princeton | 5,328 | 6 | 1440 | 62 | 39,000 |
Ramapo | Mahwah | 4,870 | 66 | 1030 | 37 | 26,500 |
Rider | Lawrenceville | 3,465 | 71 | 1020 | 100 | 32,000 |
Rutgers-Camden | Camden | 4,767 | 79 | 970 | 92 | 17,500 |
Rutgers | New Brunswick | 34,285 | 61 | 1210 | 40 | 28,000 |
Rutgers-Newark | Newark | 7,975 | 72 | 1020 | 35 | 23,000 |
St Peter's | Jersey City | 2,203 | 81 | 850 | 100 | 22,000 |
Seton Hall | South Orange | 5,782 | 74 | 1150 | 100 | 35,000 |
Raritan Valley CC | North Branch | 2,992 | 100 | 6 | 16,000 | |
Stevens Institute | Hoboken | 3,627 | 40 | 1340 | 98 | 43,500 |
Stockton | Pomona | 8,459 | 76 | 1020 | 60 | 23,000 |
The College of New Jersey | Ewing | 6,981 | 49 | 960 | 41 | 33,500 |
Union County | Cranford | 4,226 | 100 | 10 | 16,000 | |
William Paterson | Wayne | 7,165 | 75 | 22 | 22,500 | |
Sussex County CC | Newton | 1,276 | 100 | 13 | 14,000 |
Notes on figures
- Net cost is a consumer-centric metric comparable to what cost means in business transactions outside of higher education. It represents a student’s cost of attending college including: tuition, room & board, fees and estimates of supplies less institutional aid of all kinds (including need-based and merit), and less federal and state/local aid. Loans and other repayable amounts are excluded and do not reduce the cost. Room and board uses on-campus costs; for students attending nonresidential institutions, the college’s own estimate of such off-campus costs is used. Total average net cost for all students allocates in- and out-of-state costs in proportion to attendance. Net cost differs from the Net Price figure self-reported by colleges to the NCES because it is comprehensive and covers all students, including the approximately 40% not covered by Net Price calculations.
- CC = Community College
- Number of undergraduates represent all enrolled full-time students as of 2018/19.
- % of Applicants admitted from 2019/20.
- The SAT score is intended to give a very rough idea of the academic level of entering students. This number shows the 25thpercentile of enrolled students out of 100% and adds together the verbal and math SAT and ACT scores using the ACT/SAT concordance formula developed by ACT and the College Board. The maximum possible score is 1600.
- The “% of students receiving discounts” is the 2018/19 figure showing what % of enrolled students are receiving price discounts from their colleges. This % does not include aid from the government, such as Pell grants, or other federal or state aid. It also does not include students borrowing to pay for college.
- These comments all apply to tables later in this report except where noted.
Popular out-of-state colleges, by average cost
College | City | State | Full-time students | Admissions % | SAT ACT blended 25th percentile | % students paying discounted tuition | Avg. annual net cost |
---|---|---|---|---|---|---|---|
Central Connecticut | New Britain | CT | 7,253 | 66 | 970 | 70 | 35,000 |
UConn | Storrs | CT | 18,229 | 49 | 1210 | 61 | 35,500 |
Quinnipiac | Hamden | CT | 6,543 | 70 | 99 | 44,500 | |
Sacred Heart | Fairfield | CT | 5,348 | 64 | 98 | 44,500 | |
Southern Connecticut | New Haven | CT | 6,801 | 69 | 910 | 24 | 38,500 |
Yale | New Haven | CT | 6,088 | 6 | 1450 | 56 | 44,500 |
Delaware | Newark | DE | 18,378 | 71 | 1160 | 72 | 42,000 |
UMD Global Campus | Adelphi | MD | 9,472 | 100 | 11 | 28,500 | |
UMD Baltimore | Baltimore | MD | 9,436 | 61 | 1180 | 76 | 7,500 |
UMD College Park | College Park | MD | 28,390 | 44 | 1280 | 40 | 49,000 |
Towson | Towson | MD | 17,209 | 76 | 1050 | 49 | 37,000 |
Boston University | Boston | MA | 16,978 | 19 | 1330 | 49 | 53,000 |
UMass-Lowell | Lowell | MA | 10,862 | 73 | 1150 | 77 | 33,500 |
UMass | Amherst | MA | 22,491 | 64 | 1200 | 82 | 35,500 |
UMass-Boston | Boston | MA | 9,995 | 76 | 75 | 42,500 | |
Northeastern | Boston | MA | 14,156 | 18 | 1390 | 75 | 47,000 |
Adelphi | Garden City | NY | 5,063 | 74 | 1060 | 91 | 39,500 |
Columbia | New York | NY | 7,701 | 5 | 1430 | 52 | 48,500 |
Cornell | Ithaca | NY | 15,038 | 11 | 1390 | 46 | 54,000 |
CUNY Baruch | New York | NY | 12,091 | 43 | 1170 | 8 | 36,000 |
CUNY Manhattan | New York | NY | 17,772 | 100 | 1 | 21,500 | |
CUNY Bronx | Bronx | NY | 6,191 | 100 | 0 | 21,500 | |
CUNY Brooklyn | Brooklyn | NY | 11,189 | 45 | 1040 | 6 | 28,500 |
CUNY Staten Island | Staten Island | NY | 9,124 | 100 | 1 | 39,000 | |
CUNY City College | New York | NY | 10,196 | 46 | 1040 | 5 | 32,000 |
CUNY Hunter | New York | NY | 12,991 | 35 | 1170 | 17 | 24,000 |
CUNY John Jay College | New York | NY | 11,200 | 41 | 980 | 3 | 38,500 |
CUNY Kingsborough | Brooklyn | NY | 7,672 | 100 | 32 | 22,500 | |
CUNY LaGuardia | Long Island City | NY | 9,972 | 100 | 34 | 23,000 | |
CUNY Lehman | Bronx | NY | 8,066 | 38 | 1010 | 1 | 30,000 |
CUNY NYC Technology | Brooklyn | NY | 10,572 | 88 | 0 | 29,000 | |
CUNY Queens | Flushing | NY | 12,532 | 49 | 1040 | 5 | 35,000 |
CUNY Queensborough | Bayside | NY | 8,411 | 100 | 0 | 22,500 | |
CUNY York | Jamaica | NY | 5,113 | 73 | 880 | 1 | 29,000 |
Erie CC | Buffalo | NY | 6,252 | 100 | 5 | 17,500 | |
Fashion Inst of Technology | New York | NY | 7,340 | 54 | 17 | 35,500 | |
Fordham | Bronx | NY | 9,229 | 46 | 1250 | 90 | 47,500 |
Hofstra | Hempstead | NY | 6,156 | 68 | 1160 | 97 | 38,000 |
Hudson Valley CC | Troy | NY | 5,401 | 100 | 5 | 18,500 | |
Ithaca | Ithaca | NY | 5,739 | 73 | 95 | 37,000 | |
Long Island | Brookville | NY | 5,630 | 80 | 1080 | 91 | 25,000 |
Marist | Poughkeepsie | NY | 5,199 | 49 | 89 | 42,500 | |
Mercy | Dobbs Ferry | NY | 6,223 | 82 | 890 | 95 | 24,000 |
Monroe CC | Rochester | NY | 6,927 | 100 | 13 | 20,000 | |
Nassau CC | Garden City | NY | 9,486 | 100 | 0 | 26,500 | |
The New School | New York | NY | 6,697 | 57 | 1160 | 91 | 56,500 |
NYU | New York | NY | 25,872 | 16 | 940 | 46 | 60,000 |
Pace | New York | NY | 7,837 | 79 | 830 | 97 | 37,000 |
Rensselaer Polytechnic | Troy | NY | 6,218 | 47 | 890 | 84 | 47,500 |
Rochester Inst of Tech | Rochester | NY | 12,254 | 71 | 1220 | 94 | 36,500 |
Rochester U | Rochester | NY | 6,410 | 30 | 1310 | 77 | 42,000 |
St John's | Queens | NY | 11,525 | 72 | 1090 | 100 | 33,500 |
Farmingdale State | Farmingdale | NY | 7,785 | 55 | 820 | 59 | 33,000 |
SUNY at Albany | Albany | NY | 12,568 | 54 | 940 | 65 | 33,500 |
Binghamton | Binghamton | NY | 13,845 | 41 | 920 | 51 | 33,000 |
Buffalo | Buffalo | NY | 20,401 | 61 | 1160 | 69 | 25,500 |
Stony Brook | Stony Brook | NY | 16,697 | 44 | 1230 | 69 | 32,000 |
SUNY Brockport | Brockport | NY | 5,960 | 55 | 1000 | 77 | 32,500 |
SUNY Buffalo State | Buffalo | NY | 6,916 | 67 | 790 | 85 | 32,500 |
SUNY Cortland | Cortland | NY | 6,170 | 46 | 1090 | 61 | 28,000 |
SUNY Geneseo | Geneseo | NY | 5,153 | 65 | 990 | 63 | 30,000 |
SUNY New Paltz | New Paltz | NY | 6,291 | 45 | 1090 | 64 | 25,000 |
SUNY Oneonta | Oneonta | NY | 5,942 | 56 | 990 | 65 | 32,500 |
SUNY Oswego | Oswego | NY | 6,561 | 54 | 860 | 91 | 22,500 |
Syracuse | Syracuse | NY | 14,727 | 44 | 1190 | 79 | 52,500 |
SUNY Westchester | Valhalla | NY | 5,685 | 100 | 2 | 22,500 | |
Akron | Akron | OH | 11,641 | 73 | 980 | 76 | 22,000 |
Bowling Green State | Bowling Green | OH | 12,936 | 72 | 980 | 68 | 20,500 |
Cincinnati | Cincinnati | OH | 23,712 | 77 | 1140 | 56 | 33,500 |
Kent State | Kent | OH | 18,432 | 86 | 1030 | 87 | 22,000 |
Miami U-Oxford | Oxford | OH | 16,682 | 80 | 1200 | 70 | 38,000 |
Ohio State | Columbus | OH | 42,776 | 54 | 1250 | 70 | 35,000 |
Ohio U | Athens | OH | 16,209 | 82 | 1030 | 81 | 22,500 |
Toledo | Toledo | OH | 12,548 | 96 | 1000 | 88 | 23,000 |
Bloomsburg | Bloomsburg | PA | 7,263 | 84 | 950 | 18 | 39,500 |
Bucknell | Lewisburg | PA | 3,606 | 34 | 1260 | 51 | 59,000 |
Carnegie Mellon | Pittsburgh | PA | 6,425 | 15 | 1440 | 46 | 55,000 |
Drexel | Philadelphia | PA | 13,878 | 75 | 1190 | 100 | 38,500 |
East Stroudsburg U | East Stroudsburg | PA | 4,939 | 85 | 910 | 10 | 38,000 |
Indiana U of Pennsylvania | Indiana | PA | 7,695 | 93 | 910 | 36 | 31,000 |
Kutztown | Kutztown | PA | 6,458 | 90 | 970 | 65 | 31,000 |
Lehigh | Bethlehem | PA | 5,107 | 32 | 1290 | 50 | 48,500 |
Penn State | University Park | PA | 66,409 | 54 | 1080 | 43 | 49,000 |
Univ of Pennsylvania | Philadelphia | PA | 10,448 | 8 | 1440 | 49 | 51,500 |
Pittsburgh | Pittsburgh | PA | 18,392 | 57 | 1260 | 47 | 34,000 |
St Joseph's | Philadelphia | PA | 4,222 | 75 | 920 | 98 | 36,500 |
Scranton | Scranton | PA | 3,626 | 76 | 900 | 97 | 37,500 |
Slippery Rock | Slippery Rock | PA | 6,968 | 71 | 1000 | 43 | 27,500 |
Temple | Philadelphia | PA | 26,247 | 60 | 79 | 34,000 | |
Villanova | Villanova | PA | 6,528 | 28 | 1330 | 51 | 53,000 |
West Chester | West Chester | PA | 13,044 | 75 | 1030 | 19 | 26,500 |
Rhode Island | Kingston | RI | 12,596 | 75 | 1060 | 86 | 38,500 |
Vermont | Burlington | VT | 10,501 | 67 | 1190 | 93 | 44,000 |
West Virginia | Morgantown | WV | 19,369 | 84 | 1030 | 76 | 34,000 |
Suffolk County CC | Selden | NY | 12,399 | 100 | 1 | 16,000 |
Community Colleges
Community colleges are presented differently from 4-year colleges because of how they manage the prices they charge, such as offering discounted tuition to in-county residents, sometimes providing on-campus housing and sometimes not, and educating a larger proportion of part-time and distance (online) students. The “In-state Tuition, Fees and Supplies” number presented above, dating from 2018/19, is intended to remove these factors and make the prices easier to compare.
College | City | Full-time students | Part-time students | In-state tuition | Average annual net cost | BA degree offered | Residential dorms available | Room & board cost (in-state) |
---|---|---|---|---|---|---|---|---|
Atlantic Cape CC | Mays Landing | 2,198 | 2,850 | 6,738 | 25,500 | - | ||
Bergen CC | Paramus | 6,817 | 6,151 | 8,281 | 21,000 | - | ||
Brookdale CC | Lincroft | 5,303 | 6,186 | 8,780 | 20,000 | - | ||
Rowan Burlington County | Pemberton | 4,145 | 4,294 | 5,159 | 14,500 | - | ||
Camden County | Blackwood | 4,200 | 5,535 | 4,440 | 9,500 | - | ||
County College of Morris | Randolph | 3,436 | 4,052 | 9,300 | 20,500 | - | ||
Cumberland County | Vineland | 1,361 | 1,628 | 4,860 | 11,500 | - | ||
Essex County | Newark | 3,610 | 3,824 | 8,790 | 21,000 | - | ||
Rowan Gloucester County | Sewell | 3,671 | 3,282 | 5,400 | 15,000 | - | ||
Hudson County CC | Jersey City | 4,507 | 3,695 | 8,390 | 19,000 | - | ||
Mercer County CC | West Windsor | 2,576 | 4,904 | 5,881 | 13,000 | - | ||
Middlesex County | Edison | 5,139 | 6,003 | 7,128 | 18,000 | - | ||
Ocean County | Toms River | 4,250 | 3,921 | 5,115 | 28,000 | - | ||
Passaic County CC | Paterson | 2,446 | 4,051 | 7,350 | 19,000 | - | ||
Raritan Valley CC | North Branch | 2,992 | 4,801 | 6,052 | 16,000 | - | ||
Union County | Cranford | 4,226 | 4,955 | 10,562 | 16,000 | - | ||
Sussex County CC | Newton | 1,276 | 1,042 | 7,080 | 14,000 | - |
Notes on figures
- Number of undergraduates represent all enrolled full-time and part-time students as of 2018/19.
- “In-state Tuition, Fees and Supplies” is a figure provided by the colleges covering full-time tuition, supplies and fees but NOT room & board. This is a cleaner way to compare community college pricing for several reasons. The proportion of tuition paid by Pell Grants depends on the Expected Family Contribution (EFC) and is determined by the federal government, not any decision by the college. Some but not all community colleges offer dormitories. Finally, the number of part-time students and the discounted tuition often granted to in-county students makes the comparison of net prices even more complex than for traditional 4-year colleges.
- The Average Net Cost figures used in this report extrapolate from data provided by the colleges themselves to the federal government and the public, projected to the current year. It represents full-time tuition and includes room & board, supplies, fees less aid and grants from the colleges and the government. It standardizes calculations across colleges and is comparable to the Net costs used for 4-year colleges. Individual student costs will vary based on circumstances, so this figure only provides guidance. This figure does have the benefit of showing you how much a typical community college student will spend.
- The cost of on-campus room & board dates from 2019/20 and is only presented for colleges providing residential housing. The schools’ estimates of off-campus housing costs are not included.
College pricing and the Expected Family Contribution
To receive any sort of aids and loans, US colleges require filing of the FAFSA (Free Application for Federal Student Aid), which calculates the Expected Family Contribution (the “EFC”). Discussions of college costs often make reference to the EFC, which is a federal statutory calculation that governs financing student college costs. It is NOT the same as the pricing, which is determined by supply and demand and the college’s own cost structure. To repeat, the cost of college is how much you will pay the college; the EFC determines your eligibility for loans or certain grants. Pricing; financing – two different things.
The charts below illustrate this distinction for a college with a “Cost of attendance” of $60,000. (The cost of attendance includes the full listed as-advertised tuition, room & board, estimated costs for materials and other fees.)
The College Board Big Future site offers a handy way to calculate this in advance of completing all the paperwork:
Note that the EFC will be renamed the Student Aid Index beginning in the 2023/24 academic year. The FAFSA filing after this change is expected to be much simpler and quicker to complete, but the fundamental formula is unchanged.
Federal Student Loans
Student loans are a complex topic outside of the scope of this report.
2021/2022 interest rates for the federal student loan program are:
- Direct (unsubsidized & subsidized): 3.73%.
- Direct PLUS is set at 6.28%.
- Private loan interest rate are set by the market, partly depend on the parents’ credit score and come in a variety of types.
Federal student loan interest rates are fixed and do not change after the initial borrowing. Because of the topic’s complexity, we recommend you go straight to the source and read the Department of Education site for more information:
A smaller group of mostly selective colleges also require submission of the CSS Profile in addition to FAFSA. The CSS Profile is a more detailed report on the financial profile of a student and their family. It is used in different ways by these colleges to assess how much students and their families should pay. One key difference between the FAFSA and CSS Profile schools is that the equity value of the home often (but not always) affects the level of financial aid offered.
The FAFSA and CSS Profile use prior year income for the initial FAFSA filing, so a 2021 senior’s FAFSA would depend on their 2019 earnings.
Decision and Early Action
Giving students discounts and breaks on full tuition is common business practice in higher education. Information about discounts granted to Early Decision and Early Action candidates is not compiled but a large amount of anecdotal evidence points to discounts for accepted students in Early Decision being much less generous than for the regular application period. So a student’s decision to apply Early Decision conveys to the college both their strong interest in attending and their willingness and ability to pay full costs. Applying through Early Action conveys strong interest but leaves latitude for negotiating financial aid. Because each student’s situation will be different, applicants are advised to think of the application process in part as a negotiation and to use the different application options as signals to the college.
Ways to save on college costs
There are a number of options beyond college choices to limit spending on college. The right choice depends on the student’s needs. They include:
- Studying for a year or two at a community college, institutions which are generally cheaper than 4-year programs, and then transferring into a Bachelor’s program.
- Completing credits at high school or via distance learning outside of actual college attendance
- Making sure to complete the bachelor’s program on time
- Applying for and obtaining scholarships
The first two will require acceptance of credits by the 4-year Bachelor’s program in which you ultimately enroll. While there are certain standards that apply in these scenarios, the ultimate decision will depend on the college accepting the student.
Fit
One important way to limit spending is to make sure the college you enroll in is a “fit.” When recruiting students, colleges are very focused on fit – on making sure that a college matches up well with a student’s personal and professional objectives. This is because fit helps both the student and the college. Lack of fit directly contributes to students dropping out or transferring to another school, both of which increase the costs of obtaining a degree. So proper matching of applications with schools is an important factor in college costs.
How to find scholarships and grants
The College Board’s Big Future and Sallie Mae’s Scholarship Search site are both excellent places to find information on scholarships:
Scholarships.com and Fastweb also both provide free searches of many scholarships:
Finally, two separate but similarly named sites, Collegescholarships.com and Collegescholarships.org, valuably provide lists of scholarships limited to residents of specific states, counties and municipalities.
Financial Scenarios
While the average costs above are an informative first cut, the impact of their family’s individual financial position on the amount a college charges a specific student is significant. The following section lays out a set of scenarios showing estimated costs for students with different family financial profiles. These are estimates and are intended as a baseline guide to help you decide on a short list of colleges to which to apply and to navigate the application and acceptance process with objective financial information.
Factors that increase or decrease the amount colleges charge a student:
- Family income
- Family financial assets
- Amount of equity in the family home (only selected colleges)
- Academic performance in high school, board scores
- Student’s demographic profile (including whether the parents have college degrees)
Other factors, such as whether other students in the household are also enrolled in college, marital status (married or not), and student income and savings play a generally smaller role.
Notes on figures
- For categories identical to those used to the in- and out-of-state average costs tables above, earlier comments apply.
- The colleges are ranked highest to lowest according to projected 2021/22 net cost.
- The “Full cost of a 4-year degree, Projected” represents an estimate of the total net costs for a class of ’25 student completing their Bachelor’s degree in 4 years.
- Scenarios 5, 6 and 7 assume a dual-earner married household with two children, the prospective college student who is a public high school senior and a younger sibling, with financial and home equity assets conforming to US government data on income and assets. The couple does not own their own business or investment real estate and is not the beneficiary of a trust. The prospective college student has no children, earned a small amount last year and is a dependent for IRS purposes. Once enrolled in college, the student would be enrolled full-time and live on campus.
- Disclaimer: These financial estimates represent informational projections that will change over time. They do not represents promises or commitments by CTAS or the colleges themselves. Final net cost numbers will differ from these estimates for many reasons.

Scenario
Students with families with an average of $15,000 in annual income. Families in this income range on average have <$10,000 in financial assets and home equity of <$40,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Central Connecticut
New Britain
CT
7,253
66
70
25,000
102,000
UConn
Storrs
CT
18,229
49
61
25,000
100,500
Quinnipiac
Hamden
CT
6,543
70
99
36,000
147,500
Sacred Heart
Fairfield
CT
5,348
64
98
35,500
145,500
Southern Connecticut
New Haven
CT
6,801
69
24
32,500
132,500
Yale
New Haven
CT
6,088
6
56
2,000
9,000
Delaware
Newark
DE
18,378
71
72
27,000
110,000
UMD Global Campus
Adelphi
MD
9,472
100
11
28,500
114,500
UMD Baltimore
Baltimore
MD
9,436
61
76
5,000
20,500
UMD College Park
College Park
MD
28,390
44
40
39,000
160,500
Towson
Towson
MD
17,209
76
49
25,000
102,000
Boston University
Boston
MA
16,978
19
49
14,000
58,000
UMass-Lowell
Lowell
MA
10,862
73
77
20,500
82,500
UMass
Amherst
MA
22,491
64
82
21,500
88,500
UMass-Boston
Boston
MA
9,995
76
75
28,000
115,500
Northeastern
Boston
MA
14,156
18
75
12,000
49,000
Atlantic Cape CC
Mays Landing
NJ
2,198
100
9
9,500
19,500
Bergen CC
Paramus
NJ
6,817
100
0
8,500
17,500
Berkeley-Woodland Park
West Paterson
NJ
1,972
100
94
16,500
66,500
Beth Medrash Govoha
Lakewood
NJ
1,972
100
94
0
0
Bloomfield
Bloomfield
NJ
1,516
71
99
17,000
69,500
Brookdale CC
Lincroft
NJ
5,303
100
6
7,500
15,500
Rowan Burlington County
Pemberton
NJ
4,145
100
7
6,500
13,000
Caldwell
Caldwell
NJ
1,609
93
99
12,000
47,500
Camden County
Blackwood
NJ
4,200
100
2
5,500
11,000
Centenary
Hackettstown
NJ
1,038
75
100
14,500
57,000
County College of Morris
Randolph
NJ
3,436
100
6
7,000
14,500
Cumberland County
Vineland
NJ
1,361
100
21
7,000
14,500
Drew
Madison
NJ
1,688
71
98
17,500
72,000
Essex County
Newark
NJ
3,610
100
3
11,500
23,500
Fairleigh Dickinson-Metro
Teaneck
NJ
2,113
92
99
10,000
39,500
Felician
Lodi
NJ
1,640
86
100
13,500
54,000
Fairl Dickinson-Florham
Madison
NJ
2,539
94
100
14,500
58,500
Georgian Court
Lakewood
NJ
1,417
71
100
14,500
59,000
Rowan
Glassboro
NJ
14,055
74
45
19,000
77,500
Rowan Gloucester County
Sewell
NJ
3,671
100
6
6,500
13,500
Hudson County CC
Jersey City
NJ
4,507
100
1
7,500
15,500
New Jersey City U
Jersey City
NJ
4,990
95
58
13,000
53,000
Kean
Union
NJ
9,817
69
29
15,500
63,000
Mercer County CC
West Windsor
NJ
2,576
100
5
5,000
10,500
Middlesex County
Edison
NJ
5,139
100
3
6,500
12,500
Monmouth
West Long Branch
NJ
4,301
77
99
19,000
77,000
Montclair State
Montclair
NJ
14,859
76
38
15,000
60,500
N Jersey Inst of Technology
Newark
NJ
6,878
73
65
14,000
57,000
Ocean County
Toms River
NJ
4,250
100
1
11,000
22,500
Passaic County CC
Paterson
NJ
2,446
100
17
9,000
18,500
Princeton
Princeton
NJ
5,328
6
62
2,000
9,000
Ramapo
Mahwah
NJ
4,870
66
37
11,500
47,500
Rider
Lawrenceville
NJ
3,465
71
100
21,500
86,500
Rutgers-Camden
Camden
NJ
4,767
79
92
8,500
34,500
Rutgers
New Brunswick
NJ
34,285
61
40
14,000
56,500
Rutgers-Newark
Newark
NJ
7,975
72
35
10,000
40,500
St Peter's
Jersey City
NJ
2,203
81
100
10,000
41,500
Seton Hall
South Orange
NJ
5,782
74
100
20,500
85,000
Raritan Valley CC
North Branch
NJ
2,992
100
6
6,000
12,000
Stevens Institute
Hoboken
NJ
3,627
40
98
28,000
115,000
Stockton
Pomona
NJ
8,459
76
60
13,500
54,000
The College of New Jersey
Ewing
NJ
6,981
49
41
13,000
54,000
Union County
Cranford
NJ
4,226
100
10
5,000
10,500
William Paterson
Wayne
NJ
7,165
75
22
16,500
66,500
Adelphi
Garden City
NY
5,063
74
91
25,500
104,000
Columbia
New York
NY
7,701
5
52
4,000
16,500
Cornell
Ithaca
NY
15,038
11
46
2,000
7,500
CUNY Baruch
New York
NY
12,091
43
8
13,500
54,500
CUNY Manhattan
New York
NY
17,772
100
1
14,000
28,000
CUNY Bronx
Bronx
NY
6,191
100
0
13,000
26,500
CUNY Brooklyn
Brooklyn
NY
11,189
45
6
11,000
45,500
CUNY Staten Island
Staten Island
NY
9,124
100
1
17,500
71,000
CUNY City College
New York
NY
10,196
46
5
12,000
49,500
CUNY Hunter
New York
NY
12,991
35
17
9,000
36,500
CUNY John Jay College
New York
NY
11,200
41
3
14,000
56,500
CUNY Kingsborough
Brooklyn
NY
7,672
100
32
13,500
27,500
CUNY LaGuardia
Long Island City
NY
9,972
100
34
16,000
32,000
CUNY Lehman
Bronx
NY
8,066
38
1
10,500
44,000
CUNY NYC Technology
Brooklyn
NY
10,572
88
0
14,500
59,000
CUNY Queens
Flushing
NY
12,532
49
5
13,000
54,000
CUNY Queensborough
Bayside
NY
8,411
100
0
13,000
26,500
CUNY York
Jamaica
NY
5,113
73
1
13,500
55,500
Erie CC
Buffalo
NY
6,252
100
5
10,500
21,000
Fashion Inst of Technology
New York
NY
7,340
54
17
24,000
99,000
Fordham
Bronx
NY
9,229
46
90
34,000
139,000
Hofstra
Hempstead
NY
6,156
68
97
32,000
129,000
Hudson Valley CC
Troy
NY
5,401
100
5
17,000
34,500
Ithaca
Ithaca
NY
5,739
73
95
20,000
82,000
Long Island
Brookville
NY
5,630
80
91
29,000
117,500
Marist
Poughkeepsie
NY
5,199
49
89
25,500
105,000
Mercy
Dobbs Ferry
NY
6,223
82
95
11,500
47,000
Monroe CC
Rochester
NY
6,927
100
13
13,500
27,500
Nassau CC
Garden City
NY
9,486
100
0
11,000
22,500
The New School
New York
NY
6,697
57
91
40,000
163,000
NYU
New York
NY
25,872
16
46
28,500
116,500
Pace
New York
NY
7,837
79
97
25,500
102,500
Rensselaer Polytechnic
Troy
NY
6,218
47
84
23,500
95,500
Rochester Inst of Tech
Rochester
NY
12,254
71
94
27,000
111,000
Rochester U
Rochester
NY
6,410
30
77
16,500
66,500
St John's
Queens
NY
11,525
72
100
23,500
95,000
Farmingdale State
Farmingdale
NY
7,785
55
59
16,000
65,500
SUNY at Albany
Albany
NY
12,568
54
65
31,000
126,000
Binghamton
Binghamton
NY
13,845
41
51
18,500
75,500
Buffalo
Buffalo
NY
20,401
61
69
22,500
90,500
Stony Brook
Stony Brook
NY
16,697
44
69
24,000
98,500
SUNY Brockport
Brockport
NY
5,960
55
77
28,500
116,500
SUNY Buffalo State
Buffalo
NY
6,916
67
85
26,500
109,000
SUNY Cortland
Cortland
NY
6,170
46
61
25,500
102,000
SUNY Geneseo
Geneseo
NY
5,153
65
63
26,500
107,500
SUNY New Paltz
New Paltz
NY
6,291
45
64
22,500
90,000
SUNY Oneonta
Oneonta
NY
5,942
56
65
27,500
113,000
SUNY Oswego
Oswego
NY
6,561
54
91
20,000
80,000
Syracuse
Syracuse
NY
14,727
44
79
20,500
84,500
SUNY Westchester
Valhalla
NY
5,685
100
2
14,000
27,500
Akron
Akron
OH
11,641
73
76
18,000
72,000
Bowling Green State
Bowling Green
OH
12,936
72
68
16,500
67,000
Cincinnati
Cincinnati
OH
23,712
77
56
25,000
101,500
Kent State
Kent
OH
18,432
86
87
17,000
70,500
Miami U-Oxford
Oxford
OH
16,682
80
70
21,500
87,500
Ohio State
Columbus
OH
42,776
54
70
24,000
98,500
Ohio U
Athens
OH
16,209
82
81
29,000
118,000
Toledo
Toledo
OH
12,548
96
88
18,000
74,000
Bloomsburg
Bloomsburg
PA
7,263
84
18
32,000
130,000
Bucknell
Lewisburg
PA
3,606
34
51
21,000
86,000
Carnegie Mellon
Pittsburgh
PA
6,425
15
46
13,000
53,000
Drexel
Philadelphia
PA
13,878
75
100
25,000
101,000
East Stroudsburg U
East Stroudsburg
PA
4,939
85
10
34,500
142,000
Indiana U of Pennsylvania
Indiana
PA
7,695
93
36
27,000
108,000
Kutztown
Kutztown
PA
6,458
90
65
27,500
112,000
Lehigh
Bethlehem
PA
5,107
32
50
7,000
28,000
Penn State
University Park
PA
66,409
54
43
39,500
159,500
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
4,000
16,000
Pittsburgh
Pittsburgh
PA
18,392
57
47
18,000
72,500
St Joseph's
Philadelphia
PA
4,222
75
98
26,500
107,500
Scranton
Scranton
PA
3,626
76
97
25,500
102,000
Slippery Rock
Slippery Rock
PA
6,968
71
43
21,000
86,000
Temple
Philadelphia
PA
26,247
60
79
28,000
115,000
Villanova
Villanova
PA
6,528
28
51
22,000
91,000
West Chester
West Chester
PA
13,044
75
19
23,000
93,500
Rhode Island
Kingston
RI
12,596
75
86
32,500
132,500
Vermont
Burlington
VT
10,501
67
93
37,500
153,000
West Virginia
Morgantown
WV
19,369
84
76
25,500
104,000
Sussex County CC
Newton
NJ
1,276
100
13
12,000
24,500
Suffolk County CC
Selden
NY
12,399
100
1
6,000
12,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $40,000 in annual income. Families in this income range on average have approximately $10,000 in financial assets and home equity of approximately $50,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree}
Central Connecticut
New Britain
CT
7,253
66
70
26,500
107,000
UConn
Storrs
CT
18,229
49
61
27,500
112,000
Quinnipiac
Hamden
CT
6,543
70
99
36,500
149,000
Sacred Heart
Fairfield
CT
5,348
64
98
36,500
149,000
Southern Connecticut
New Haven
CT
6,801
69
24
34,500
141,500
Yale
New Haven
CT
6,088
6
56
2,500
10,500
Delaware
Newark
DE
18,378
71
72
28,500
116,000
UMD Global Campus
Adelphi
MD
9,472
100
11
28,500
114,500
UMD Baltimore
Baltimore
MD
9,436
61
76
6,000
24,000
UMD College Park
College Park
MD
28,390
44
40
48,000
197,000
Towson
Towson
MD
17,209
76
49
30,500
125,000
Boston University
Boston
MA
16,978
19
49
14,000
58,000
UMass-Lowell
Lowell
MA
10,862
73
77
22,500
91,000
UMass
Amherst
MA
22,491
64
82
23,500
96,000
UMass-Boston
Boston
MA
9,995
76
75
30,000
124,500
Northeastern
Boston
MA
14,156
18
75
14,500
59,000
Atlantic Cape CC
Mays Landing
NJ
2,198
100
9
10,000
20,500
Bergen CC
Paramus
NJ
6,817
100
0
8,500
18,500
Berkeley-Woodland Park
West Paterson
NJ
1,972
100
94
17,500
66,500
Beth Medrash Govoha
Lakewood
NJ
1,972
100
94
0
0
Bloomfield
Bloomfield
NJ
1,516
71
99
18,500
75,000
Brookdale CC
Lincroft
NJ
5,303
100
6
8,000
16,500
Rowan Burlington County
Pemberton
NJ
4,145
100
7
7,000
14,500
Caldwell
Caldwell
NJ
1,609
93
99
15,500
60,000
Camden County
Blackwood
NJ
4,200
100
2
6,000
12,000
Centenary
Hackettstown
NJ
1,038
75
100
15,500
60,000
County College of Morris
Randolph
NJ
3,436
100
6
7,500
16,000
Cumberland County
Vineland
NJ
1,361
100
21
7,500
15,000
Drew
Madison
NJ
1,688
71
98
18,500
76,500
Essex County
Newark
NJ
3,610
100
3
11,000
23,500
Fairleigh Dickinson-Metro
Teaneck
NJ
2,113
92
99
13,000
50,500
Felician
Lodi
NJ
1,640
86
100
15,500
60,000
Fairl Dickinson-Florham
Madison
NJ
2,539
94
100
15,000
60,000
Georgian Court
Lakewood
NJ
1,417
71
100
15,500
61,500
Rowan
Glassboro
NJ
14,055
74
45
19,500
85,000
Rowan Gloucester County
Sewell
NJ
3,671
100
6
6,500
13,500
Hudson County CC
Jersey City
NJ
4,507
100
1
8,000
17,000
New Jersey City U
Jersey City
NJ
4,990
95
58
12,500
55,500
Kean
Union
NJ
9,817
69
29
16,500
68,000
Mercer County CC
West Windsor
NJ
2,576
100
5
7,500
15,000
Middlesex County
Edison
NJ
5,139
100
3
6,500
14,000
Monmouth
West Long Branch
NJ
4,301
77
99
20,000
79,500
Montclair State
Montclair
NJ
14,859
76
38
16,500
68,000
N Jersey Inst of Technology
Newark
NJ
6,878
73
65
15,500
67,000
Ocean County
Toms River
NJ
4,250
100
1
11,000
23,500
Passaic County CC
Paterson
NJ
2,446
100
17
9,000
19,500
Princeton
Princeton
NJ
5,328
6
62
2,500
10,500
Ramapo
Mahwah
NJ
4,870
66
37
15,500
64,000
Rider
Lawrenceville
NJ
3,465
71
100
23,000
93,500
Rutgers-Camden
Camden
NJ
4,767
79
92
9,000
34,500
Rutgers
New Brunswick
NJ
34,285
61
40
15,000
65,000
Rutgers-Newark
Newark
NJ
7,975
72
35
11,000
45,000
St Peter's
Jersey City
NJ
2,203
81
100
9,500
41,500
Seton Hall
South Orange
NJ
5,782
74
100
22,500
96,500
Raritan Valley CC
North Branch
NJ
2,992
100
6
6,000
13,000
Stevens Institute
Hoboken
NJ
3,627
40
98
28,500
122,500
Stockton
Pomona
NJ
8,459
76
60
14,500
58,000
The College of New Jersey
Ewing
NJ
6,981
49
41
16,000
70,500
Union County
Cranford
NJ
4,226
100
10
5,000
10,500
William Paterson
Wayne
NJ
7,165
75
22
17,000
69,500
Adelphi
Garden City
NY
5,063
74
91
26,000
107,000
Columbia
New York
NY
7,701
5
52
4,000
16,500
Cornell
Ithaca
NY
15,038
11
46
2,500
9,500
CUNY Baruch
New York
NY
12,091
43
8
17,000
70,500
CUNY Manhattan
New York
NY
17,772
100
1
15,500
31,500
CUNY Bronx
Bronx
NY
6,191
100
0
15,000
30,500
CUNY Brooklyn
Brooklyn
NY
11,189
45
6
14,500
60,000
CUNY Staten Island
Staten Island
NY
9,124
100
1
20,500
84,500
CUNY City College
New York
NY
10,196
46
5
15,500
64,000
CUNY Hunter
New York
NY
12,991
35
17
13,500
55,000
CUNY John Jay College
New York
NY
11,200
41
3
17,500
71,000
CUNY Kingsborough
Brooklyn
NY
7,672
100
32
15,500
31,500
CUNY LaGuardia
Long Island City
NY
9,972
100
34
17,500
35,000
CUNY Lehman
Bronx
NY
8,066
38
1
16,500
67,000
CUNY NYC Technology
Brooklyn
NY
10,572
88
0
18,500
75,000
CUNY Queens
Flushing
NY
12,532
49
5
16,500
66,500
CUNY Queensborough
Bayside
NY
8,411
100
0
14,500
29,500
CUNY York
Jamaica
NY
5,113
73
1
17,500
72,500
Erie CC
Buffalo
NY
6,252
100
5
13,000
26,500
Fashion Inst of Technology
New York
NY
7,340
54
17
29,500
119,500
Fordham
Bronx
NY
9,229
46
90
34,000
139,000
Hofstra
Hempstead
NY
6,156
68
97
35,500
143,500
Hudson Valley CC
Troy
NY
5,401
100
5
20,500
41,500
Ithaca
Ithaca
NY
5,739
73
95
25,500
103,500
Long Island
Brookville
NY
5,630
80
91
37,000
150,000
Marist
Poughkeepsie
NY
5,199
49
89
30,000
122,500
Mercy
Dobbs Ferry
NY
6,223
82
95
14,000
56,000
Monroe CC
Rochester
NY
6,927
100
13
16,500
34,000
Nassau CC
Garden City
NY
9,486
100
0
14,000
28,000
The New School
New York
NY
6,697
57
91
41,500
170,000
NYU
New York
NY
25,872
16
46
28,500
116,500
Pace
New York
NY
7,837
79
97
26,000
106,000
Rensselaer Polytechnic
Troy
NY
6,218
47
84
24,000
98,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
27,500
112,500
Rochester U
Rochester
NY
6,410
30
77
16,500
66,500
St John's
Queens
NY
11,525
72
100
24,500
99,000
Farmingdale State
Farmingdale
NY
7,785
55
59
20,000
82,000
SUNY at Albany
Albany
NY
12,568
54
65
36,500
147,500
Binghamton
Binghamton
NY
13,845
41
51
23,000
92,500
Buffalo
Buffalo
NY
20,401
61
69
25,500
103,500
Stony Brook
Stony Brook
NY
16,697
44
69
27,500
114,000
SUNY Brockport
Brockport
NY
5,960
55
77
33,000
136,000
SUNY Buffalo State
Buffalo
NY
6,916
67
85
32,000
130,500
SUNY Cortland
Cortland
NY
6,170
46
61
29,000
116,000
SUNY Geneseo
Geneseo
NY
5,153
65
63
31,000
126,500
SUNY New Paltz
New Paltz
NY
6,291
45
64
26,000
105,000
SUNY Oneonta
Oneonta
NY
5,942
56
65
31,500
129,500
SUNY Oswego
Oswego
NY
6,561
54
91
24,000
97,000
Syracuse
Syracuse
NY
14,727
44
79
24,000
98,000
SUNY Westchester
Valhalla
NY
5,685
100
2
16,000
32,000
Akron
Akron
OH
11,641
73
76
18,500
75,000
Bowling Green State
Bowling Green
OH
12,936
72
68
17,500
70,500
Cincinnati
Cincinnati
OH
23,712
77
56
28,000
112,500
Kent State
Kent
OH
18,432
86
87
19,000
78,000
Miami U-Oxford
Oxford
OH
16,682
80
70
25,500
105,000
Ohio State
Columbus
OH
42,776
54
70
26,000
107,500
Ohio U
Athens
OH
16,209
82
81
30,500
124,000
Toledo
Toledo
OH
12,548
96
88
19,000
78,000
Bloomsburg
Bloomsburg
PA
7,263
84
18
33,000
135,000
Bucknell
Lewisburg
PA
3,606
34
51
21,000
86,000
Carnegie Mellon
Pittsburgh
PA
6,425
15
46
15,000
60,500
Drexel
Philadelphia
PA
13,878
75
100
26,500
107,000
East Stroudsburg U
East Stroudsburg
PA
4,939
85
10
35,500
145,000
Indiana U of Pennsylvania
Indiana
PA
7,695
93
36
28,000
113,000
Kutztown
Kutztown
PA
6,458
90
65
29,000
119,000
Lehigh
Bethlehem
PA
5,107
32
50
7,000
29,000
Penn State
University Park
PA
66,409
54
43
41,000
167,500
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
5,000
21,500
Pittsburgh
Pittsburgh
PA
18,392
57
47
19,500
78,000
St Joseph's
Philadelphia
PA
4,222
75
98
26,500
108,000
Scranton
Scranton
PA
3,626
76
97
25,500
103,000
Slippery Rock
Slippery Rock
PA
6,968
71
43
23,000
93,500
Temple
Philadelphia
PA
26,247
60
79
29,000
119,000
Villanova
Villanova
PA
6,528
28
51
22,000
91,000
West Chester
West Chester
PA
13,044
75
19
25,000
101,000
Rhode Island
Kingston
RI
12,596
75
86
35,500
144,500
Vermont
Burlington
VT
10,501
67
93
39,000
160,500
West Virginia
Morgantown
WV
19,369
84
76
28,500
118,000
Sussex County CC
Newton
NJ
1,276
100
13
12,500
27,000
Suffolk County CC
Selden
NY
12,399
100
1
9,000
18,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Scenario: Students with families with an average of $60,000 in annual income. Families in this income range on average have approximately $20,000 in financial assets and home equity of approximately $90,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Central Connecticut
New Britain
CT
7,253
66
70
31,000
126,500
UConn
Storrs
CT
18,229
49
61
32,000
129,000
Quinnipiac
Hamden
CT
6,543
70
99
38,000
155,000
Sacred Heart
Fairfield
CT
5,348
64
98
40,500
166,000
Southern Connecticut
New Haven
CT
6,801
69
24
38,500
158,500
Yale
New Haven
CT
6,088
6
56
3,000
13,000
Delaware
Newark
DE
18,378
71
72
33,000
135,000
UMD Global Campus
Adelphi
MD
9,472
100
11
28,500
114,500
UMD Baltimore
Baltimore
MD
9,436
61
76
8,500
33,500
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Towson
Towson
MD
17,209
76
49
40,000
163,000
Boston University
Boston
MA
16,978
19
49
22,000
89,500
UMass-Lowell
Lowell
MA
10,862
73
77
28,000
112,000
UMass
Amherst
MA
22,491
64
82
28,500
117,000
UMass-Boston
Boston
MA
9,995
76
75
37,500
154,500
Northeastern
Boston
MA
14,156
18
75
19,500
79,000
Atlantic Cape CC
Mays Landing
NJ
2,198
100
9
11,500
23,500
Bergen CC
Paramus
NJ
6,817
100
0
12,500
25,500
Berkeley-Woodland Park
West Paterson
NJ
1,972
100
94
20,500
81,000
Beth Medrash Govoha
Lakewood
NJ
1,972
100
94
0
0
Bloomfield
Bloomfield
NJ
1,516
71
99
20,000
80,500
Brookdale CC
Lincroft
NJ
5,303
100
6
12,000
24,000
Rowan Burlington County
Pemberton
NJ
4,145
100
7
9,500
19,500
Caldwell
Caldwell
NJ
1,609
93
99
19,000
76,500
Camden County
Blackwood
NJ
4,200
100
2
8,500
16,500
Centenary
Hackettstown
NJ
1,038
75
100
18,500
73,500
County College of Morris
Randolph
NJ
3,436
100
6
8,500
17,000
Cumberland County
Vineland
NJ
1,361
100
21
10,000
20,500
Drew
Madison
NJ
1,688
71
98
22,000
89,000
Essex County
Newark
NJ
3,610
100
3
13,000
26,500
Fairleigh Dickinson-Metro
Teaneck
NJ
2,113
92
99
16,500
65,500
Felician
Lodi
NJ
1,640
86
100
18,500
74,500
Fairl Dickinson-Florham
Madison
NJ
2,539
94
100
22,000
89,000
Georgian Court
Lakewood
NJ
1,417
71
100
19,000
76,500
Rowan
Glassboro
NJ
14,055
74
45
26,500
109,500
Rowan Gloucester County
Sewell
NJ
3,671
100
6
9,500
18,500
Hudson County CC
Jersey City
NJ
4,507
100
1
10,500
21,000
New Jersey City U
Jersey City
NJ
4,990
95
58
16,500
67,500
Kean
Union
NJ
9,817
69
29
21,500
88,000
Mercer County CC
West Windsor
NJ
2,576
100
5
9,000
18,000
Middlesex County
Edison
NJ
5,139
100
3
9,500
19,500
Monmouth
West Long Branch
NJ
4,301
77
99
27,000
109,000
Montclair State
Montclair
NJ
14,859
76
38
22,000
90,000
N Jersey Inst of Technology
Newark
NJ
6,878
73
65
22,000
90,000
Ocean County
Toms River
NJ
4,250
100
1
15,000
30,000
Passaic County CC
Paterson
NJ
2,446
100
17
11,500
23,500
Princeton
Princeton
NJ
5,328
6
62
6,500
26,500
Ramapo
Mahwah
NJ
4,870
66
37
22,500
92,000
Rider
Lawrenceville
NJ
3,465
71
100
26,000
105,000
Rutgers-Camden
Camden
NJ
4,767
79
92
12,000
47,000
Rutgers
New Brunswick
NJ
34,285
61
40
22,000
90,000
Rutgers-Newark
Newark
NJ
7,975
72
35
16,000
66,000
St Peter's
Jersey City
NJ
2,203
81
100
16,500
68,500
Seton Hall
South Orange
NJ
5,782
74
100
29,500
120,500
Raritan Valley CC
North Branch
NJ
2,992
100
6
9,000
18,500
Stevens Institute
Hoboken
NJ
3,627
40
98
33,000
136,500
Stockton
Pomona
NJ
8,459
76
60
20,500
82,000
The College of New Jersey
Ewing
NJ
6,981
49
41
28,000
115,000
Union County
Cranford
NJ
4,226
100
10
7,500
15,500
William Paterson
Wayne
NJ
7,165
75
22
20,000
81,000
Adelphi
Garden City
NY
5,063
74
91
29,500
121,000
Columbia
New York
NY
7,701
5
52
6,500
27,000
Cornell
Ithaca
NY
15,038
11
46
13,500
56,000
CUNY Baruch
New York
NY
12,091
43
8
24,000
97,500
CUNY Manhattan
New York
NY
17,772
100
1
20,000
40,500
CUNY Bronx
Bronx
NY
6,191
100
0
19,000
38,500
CUNY Brooklyn
Brooklyn
NY
11,189
45
6
23,000
94,500
CUNY Staten Island
Staten Island
NY
9,124
100
1
26,500
107,500
CUNY City College
New York
NY
10,196
46
5
23,500
97,000
CUNY Hunter
New York
NY
12,991
35
17
22,500
92,000
CUNY John Jay College
New York
NY
11,200
41
3
24,500
101,000
CUNY Kingsborough
Brooklyn
NY
7,672
100
32
19,500
39,500
CUNY LaGuardia
Long Island City
NY
9,972
100
34
21,000
42,500
CUNY Lehman
Bronx
NY
8,066
38
1
24,000
99,500
CUNY NYC Technology
Brooklyn
NY
10,572
88
0
25,500
103,500
CUNY Queens
Flushing
NY
12,532
49
5
22,500
92,500
CUNY Queensborough
Bayside
NY
8,411
100
0
19,000
38,500
CUNY York
Jamaica
NY
5,113
73
1
26,000
106,000
Erie CC
Buffalo
NY
6,252
100
5
18,000
37,000
Fashion Inst of Technology
New York
NY
7,340
54
17
33,500
137,500
Fordham
Bronx
NY
9,229
46
90
34,000
139,000
Hofstra
Hempstead
NY
6,156
68
97
38,000
154,000
Hudson Valley CC
Troy
NY
5,401
100
5
21,000
42,500
Ithaca
Ithaca
NY
5,739
73
95
31,000
126,000
Long Island
Brookville
NY
5,630
80
91
37,000
150,000
Marist
Poughkeepsie
NY
5,199
49
89
34,500
141,500
Mercy
Dobbs Ferry
NY
6,223
82
95
17,500
70,500
Monroe CC
Rochester
NY
6,927
100
13
22,000
45,000
Nassau CC
Garden City
NY
9,486
100
0
19,000
38,000
The New School
New York
NY
6,697
57
91
45,000
184,000
NYU
New York
NY
25,872
16
46
36,500
149,000
Pace
New York
NY
7,837
79
97
30,000
121,000
Rensselaer Polytechnic
Troy
NY
6,218
47
84
29,500
121,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
29,500
119,500
Rochester U
Rochester
NY
6,410
30
77
23,500
95,500
St John's
Queens
NY
11,525
72
100
26,000
105,000
Farmingdale State
Farmingdale
NY
7,785
55
59
27,000
110,000
SUNY at Albany
Albany
NY
12,568
54
65
43,000
173,500
Binghamton
Binghamton
NY
13,845
41
51
29,500
120,000
Buffalo
Buffalo
NY
20,401
61
69
31,000
125,500
Stony Brook
Stony Brook
NY
16,697
44
69
36,000
148,000
SUNY Brockport
Brockport
NY
5,960
55
77
33,500
136,500
SUNY Buffalo State
Buffalo
NY
6,916
67
85
34,500
140,500
SUNY Cortland
Cortland
NY
6,170
46
61
33,500
134,500
SUNY Geneseo
Geneseo
NY
5,153
65
63
31,500
128,500
SUNY New Paltz
New Paltz
NY
6,291
45
64
31,500
126,500
SUNY Oneonta
Oneonta
NY
5,942
56
65
31,500
129,500
SUNY Oswego
Oswego
NY
6,561
54
91
28,500
114,500
Syracuse
Syracuse
NY
14,727
44
79
29,000
120,000
SUNY Westchester
Valhalla
NY
5,685
100
2
20,500
41,500
Akron
Akron
OH
11,641
73
76
22,000
88,000
Bowling Green State
Bowling Green
OH
12,936
72
68
20,500
83,000
Cincinnati
Cincinnati
OH
23,712
77
56
31,500
128,500
Kent State
Kent
OH
18,432
86
87
23,000
95,000
Miami U-Oxford
Oxford
OH
16,682
80
70
33,000
135,500
Ohio State
Columbus
OH
42,776
54
70
33,000
137,000
Ohio U
Athens
OH
16,209
82
81
33,500
138,000
Toledo
Toledo
OH
12,548
96
88
22,000
88,500
Bloomsburg
Bloomsburg
PA
7,263
84
18
34,500
142,000
Bucknell
Lewisburg
PA
3,606
34
51
30,000
122,500
Carnegie Mellon
Pittsburgh
PA
6,425
15
46
19,500
80,500
Drexel
Philadelphia
PA
13,878
75
100
32,500
129,500
East Stroudsburg U
East Stroudsburg
PA
4,939
85
10
41,500
171,000
Indiana U of Pennsylvania
Indiana
PA
7,695
93
36
32,500
131,500
Kutztown
Kutztown
PA
6,458
90
65
31,000
127,500
Lehigh
Bethlehem
PA
5,107
32
50
21,000
85,000
Penn State
University Park
PA
66,409
54
43
48,000
194,500
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
13,000
53,000
Pittsburgh
Pittsburgh
PA
18,392
57
47
24,000
96,500
St Joseph's
Philadelphia
PA
4,222
75
98
30,000
120,500
Scranton
Scranton
PA
3,626
76
97
30,500
123,500
Slippery Rock
Slippery Rock
PA
6,968
71
43
28,000
114,500
Temple
Philadelphia
PA
26,247
60
79
32,500
132,000
Villanova
Villanova
PA
6,528
28
51
30,500
125,500
West Chester
West Chester
PA
13,044
75
19
29,000
116,500
Rhode Island
Kingston
RI
12,596
75
86
39,500
161,000
Vermont
Burlington
VT
10,501
67
93
41,000
167,000
West Virginia
Morgantown
WV
19,369
84
76
34,500
141,500
Sussex County CC
Newton
NJ
1,276
100
13
14,000
28,500
Suffolk County CC
Selden
NY
12,399
100
1
14,500
29,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $90,000 in annual income. Families in this income range on average have approximately $200,000 in financial assets and home equity of approximately $120,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Central Connecticut
New Britain
CT
7,253
66
70
35,500
145,500
UConn
Storrs
CT
18,229
49
61
34,000
137,000
Quinnipiac
Hamden
CT
6,543
70
99
41,500
169,500
Sacred Heart
Fairfield
CT
5,348
64
98
44,500
181,000
Southern Connecticut
New Haven
CT
6,801
69
24
41,000
167,000
Yale
New Haven
CT
6,088
6
56
11,500
46,500
Delaware
Newark
DE
18,378
71
72
42,500
174,000
UMD Global Campus
Adelphi
MD
9,472
100
11
28,500
114,500
UMD Baltimore
Baltimore
MD
9,436
61
76
9,500
37,500
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Towson
Towson
MD
17,209
76
49
42,500
173,500
Boston University
Boston
MA
16,978
19
49
32,500
131,500
UMass-Lowell
Lowell
MA
10,862
73
77
35,500
143,500
UMass
Amherst
MA
22,491
64
82
33,500
136,500
UMass-Boston
Boston
MA
9,995
76
75
43,000
178,000
Northeastern
Boston
MA
14,156
18
75
28,500
115,500
Atlantic Cape CC
Mays Landing
NJ
2,198
100
9
12,500
25,500
Bergen CC
Paramus
NJ
6,817
100
0
15,000
30,500
Berkeley-Woodland Park
West Paterson
NJ
1,972
100
94
21,500
85,000
Beth Medrash Govoha
Lakewood
NJ
1,972
100
94
0
0
Bloomfield
Bloomfield
NJ
1,516
71
99
23,500
94,500
Brookdale CC
Lincroft
NJ
5,303
100
6
15,000
30,500
Rowan Burlington County
Pemberton
NJ
4,145
100
7
12,000
24,000
Caldwell
Caldwell
NJ
1,609
93
99
24,000
94,500
Camden County
Blackwood
NJ
4,200
100
2
9,500
19,000
Centenary
Hackettstown
NJ
1,038
75
100
24,500
97,500
County College of Morris
Randolph
NJ
3,436
100
6
8,500
17,000
Cumberland County
Vineland
NJ
1,361
100
21
13,000
25,500
Drew
Madison
NJ
1,688
71
98
27,000
110,500
Essex County
Newark
NJ
3,610
100
3
14,000
28,000
Fairleigh Dickinson-Metro
Teaneck
NJ
2,113
92
99
22,500
90,000
Felician
Lodi
NJ
1,640
86
100
24,500
96,500
Fairl Dickinson-Florham
Madison
NJ
2,539
94
100
24,500
98,500
Georgian Court
Lakewood
NJ
1,417
71
100
24,000
97,000
Rowan
Glassboro
NJ
14,055
74
45
30,500
126,000
Rowan Gloucester County
Sewell
NJ
3,671
100
6
11,500
23,000
Hudson County CC
Jersey City
NJ
4,507
100
1
12,000
24,000
New Jersey City U
Jersey City
NJ
4,990
95
58
22,000
91,000
Kean
Union
NJ
9,817
69
29
25,500
103,500
Mercer County CC
West Windsor
NJ
2,576
100
5
10,500
21,000
Middlesex County
Edison
NJ
5,139
100
3
12,000
24,000
Monmouth
West Long Branch
NJ
4,301
77
99
33,500
135,000
Montclair State
Montclair
NJ
14,859
76
38
27,000
109,000
N Jersey Inst of Technology
Newark
NJ
6,878
73
65
27,000
112,000
Ocean County
Toms River
NJ
4,250
100
1
17,500
35,500
Passaic County CC
Paterson
NJ
2,446
100
17
15,000
30,500
Princeton
Princeton
NJ
5,328
6
62
17,000
70,000
Ramapo
Mahwah
NJ
4,870
66
37
27,500
113,000
Rider
Lawrenceville
NJ
3,465
71
100
32,000
129,000
Rutgers-Camden
Camden
NJ
4,767
79
92
16,500
66,000
Rutgers
New Brunswick
NJ
34,285
61
40
28,500
117,500
Rutgers-Newark
Newark
NJ
7,975
72
35
23,500
95,000
St Peter's
Jersey City
NJ
2,203
81
100
23,000
94,000
Seton Hall
South Orange
NJ
5,782
74
100
35,000
143,000
Raritan Valley CC
North Branch
NJ
2,992
100
6
12,500
25,000
Stevens Institute
Hoboken
NJ
3,627
40
98
37,000
152,500
Stockton
Pomona
NJ
8,459
76
60
20,500
82,000
The College of New Jersey
Ewing
NJ
6,981
49
41
31,000
128,500
Union County
Cranford
NJ
4,226
100
10
10,500
21,500
William Paterson
Wayne
NJ
7,165
75
22
21,500
87,500
Adelphi
Garden City
NY
5,063
74
91
30,500
124,500
Columbia
New York
NY
7,701
5
52
17,500
70,500
Cornell
Ithaca
NY
15,038
11
46
24,500
100,000
CUNY Baruch
New York
NY
12,091
43
8
29,000
118,500
CUNY Manhattan
New York
NY
17,772
100
1
23,000
47,000
CUNY Bronx
Bronx
NY
6,191
100
0
22,500
45,500
CUNY Brooklyn
Brooklyn
NY
11,189
45
6
27,000
111,000
CUNY Staten Island
Staten Island
NY
9,124
100
1
30,000
123,500
CUNY City College
New York
NY
10,196
46
5
28,000
114,000
CUNY Hunter
New York
NY
12,991
35
17
28,500
117,000
CUNY John Jay College
New York
NY
11,200
41
3
28,500
117,000
CUNY Kingsborough
Brooklyn
NY
7,672
100
32
22,500
46,000
CUNY LaGuardia
Long Island City
NY
9,972
100
34
24,500
49,000
CUNY Lehman
Bronx
NY
8,066
38
1
30,000
122,500
CUNY NYC Technology
Brooklyn
NY
10,572
88
0
30,500
125,000
CUNY Queens
Flushing
NY
12,532
49
5
26,500
107,500
CUNY Queensborough
Bayside
NY
8,411
100
0
22,000
44,500
CUNY York
Jamaica
NY
5,113
73
1
30,000
122,000
Erie CC
Buffalo
NY
6,252
100
5
21,500
44,000
Fashion Inst of Technology
New York
NY
7,340
54
17
36,000
147,500
Fordham
Bronx
NY
9,229
46
90
38,000
154,000
Hofstra
Hempstead
NY
6,156
68
97
40,000
163,000
Hudson Valley CC
Troy
NY
5,401
100
5
21,000
42,500
Ithaca
Ithaca
NY
5,739
73
95
34,000
137,500
Long Island
Brookville
NY
5,630
80
91
37,000
150,000
Marist
Poughkeepsie
NY
5,199
49
89
37,000
150,000
Mercy
Dobbs Ferry
NY
6,223
82
95
21,500
87,000
Monroe CC
Rochester
NY
6,927
100
13
22,500
45,500
Nassau CC
Garden City
NY
9,486
100
0
22,500
45,500
The New School
New York
NY
6,697
57
91
46,500
190,000
NYU
New York
NY
25,872
16
46
44,000
179,000
Pace
New York
NY
7,837
79
97
32,500
131,500
Rensselaer Polytechnic
Troy
NY
6,218
47
84
36,000
148,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
34,000
139,000
Rochester U
Rochester
NY
6,410
30
77
31,000
127,000
St John's
Queens
NY
11,525
72
100
28,500
115,000
Farmingdale State
Farmingdale
NY
7,785
55
59
31,000
126,500
SUNY at Albany
Albany
NY
12,568
54
65
43,000
174,000
Binghamton
Binghamton
NY
13,845
41
51
32,000
129,000
Buffalo
Buffalo
NY
20,401
61
69
33,000
133,000
Stony Brook
Stony Brook
NY
16,697
44
69
39,500
162,000
SUNY Brockport
Brockport
NY
5,960
55
77
33,500
136,500
SUNY Buffalo State
Buffalo
NY
6,916
67
85
34,500
140,500
SUNY Cortland
Cortland
NY
6,170
46
61
33,500
135,000
SUNY Geneseo
Geneseo
NY
5,153
65
63
31,500
128,500
SUNY New Paltz
New Paltz
NY
6,291
45
64
31,500
127,500
SUNY Oneonta
Oneonta
NY
5,942
56
65
31,500
129,500
SUNY Oswego
Oswego
NY
6,561
54
91
30,500
122,000
Syracuse
Syracuse
NY
14,727
44
79
33,500
137,500
SUNY Westchester
Valhalla
NY
5,685
100
2
20,500
41,500
Akron
Akron
OH
11,641
73
76
23,500
94,000
Bowling Green State
Bowling Green
OH
12,936
72
68
22,500
91,000
Cincinnati
Cincinnati
OH
23,712
77
56
36,000
146,500
Kent State
Kent
OH
18,432
86
87
25,500
104,500
Miami U-Oxford
Oxford
OH
16,682
80
70
38,500
158,500
Ohio State
Columbus
OH
42,776
54
70
33,000
137,000
Ohio U
Athens
OH
16,209
82
81
36,000
147,000
Toledo
Toledo
OH
12,548
96
88
24,500
98,000
Bloomsburg
Bloomsburg
PA
7,263
84
18
34,500
142,000
Bucknell
Lewisburg
PA
3,606
34
51
36,500
150,000
Carnegie Mellon
Pittsburgh
PA
6,425
15
46
32,000
130,000
Drexel
Philadelphia
PA
13,878
75
100
36,500
146,500
East Stroudsburg U
East Stroudsburg
PA
4,939
85
10
41,500
171,000
Indiana U of Pennsylvania
Indiana
PA
7,695
93
36
34,000
136,500
Kutztown
Kutztown
PA
6,458
90
65
31,000
127,500
Lehigh
Bethlehem
PA
5,107
32
50
27,000
110,500
Penn State
University Park
PA
66,409
54
43
52,000
211,000
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
21,500
88,500
Pittsburgh
Pittsburgh
PA
18,392
57
47
27,500
112,000
St Joseph's
Philadelphia
PA
4,222
75
98
31,000
125,500
Scranton
Scranton
PA
3,626
76
97
33,500
136,500
Slippery Rock
Slippery Rock
PA
6,968
71
43
30,000
123,000
Temple
Philadelphia
PA
26,247
60
79
36,500
148,000
Villanova
Villanova
PA
6,528
28
51
35,000
143,500
West Chester
West Chester
PA
13,044
75
19
33,500
134,000
Rhode Island
Kingston
RI
12,596
75
86
39,500
161,000
Vermont
Burlington
VT
10,501
67
93
41,000
167,000
West Virginia
Morgantown
WV
19,369
84
76
38,500
158,500
Sussex County CC
Newton
NJ
1,276
100
13
14,000
28,500
Suffolk County CC
Selden
NY
12,399
100
1
17,500
35,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $150,000 in annual income, $250,000 in financial assets and home equity of approximately $150,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Central Connecticut
New Britain
CT
7,253
66
70
37,000
150,500
UConn
Storrs
CT
18,229
49
61
41,500
167,500
Quinnipiac
Hamden
CT
6,543
70
99
46,500
190,500
Sacred Heart
Fairfield
CT
5,348
64
98
45,500
185,000
Southern Connecticut
New Haven
CT
6,801
69
24
41,000
167,000
Yale
New Haven
CT
6,088
6
56
20,500
84,000
Delaware
Newark
DE
18,378
71
72
51,000
207,000
UMD Global Campus
Adelphi
MD
9,472
100
11
28,500
114,500
UMD Baltimore
Baltimore
MD
9,436
61
76
11,500
46,000
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Towson
Towson
MD
17,209
76
49
42,500
173,500
Boston University
Boston
MA
16,978
19
49
32,500
131,500
UMass-Lowell
Lowell
MA
10,862
73
77
50,500
202,500
UMass
Amherst
MA
22,491
64
82
53,500
218,000
UMass-Boston
Boston
MA
9,995
76
75
43,000
178,000
Northeastern
Boston
MA
14,156
18
75
43,000
175,500
Atlantic Cape CC
Mays Landing
NJ
2,198
100
9
14,500
29,500
Bergen CC
Paramus
NJ
6,817
100
0
20,000
40,500
Berkeley-Woodland Park
West Paterson
NJ
1,972
100
94
21,500
84,000
Beth Medrash Govoha
Lakewood
NJ
1,972
100
94
0
0
Bloomfield
Bloomfield
NJ
1,516
71
99
30,500
123,000
Brookdale CC
Lincroft
NJ
5,303
100
6
21,500
43,500
Rowan Burlington County
Pemberton
NJ
4,145
100
7
16,500
33,000
Caldwell
Caldwell
NJ
1,609
93
99
29,500
115,000
Camden County
Blackwood
NJ
4,200
100
2
9,500
19,000
Centenary
Hackettstown
NJ
1,038
75
100
30,500
119,500
County College of Morris
Randolph
NJ
3,436
100
6
8,500
17,000
Cumberland County
Vineland
NJ
1,361
100
21
15,500
31,000
Drew
Madison
NJ
1,688
71
98
37,500
152,500
Essex County
Newark
NJ
3,610
100
3
15,500
31,500
Fairleigh Dickinson-Metro
Teaneck
NJ
2,113
92
99
30,500
121,000
Felician
Lodi
NJ
1,640
86
100
30,500
119,000
Fairl Dickinson-Florham
Madison
NJ
2,539
94
100
29,500
117,500
Georgian Court
Lakewood
NJ
1,417
71
100
29,500
118,000
Rowan
Glassboro
NJ
14,055
74
45
35,500
147,500
Rowan Gloucester County
Sewell
NJ
3,671
100
6
15,500
31,500
Hudson County CC
Jersey City
NJ
4,507
100
1
15,000
30,000
New Jersey City U
Jersey City
NJ
4,990
95
58
28,500
118,500
Kean
Union
NJ
9,817
69
29
29,500
119,500
Mercer County CC
West Windsor
NJ
2,576
100
5
13,500
27,000
Middlesex County
Edison
NJ
5,139
100
3
16,500
33,000
Monmouth
West Long Branch
NJ
4,301
77
99
37,500
151,000
Montclair State
Montclair
NJ
14,859
76
38
29,000
117,500
N Jersey Inst of Technology
Newark
NJ
6,878
73
65
37,500
156,000
Ocean County
Toms River
NJ
4,250
100
1
23,000
46,000
Passaic County CC
Paterson
NJ
2,446
100
17
22,000
44,000
Princeton
Princeton
NJ
5,328
6
62
17,000
70,000
Ramapo
Mahwah
NJ
4,870
66
37
34,000
139,000
Rider
Lawrenceville
NJ
3,465
71
100
37,500
150,500
Rutgers-Camden
Camden
NJ
4,767
79
92
26,000
103,000
Rutgers
New Brunswick
NJ
34,285
61
40
36,000
147,500
Rutgers-Newark
Newark
NJ
7,975
72
35
35,000
142,500
St Peter's
Jersey City
NJ
2,203
81
100
35,500
147,500
Seton Hall
South Orange
NJ
5,782
74
100
45,500
188,000
Raritan Valley CC
North Branch
NJ
2,992
100
6
13,500
27,000
Stevens Institute
Hoboken
NJ
3,627
40
98
44,500
184,500
Stockton
Pomona
NJ
8,459
76
60
20,500
82,000
The College of New Jersey
Ewing
NJ
6,981
49
41
31,000
129,500
Union County
Cranford
NJ
4,226
100
10
16,500
33,500
William Paterson
Wayne
NJ
7,165
75
22
25,000
100,000
Adelphi
Garden City
NY
5,063
74
91
32,500
132,000
Columbia
New York
NY
7,701
5
52
29,000
118,500
Cornell
Ithaca
NY
15,038
11
46
38,000
154,500
CUNY Baruch
New York
NY
12,091
43
8
39,000
160,500
CUNY Manhattan
New York
NY
17,772
100
1
24,000
48,000
CUNY Bronx
Bronx
NY
6,191
100
0
26,500
53,500
CUNY Brooklyn
Brooklyn
NY
11,189
45
6
33,500
137,000
CUNY Staten Island
Staten Island
NY
9,124
100
1
38,000
155,000
CUNY City College
New York
NY
10,196
46
5
36,500
148,500
CUNY Hunter
New York
NY
12,991
35
17
30,500
125,000
CUNY John Jay College
New York
NY
11,200
41
3
36,500
149,000
CUNY Kingsborough
Brooklyn
NY
7,672
100
32
29,000
58,500
CUNY LaGuardia
Long Island City
NY
9,972
100
34
29,000
59,000
CUNY Lehman
Bronx
NY
8,066
38
1
32,500
133,000
CUNY NYC Technology
Brooklyn
NY
10,572
88
0
34,500
141,500
CUNY Queens
Flushing
NY
12,532
49
5
34,000
138,000
CUNY Queensborough
Bayside
NY
8,411
100
0
26,500
53,500
CUNY York
Jamaica
NY
5,113
73
1
35,000
142,500
Erie CC
Buffalo
NY
6,252
100
5
28,500
58,000
Fashion Inst of Technology
New York
NY
7,340
54
17
37,500
152,500
Fordham
Bronx
NY
9,229
46
90
45,500
184,500
Hofstra
Hempstead
NY
6,156
68
97
43,500
176,500
Hudson Valley CC
Troy
NY
5,401
100
5
21,000
42,500
Ithaca
Ithaca
NY
5,739
73
95
39,500
161,000
Long Island
Brookville
NY
5,630
80
91
37,000
150,000
Marist
Poughkeepsie
NY
5,199
49
89
53,000
216,500
Mercy
Dobbs Ferry
NY
6,223
82
95
30,000
120,500
Monroe CC
Rochester
NY
6,927
100
13
22,500
45,500
Nassau CC
Garden City
NY
9,486
100
0
29,500
60,000
The New School
New York
NY
6,697
57
91
50,000
203,500
NYU
New York
NY
25,872
16
46
59,000
240,500
Pace
New York
NY
7,837
79
97
32,000
130,000
Rensselaer Polytechnic
Troy
NY
6,218
47
84
43,000
175,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
41,500
170,500
Rochester U
Rochester
NY
6,410
30
77
47,000
190,500
St John's
Queens
NY
11,525
72
100
33,500
135,000
Farmingdale State
Farmingdale
NY
7,785
55
59
33,500
136,500
SUNY at Albany
Albany
NY
12,568
54
65
43,000
174,000
Binghamton
Binghamton
NY
13,845
41
51
36,500
147,500
Buffalo
Buffalo
NY
20,401
61
69
36,500
148,000
Stony Brook
Stony Brook
NY
16,697
44
69
40,000
165,500
SUNY Brockport
Brockport
NY
5,960
55
77
33,500
136,500
SUNY Buffalo State
Buffalo
NY
6,916
67
85
34,500
140,500
SUNY Cortland
Cortland
NY
6,170
46
61
33,500
135,000
SUNY Geneseo
Geneseo
NY
5,153
65
63
31,500
128,500
SUNY New Paltz
New Paltz
NY
6,291
45
64
31,500
127,500
SUNY Oneonta
Oneonta
NY
5,942
56
65
31,500
129,500
SUNY Oswego
Oswego
NY
6,561
54
91
30,500
122,000
Syracuse
Syracuse
NY
14,727
44
79
37,000
152,500
SUNY Westchester
Valhalla
NY
5,685
100
2
20,500
41,500
Akron
Akron
OH
11,641
73
76
26,500
106,500
Bowling Green State
Bowling Green
OH
12,936
72
68
26,500
107,000
Cincinnati
Cincinnati
OH
23,712
77
56
42,500
172,500
Kent State
Kent
OH
18,432
86
87
30,500
124,000
Miami U-Oxford
Oxford
OH
16,682
80
70
40,000
162,500
Ohio State
Columbus
OH
42,776
54
70
48,500
201,000
Ohio U
Athens
OH
16,209
82
81
39,500
161,500
Toledo
Toledo
OH
12,548
96
88
25,500
103,500
Bloomsburg
Bloomsburg
PA
7,263
84
18
34,500
142,000
Bucknell
Lewisburg
PA
3,606
34
51
42,500
175,000
Carnegie Mellon
Pittsburgh
PA
6,425
15
46
42,500
173,000
Drexel
Philadelphia
PA
13,878
75
100
44,500
179,000
East Stroudsburg U
East Stroudsburg
PA
4,939
85
10
41,500
171,000
Indiana U of Pennsylvania
Indiana
PA
7,695
93
36
34,000
136,500
Kutztown
Kutztown
PA
6,458
90
65
31,000
127,500
Lehigh
Bethlehem
PA
5,107
32
50
33,500
136,000
Penn State
University Park
PA
66,409
54
43
52,000
211,000
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
30,000
123,000
Pittsburgh
Pittsburgh
PA
18,392
57
47
35,500
143,500
St Joseph's
Philadelphia
PA
4,222
75
98
33,500
135,500
Scranton
Scranton
PA
3,626
76
97
40,000
161,000
Slippery Rock
Slippery Rock
PA
6,968
71
43
30,000
123,000
Temple
Philadelphia
PA
26,247
60
79
43,000
176,000
Villanova
Villanova
PA
6,528
28
51
47,500
194,000
West Chester
West Chester
PA
13,044
75
19
35,500
142,500
Rhode Island
Kingston
RI
12,596
75
86
39,500
161,000
Vermont
Burlington
VT
10,501
67
93
48,500
198,500
West Virginia
Morgantown
WV
19,369
84
76
38,500
158,500
Sussex County CC
Newton
NJ
1,276
100
13
14,000
28,500
Suffolk County CC
Selden
NY
12,399
100
1
17,500
35,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $200,000 in annual income, $500,000 in financial assets and home equity of approximately $200,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Central Connecticut
New Britain
CT
7,253
66
70
37,000
150,500
UConn
Storrs
CT
18,229
49
61
41,500
167,500
Quinnipiac
Hamden
CT
6,543
70
99
46,500
190,500
Sacred Heart
Fairfield
CT
5,348
64
98
45,500
185,000
Southern Connecticut
New Haven
CT
6,801
69
24
41,000
167,000
Yale
New Haven
CT
6,088
6
56
51,500
210,000
Delaware
Newark
DE
18,378
71
72
51,000
207,000
UMD Global Campus
Adelphi
MD
9,472
100
11
28,500
114,500
UMD Baltimore
Baltimore
MD
9,436
61
76
13,000
53,000
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Towson
Towson
MD
17,209
76
49
42,500
173,500
Boston University
Boston
MA
16,978
19
49
60,000
244,500
UMass-Lowell
Lowell
MA
10,862
73
77
50,500
202,500
UMass
Amherst
MA
22,491
64
82
54,000
221,000
UMass-Boston
Boston
MA
9,995
76
75
43,000
178,000
Northeastern
Boston
MA
14,156
18
75
60,500
247,500
Atlantic Cape CC
Mays Landing
NJ
2,198
100
9
16,500
33,000
Bergen CC
Paramus
NJ
6,817
100
0
24,000
49,000
Berkeley-Woodland Park
West Paterson
NJ
1,972
100
94
21,500
84,000
Beth Medrash Govoha
Lakewood
NJ
1,972
100
94
0
0
Bloomfield
Bloomfield
NJ
1,516
71
99
36,000
146,000
Brookdale CC
Lincroft
NJ
5,303
100
6
24,000
48,500
Rowan Burlington County
Pemberton
NJ
4,145
100
7
17,000
34,000
Caldwell
Caldwell
NJ
1,609
93
99
29,500
115,000
Camden County
Blackwood
NJ
4,200
100
2
9,500
19,000
Centenary
Hackettstown
NJ
1,038
75
100
30,500
119,500
County College of Morris
Randolph
NJ
3,436
100
6
8,500
17,000
Cumberland County
Vineland
NJ
1,361
100
21
15,500
31,500
Drew
Madison
NJ
1,688
71
98
46,500
188,000
Essex County
Newark
NJ
3,610
100
3
17,000
34,500
Fairleigh Dickinson-Metro
Teaneck
NJ
2,113
92
99
30,500
121,000
Felician
Lodi
NJ
1,640
86
100
37,000
146,500
Fairl Dickinson-Florham
Madison
NJ
2,539
94
100
33,000
132,000
Georgian Court
Lakewood
NJ
1,417
71
100
43,000
172,000
Rowan
Glassboro
NJ
14,055
74
45
35,500
147,500
Rowan Gloucester County
Sewell
NJ
3,671
100
6
15,500
31,500
Hudson County CC
Jersey City
NJ
4,507
100
1
17,500
35,500
New Jersey City U
Jersey City
NJ
4,990
95
58
28,500
118,500
Kean
Union
NJ
9,817
69
29
29,500
119,500
Mercer County CC
West Windsor
NJ
2,576
100
5
16,000
32,000
Middlesex County
Edison
NJ
5,139
100
3
19,000
39,000
Monmouth
West Long Branch
NJ
4,301
77
99
37,500
151,000
Montclair State
Montclair
NJ
14,859
76
38
29,000
117,500
N Jersey Inst of Technology
Newark
NJ
6,878
73
65
40,500
168,000
Ocean County
Toms River
NJ
4,250
100
1
27,500
55,000
Passaic County CC
Paterson
NJ
2,446
100
17
23,000
46,500
Princeton
Princeton
NJ
5,328
6
62
47,500
193,000
Ramapo
Mahwah
NJ
4,870
66
37
34,000
139,000
Rider
Lawrenceville
NJ
3,465
71
100
37,500
150,500
Rutgers-Camden
Camden
NJ
4,767
79
92
33,000
130,500
Rutgers
New Brunswick
NJ
34,285
61
40
36,000
147,500
Rutgers-Newark
Newark
NJ
7,975
72
35
35,000
142,500
St Peter's
Jersey City
NJ
2,203
81
100
38,000
158,500
Seton Hall
South Orange
NJ
5,782
74
100
45,500
188,000
Raritan Valley CC
North Branch
NJ
2,992
100
6
13,500
27,000
Stevens Institute
Hoboken
NJ
3,627
40
98
51,000
210,500
Stockton
Pomona
NJ
8,459
76
60
20,500
82,000
The College of New Jersey
Ewing
NJ
6,981
49
41
31,000
129,500
Union County
Cranford
NJ
4,226
100
10
20,500
41,500
William Paterson
Wayne
NJ
7,165
75
22
26,000
105,500
Adelphi
Garden City
NY
5,063
74
91
34,000
137,500
Columbia
New York
NY
7,701
5
52
56,500
229,500
Cornell
Ithaca
NY
15,038
11
46
68,000
278,000
CUNY Baruch
New York
NY
12,091
43
8
41,000
168,000
CUNY Manhattan
New York
NY
17,772
100
1
24,000
48,000
CUNY Bronx
Bronx
NY
6,191
100
0
26,500
53,500
CUNY Brooklyn
Brooklyn
NY
11,189
45
6
33,500
137,000
CUNY Staten Island
Staten Island
NY
9,124
100
1
43,500
178,500
CUNY City College
New York
NY
10,196
46
5
37,000
152,000
CUNY Hunter
New York
NY
12,991
35
17
30,500
125,000
CUNY John Jay College
New York
NY
11,200
41
3
43,000
175,500
CUNY Kingsborough
Brooklyn
NY
7,672
100
32
29,000
58,500
CUNY LaGuardia
Long Island City
NY
9,972
100
34
29,000
59,000
CUNY Lehman
Bronx
NY
8,066
38
1
35,000
144,000
CUNY NYC Technology
Brooklyn
NY
10,572
88
0
34,500
141,500
CUNY Queens
Flushing
NY
12,532
49
5
40,000
162,500
CUNY Queensborough
Bayside
NY
8,411
100
0
26,500
53,500
CUNY York
Jamaica
NY
5,113
73
1
35,000
142,500
Erie CC
Buffalo
NY
6,252
100
5
29,500
60,000
Fashion Inst of Technology
New York
NY
7,340
54
17
37,500
152,500
Fordham
Bronx
NY
9,229
46
90
51,500
209,500
Hofstra
Hempstead
NY
6,156
68
97
46,000
187,000
Hudson Valley CC
Troy
NY
5,401
100
5
21,000
42,500
Ithaca
Ithaca
NY
5,739
73
95
44,000
180,000
Long Island
Brookville
NY
5,630
80
91
37,000
150,000
Marist
Poughkeepsie
NY
5,199
49
89
56,000
229,000
Mercy
Dobbs Ferry
NY
6,223
82
95
32,000
129,000
Monroe CC
Rochester
NY
6,927
100
13
22,500
45,500
Nassau CC
Garden City
NY
9,486
100
0
30,000
61,000
The New School
New York
NY
6,697
57
91
52,500
214,000
NYU
New York
NY
25,872
16
46
71,000
291,000
Pace
New York
NY
7,837
79
97
42,500
171,000
Rensselaer Polytechnic
Troy
NY
6,218
47
84
48,000
196,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
52,000
211,500
Rochester U
Rochester
NY
6,410
30
77
59,500
243,000
St John's
Queens
NY
11,525
72
100
38,000
152,000
Farmingdale State
Farmingdale
NY
7,785
55
59
33,500
136,500
SUNY at Albany
Albany
NY
12,568
54
65
43,000
174,000
Binghamton
Binghamton
NY
13,845
41
51
40,000
162,500
Buffalo
Buffalo
NY
20,401
61
69
40,000
160,500
Stony Brook
Stony Brook
NY
16,697
44
69
40,000
165,500
SUNY Brockport
Brockport
NY
5,960
55
77
33,500
136,500
SUNY Buffalo State
Buffalo
NY
6,916
67
85
35,000
144,000
SUNY Cortland
Cortland
NY
6,170
46
61
33,500
135,000
SUNY Geneseo
Geneseo
NY
5,153
65
63
32,500
134,000
SUNY New Paltz
New Paltz
NY
6,291
45
64
32,000
129,500
SUNY Oneonta
Oneonta
NY
5,942
56
65
35,000
143,500
SUNY Oswego
Oswego
NY
6,561
54
91
30,500
122,000
Syracuse
Syracuse
NY
14,727
44
79
49,000
202,500
SUNY Westchester
Valhalla
NY
5,685
100
2
25,000
50,500
Akron
Akron
OH
11,641
73
76
29,000
117,000
Bowling Green State
Bowling Green
OH
12,936
72
68
30,000
120,500
Cincinnati
Cincinnati
OH
23,712
77
56
42,500
172,500
Kent State
Kent
OH
18,432
86
87
34,000
140,000
Miami U-Oxford
Oxford
OH
16,682
80
70
51,000
209,000
Ohio State
Columbus
OH
42,776
54
70
53,000
218,500
Ohio U
Athens
OH
16,209
82
81
39,500
161,500
Toledo
Toledo
OH
12,548
96
88
25,500
103,500
Bloomsburg
Bloomsburg
PA
7,263
84
18
40,500
165,500
Bucknell
Lewisburg
PA
3,606
34
51
61,000
250,500
Carnegie Mellon
Pittsburgh
PA
6,425
15
46
72,000
293,500
Drexel
Philadelphia
PA
13,878
75
100
51,500
206,500
East Stroudsburg U
East Stroudsburg
PA
4,939
85
10
41,500
171,000
Indiana U of Pennsylvania
Indiana
PA
7,695
93
36
34,000
136,500
Kutztown
Kutztown
PA
6,458
90
65
31,000
127,500
Lehigh
Bethlehem
PA
5,107
32
50
50,000
203,000
Penn State
University Park
PA
66,409
54
43
53,000
215,000
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
54,500
222,000
Pittsburgh
Pittsburgh
PA
18,392
57
47
42,000
169,500
St Joseph's
Philadelphia
PA
4,222
75
98
35,500
144,000
Scranton
Scranton
PA
3,626
76
97
45,000
181,000
Slippery Rock
Slippery Rock
PA
6,968
71
43
30,000
123,000
Temple
Philadelphia
PA
26,247
60
79
43,000
176,000
Villanova
Villanova
PA
6,528
28
51
59,500
243,500
West Chester
West Chester
PA
13,044
75
19
35,500
142,500
Rhode Island
Kingston
RI
12,596
75
86
39,500
161,000
Vermont
Burlington
VT
10,501
67
93
48,500
198,500
West Virginia
Morgantown
WV
19,369
84
76
38,500
158,500
Sussex County CC
Newton
NJ
1,276
100
13
14,000
28,500
Suffolk County CC
Selden
NY
12,399
100
1
17,500
35,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $300,000 in annual income, $950,000 in financial assets and home equity of approximately $350,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Central Connecticut
New Britain
CT
7,253
66
70
41,500
170,000
UConn
Storrs
CT
18,229
49
61
49,500
199,000
Quinnipiac
Hamden
CT
6,543
70
99
46,500
190,500
Sacred Heart
Fairfield
CT
5,348
64
98
45,500
185,000
Southern Connecticut
New Haven
CT
6,801
69
24
41,000
167,000
Yale
New Haven
CT
6,088
6
56
80,500
326,500
Delaware
Newark
DE
18,378
71
72
51,000
207,000
UMD Global Campus
Adelphi
MD
9,472
100
11
28,500
114,500
UMD Baltimore
Baltimore
MD
9,436
61
76
16,500
67,000
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Towson
Towson
MD
17,209
76
49
42,500
173,500
Boston University
Boston
MA
16,978
19
49
76,000
309,000
UMass-Lowell
Lowell
MA
10,862
73
77
50,500
202,500
UMass
Amherst
MA
22,491
64
82
54,000
221,000
UMass-Boston
Boston
MA
9,995
76
75
43,000
178,000
Northeastern
Boston
MA
14,156
18
75
72,500
296,000
Atlantic Cape CC
Mays Landing
NJ
2,198
100
9
19,500
39,500
Bergen CC
Paramus
NJ
6,817
100
0
26,000
53,000
Berkeley-Woodland Park
West Paterson
NJ
1,972
100
94
21,500
84,000
Beth Medrash Govoha
Lakewood
NJ
1,972
100
94
0
0
Bloomfield
Bloomfield
NJ
1,516
71
99
47,000
190,000
Brookdale CC
Lincroft
NJ
5,303
100
6
24,000
48,500
Rowan Burlington County
Pemberton
NJ
4,145
100
7
17,000
34,000
Caldwell
Caldwell
NJ
1,609
93
99
29,500
115,000
Camden County
Blackwood
NJ
4,200
100
2
9,500
19,000
Centenary
Hackettstown
NJ
1,038
75
100
30,500
119,500
County College of Morris
Randolph
NJ
3,436
100
6
8,500
17,000
Cumberland County
Vineland
NJ
1,361
100
21
15,500
31,500
Drew
Madison
NJ
1,688
71
98
56,500
228,500
Essex County
Newark
NJ
3,610
100
3
20,000
40,000
Fairleigh Dickinson-Metro
Teaneck
NJ
2,113
92
99
30,500
121,000
Felician
Lodi
NJ
1,640
86
100
37,000
146,500
Fairl Dickinson-Florham
Madison
NJ
2,539
94
100
33,000
132,000
Georgian Court
Lakewood
NJ
1,417
71
100
46,500
185,000
Rowan
Glassboro
NJ
14,055
74
45
35,500
147,500
Rowan Gloucester County
Sewell
NJ
3,671
100
6
15,500
31,500
Hudson County CC
Jersey City
NJ
4,507
100
1
19,000
38,500
New Jersey City U
Jersey City
NJ
4,990
95
58
28,500
118,500
Kean
Union
NJ
9,817
69
29
29,500
119,500
Mercer County CC
West Windsor
NJ
2,576
100
5
17,000
34,000
Middlesex County
Edison
NJ
5,139
100
3
19,000
39,000
Monmouth
West Long Branch
NJ
4,301
77
99
37,500
151,000
Montclair State
Montclair
NJ
14,859
76
38
29,000
117,500
N Jersey Inst of Technology
Newark
NJ
6,878
73
65
40,500
168,000
Ocean County
Toms River
NJ
4,250
100
1
33,500
68,000
Passaic County CC
Paterson
NJ
2,446
100
17
23,000
46,500
Princeton
Princeton
NJ
5,328
6
62
75,000
306,000
Ramapo
Mahwah
NJ
4,870
66
37
34,000
139,000
Rider
Lawrenceville
NJ
3,465
71
100
37,500
150,500
Rutgers-Camden
Camden
NJ
4,767
79
92
33,000
130,500
Rutgers
New Brunswick
NJ
34,285
61
40
36,000
147,500
Rutgers-Newark
Newark
NJ
7,975
72
35
35,000
142,500
St Peter's
Jersey City
NJ
2,203
81
100
38,000
158,500
Seton Hall
South Orange
NJ
5,782
74
100
45,500
188,000
Raritan Valley CC
North Branch
NJ
2,992
100
6
13,500
27,000
Stevens Institute
Hoboken
NJ
3,627
40
98
63,500
263,000
Stockton
Pomona
NJ
8,459
76
60
20,500
82,000
The College of New Jersey
Ewing
NJ
6,981
49
41
31,000
129,500
Union County
Cranford
NJ
4,226
100
10
20,500
41,500
William Paterson
Wayne
NJ
7,165
75
22
26,000
105,500
Adelphi
Garden City
NY
5,063
74
91
36,500
149,000
Columbia
New York
NY
7,701
5
52
80,500
327,000
Cornell
Ithaca
NY
15,038
11
46
78,000
318,000
CUNY Baruch
New York
NY
12,091
43
8
41,000
168,000
CUNY Manhattan
New York
NY
17,772
100
1
24,000
48,000
CUNY Bronx
Bronx
NY
6,191
100
0
26,500
53,500
CUNY Brooklyn
Brooklyn
NY
11,189
45
6
33,500
137,000
CUNY Staten Island
Staten Island
NY
9,124
100
1
43,500
178,500
CUNY City College
New York
NY
10,196
46
5
37,000
152,000
CUNY Hunter
New York
NY
12,991
35
17
30,500
125,000
CUNY John Jay College
New York
NY
11,200
41
3
43,500
178,000
CUNY Kingsborough
Brooklyn
NY
7,672
100
32
29,000
58,500
CUNY LaGuardia
Long Island City
NY
9,972
100
34
29,000
59,000
CUNY Lehman
Bronx
NY
8,066
38
1
35,000
144,000
CUNY NYC Technology
Brooklyn
NY
10,572
88
0
34,500
141,500
CUNY Queens
Flushing
NY
12,532
49
5
40,000
162,500
CUNY Queensborough
Bayside
NY
8,411
100
0
26,500
53,500
CUNY York
Jamaica
NY
5,113
73
1
35,000
142,500
Erie CC
Buffalo
NY
6,252
100
5
29,500
60,000
Fashion Inst of Technology
New York
NY
7,340
54
17
37,500
152,500
Fordham
Bronx
NY
9,229
46
90
59,500
241,500
Hofstra
Hempstead
NY
6,156
68
97
48,500
195,500
Hudson Valley CC
Troy
NY
5,401
100
5
21,000
42,500
Ithaca
Ithaca
NY
5,739
73
95
47,500
193,000
Long Island
Brookville
NY
5,630
80
91
37,000
150,000
Marist
Poughkeepsie
NY
5,199
49
89
56,000
229,000
Mercy
Dobbs Ferry
NY
6,223
82
95
32,000
129,000
Monroe CC
Rochester
NY
6,927
100
13
22,500
45,500
Nassau CC
Garden City
NY
9,486
100
0
30,000
61,000
The New School
New York
NY
6,697
57
91
57,500
235,500
NYU
New York
NY
25,872
16
46
77,000
314,000
Pace
New York
NY
7,837
79
97
42,500
172,500
Rensselaer Polytechnic
Troy
NY
6,218
47
84
68,500
281,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
67,500
275,000
Rochester U
Rochester
NY
6,410
30
77
77,500
315,500
St John's
Queens
NY
11,525
72
100
46,000
185,500
Farmingdale State
Farmingdale
NY
7,785
55
59
33,500
136,500
SUNY at Albany
Albany
NY
12,568
54
65
43,000
174,000
Binghamton
Binghamton
NY
13,845
41
51
46,500
188,000
Buffalo
Buffalo
NY
20,401
61
69
41,500
168,000
Stony Brook
Stony Brook
NY
16,697
44
69
40,000
165,500
SUNY Brockport
Brockport
NY
5,960
55
77
33,500
136,500
SUNY Buffalo State
Buffalo
NY
6,916
67
85
35,000
144,000
SUNY Cortland
Cortland
NY
6,170
46
61
33,500
135,000
SUNY Geneseo
Geneseo
NY
5,153
65
63
38,500
157,000
SUNY New Paltz
New Paltz
NY
6,291
45
64
32,000
129,500
SUNY Oneonta
Oneonta
NY
5,942
56
65
35,000
143,500
SUNY Oswego
Oswego
NY
6,561
54
91
30,500
122,000
Syracuse
Syracuse
NY
14,727
44
79
63,500
261,500
SUNY Westchester
Valhalla
NY
5,685
100
2
25,000
50,500
Akron
Akron
OH
11,641
73
76
32,000
129,500
Bowling Green State
Bowling Green
OH
12,936
72
68
32,500
131,000
Cincinnati
Cincinnati
OH
23,712
77
56
42,500
172,500
Kent State
Kent
OH
18,432
86
87
38,000
156,000
Miami U-Oxford
Oxford
OH
16,682
80
70
51,500
211,500
Ohio State
Columbus
OH
42,776
54
70
53,000
218,500
Ohio U
Athens
OH
16,209
82
81
39,500
161,500
Toledo
Toledo
OH
12,548
96
88
25,500
103,500
Bloomsburg
Bloomsburg
PA
7,263
84
18
40,500
165,500
Bucknell
Lewisburg
PA
3,606
34
51
77,500
318,000
Carnegie Mellon
Pittsburgh
PA
6,425
15
46
79,000
321,500
Drexel
Philadelphia
PA
13,878
75
100
61,000
244,500
East Stroudsburg U
East Stroudsburg
PA
4,939
85
10
41,500
171,000
Indiana U of Pennsylvania
Indiana
PA
7,695
93
36
34,000
136,500
Kutztown
Kutztown
PA
6,458
90
65
31,000
127,500
Lehigh
Bethlehem
PA
5,107
32
50
70,500
288,000
Penn State
University Park
PA
66,409
54
43
54,500
221,000
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
77,000
314,500
Pittsburgh
Pittsburgh
PA
18,392
57
47
49,500
201,000
St Joseph's
Philadelphia
PA
4,222
75
98
40,000
161,500
Scranton
Scranton
PA
3,626
76
97
45,000
181,000
Slippery Rock
Slippery Rock
PA
6,968
71
43
30,000
123,000
Temple
Philadelphia
PA
26,247
60
79
43,000
176,000
Villanova
Villanova
PA
6,528
28
51
76,000
312,000
West Chester
West Chester
PA
13,044
75
19
35,500
142,500
Rhode Island
Kingston
RI
12,596
75
86
39,500
161,000
Vermont
Burlington
VT
10,501
67
93
48,500
198,500
West Virginia
Morgantown
WV
19,369
84
76
38,500
158,500
Sussex County CC
Newton
NJ
1,276
100
13
14,000
28,500
Suffolk County CC
Selden
NY
12,399
100
1
17,500
35,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
National Online Colleges
Online education has been a growing trend in undergraduate education and is expected to increase in the future. Most of the schools included in this report have portions of their traditional class load presented online. Several large national online colleges have established themselves. Most popular among older undergraduates, these colleges are accessible to all students wherever they live. The list below provides details about these schools and their costs. These schools are almost all open admission, often with rolling classes that allow students to start their degrees weeks after applying.
wdt_ID | Name | Location | Number of Undergraduates (total) | Number of Undergraduates (online only) | 2020 Tuition & fees, In-state | 2020 tuition & fees, Out-of-state |
---|---|---|---|---|---|---|
1 | Western Governors | UT | 88,921 | 88,921 | 7,100 | 7,100 |
2 | Southern New Hampshire | NH | 82,693 | 76,904 | 9,600 | 9,600 |
3 | American Public University | WV | 37,746 | 37,746 | 9,200 | 9,200 |
4 | Maryland- Global Campus | MD | 47,253 | 36,385 | 9,325 | 15,295 |
5 | Grand Canyon University | AZ | 54,139 | 36,273 | 14,750 | 14,750 |
6 | Liberty University | VA | 45,935 | 32,614 | 12,098 | 12,098 |
7 | Strayer | Multiple | 34,395 | 30,789 | 14,930 | 14,930 |
8 | Arizona Global Campus | CA | 28,701 | 28,701 | 16,450 | 16,450 |
9 | Purdue Global | IA | 97,404 | 26,505 | 13,290 | 17,385 |
10 | Brigham Young-Idaho | ID | 42,341 | 21,171 | 1,920 | 1,920 |

Glossary
Cost of Attendance – Full tuition, room, board, fees and an estimate of supplies. The maximum a student can receive or borrow from a Federal Title IV program is the cost of attendance at the college where they enroll.
Federal student financing– Classified as Title IV aid, the US Department of Education finances higher education through several programs, some which obligate the borrower to repay the amount (loans) and some that do not need to be repaid (grants). Loans made through this program are NOT dischargeable in bankruptcy. Major federal programs include:
Pell Grants – Up to $6,345 in 2020/21 calculated based on the student’s FAFSA filing EFC. The lower your EFC, the more in Pell Grants you can receive. Generally, families with incomes below about $90,000 will be eligible for Pell Grants, with declining amount of grants as income and assets increase.
Direct Subsidized Loans – Loans from the federal government that do not accrue interest while the student is enrolled in college and begin to accrue interest when the student graduates or leaves school. In 2020/21, Direct Subsidized Loans charged an interest rate of 2.75%, which is fixed for the life of the loan, and had relatively low maximum amounts and a low 1.1% upfront cost. These loans are not dischargeable in bankruptcy.
Direct Unsubsidized Loans – Loans from the federal government that accrue interest while the student is enrolled in college. In 2020/21, Direct Unsubsidized Loans charged an interest rate of 2.75%, which is fixed for the life of the loan, and had relatively low maximum amounts and a low 1.1% upfront cost. These loans are not dischargeable in bankruptcy.
Direct PLUS loans – Loans from the federal government to the parent of the undergraduate. Larger amounts can be borrowed under this PLUS program compared to the Direct Subsidized and Unsubsidized programs described above, covering need up to the Cost of Attendance. In 2020/21, Direct Subsidized and Unsibsidized Loans charged an interest rate of 7.1%, which is fixed for the life of the loan. The loan costs 4.2% upfront, so add that amount to your college costs if you borrow using this program. These loans are not dischargeable in bankruptcy.
Full tuition – The maximum a college has decided to charge its undergraduates. Colleges often lower the actual cost on a student-by-student basis for the reasons stated earlier.
Room & board – Traditional undergraduate education usually includes on-campus lodging and meals. This room and board is included in the net cost found here. Schools also provide estimates of room, board and living costs for students living off campus. These estimates vary widely even for colleges close to one other.