2022/23 Academic Year
College applicants and their families face not just a big life choice and the challenge of being accepted to schools, they face a complicated maze of information on how much their college career will cost. This report will allow you to know the true costs of colleges, so that you can finance a college degree and set up a successful post-graduate life.
- Apply to colleges which you know you can afford
- Plan financially and save and borrow the right amount to fund costs across all years of the program
- Once accepted, better understand the financial context of your financial aid offer and the scope for any negotiations with the college on their proposed cost
This report also provides some of the basics on how the prices you will pay for colleges are set as well as objective cost data about popular schools for students residing in your state. These numbers are based on reported figures by the colleges themselves with projections to account for future price changes.
The information will not indicate exactly how much each student will pay your college. But it will give a broadly accurate and readily understandable general idea, allowing you to compare colleges in financial terms and to plan for a successful college journey.
How college costs work
- Advertised college tuition prices are often far higher than what the typical student pays. Many colleges offer significant discounts to this headline tuition depending on an applicant’s
- family financial income & assets
- demographics
- academic record
- and decisions made by the college’s admissions or enrollment offices
- Comparing college costs on an apples-to-apples basis is difficult and time consuming. College net price calculators are often outdated and don’t reflect true costs.
- When an applicant is accepted to a college, they will receive a financial aid award letter highlighting what their costs will be if they enroll. These awards all differ by student.
- Cost information provided by colleges and other sources often deduct loans from the cost, unlike most other consumer purchases you make
- Most state colleges and universities have essentially two pricing processes, one for in-state and one for out-of-state students.
- Applying early increases your chances of getting into a given college but also increases your cost by lowering, often significantly, the amount of financial aid you will be offered.
Contents
- Average costs for popular in- and out-of-state schools
- Community Colleges
- College pricing and the Expected Family Contribution
- Ways to reduce college costs
- Scenarios showing projected costs by college for 7 representative families with different incomes and financial profiles
- Scenario: Students with families with an average of $15,000 in annual income (<$10,000 in financial assets and home equity of <$40,000)
- Scenario: Students with families with an average of $40,000 in annual income ($10,000 in financial assets and home equity of approximately $50,000)
- Scenario: Students with families with an average of $60,000 in annual income ($20,000 in financial assets and home equity of approximately $90,000)
- Scenario: Students with families with an average of $90,000 in annual income ($200,000 in financial assets and home equity of approximately $120,000)
- Scenario: Students with families with an average of $150,000 in annual income ($250,000 in financial assets and home equity of approximately $150,000)
- Scenario: Students with families with an average of $200,000 in annual income ($500,000 in financial assets and home equity of approximately $200,000)
- Scenario: Students with families with an average of $300,000 in annual income ($950,000 in financial assets and home equity of approximately $350,000)
- Online or Distance Schools
- Glossary
In-state colleges, by average cost
The average net cost found here represents a projected average amount entering freshmen will pay for tuition, room & board, fees, books & other course materials. Net costs are not reduced by loans, which represent an obligation and are not a price reduction. The analogy here is buying a house or condo, where the cost is not reduced because you take out a mortgage to finance the purchase.
College | City | Full-time students | Admissions % | SAT ACT blended 25th percentile | % students paying discounted tuition | Average annual net cost |
---|---|---|---|---|---|---|
Avila | Kansas City | 990 | 41 | 960 | 100 | 17,500 |
Central Methodist | Fayette | 1,114 | 93 | 950 | 100 | 21,500 |
Central Missouri | Warrensburg | 6,688 | 65 | 980 | 62 | 16,500 |
Columbia College | Columbia | 3,620 | 100 | 50 | 26,500 | |
Crowder | Neosho | 1,875 | 100 | 22 | 10,000 | |
Drury | Springfield | 1,444 | 64 | 1070 | 100 | 22,000 |
East Central | Union | 1,171 | 100 | 8 | 15,500 | |
Evangel | Springfield | 1,539 | 97 | 88 | 24,500 | |
Ozarks Tech CC | Springfield | 5,430 | 100 | 10 | 7,000 | |
Harris-Stowe State | St. Louis | 1,371 | 100 | 61 | 11,000 | |
Jefferson | Hillsboro | 1,893 | 100 | 13 | 8,000 | |
Lincoln | Jefferson City | 1,593 | 100 | 49 | 13,000 | |
Lindenwood | Saint Charles | 5,000 | 88 | 990 | 99 | 17,500 |
State Tech Missouri | Linn | 1,425 | 100 | 6 | 11,000 | |
Metropolitan CC-Kansas City | Lees Summit | 6,522 | 100 | 9 | 10,500 | |
Maryville | St. Louis | 2,990 | 83 | 1030 | 98 | 29,000 |
Mineral Area | Park Hills | 1,528 | 100 | 19 | 13,500 | |
Missouri Baptist | St. Louis | 1,526 | 61 | 970 | 98 | 23,000 |
Missouri Southern | Joplin | 3,844 | 94 | 950 | 70 | 12,000 |
Missouri Valley | Marshall | 1,348 | 53 | 880 | 100 | 20,500 |
Missouri Western | Saint Joseph | 3,382 | 100 | 77 | 14,000 | |
Missouri | Columbia | 20,676 | 81 | 1140 | 77 | 21,500 |
Missouri-Kansas City | Kansas City | 6,487 | 61 | 1030 | 73 | 15,500 |
Missouri Tech | Rolla | 5,692 | 79 | 1210 | 81 | 18,000 |
Missouri-St Louis | St. Louis | 5,098 | 73 | 1060 | 92 | 13,500 |
Moberly Area CC | Moberly | 2,201 | 100 | 14 | 11,000 | |
Truman State | Kirksville | 4,269 | 63 | 1170 | 99 | 17,000 |
NW Missouri State | Maryville | 4,954 | 73 | 980 | 90 | 14,500 |
College of the Ozarks | Point Lookout | 1,504 | 10 | 1030 | 100 | 11,000 |
Park | Parkville | 4,151 | 100 | 55 | 19,000 | |
Ranken Tech | St. Louis | 1,339 | 100 | 57 | 20,000 | |
Rockhurst | Kansas City | 1,454 | 64 | 1070 | 100 | 25,500 |
St Louis Univ | St. Louis | 6,691 | 58 | 1180 | 97 | 32,500 |
St Louis CC | St. Louis | 6,114 | 100 | 7 | 8,000 | |
Southwest Baptist | Bolivar | 1,701 | 71 | 970 | 78 | 20,000 |
State Fair CC | Sedalia | 2,135 | 100 | 15 | 7,000 | |
SE Missouri State | Cape Girardeau | 7,152 | 86 | 83 | 16,500 | |
Missouri State-Springfield | Springfield | 14,005 | 88 | 1040 | 63 | 18,500 |
Three Rivers | Poplar Bluff | 1,557 | 100 | 24 | 13,500 | |
Washington U St Louis | St. Louis | 7,139 | 14 | 1430 | 41 | 56,500 |
Webster | St. Louis | 2,170 | 57 | 1040 | 96 | 27,500 |
St Charles CC | Cottleville | 3,222 | 100 | 8 | 11,500 | |
Cent Methodist-Graduate St | Fayette | 1,018 | 100 | 0 | 10,000 |
Notes on figures
- Net cost is a consumer-centric metric comparable to what cost means in business transactions outside of higher education. It represents a student’s cost of attending college including: tuition, room & board, fees and estimates of supplies less institutional aid of all kinds (including need-based and merit), and less federal and state/local aid. Loans and other repayable amounts are excluded and do not reduce the cost. Room and board uses on-campus costs; for students attending nonresidential institutions, the college’s own estimate of such off-campus costs is used. Total average net cost for all students allocates in- and out-of-state costs in proportion to attendance. Net cost differs from the Net Price figure self-reported by colleges to the NCES because it is comprehensive and covers all students, including the approximately 40% not covered by Net Price calculations.
- CC = Community College
- Number of undergraduates represent all enrolled full-time students as of 2018/19.
- % of Applicants admitted from 2019/20.
- The SAT score is intended to give a very rough idea of the academic level of entering students. This number shows the 25thpercentile of enrolled students out of 100% and adds together the verbal and math SAT and ACT scores using the ACT/SAT concordance formula developed by ACT and the College Board. The maximum possible score is 1600.
- The “% of students receiving discounts” is the 2018/19 figure showing what % of enrolled students are receiving price discounts from their colleges. This % does not include aid from the government, such as Pell grants, or other federal or state aid. It also does not include students borrowing to pay for college.
- These comments all apply to tables later in this report except where noted.
Popular out-of-state colleges, by average cost
College | City | State | Full-time students | Admissions % | SAT ACT blended 25th percentile | % students paying discounted tuition | Avg. annual net cost |
---|---|---|---|---|---|---|---|
Alabama | Tuscaloosa | AL | 29,135 | 83 | 1110 | 56 | 33,000 |
Arkansas | Fayetteville | AR | 20,559 | 77 | 1140 | 39 | 42,500 |
Arkansas State | State University | AR | 6,439 | 80 | 1040 | 78 | 11,000 |
Arkansas Tech | Russellville | AR | 6,584 | 95 | 77 | 22,000 | |
Central Arkansas | Conway | AR | 7,634 | 90 | 1040 | 58 | 5,000 |
Colorado | Boulder | CO | 28,877 | 78 | 1160 | 51 | 53,500 |
Colorado State-Ft Collins | Fort Collins | CO | 22,247 | 81 | 1090 | 56 | 35,500 |
Colorado Tech | Colorado Springs | CO | 15,272 | 100 | 23 | 16,000 | |
Metro State | Denver | CO | 12,250 | 61 | 890 | 21 | 34,500 |
Bradley | Peoria | IL | 4,508 | 70 | 1090 | 100 | 28,000 |
U of Chicago | Chicago | IL | 6,846 | 6 | 1470 | 51 | 60,000 |
Columbia Chicago | Chicago | IL | 6,252 | 90 | 91 | 35,000 | |
DePaul | Chicago | IL | 12,784 | 68 | 98 | 34,500 | |
DuPage | Glen Ellyn | IL | 7,793 | 100 | 8 | 22,000 | |
Illinois-Chicago Circle | Chicago | IL | 20,195 | 73 | 1040 | 62 | 40,500 |
Illinois-Urbana | Champaign | IL | 32,854 | 59 | 1210 | 48 | 33,500 |
Illinois State | Normal | IL | 17,092 | 82 | 1020 | 67 | 29,000 |
Loyola Chicago | Chicago | IL | 11,622 | 67 | 1150 | 98 | 41,000 |
Moraine Valley CC | Palos Hills | IL | 5,138 | 100 | 4 | 17,000 | |
Northern Illinois | Dekalb | IL | 10,567 | 48 | 950 | 92 | 22,500 |
Northwestern | Evanston | IL | 8,284 | 9 | 1430 | 57 | 47,000 |
Quincy | Quincy | IL | 934 | 62 | 980 | 100 | 19,500 |
S Illinois-Carbondale | Carbondale | IL | 7,150 | 66 | 1030 | 83 | 36,000 |
S Illinois-Edwardsville | Edwardsville | IL | 8,615 | 86 | 1030 | 83 | 31,500 |
Western Illinois | Macomb | IL | 5,151 | 57 | 950 | 53 | 21,000 |
Ball State | Muncie | IN | 14,693 | 77 | 60 | 25,500 | |
Ivy Tech CC | Indianapolis | IN | 21,242 | 100 | 15 | 14,500 | |
IUPU-Indianapolis | Indianapolis | IN | 17,630 | 81 | 990 | 65 | 28,000 |
IU-Bloomington | Bloomington | IN | 31,981 | 78 | 1160 | 71 | 41,000 |
Des Moines Area CC | Ankeny | IA | 6,146 | 100 | 21 | 15,500 | |
Graceland-Lamoni | Lamoni | IA | 898 | 58 | 930 | 100 | 15,000 |
Iowa State | Ames | IA | 26,713 | 92 | 1080 | 79 | 27,000 |
Iowa | Iowa City | IA | 21,212 | 83 | 1090 | 57 | 36,000 |
Kirkwood CC | Cedar Rapids | IA | 5,084 | 100 | 25 | 12,500 | |
Northern Iowa | Cedar Falls | IA | 8,228 | 79 | 1000 | 64 | 23,500 |
Benedictine | Atchison | KS | 1,937 | 97 | 1050 | 100 | 24,000 |
Ft Hays State | Hays | KS | 5,726 | 91 | 76 | 21,500 | |
Johnson County CC | Overland Park | KS | 5,541 | 100 | 23 | 18,000 | |
Kansas | Lawrence | KS | 17,257 | 93 | 1100 | 73 | 30,000 |
Kansas State | Manhattan | KS | 15,548 | 95 | 77 | 23,500 | |
Pittsburg State | Pittsburg | KS | 4,650 | 96 | 960 | 61 | 32,000 |
Wichita State | Wichita | KS | 8,994 | 92 | 1000 | 69 | 33,500 |
Eastern Kentucky | Richmond | KY | 9,908 | 94 | 1030 | 65 | 19,500 |
Kentucky | Lexington | KY | 20,622 | 96 | 1110 | 77 | 36,000 |
Louisville | Louisville | KY | 11,560 | 69 | 1100 | 80 | 28,000 |
Morehead State | Morehead | KY | 5,393 | 78 | 1030 | 74 | 17,000 |
Murray State | Murray | KY | 6,190 | 82 | 1060 | 89 | 31,000 |
Northern Kentucky | Highland Heights | KY | 8,243 | 90 | 1030 | 83 | 26,500 |
Western Kentucky | Bowling Green | KY | 11,815 | 97 | 1030 | 69 | 32,000 |
LSU | Baton Rouge | LA | 22,726 | 75 | 1130 | 75 | 35,500 |
Louisiana Lafayette | Lafayette | LA | 11,929 | 68 | 1040 | 57 | 33,000 |
Minnesota State-Mankato | Mankato | MN | 10,413 | 63 | 1000 | 29 | 25,000 |
Minnesota | Minneapolis | MN | 29,939 | 57 | 1210 | 59 | 37,500 |
Mississippi | University | MS | 15,902 | 88 | 1070 | 63 | 34,500 |
Mississippi State | Mississippi State | MS | 17,113 | 54 | 1100 | 86 | 24,500 |
Metropolitan CC Area | Omaha | NE | 5,081 | 100 | 38 | 10,000 | |
Nebraska Omaha | Omaha | NE | 9,921 | 83 | 980 | 56 | 33,000 |
Nebraska | Lincoln | NE | 19,132 | 78 | 1080 | 82 | 28,500 |
Central Oklahoma | Edmond | OK | 9,732 | 84 | 980 | 47 | 26,000 |
Oklahoma State | Stillwater | OK | 17,291 | 70 | 1070 | 80 | 29,500 |
Oklahoma | Norman | OK | 18,996 | 80 | 1120 | 86 | 35,500 |
Austin Peay State | Clarksville | TN | 6,773 | 95 | 960 | 24 | 38,000 |
Belmont | Nashville | TN | 6,563 | 84 | 1140 | 88 | 37,000 |
East Tennessee State | Johnson City | TN | 9,228 | 86 | 1020 | 38 | 34,500 |
Memphis | Memphis | TN | 12,066 | 85 | 1030 | 79 | 31,000 |
Middle Tennessee State | Murfreesboro | TN | 15,721 | 94 | 1030 | 33 | 38,500 |
Pellissippi State CC | Knoxville | TN | 5,038 | 100 | 3 | 23,500 | |
Tennessee-Chattanooga | Chattanooga | TN | 9,224 | 82 | 1040 | 57 | 39,000 |
Tennessee | Knoxville | TN | 22,018 | 79 | 1170 | 54 | 45,500 |
Tennessee State | Nashville | TN | 4,807 | 100 | 40 | 31,000 | |
Tennessee Tech | Cookeville | TN | 8,004 | 79 | 1030 | 48 | 33,000 |
Vanderbilt | Nashville | TN | 6,833 | 9 | 1430 | 62 | 40,500 |
Volunteer State CC | Gallatin | TN | 4,779 | 100 | 5 | 30,500 | |
Baylor | Waco | TX | 13,906 | 45 | 1220 | 93 | 42,500 |
Houston CC | Houston | TX | 16,397 | 100 | 7 | 11,000 | |
Houston | Houston | TX | 28,368 | 65 | 1120 | 60 | 31,500 |
Lone Star College | The Woodlands | TX | 20,312 | 100 | 8 | 16,000 | |
North Texas | Denton | TX | 26,055 | 74 | 1050 | 50 | 25,000 |
UT Rio Grande Valley | Edinburg | TX | 19,922 | 80 | 930 | 47 | 27,500 |
Sam Houston State | Huntsville | TX | 15,311 | 83 | 990 | 9 | 24,000 |
Texas State | San Marcos | TX | 27,923 | 81 | 1010 | 12 | 21,000 |
Tarrant County District | Fort Worth | TX | 13,560 | 100 | 11 | 17,000 | |
Texas A & M | College Station | TX | 47,667 | 58 | 1180 | 55 | 33,500 |
UT Arlington | Arlington | TX | 19,441 | 83 | 1030 | 62 | 41,000 |
UT Austin | Austin | TX | 37,515 | 32 | 1230 | 39 | 42,000 |
UT Dallas | Richardson | TX | 17,943 | 79 | 1230 | 67 | 48,000 |
UTEP | El Paso | TX | 13,858 | 100 | 33 | 37,000 | |
UT San Antonio | San Antonio | TX | 22,414 | 77 | 1020 | 39 | 17,000 |
Texas Tech | Lubbock | TX | 28,062 | 69 | 1070 | 52 | 14,000 |
UW-Whitewater | Whitewater | WI | 9,571 | 79 | 960 | 16 | 25,500 |
UW-Madison | Madison | WI | 30,157 | 54 | 1260 | 34 | 50,500 |
UW-Milwaukee | Milwaukee | WI | 17,456 | 77 | 980 | 23 | 36,000 |
Purdue | West Lafayette | IN | 32,606 | 60 | 1200 | 43 | 39,500 |
Collin County CC District | Plano | TX | 10,760 | 100 | 2 | 16,000 | |
South Texas | McAllen | TX | 11,080 | 100 | 2 | 10,000 | |
American InterContinental | Hoffman Estates | IL | 8,315 | 100 | 17 | 13,500 |
Community Colleges
Community colleges are presented differently from 4-year colleges because of how they manage the prices they charge, such as offering discounted tuition to in-county residents, sometimes providing on-campus housing and sometimes not, and educating a larger proportion of part-time and distance (online) students. The “In-state Tuition, Fees and Supplies” number presented above, dating from 2018/19, is intended to remove these factors and make the prices easier to compare.
College | City | Full-time students | Part-time students | In-state tuition | Average annual net cost | BA degree offered | Residential dorms available | Room & board cost (in-state) |
---|---|---|---|---|---|---|---|---|
Crowder | Neosho | 1,875 | 2,526 | 4,344 | 10,000 | YES | 6,579 | |
East Central | Union | 1,171 | 1,478 | 4,176 | 15,500 | - | ||
Ozarks Tech CC | Springfield | 5,430 | 6,332 | 4,763 | 7,000 | - | ||
Jefferson | Hillsboro | 1,893 | 2,303 | 5,520 | 8,000 | YES | 3,870 | |
State Tech Missouri | Linn | 1,425 | 299 | 6,338 | 11,000 | YES | 5,900 | |
Metropolitan CC-Kansas City | Lees Summit | 6,522 | 9,248 | 5,700 | 10,500 | - | ||
Mineral Area | Park Hills | 1,528 | 1,112 | 4,870 | 13,500 | YES | 5,400 | |
Moberly Area CC | Moberly | 2,201 | 2,648 | 5,370 | 11,000 | YES | 5,400 | |
St Louis CC | St. Louis | 6,114 | 11,180 | 4,845 | 8,000 | - | ||
State Fair CC | Sedalia | 2,135 | 2,153 | 4,560 | 7,000 | YES | 5,940 | |
Three Rivers | Poplar Bluff | 1,557 | 1,410 | 5,430 | 13,500 | YES | 7,280 | |
St Charles CC | Cottleville | 3,222 | 3,141 | 4,152 | 11,500 | - |
Notes on figures
- Number of undergraduates represent all enrolled full-time and part-time students as of 2018/19.
- “In-state Tuition, Fees and Supplies” is a figure provided by the colleges covering full-time tuition, supplies and fees but NOT room & board. This is a cleaner way to compare community college pricing for several reasons. The proportion of tuition paid by Pell Grants depends on the Expected Family Contribution (EFC) and is determined by the federal government, not any decision by the college. Some but not all community colleges offer dormitories. Finally, the number of part-time students and the discounted tuition often granted to in-county students makes the comparison of net prices even more complex than for traditional 4-year colleges.
- The Average Net Cost figures used in this report extrapolate from data provided by the colleges themselves to the federal government and the public, projected to the current year. It represents full-time tuition and includes room & board, supplies, fees less aid and grants from the colleges and the government. It standardizes calculations across colleges and is comparable to the Net costs used for 4-year colleges. Individual student costs will vary based on circumstances, so this figure only provides guidance. This figure does have the benefit of showing you how much a typical community college student will spend.
- The cost of on-campus room & board dates from 2019/20 and is only presented for colleges providing residential housing. The schools’ estimates of off-campus housing costs are not included.
College pricing and the Expected Family Contribution
To receive any sort of aids and loans, US colleges require filing of the FAFSA (Free Application for Federal Student Aid), which calculates the Expected Family Contribution (the “EFC”). Discussions of college costs often make reference to the EFC, which is a federal statutory calculation that governs financing student college costs. It is NOT the same as the pricing, which is determined by supply and demand and the college’s own cost structure. To repeat, the cost of college is how much you will pay the college; the EFC determines your eligibility for loans or certain grants. Pricing; financing – two different things.
The charts below illustrate this distinction for a college with a “Cost of attendance” of $60,000. (The cost of attendance includes the full listed as-advertised tuition, room & board, estimated costs for materials and other fees.)
The College Board Big Future site offers a handy way to calculate this in advance of completing all the paperwork:
Note that the EFC will be renamed the Student Aid Index beginning in the 2023/24 academic year. The FAFSA filing after this change is expected to be much simpler and quicker to complete, but the fundamental formula is unchanged.
Federal Student Loans
Student loans are a complex topic outside of the scope of this report.
2021/2022 interest rates for the federal student loan program are:
- Direct (unsubsidized & subsidized): 3.73%.
- Direct PLUS is set at 6.28%.
- Private loan interest rate are set by the market, partly depend on the parents’ credit score and come in a variety of types.
Federal student loan interest rates are fixed and do not change after the initial borrowing. Because of the topic’s complexity, we recommend you go straight to the source and read the Department of Education site for more information:
A smaller group of mostly selective colleges also require submission of the CSS Profile in addition to FAFSA. The CSS Profile is a more detailed report on the financial profile of a student and their family. It is used in different ways by these colleges to assess how much students and their families should pay. One key difference between the FAFSA and CSS Profile schools is that the equity value of the home often (but not always) affects the level of financial aid offered.
The FAFSA and CSS Profile use prior year income for the initial FAFSA filing, so a 2021 senior’s FAFSA would depend on their 2019 earnings.
Decision and Early Action
Giving students discounts and breaks on full tuition is common business practice in higher education. Information about discounts granted to Early Decision and Early Action candidates is not compiled but a large amount of anecdotal evidence points to discounts for accepted students in Early Decision being much less generous than for the regular application period. So a student’s decision to apply Early Decision conveys to the college both their strong interest in attending and their willingness and ability to pay full costs. Applying through Early Action conveys strong interest but leaves latitude for negotiating financial aid. Because each student’s situation will be different, applicants are advised to think of the application process in part as a negotiation and to use the different application options as signals to the college.
Ways to save on college costs
There are a number of options beyond college choices to limit spending on college. The right choice depends on the student’s needs. They include:
- Studying for a year or two at a community college, institutions which are generally cheaper than 4-year programs, and then transferring into a Bachelor’s program.
- Completing credits at high school or via distance learning outside of actual college attendance
- Making sure to complete the bachelor’s program on time
- Applying for and obtaining scholarships
The first two will require acceptance of credits by the 4-year Bachelor’s program in which you ultimately enroll. While there are certain standards that apply in these scenarios, the ultimate decision will depend on the college accepting the student.
Fit
One important way to limit spending is to make sure the college you enroll in is a “fit.” When recruiting students, colleges are very focused on fit – on making sure that a college matches up well with a student’s personal and professional objectives. This is because fit helps both the student and the college. Lack of fit directly contributes to students dropping out or transferring to another school, both of which increase the costs of obtaining a degree. So proper matching of applications with schools is an important factor in college costs.
How to find scholarships and grants
The College Board’s Big Future and Sallie Mae’s Scholarship Search site are both excellent places to find information on scholarships:
Scholarships.com and Fastweb also both provide free searches of many scholarships:
Finally, two separate but similarly named sites, Collegescholarships.com and Collegescholarships.org, valuably provide lists of scholarships limited to residents of specific states, counties and municipalities.
Financial Scenarios
While the average costs above are an informative first cut, the impact of their family’s individual financial position on the amount a college charges a specific student is significant. The following section lays out a set of scenarios showing estimated costs for students with different family financial profiles. These are estimates and are intended as a baseline guide to help you decide on a short list of colleges to which to apply and to navigate the application and acceptance process with objective financial information.
Factors that increase or decrease the amount colleges charge a student:
- Family income
- Family financial assets
- Amount of equity in the family home (only selected colleges)
- Academic performance in high school, board scores
- Student’s demographic profile (including whether the parents have college degrees)
Other factors, such as whether other students in the household are also enrolled in college, marital status (married or not), and student income and savings play a generally smaller role.
Notes on figures
- For categories identical to those used to the in- and out-of-state average costs tables above, earlier comments apply.
- The colleges are ranked highest to lowest according to projected 2021/22 net cost.
- The “Full cost of a 4-year degree, Projected” represents an estimate of the total net costs for a class of ’25 student completing their Bachelor’s degree in 4 years.
- Scenarios 5, 6 and 7 assume a dual-earner married household with two children, the prospective college student who is a public high school senior and a younger sibling, with financial and home equity assets conforming to US government data on income and assets. The couple does not own their own business or investment real estate and is not the beneficiary of a trust. The prospective college student has no children, earned a small amount last year and is a dependent for IRS purposes. Once enrolled in college, the student would be enrolled full-time and live on campus.
- Disclaimer: These financial estimates represent informational projections that will change over time. They do not represents promises or commitments by CTAS or the colleges themselves. Final net cost numbers will differ from these estimates for many reasons.

Scenario
Students with families with an average of $15,000 in annual income. Families in this income range on average have <$10,000 in financial assets and home equity of <$40,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
30,500
125,500
Arkansas
Fayetteville
AR
20,559
77
39
30,000
123,000
Arkansas State
State University
AR
6,439
80
78
9,000
37,000
Arkansas Tech
Russellville
AR
6,584
95
77
19,500
80,000
Central Arkansas
Conway
AR
7,634
90
58
4,500
19,000
Colorado
Boulder
CO
28,877
78
51
32,000
132,500
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
23,500
96,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
16,500
67,000
Metro State
Denver
CO
12,250
61
21
29,000
120,000
Bradley
Peoria
IL
4,508
70
100
17,500
72,000
U of Chicago
Chicago
IL
6,846
6
51
3,500
13,500
Columbia Chicago
Chicago
IL
6,252
90
91
28,000
114,500
DePaul
Chicago
IL
12,784
68
98
26,000
106,500
DuPage
Glen Ellyn
IL
7,793
100
8
8,500
17,000
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
30,000
123,500
Illinois-Urbana
Champaign
IL
32,854
59
48
24,000
97,000
Illinois State
Normal
IL
17,092
82
67
21,000
85,500
Loyola Chicago
Chicago
IL
11,622
67
98
31,500
129,500
Moraine Valley CC
Palos Hills
IL
5,138
100
4
4,000
8,000
Northern Illinois
Dekalb
IL
10,567
48
92
18,500
75,500
Northwestern
Evanston
IL
8,284
9
57
5,000
20,500
Quincy
Quincy
IL
934
62
100
13,500
55,500
S Illinois-Carbondale
Carbondale
IL
7,150
66
83
31,500
128,000
S Illinois-Edwardsville
Edwardsville
IL
8,615
86
83
8,000
33,000
Western Illinois
Macomb
IL
5,151
57
53
13,500
55,000
Ball State
Muncie
IN
14,693
77
60
18,000
72,000
Ivy Tech CC
Indianapolis
IN
21,242
100
15
12,500
25,500
IUPU-Indianapolis
Indianapolis
IN
17,630
81
65
22,000
89,000
IU-Bloomington
Bloomington
IN
31,981
78
71
28,000
114,500
Des Moines Area CC
Ankeny
IA
6,146
100
21
13,500
27,000
Graceland-Lamoni
Lamoni
IA
898
58
100
15,000
61,500
Iowa State
Ames
IA
26,713
92
79
14,500
60,500
Iowa
Iowa City
IA
21,212
83
57
25,500
104,000
Kirkwood CC
Cedar Rapids
IA
5,084
100
25
11,000
22,500
Northern Iowa
Cedar Falls
IA
8,228
79
64
17,500
69,500
Benedictine
Atchison
KS
1,937
97
100
19,500
80,000
Ft Hays State
Hays
KS
5,726
91
76
17,000
70,000
Johnson County CC
Overland Park
KS
5,541
100
23
18,000
36,500
Kansas
Lawrence
KS
17,257
93
73
23,000
94,000
Kansas State
Manhattan
KS
15,548
95
77
18,500
74,500
Pittsburg State
Pittsburg
KS
4,650
96
61
26,000
106,500
Wichita State
Wichita
KS
8,994
92
69
25,500
105,000
Eastern Kentucky
Richmond
KY
9,908
94
65
16,500
68,000
Kentucky
Lexington
KY
20,622
96
77
25,000
103,500
Louisville
Louisville
KY
11,560
69
80
25,500
104,500
Morehead State
Morehead
KY
5,393
78
74
14,500
59,500
Murray State
Murray
KY
6,190
82
89
24,000
98,500
Northern Kentucky
Highland Heights
KY
8,243
90
83
12,000
49,000
Western Kentucky
Bowling Green
KY
11,815
97
69
30,500
125,000
LSU
Baton Rouge
LA
22,726
75
75
18,500
76,500
Louisiana Lafayette
Lafayette
LA
11,929
68
57
22,000
90,500
Minnesota State-Mankato
Mankato
MN
10,413
63
29
18,500
76,500
Minnesota
Minneapolis
MN
29,939
57
59
31,500
130,500
Mississippi
University
MS
15,902
88
63
22,500
93,500
Mississippi State
Mississippi State
MS
17,113
54
86
22,000
90,000
Avila
Kansas City
MO
990
41
100
14,500
58,000
Central Methodist
Fayette
MO
1,114
93
100
17,500
70,000
Central Missouri
Warrensburg
MO
6,688
65
62
11,500
48,000
Columbia College
Columbia
MO
3,620
100
50
22,500
92,500
Crowder
Neosho
MO
1,875
100
22
5,000
10,000
Drury
Springfield
MO
1,444
64
100
14,000
56,500
East Central
Union
MO
1,171
100
8
7,000
14,000
Evangel
Springfield
MO
1,539
97
88
21,500
88,000
Ozarks Tech CC
Springfield
MO
5,430
100
10
6,500
12,500
Harris-Stowe State
St. Louis
MO
1,371
100
61
11,000
43,500
Jefferson
Hillsboro
MO
1,893
100
13
6,500
13,000
Lincoln
Jefferson City
MO
1,593
100
49
7,500
31,000
Lindenwood
Saint Charles
MO
5,000
88
99
14,000
56,000
State Tech Missouri
Linn
MO
1,425
100
6
9,000
18,500
Metropolitan CC-Kansas City
Lees Summit
MO
6,522
100
9
4,500
8,500
Maryville
St. Louis
MO
2,990
83
98
22,000
90,500
Mineral Area
Park Hills
MO
1,528
100
19
9,000
18,000
Missouri Baptist
St. Louis
MO
1,526
61
98
18,000
74,000
Missouri Southern
Joplin
MO
3,844
94
70
9,000
36,500
Missouri Valley
Marshall
MO
1,348
53
100
19,000
77,500
Missouri Western
Saint Joseph
MO
3,382
100
77
9,500
38,000
Missouri
Columbia
MO
20,676
81
77
12,000
49,500
Missouri-Kansas City
Kansas City
MO
6,487
61
73
11,000
43,000
Missouri Tech
Rolla
MO
5,692
79
81
11,000
45,500
Missouri-St Louis
St. Louis
MO
5,098
73
92
8,000
31,500
Moberly Area CC
Moberly
MO
2,201
100
14
6,500
13,500
Truman State
Kirksville
MO
4,269
63
99
9,000
36,500
NW Missouri State
Maryville
MO
4,954
73
90
10,500
42,000
College of the Ozarks
Point Lookout
MO
1,504
10
100
9,000
35,500
Park
Parkville
MO
4,151
100
55
15,000
61,500
Ranken Tech
St. Louis
MO
1,339
100
57
14,500
57,500
Rockhurst
Kansas City
MO
1,454
64
100
16,500
68,000
St Louis Univ
St. Louis
MO
6,691
58
97
20,500
82,500
St Louis CC
St. Louis
MO
6,114
100
7
6,500
13,500
Southwest Baptist
Bolivar
MO
1,701
71
78
15,500
63,500
State Fair CC
Sedalia
MO
2,135
100
15
4,500
8,500
SE Missouri State
Cape Girardeau
MO
7,152
86
83
10,000
42,000
Missouri State-Springfield
Springfield
MO
14,005
88
63
13,500
55,000
Three Rivers
Poplar Bluff
MO
1,557
100
24
8,500
17,500
Washington U St Louis
St. Louis
MO
7,139
14
41
6,000
25,000
Webster
St. Louis
MO
2,170
57
96
19,500
80,000
Metropolitan CC Area
Omaha
NE
5,081
100
38
5,000
10,000
Nebraska Omaha
Omaha
NE
9,921
83
56
23,000
94,000
Nebraska
Lincoln
NE
19,132
78
82
20,000
82,500
Central Oklahoma
Edmond
OK
9,732
84
47
20,500
84,500
Oklahoma State
Stillwater
OK
17,291
70
80
18,000
75,000
Oklahoma
Norman
OK
18,996
80
86
28,500
118,000
Austin Peay State
Clarksville
TN
6,773
95
24
30,000
123,000
Belmont
Nashville
TN
6,563
84
88
26,500
109,000
East Tennessee State
Johnson City
TN
9,228
86
38
26,500
107,500
Memphis
Memphis
TN
12,066
85
79
24,500
100,500
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
26,500
108,500
Pellissippi State CC
Knoxville
TN
5,038
100
3
19,000
39,000
Tennessee-Chattanooga
Chattanooga
TN
9,224
82
57
25,500
104,500
Tennessee
Knoxville
TN
22,018
79
54
25,500
105,500
Tennessee State
Nashville
TN
4,807
100
40
31,000
129,500
Tennessee Tech
Cookeville
TN
8,004
79
48
24,000
99,500
Vanderbilt
Nashville
TN
6,833
9
62
4,000
16,500
Volunteer State CC
Gallatin
TN
4,779
100
5
17,000
34,500
Baylor
Waco
TX
13,906
45
93
29,500
121,000
Houston CC
Houston
TX
16,397
100
7
6,500
13,500
Houston
Houston
TX
28,368
65
60
25,000
102,500
Lone Star College
The Woodlands
TX
20,312
100
8
8,000
17,000
North Texas
Denton
TX
26,055
74
50
13,500
54,500
UT Rio Grande Valley
Edinburg
TX
19,922
80
47
9,000
38,000
Sam Houston State
Huntsville
TX
15,311
83
9
17,500
70,000
Texas State
San Marcos
TX
27,923
81
12
15,500
62,500
Tarrant County District
Fort Worth
TX
13,560
100
11
10,000
20,500
Texas A & M
College Station
TX
47,667
58
55
19,500
81,000
UT Arlington
Arlington
TX
19,441
83
62
29,500
121,000
UT Austin
Austin
TX
37,515
32
39
27,000
110,500
UT Dallas
Richardson
TX
17,943
79
67
29,500
121,500
UTEP
El Paso
TX
13,858
100
33
20,000
82,000
UT San Antonio
San Antonio
TX
22,414
77
39
12,000
48,500
Texas Tech
Lubbock
TX
28,062
69
52
9,500
39,000
UW-Whitewater
Whitewater
WI
9,571
79
16
19,000
78,500
UW-Madison
Madison
WI
30,157
54
34
32,000
132,000
UW-Milwaukee
Milwaukee
WI
17,456
77
23
26,500
107,500
Purdue
West Lafayette
IN
32,606
60
43
15,500
62,500
Collin County CC District
Plano
TX
10,760
100
2
7,500
15,000
St Charles CC
Cottleville
MO
3,222
100
8
1,500
3,500
South Texas
McAllen
TX
11,080
100
2
2,500
11,000
American InterContinental
Hoffman Estates
IL
8,315
100
17
11,500
47,500
Cent Methodist-Graduate St
Fayette
MO
1,018
100
0
10,000
39,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $40,000 in annual income. Families in this income range on average have approximately $10,000 in financial assets and home equity of approximately $50,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree}
Alabama
Tuscaloosa
AL
29,135
83
56
32,500
133,000
Arkansas
Fayetteville
AR
20,559
77
39
33,000
136,000
Arkansas State
State University
AR
6,439
80
78
9,000
38,000
Arkansas Tech
Russellville
AR
6,584
95
77
19,500
80,000
Central Arkansas
Conway
AR
7,634
90
58
4,500
19,500
Colorado
Boulder
CO
28,877
78
51
35,000
145,000
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
23,500
97,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
17,000
69,000
Metro State
Denver
CO
12,250
61
21
30,000
125,000
Bradley
Peoria
IL
4,508
70
100
19,500
79,500
U of Chicago
Chicago
IL
6,846
6
51
5,000
21,500
Columbia Chicago
Chicago
IL
6,252
90
91
29,000
117,500
DePaul
Chicago
IL
12,784
68
98
26,500
109,000
DuPage
Glen Ellyn
IL
7,793
100
8
10,000
20,000
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
31,000
128,000
Illinois-Urbana
Champaign
IL
32,854
59
48
28,500
116,000
Illinois State
Normal
IL
17,092
82
67
22,000
89,000
Loyola Chicago
Chicago
IL
11,622
67
98
31,500
130,000
Moraine Valley CC
Palos Hills
IL
5,138
100
4
5,000
10,500
Northern Illinois
Dekalb
IL
10,567
48
92
19,000
76,500
Northwestern
Evanston
IL
8,284
9
57
5,500
21,500
Quincy
Quincy
IL
934
62
100
15,000
60,500
S Illinois-Carbondale
Carbondale
IL
7,150
66
83
32,000
130,500
S Illinois-Edwardsville
Edwardsville
IL
8,615
86
83
9,500
38,500
Western Illinois
Macomb
IL
5,151
57
53
14,000
56,500
Ball State
Muncie
IN
14,693
77
60
21,500
86,500
Ivy Tech CC
Indianapolis
IN
21,242
100
15
14,000
29,000
IUPU-Indianapolis
Indianapolis
IN
17,630
81
65
25,000
100,500
IU-Bloomington
Bloomington
IN
31,981
78
71
31,000
126,000
Des Moines Area CC
Ankeny
IA
6,146
100
21
14,500
29,500
Graceland-Lamoni
Lamoni
IA
898
58
100
17,000
68,500
Iowa State
Ames
IA
26,713
92
79
16,000
65,000
Iowa
Iowa City
IA
21,212
83
57
29,000
119,000
Kirkwood CC
Cedar Rapids
IA
5,084
100
25
12,000
24,500
Northern Iowa
Cedar Falls
IA
8,228
79
64
19,500
77,500
Benedictine
Atchison
KS
1,937
97
100
19,500
80,000
Ft Hays State
Hays
KS
5,726
91
76
17,500
72,500
Johnson County CC
Overland Park
KS
5,541
100
23
19,500
39,000
Kansas
Lawrence
KS
17,257
93
73
24,000
99,500
Kansas State
Manhattan
KS
15,548
95
77
19,000
78,000
Pittsburg State
Pittsburg
KS
4,650
96
61
29,000
119,000
Wichita State
Wichita
KS
8,994
92
69
26,500
110,500
Eastern Kentucky
Richmond
KY
9,908
94
65
16,500
68,000
Kentucky
Lexington
KY
20,622
96
77
27,000
111,000
Louisville
Louisville
KY
11,560
69
80
27,500
112,500
Morehead State
Morehead
KY
5,393
78
74
15,500
62,500
Murray State
Murray
KY
6,190
82
89
24,500
102,000
Northern Kentucky
Highland Heights
KY
8,243
90
83
15,500
63,500
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
LSU
Baton Rouge
LA
22,726
75
75
28,000
114,500
Louisiana Lafayette
Lafayette
LA
11,929
68
57
23,500
97,500
Minnesota State-Mankato
Mankato
MN
10,413
63
29
19,500
80,000
Minnesota
Minneapolis
MN
29,939
57
59
33,500
139,000
Mississippi
University
MS
15,902
88
63
27,000
112,000
Mississippi State
Mississippi State
MS
17,113
54
86
22,000
90,000
Avila
Kansas City
MO
990
41
100
15,000
58,000
Central Methodist
Fayette
MO
1,114
93
100
17,500
70,000
Central Missouri
Warrensburg
MO
6,688
65
62
12,000
52,500
Columbia College
Columbia
MO
3,620
100
50
21,000
92,500
Crowder
Neosho
MO
1,875
100
22
5,000
11,000
Drury
Springfield
MO
1,444
64
100
16,000
63,000
East Central
Union
MO
1,171
100
8
7,000
15,500
Evangel
Springfield
MO
1,539
97
88
20,500
88,000
Ozarks Tech CC
Springfield
MO
5,430
100
10
7,000
14,500
Harris-Stowe State
St. Louis
MO
1,371
100
61
12,500
47,000
Jefferson
Hillsboro
MO
1,893
100
13
6,000
13,000
Lincoln
Jefferson City
MO
1,593
100
49
8,500
38,500
Lindenwood
Saint Charles
MO
5,000
88
99
14,500
56,000
State Tech Missouri
Linn
MO
1,425
100
6
9,500
19,500
Metropolitan CC-Kansas City
Lees Summit
MO
6,522
100
9
4,500
8,500
Maryville
St. Louis
MO
2,990
83
98
22,000
90,500
Mineral Area
Park Hills
MO
1,528
100
19
9,000
19,000
Missouri Baptist
St. Louis
MO
1,526
61
98
18,500
79,000
Missouri Southern
Joplin
MO
3,844
94
70
9,000
38,500
Missouri Valley
Marshall
MO
1,348
53
100
18,500
78,000
Missouri Western
Saint Joseph
MO
3,382
100
77
9,000
39,000
Missouri
Columbia
MO
20,676
81
77
13,000
53,000
Missouri-Kansas City
Kansas City
MO
6,487
61
73
12,000
45,000
Missouri Tech
Rolla
MO
5,692
79
81
11,000
47,500
Missouri-St Louis
St. Louis
MO
5,098
73
92
8,500
33,500
Moberly Area CC
Moberly
MO
2,201
100
14
7,000
14,500
Truman State
Kirksville
MO
4,269
63
99
9,000
39,500
NW Missouri State
Maryville
MO
4,954
73
90
10,000
43,000
College of the Ozarks
Point Lookout
MO
1,504
10
100
9,500
35,500
Park
Parkville
MO
4,151
100
55
14,500
61,500
Ranken Tech
St. Louis
MO
1,339
100
57
14,500
57,500
Rockhurst
Kansas City
MO
1,454
64
100
16,500
70,500
St Louis Univ
St. Louis
MO
6,691
58
97
21,000
85,000
St Louis CC
St. Louis
MO
6,114
100
7
7,500
15,000
Southwest Baptist
Bolivar
MO
1,701
71
78
15,500
63,500
State Fair CC
Sedalia
MO
2,135
100
15
4,500
9,000
SE Missouri State
Cape Girardeau
MO
7,152
86
83
10,500
45,500
Missouri State-Springfield
Springfield
MO
14,005
88
63
13,500
58,500
Three Rivers
Poplar Bluff
MO
1,557
100
24
8,500
18,500
Washington U St Louis
St. Louis
MO
7,139
14
41
6,500
28,500
Webster
St. Louis
MO
2,170
57
96
21,000
87,000
Metropolitan CC Area
Omaha
NE
5,081
100
38
5,000
10,500
Nebraska Omaha
Omaha
NE
9,921
83
56
24,500
100,000
Nebraska
Lincoln
NE
19,132
78
82
21,500
89,000
Central Oklahoma
Edmond
OK
9,732
84
47
21,500
89,500
Oklahoma State
Stillwater
OK
17,291
70
80
20,500
83,500
Oklahoma
Norman
OK
18,996
80
86
31,000
127,500
Austin Peay State
Clarksville
TN
6,773
95
24
33,500
137,500
Belmont
Nashville
TN
6,563
84
88
29,500
119,500
East Tennessee State
Johnson City
TN
9,228
86
38
31,000
126,500
Memphis
Memphis
TN
12,066
85
79
28,000
114,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
31,000
126,000
Pellissippi State CC
Knoxville
TN
5,038
100
3
22,000
44,000
Tennessee-Chattanooga
Chattanooga
TN
9,224
82
57
32,000
131,000
Tennessee
Knoxville
TN
22,018
79
54
34,000
140,000
Tennessee State
Nashville
TN
4,807
100
40
33,000
136,500
Tennessee Tech
Cookeville
TN
8,004
79
48
26,500
111,000
Vanderbilt
Nashville
TN
6,833
9
62
5,500
21,500
Volunteer State CC
Gallatin
TN
4,779
100
5
18,500
37,000
Baylor
Waco
TX
13,906
45
93
32,000
132,000
Houston CC
Houston
TX
16,397
100
7
7,500
15,000
Houston
Houston
TX
28,368
65
60
25,500
104,500
Lone Star College
The Woodlands
TX
20,312
100
8
8,500
17,500
North Texas
Denton
TX
26,055
74
50
14,000
57,000
UT Rio Grande Valley
Edinburg
TX
19,922
80
47
10,500
44,000
Sam Houston State
Huntsville
TX
15,311
83
9
19,000
76,000
Texas State
San Marcos
TX
27,923
81
12
16,500
67,000
Tarrant County District
Fort Worth
TX
13,560
100
11
10,000
20,500
Texas A & M
College Station
TX
47,667
58
55
22,000
91,500
UT Arlington
Arlington
TX
19,441
83
62
31,500
130,000
UT Austin
Austin
TX
37,515
32
39
29,500
120,000
UT Dallas
Richardson
TX
17,943
79
67
31,000
128,500
UTEP
El Paso
TX
13,858
100
33
21,000
86,000
UT San Antonio
San Antonio
TX
22,414
77
39
13,000
52,000
Texas Tech
Lubbock
TX
28,062
69
52
10,500
42,000
UW-Whitewater
Whitewater
WI
9,571
79
16
20,500
84,000
UW-Madison
Madison
WI
30,157
54
34
37,500
154,500
UW-Milwaukee
Milwaukee
WI
17,456
77
23
29,500
120,000
Purdue
West Lafayette
IN
32,606
60
43
16,000
64,500
Collin County CC District
Plano
TX
10,760
100
2
8,500
17,500
St Charles CC
Cottleville
MO
3,222
100
8
2,500
5,000
South Texas
McAllen
TX
11,080
100
2
3,500
14,500
American InterContinental
Hoffman Estates
IL
8,315
100
17
12,500
50,000
Cent Methodist-Graduate St
Fayette
MO
1,018
100
0
13,500
55,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Scenario: Students with families with an average of $60,000 in annual income. Families in this income range on average have approximately $20,000 in financial assets and home equity of approximately $90,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
36,000
148,500
Arkansas
Fayetteville
AR
20,559
77
39
38,500
160,000
Arkansas State
State University
AR
6,439
80
78
11,000
45,000
Arkansas Tech
Russellville
AR
6,584
95
77
19,500
80,000
Central Arkansas
Conway
AR
7,634
90
58
5,000
21,000
Colorado
Boulder
CO
28,877
78
51
44,000
182,000
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
31,000
126,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
18,500
75,500
Metro State
Denver
CO
12,250
61
21
34,500
144,500
Bradley
Peoria
IL
4,508
70
100
24,000
98,500
U of Chicago
Chicago
IL
6,846
6
51
9,000
36,500
Columbia Chicago
Chicago
IL
6,252
90
91
32,500
131,500
DePaul
Chicago
IL
12,784
68
98
28,000
113,500
DuPage
Glen Ellyn
IL
7,793
100
8
13,500
28,000
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
36,500
150,500
Illinois-Urbana
Champaign
IL
32,854
59
48
37,000
149,500
Illinois State
Normal
IL
17,092
82
67
28,000
113,000
Loyola Chicago
Chicago
IL
11,622
67
98
34,500
142,000
Moraine Valley CC
Palos Hills
IL
5,138
100
4
9,000
17,500
Northern Illinois
Dekalb
IL
10,567
48
92
21,000
85,500
Northwestern
Evanston
IL
8,284
9
57
9,000
36,000
Quincy
Quincy
IL
934
62
100
15,500
63,500
S Illinois-Carbondale
Carbondale
IL
7,150
66
83
34,500
141,000
S Illinois-Edwardsville
Edwardsville
IL
8,615
86
83
13,500
55,000
Western Illinois
Macomb
IL
5,151
57
53
16,000
65,000
Ball State
Muncie
IN
14,693
77
60
28,000
113,500
Ivy Tech CC
Indianapolis
IN
21,242
100
15
18,000
36,500
IUPU-Indianapolis
Indianapolis
IN
17,630
81
65
35,500
144,500
IU-Bloomington
Bloomington
IN
31,981
78
71
44,500
181,500
Des Moines Area CC
Ankeny
IA
6,146
100
21
15,500
31,000
Graceland-Lamoni
Lamoni
IA
898
58
100
18,500
75,500
Iowa State
Ames
IA
26,713
92
79
21,000
85,500
Iowa
Iowa City
IA
21,212
83
57
34,500
142,500
Kirkwood CC
Cedar Rapids
IA
5,084
100
25
14,500
29,000
Northern Iowa
Cedar Falls
IA
8,228
79
64
23,000
93,000
Benedictine
Atchison
KS
1,937
97
100
21,500
88,000
Ft Hays State
Hays
KS
5,726
91
76
21,500
87,500
Johnson County CC
Overland Park
KS
5,541
100
23
20,500
42,000
Kansas
Lawrence
KS
17,257
93
73
27,000
111,000
Kansas State
Manhattan
KS
15,548
95
77
21,500
87,500
Pittsburg State
Pittsburg
KS
4,650
96
61
33,500
139,500
Wichita State
Wichita
KS
8,994
92
69
30,000
125,000
Eastern Kentucky
Richmond
KY
9,908
94
65
19,500
81,000
Kentucky
Lexington
KY
20,622
96
77
32,500
135,000
Louisville
Louisville
KY
11,560
69
80
30,000
124,000
Morehead State
Morehead
KY
5,393
78
74
18,500
74,500
Murray State
Murray
KY
6,190
82
89
31,500
129,500
Northern Kentucky
Highland Heights
KY
8,243
90
83
23,000
93,000
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
LSU
Baton Rouge
LA
22,726
75
75
36,000
147,500
Louisiana Lafayette
Lafayette
LA
11,929
68
57
29,500
120,500
Minnesota State-Mankato
Mankato
MN
10,413
63
29
23,500
96,000
Minnesota
Minneapolis
MN
29,939
57
59
40,500
167,500
Mississippi
University
MS
15,902
88
63
38,500
158,500
Mississippi State
Mississippi State
MS
17,113
54
86
27,000
111,500
Avila
Kansas City
MO
990
41
100
16,000
63,000
Central Methodist
Fayette
MO
1,114
93
100
21,500
85,500
Central Missouri
Warrensburg
MO
6,688
65
62
15,000
62,500
Columbia College
Columbia
MO
3,620
100
50
22,500
92,500
Crowder
Neosho
MO
1,875
100
22
6,500
13,000
Drury
Springfield
MO
1,444
64
100
16,000
63,000
East Central
Union
MO
1,171
100
8
9,500
19,500
Evangel
Springfield
MO
1,539
97
88
24,500
100,500
Ozarks Tech CC
Springfield
MO
5,430
100
10
10,000
20,000
Harris-Stowe State
St. Louis
MO
1,371
100
61
14,500
58,000
Jefferson
Hillsboro
MO
1,893
100
13
8,000
16,000
Lincoln
Jefferson City
MO
1,593
100
49
11,000
44,500
Lindenwood
Saint Charles
MO
5,000
88
99
15,500
62,500
State Tech Missouri
Linn
MO
1,425
100
6
10,000
19,500
Metropolitan CC-Kansas City
Lees Summit
MO
6,522
100
9
4,500
8,500
Maryville
St. Louis
MO
2,990
83
98
27,000
110,500
Mineral Area
Park Hills
MO
1,528
100
19
11,000
22,000
Missouri Baptist
St. Louis
MO
1,526
61
98
20,500
85,500
Missouri Southern
Joplin
MO
3,844
94
70
11,500
48,500
Missouri Valley
Marshall
MO
1,348
53
100
21,000
85,500
Missouri Western
Saint Joseph
MO
3,382
100
77
12,000
50,000
Missouri
Columbia
MO
20,676
81
77
15,000
60,500
Missouri-Kansas City
Kansas City
MO
6,487
61
73
13,500
53,000
Missouri Tech
Rolla
MO
5,692
79
81
11,500
47,500
Missouri-St Louis
St. Louis
MO
5,098
73
92
10,000
39,000
Moberly Area CC
Moberly
MO
2,201
100
14
8,500
17,500
Truman State
Kirksville
MO
4,269
63
99
13,000
54,000
NW Missouri State
Maryville
MO
4,954
73
90
13,000
52,500
College of the Ozarks
Point Lookout
MO
1,504
10
100
10,000
40,500
Park
Parkville
MO
4,151
100
55
18,500
77,000
Ranken Tech
St. Louis
MO
1,339
100
57
16,000
64,500
Rockhurst
Kansas City
MO
1,454
64
100
21,000
85,500
St Louis Univ
St. Louis
MO
6,691
58
97
23,500
94,500
St Louis CC
St. Louis
MO
6,114
100
7
9,500
19,000
Southwest Baptist
Bolivar
MO
1,701
71
78
17,000
68,500
State Fair CC
Sedalia
MO
2,135
100
15
6,000
11,500
SE Missouri State
Cape Girardeau
MO
7,152
86
83
14,000
57,500
Missouri State-Springfield
Springfield
MO
14,005
88
63
17,500
71,500
Three Rivers
Poplar Bluff
MO
1,557
100
24
11,000
22,500
Washington U St Louis
St. Louis
MO
7,139
14
41
13,000
54,500
Webster
St. Louis
MO
2,170
57
96
22,500
92,500
Metropolitan CC Area
Omaha
NE
5,081
100
38
7,500
15,500
Nebraska Omaha
Omaha
NE
9,921
83
56
29,000
119,000
Nebraska
Lincoln
NE
19,132
78
82
25,500
105,500
Central Oklahoma
Edmond
OK
9,732
84
47
22,000
91,500
Oklahoma State
Stillwater
OK
17,291
70
80
28,000
116,000
Oklahoma
Norman
OK
18,996
80
86
33,500
137,500
Austin Peay State
Clarksville
TN
6,773
95
24
38,000
156,500
Belmont
Nashville
TN
6,563
84
88
33,000
135,000
East Tennessee State
Johnson City
TN
9,228
86
38
41,500
169,500
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
41,500
171,000
Pellissippi State CC
Knoxville
TN
5,038
100
3
25,500
51,500
Tennessee-Chattanooga
Chattanooga
TN
9,224
82
57
41,500
171,000
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
Tennessee State
Nashville
TN
4,807
100
40
33,000
137,000
Tennessee Tech
Cookeville
TN
8,004
79
48
33,000
136,500
Vanderbilt
Nashville
TN
6,833
9
62
9,500
38,000
Volunteer State CC
Gallatin
TN
4,779
100
5
23,000
46,500
Baylor
Waco
TX
13,906
45
93
34,000
141,000
Houston CC
Houston
TX
16,397
100
7
10,000
20,000
Houston
Houston
TX
28,368
65
60
30,000
123,500
Lone Star College
The Woodlands
TX
20,312
100
8
11,000
22,000
North Texas
Denton
TX
26,055
74
50
22,000
89,500
UT Rio Grande Valley
Edinburg
TX
19,922
80
47
18,000
75,000
Sam Houston State
Huntsville
TX
15,311
83
9
23,500
95,000
Texas State
San Marcos
TX
27,923
81
12
19,500
79,000
Tarrant County District
Fort Worth
TX
13,560
100
11
13,000
26,500
Texas A & M
College Station
TX
47,667
58
55
30,000
124,000
UT Arlington
Arlington
TX
19,441
83
62
37,000
152,000
UT Austin
Austin
TX
37,515
32
39
34,000
139,000
UT Dallas
Richardson
TX
17,943
79
67
37,000
153,000
UTEP
El Paso
TX
13,858
100
33
29,000
119,000
UT San Antonio
San Antonio
TX
22,414
77
39
15,500
62,500
Texas Tech
Lubbock
TX
28,062
69
52
13,000
53,000
UW-Whitewater
Whitewater
WI
9,571
79
16
26,000
107,000
UW-Madison
Madison
WI
30,157
54
34
53,500
220,500
UW-Milwaukee
Milwaukee
WI
17,456
77
23
36,000
146,500
Purdue
West Lafayette
IN
32,606
60
43
24,000
97,500
Collin County CC District
Plano
TX
10,760
100
2
12,000
24,000
St Charles CC
Cottleville
MO
3,222
100
8
4,500
8,500
South Texas
McAllen
TX
11,080
100
2
6,000
24,500
American InterContinental
Hoffman Estates
IL
8,315
100
17
14,500
59,000
Cent Methodist-Graduate St
Fayette
MO
1,018
100
0
14,000
56,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $90,000 in annual income. Families in this income range on average have approximately $200,000 in financial assets and home equity of approximately $120,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
38,500
158,000
Arkansas
Fayetteville
AR
20,559
77
39
45,000
186,500
Arkansas State
State University
AR
6,439
80
78
12,500
51,000
Arkansas Tech
Russellville
AR
6,584
95
77
19,500
80,000
Central Arkansas
Conway
AR
7,634
90
58
5,500
24,000
Colorado
Boulder
CO
28,877
78
51
56,500
233,000
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
43,000
178,000
Colorado Tech
Colorado Springs
CO
15,272
100
23
21,500
87,000
Metro State
Denver
CO
12,250
61
21
38,500
160,000
Bradley
Peoria
IL
4,508
70
100
29,000
119,000
U of Chicago
Chicago
IL
6,846
6
51
20,500
84,500
Columbia Chicago
Chicago
IL
6,252
90
91
35,000
142,500
DePaul
Chicago
IL
12,784
68
98
31,500
128,500
DuPage
Glen Ellyn
IL
7,793
100
8
17,000
34,000
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
39,000
159,500
Illinois-Urbana
Champaign
IL
32,854
59
48
42,000
171,000
Illinois State
Normal
IL
17,092
82
67
35,000
142,000
Loyola Chicago
Chicago
IL
11,622
67
98
38,500
159,500
Moraine Valley CC
Palos Hills
IL
5,138
100
4
12,500
25,000
Northern Illinois
Dekalb
IL
10,567
48
92
24,500
99,000
Northwestern
Evanston
IL
8,284
9
57
17,500
72,000
Quincy
Quincy
IL
934
62
100
18,000
74,500
S Illinois-Carbondale
Carbondale
IL
7,150
66
83
40,000
163,000
S Illinois-Edwardsville
Edwardsville
IL
8,615
86
83
18,500
75,500
Western Illinois
Macomb
IL
5,151
57
53
20,000
80,500
Ball State
Muncie
IN
14,693
77
60
34,500
139,000
Ivy Tech CC
Indianapolis
IN
21,242
100
15
18,000
36,500
IUPU-Indianapolis
Indianapolis
IN
17,630
81
65
45,000
182,500
IU-Bloomington
Bloomington
IN
31,981
78
71
53,000
215,000
Des Moines Area CC
Ankeny
IA
6,146
100
21
15,500
31,000
Graceland-Lamoni
Lamoni
IA
898
58
100
19,500
78,500
Iowa State
Ames
IA
26,713
92
79
25,500
104,000
Iowa
Iowa City
IA
21,212
83
57
35,500
146,000
Kirkwood CC
Cedar Rapids
IA
5,084
100
25
14,500
29,000
Northern Iowa
Cedar Falls
IA
8,228
79
64
25,500
102,500
Benedictine
Atchison
KS
1,937
97
100
23,500
96,500
Ft Hays State
Hays
KS
5,726
91
76
25,000
102,000
Johnson County CC
Overland Park
KS
5,541
100
23
20,500
42,000
Kansas
Lawrence
KS
17,257
93
73
33,000
136,000
Kansas State
Manhattan
KS
15,548
95
77
24,500
100,000
Pittsburg State
Pittsburg
KS
4,650
96
61
33,500
139,500
Wichita State
Wichita
KS
8,994
92
69
33,000
136,000
Eastern Kentucky
Richmond
KY
9,908
94
65
23,000
94,500
Kentucky
Lexington
KY
20,622
96
77
39,500
164,000
Louisville
Louisville
KY
11,560
69
80
30,000
124,000
Morehead State
Morehead
KY
5,393
78
74
20,500
82,000
Murray State
Murray
KY
6,190
82
89
35,000
145,000
Northern Kentucky
Highland Heights
KY
8,243
90
83
27,500
113,000
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
LSU
Baton Rouge
LA
22,726
75
75
42,000
172,000
Louisiana Lafayette
Lafayette
LA
11,929
68
57
33,500
137,000
Minnesota State-Mankato
Mankato
MN
10,413
63
29
28,500
116,500
Minnesota
Minneapolis
MN
29,939
57
59
42,500
177,500
Mississippi
University
MS
15,902
88
63
42,000
172,500
Mississippi State
Mississippi State
MS
17,113
54
86
27,000
111,500
Avila
Kansas City
MO
990
41
100
19,000
76,000
Central Methodist
Fayette
MO
1,114
93
100
23,500
94,000
Central Missouri
Warrensburg
MO
6,688
65
62
17,000
71,000
Columbia College
Columbia
MO
3,620
100
50
23,500
97,500
Crowder
Neosho
MO
1,875
100
22
7,500
15,500
Drury
Springfield
MO
1,444
64
100
19,500
78,000
East Central
Union
MO
1,171
100
8
11,000
22,000
Evangel
Springfield
MO
1,539
97
88
25,500
104,500
Ozarks Tech CC
Springfield
MO
5,430
100
10
11,500
23,500
Harris-Stowe State
St. Louis
MO
1,371
100
61
16,500
66,500
Jefferson
Hillsboro
MO
1,893
100
13
8,000
16,000
Lincoln
Jefferson City
MO
1,593
100
49
13,500
55,500
Lindenwood
Saint Charles
MO
5,000
88
99
18,000
72,000
State Tech Missouri
Linn
MO
1,425
100
6
10,000
19,500
Metropolitan CC-Kansas City
Lees Summit
MO
6,522
100
9
4,500
8,500
Maryville
St. Louis
MO
2,990
83
98
32,000
130,000
Mineral Area
Park Hills
MO
1,528
100
19
12,000
24,000
Missouri Baptist
St. Louis
MO
1,526
61
98
23,000
94,000
Missouri Southern
Joplin
MO
3,844
94
70
14,000
58,500
Missouri Valley
Marshall
MO
1,348
53
100
23,500
97,000
Missouri Western
Saint Joseph
MO
3,382
100
77
15,000
61,000
Missouri
Columbia
MO
20,676
81
77
20,000
82,500
Missouri-Kansas City
Kansas City
MO
6,487
61
73
15,500
62,500
Missouri Tech
Rolla
MO
5,692
79
81
11,500
47,500
Missouri-St Louis
St. Louis
MO
5,098
73
92
16,000
63,500
Moberly Area CC
Moberly
MO
2,201
100
14
10,000
20,500
Truman State
Kirksville
MO
4,269
63
99
15,500
65,000
NW Missouri State
Maryville
MO
4,954
73
90
15,500
63,500
College of the Ozarks
Point Lookout
MO
1,504
10
100
10,000
40,500
Park
Parkville
MO
4,151
100
55
20,000
81,500
Ranken Tech
St. Louis
MO
1,339
100
57
19,000
76,500
Rockhurst
Kansas City
MO
1,454
64
100
22,500
92,500
St Louis Univ
St. Louis
MO
6,691
58
97
27,500
110,000
St Louis CC
St. Louis
MO
6,114
100
7
11,000
22,500
Southwest Baptist
Bolivar
MO
1,701
71
78
19,500
78,500
State Fair CC
Sedalia
MO
2,135
100
15
6,500
12,500
SE Missouri State
Cape Girardeau
MO
7,152
86
83
17,000
70,000
Missouri State-Springfield
Springfield
MO
14,005
88
63
19,500
81,000
Three Rivers
Poplar Bluff
MO
1,557
100
24
13,000
27,000
Washington U St Louis
St. Louis
MO
7,139
14
41
27,000
112,000
Webster
St. Louis
MO
2,170
57
96
26,000
106,000
Metropolitan CC Area
Omaha
NE
5,081
100
38
11,000
22,500
Nebraska Omaha
Omaha
NE
9,921
83
56
36,000
147,500
Nebraska
Lincoln
NE
19,132
78
82
30,000
124,000
Central Oklahoma
Edmond
OK
9,732
84
47
22,000
91,500
Oklahoma State
Stillwater
OK
17,291
70
80
29,000
119,500
Oklahoma
Norman
OK
18,996
80
86
33,500
137,500
Austin Peay State
Clarksville
TN
6,773
95
24
38,000
156,500
Belmont
Nashville
TN
6,563
84
88
34,000
138,500
East Tennessee State
Johnson City
TN
9,228
86
38
43,500
177,000
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
45,000
183,500
Pellissippi State CC
Knoxville
TN
5,038
100
3
25,500
51,500
Tennessee-Chattanooga
Chattanooga
TN
9,224
82
57
41,500
171,000
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
Tennessee State
Nashville
TN
4,807
100
40
33,000
137,000
Tennessee Tech
Cookeville
TN
8,004
79
48
37,000
152,500
Vanderbilt
Nashville
TN
6,833
9
62
17,000
69,000
Volunteer State CC
Gallatin
TN
4,779
100
5
26,000
53,000
Baylor
Waco
TX
13,906
45
93
39,000
161,000
Houston CC
Houston
TX
16,397
100
7
12,000
24,000
Houston
Houston
TX
28,368
65
60
37,000
151,500
Lone Star College
The Woodlands
TX
20,312
100
8
13,500
27,500
North Texas
Denton
TX
26,055
74
50
31,500
128,500
UT Rio Grande Valley
Edinburg
TX
19,922
80
47
28,500
118,000
Sam Houston State
Huntsville
TX
15,311
83
9
30,000
121,500
Texas State
San Marcos
TX
27,923
81
12
26,500
106,000
Tarrant County District
Fort Worth
TX
13,560
100
11
16,000
33,000
Texas A & M
College Station
TX
47,667
58
55
40,000
164,500
UT Arlington
Arlington
TX
19,441
83
62
44,000
182,000
UT Austin
Austin
TX
37,515
32
39
43,500
177,000
UT Dallas
Richardson
TX
17,943
79
67
51,000
209,500
UTEP
El Paso
TX
13,858
100
33
39,500
162,500
UT San Antonio
San Antonio
TX
22,414
77
39
19,500
79,000
Texas Tech
Lubbock
TX
28,062
69
52
16,000
63,500
UW-Whitewater
Whitewater
WI
9,571
79
16
27,500
113,000
UW-Madison
Madison
WI
30,157
54
34
57,000
235,500
UW-Milwaukee
Milwaukee
WI
17,456
77
23
37,000
152,500
Purdue
West Lafayette
IN
32,606
60
43
41,500
170,500
Collin County CC District
Plano
TX
10,760
100
2
14,500
29,000
St Charles CC
Cottleville
MO
3,222
100
8
6,000
12,000
South Texas
McAllen
TX
11,080
100
2
8,000
32,500
American InterContinental
Hoffman Estates
IL
8,315
100
17
15,000
60,000
Cent Methodist-Graduate St
Fayette
MO
1,018
100
0
14,000
56,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $150,000 in annual income, $250,000 in financial assets and home equity of approximately $150,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
43,000
177,000
Arkansas
Fayetteville
AR
20,559
77
39
45,500
187,500
Arkansas State
State University
AR
6,439
80
78
15,000
63,000
Arkansas Tech
Russellville
AR
6,584
95
77
19,500
80,000
Central Arkansas
Conway
AR
7,634
90
58
7,000
29,000
Colorado
Boulder
CO
28,877
78
51
56,500
233,000
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
44,000
181,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
22,500
92,000
Metro State
Denver
CO
12,250
61
21
38,500
160,000
Bradley
Peoria
IL
4,508
70
100
39,500
162,000
U of Chicago
Chicago
IL
6,846
6
51
23,500
96,000
Columbia Chicago
Chicago
IL
6,252
90
91
36,500
148,000
DePaul
Chicago
IL
12,784
68
98
36,500
149,500
DuPage
Glen Ellyn
IL
7,793
100
8
23,000
46,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
41,500
170,500
Illinois-Urbana
Champaign
IL
32,854
59
48
42,000
171,000
Illinois State
Normal
IL
17,092
82
67
38,500
156,500
Loyola Chicago
Chicago
IL
11,622
67
98
43,500
179,500
Moraine Valley CC
Palos Hills
IL
5,138
100
4
18,000
36,500
Northern Illinois
Dekalb
IL
10,567
48
92
27,500
112,000
Northwestern
Evanston
IL
8,284
9
57
40,000
163,500
Quincy
Quincy
IL
934
62
100
24,000
97,500
S Illinois-Carbondale
Carbondale
IL
7,150
66
83
40,000
163,000
S Illinois-Edwardsville
Edwardsville
IL
8,615
86
83
28,500
115,000
Western Illinois
Macomb
IL
5,151
57
53
25,000
100,500
Ball State
Muncie
IN
14,693
77
60
41,000
165,000
Ivy Tech CC
Indianapolis
IN
21,242
100
15
18,000
36,500
IUPU-Indianapolis
Indianapolis
IN
17,630
81
65
45,000
182,500
IU-Bloomington
Bloomington
IN
31,981
78
71
53,000
215,000
Des Moines Area CC
Ankeny
IA
6,146
100
21
15,500
31,000
Graceland-Lamoni
Lamoni
IA
898
58
100
21,000
84,000
Iowa State
Ames
IA
26,713
92
79
31,500
128,500
Iowa
Iowa City
IA
21,212
83
57
41,500
171,000
Kirkwood CC
Cedar Rapids
IA
5,084
100
25
14,500
29,000
Northern Iowa
Cedar Falls
IA
8,228
79
64
29,000
117,000
Benedictine
Atchison
KS
1,937
97
100
28,000
114,000
Ft Hays State
Hays
KS
5,726
91
76
29,500
120,500
Johnson County CC
Overland Park
KS
5,541
100
23
20,500
42,000
Kansas
Lawrence
KS
17,257
93
73
44,000
181,000
Kansas State
Manhattan
KS
15,548
95
77
26,000
105,500
Pittsburg State
Pittsburg
KS
4,650
96
61
33,500
139,500
Wichita State
Wichita
KS
8,994
92
69
33,000
136,000
Eastern Kentucky
Richmond
KY
9,908
94
65
29,500
122,500
Kentucky
Lexington
KY
20,622
96
77
42,000
174,000
Louisville
Louisville
KY
11,560
69
80
33,000
136,000
Morehead State
Morehead
KY
5,393
78
74
20,500
82,000
Murray State
Murray
KY
6,190
82
89
37,500
154,000
Northern Kentucky
Highland Heights
KY
8,243
90
83
33,000
135,500
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
LSU
Baton Rouge
LA
22,726
75
75
53,500
219,500
Louisiana Lafayette
Lafayette
LA
11,929
68
57
41,500
170,000
Minnesota State-Mankato
Mankato
MN
10,413
63
29
30,000
123,000
Minnesota
Minneapolis
MN
29,939
57
59
42,500
177,500
Mississippi
University
MS
15,902
88
63
42,500
174,500
Mississippi State
Mississippi State
MS
17,113
54
86
27,000
111,500
Avila
Kansas City
MO
990
41
100
23,000
91,000
Central Methodist
Fayette
MO
1,114
93
100
23,500
93,500
Central Missouri
Warrensburg
MO
6,688
65
62
20,500
85,000
Columbia College
Columbia
MO
3,620
100
50
23,500
98,000
Crowder
Neosho
MO
1,875
100
22
7,500
15,500
Drury
Springfield
MO
1,444
64
100
27,000
107,000
East Central
Union
MO
1,171
100
8
13,500
27,000
Evangel
Springfield
MO
1,539
97
88
27,500
113,000
Ozarks Tech CC
Springfield
MO
5,430
100
10
12,000
24,000
Harris-Stowe State
St. Louis
MO
1,371
100
61
16,500
65,500
Jefferson
Hillsboro
MO
1,893
100
13
8,000
16,000
Lincoln
Jefferson City
MO
1,593
100
49
18,500
77,000
Lindenwood
Saint Charles
MO
5,000
88
99
22,500
89,500
State Tech Missouri
Linn
MO
1,425
100
6
10,000
19,500
Metropolitan CC-Kansas City
Lees Summit
MO
6,522
100
9
4,500
8,500
Maryville
St. Louis
MO
2,990
83
98
37,000
151,500
Mineral Area
Park Hills
MO
1,528
100
19
13,500
27,500
Missouri Baptist
St. Louis
MO
1,526
61
98
26,500
110,000
Missouri Southern
Joplin
MO
3,844
94
70
15,500
65,000
Missouri Valley
Marshall
MO
1,348
53
100
27,000
109,500
Missouri Western
Saint Joseph
MO
3,382
100
77
20,000
83,000
Missouri
Columbia
MO
20,676
81
77
27,000
111,000
Missouri-Kansas City
Kansas City
MO
6,487
61
73
18,500
73,000
Missouri Tech
Rolla
MO
5,692
79
81
11,500
47,500
Missouri-St Louis
St. Louis
MO
5,098
73
92
22,000
88,500
Moberly Area CC
Moberly
MO
2,201
100
14
13,000
26,000
Truman State
Kirksville
MO
4,269
63
99
16,000
67,500
NW Missouri State
Maryville
MO
4,954
73
90
17,500
71,000
College of the Ozarks
Point Lookout
MO
1,504
10
100
10,500
40,500
Park
Parkville
MO
4,151
100
55
22,000
91,500
Ranken Tech
St. Louis
MO
1,339
100
57
23,500
95,000
Rockhurst
Kansas City
MO
1,454
64
100
26,000
106,000
St Louis Univ
St. Louis
MO
6,691
58
97
35,000
140,000
St Louis CC
St. Louis
MO
6,114
100
7
11,500
23,500
Southwest Baptist
Bolivar
MO
1,701
71
78
24,500
98,500
State Fair CC
Sedalia
MO
2,135
100
15
6,500
12,500
SE Missouri State
Cape Girardeau
MO
7,152
86
83
18,500
76,000
Missouri State-Springfield
Springfield
MO
14,005
88
63
20,000
82,000
Three Rivers
Poplar Bluff
MO
1,557
100
24
17,500
35,500
Washington U St Louis
St. Louis
MO
7,139
14
41
55,000
229,500
Webster
St. Louis
MO
2,170
57
96
31,000
127,500
Metropolitan CC Area
Omaha
NE
5,081
100
38
12,500
25,500
Nebraska Omaha
Omaha
NE
9,921
83
56
37,000
152,500
Nebraska
Lincoln
NE
19,132
78
82
39,500
161,500
Central Oklahoma
Edmond
OK
9,732
84
47
22,000
91,500
Oklahoma State
Stillwater
OK
17,291
70
80
29,000
119,500
Oklahoma
Norman
OK
18,996
80
86
33,500
137,500
Austin Peay State
Clarksville
TN
6,773
95
24
38,000
156,500
Belmont
Nashville
TN
6,563
84
88
34,000
138,500
East Tennessee State
Johnson City
TN
9,228
86
38
43,500
177,000
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
45,000
183,500
Pellissippi State CC
Knoxville
TN
5,038
100
3
25,500
51,500
Tennessee-Chattanooga
Chattanooga
TN
9,224
82
57
41,500
171,000
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
Tennessee State
Nashville
TN
4,807
100
40
33,000
137,000
Tennessee Tech
Cookeville
TN
8,004
79
48
40,000
165,000
Vanderbilt
Nashville
TN
6,833
9
62
31,500
129,500
Volunteer State CC
Gallatin
TN
4,779
100
5
31,500
64,000
Baylor
Waco
TX
13,906
45
93
48,500
199,000
Houston CC
Houston
TX
16,397
100
7
16,000
32,000
Houston
Houston
TX
28,368
65
60
37,000
151,500
Lone Star College
The Woodlands
TX
20,312
100
8
18,500
38,000
North Texas
Denton
TX
26,055
74
50
37,500
152,500
UT Rio Grande Valley
Edinburg
TX
19,922
80
47
33,500
139,500
Sam Houston State
Huntsville
TX
15,311
83
9
34,500
139,000
Texas State
San Marcos
TX
27,923
81
12
36,500
147,000
Tarrant County District
Fort Worth
TX
13,560
100
11
21,500
43,500
Texas A & M
College Station
TX
47,667
58
55
54,000
223,500
UT Arlington
Arlington
TX
19,441
83
62
47,000
194,500
UT Austin
Austin
TX
37,515
32
39
54,500
222,000
UT Dallas
Richardson
TX
17,943
79
67
58,000
240,500
UTEP
El Paso
TX
13,858
100
33
41,000
168,500
UT San Antonio
San Antonio
TX
22,414
77
39
28,000
112,500
Texas Tech
Lubbock
TX
28,062
69
52
21,000
85,000
UW-Whitewater
Whitewater
WI
9,571
79
16
27,500
113,000
UW-Madison
Madison
WI
30,157
54
34
57,000
235,500
UW-Milwaukee
Milwaukee
WI
17,456
77
23
37,000
152,500
Purdue
West Lafayette
IN
32,606
60
43
41,500
170,500
Collin County CC District
Plano
TX
10,760
100
2
19,000
39,000
St Charles CC
Cottleville
MO
3,222
100
8
9,500
18,500
South Texas
McAllen
TX
11,080
100
2
12,000
49,500
American InterContinental
Hoffman Estates
IL
8,315
100
17
15,000
60,500
Cent Methodist-Graduate St
Fayette
MO
1,018
100
0
14,000
56,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $200,000 in annual income, $500,000 in financial assets and home equity of approximately $200,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
46,500
192,500
Arkansas
Fayetteville
AR
20,559
77
39
45,500
187,500
Arkansas State
State University
AR
6,439
80
78
17,500
73,000
Arkansas Tech
Russellville
AR
6,584
95
77
19,500
80,000
Central Arkansas
Conway
AR
7,634
90
58
8,000
33,500
Colorado
Boulder
CO
28,877
78
51
56,500
233,000
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
44,000
181,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
22,500
92,000
Metro State
Denver
CO
12,250
61
21
38,500
160,000
Bradley
Peoria
IL
4,508
70
100
48,000
196,500
U of Chicago
Chicago
IL
6,846
6
51
51,000
210,500
Columbia Chicago
Chicago
IL
6,252
90
91
36,500
148,000
DePaul
Chicago
IL
12,784
68
98
36,500
149,500
DuPage
Glen Ellyn
IL
7,793
100
8
23,000
47,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
41,500
170,500
Illinois-Urbana
Champaign
IL
32,854
59
48
42,000
171,000
Illinois State
Normal
IL
17,092
82
67
38,500
156,500
Loyola Chicago
Chicago
IL
11,622
67
98
43,500
179,500
Moraine Valley CC
Palos Hills
IL
5,138
100
4
18,000
36,500
Northern Illinois
Dekalb
IL
10,567
48
92
27,500
112,000
Northwestern
Evanston
IL
8,284
9
57
66,500
270,500
Quincy
Quincy
IL
934
62
100
26,000
107,500
S Illinois-Carbondale
Carbondale
IL
7,150
66
83
40,000
163,000
S Illinois-Edwardsville
Edwardsville
IL
8,615
86
83
28,500
115,000
Western Illinois
Macomb
IL
5,151
57
53
25,000
100,500
Ball State
Muncie
IN
14,693
77
60
41,000
165,000
Ivy Tech CC
Indianapolis
IN
21,242
100
15
18,000
36,500
IUPU-Indianapolis
Indianapolis
IN
17,630
81
65
45,000
182,500
IU-Bloomington
Bloomington
IN
31,981
78
71
53,000
215,000
Des Moines Area CC
Ankeny
IA
6,146
100
21
15,500
31,000
Graceland-Lamoni
Lamoni
IA
898
58
100
22,000
89,500
Iowa State
Ames
IA
26,713
92
79
31,500
128,500
Iowa
Iowa City
IA
21,212
83
57
41,500
171,000
Kirkwood CC
Cedar Rapids
IA
5,084
100
25
14,500
29,000
Northern Iowa
Cedar Falls
IA
8,228
79
64
29,000
117,000
Benedictine
Atchison
KS
1,937
97
100
31,000
127,500
Ft Hays State
Hays
KS
5,726
91
76
29,500
121,500
Johnson County CC
Overland Park
KS
5,541
100
23
20,500
42,000
Kansas
Lawrence
KS
17,257
93
73
44,000
181,000
Kansas State
Manhattan
KS
15,548
95
77
28,000
113,500
Pittsburg State
Pittsburg
KS
4,650
96
61
33,500
139,500
Wichita State
Wichita
KS
8,994
92
69
35,000
144,000
Eastern Kentucky
Richmond
KY
9,908
94
65
29,500
122,500
Kentucky
Lexington
KY
20,622
96
77
42,000
174,000
Louisville
Louisville
KY
11,560
69
80
33,000
136,000
Morehead State
Morehead
KY
5,393
78
74
20,500
82,000
Murray State
Murray
KY
6,190
82
89
37,500
154,000
Northern Kentucky
Highland Heights
KY
8,243
90
83
33,000
135,500
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
LSU
Baton Rouge
LA
22,726
75
75
53,500
219,500
Louisiana Lafayette
Lafayette
LA
11,929
68
57
41,500
171,000
Minnesota State-Mankato
Mankato
MN
10,413
63
29
30,000
123,000
Minnesota
Minneapolis
MN
29,939
57
59
42,500
177,500
Mississippi
University
MS
15,902
88
63
42,500
174,500
Mississippi State
Mississippi State
MS
17,113
54
86
27,000
112,000
Avila
Kansas City
MO
990
41
100
23,000
91,000
Central Methodist
Fayette
MO
1,114
93
100
23,500
93,500
Central Missouri
Warrensburg
MO
6,688
65
62
21,000
86,500
Columbia College
Columbia
MO
3,620
100
50
23,500
98,000
Crowder
Neosho
MO
1,875
100
22
7,500
15,500
Drury
Springfield
MO
1,444
64
100
28,500
112,000
East Central
Union
MO
1,171
100
8
14,500
29,500
Evangel
Springfield
MO
1,539
97
88
29,000
120,000
Ozarks Tech CC
Springfield
MO
5,430
100
10
12,000
24,000
Harris-Stowe State
St. Louis
MO
1,371
100
61
16,500
65,500
Jefferson
Hillsboro
MO
1,893
100
13
8,000
16,000
Lincoln
Jefferson City
MO
1,593
100
49
20,500
85,500
Lindenwood
Saint Charles
MO
5,000
88
99
22,500
89,500
State Tech Missouri
Linn
MO
1,425
100
6
10,000
19,500
Metropolitan CC-Kansas City
Lees Summit
MO
6,522
100
9
4,500
8,500
Maryville
St. Louis
MO
2,990
83
98
37,000
151,500
Mineral Area
Park Hills
MO
1,528
100
19
13,500
27,500
Missouri Baptist
St. Louis
MO
1,526
61
98
26,500
110,000
Missouri Southern
Joplin
MO
3,844
94
70
15,500
65,000
Missouri Valley
Marshall
MO
1,348
53
100
27,000
109,500
Missouri Western
Saint Joseph
MO
3,382
100
77
21,500
87,500
Missouri
Columbia
MO
20,676
81
77
27,000
111,000
Missouri-Kansas City
Kansas City
MO
6,487
61
73
18,500
73,000
Missouri Tech
Rolla
MO
5,692
79
81
11,500
47,500
Missouri-St Louis
St. Louis
MO
5,098
73
92
22,000
88,500
Moberly Area CC
Moberly
MO
2,201
100
14
14,500
29,000
Truman State
Kirksville
MO
4,269
63
99
16,000
67,500
NW Missouri State
Maryville
MO
4,954
73
90
17,500
71,000
College of the Ozarks
Point Lookout
MO
1,504
10
100
10,500
41,000
Park
Parkville
MO
4,151
100
55
24,000
99,500
Ranken Tech
St. Louis
MO
1,339
100
57
24,000
96,000
Rockhurst
Kansas City
MO
1,454
64
100
29,000
117,500
St Louis Univ
St. Louis
MO
6,691
58
97
38,000
152,500
St Louis CC
St. Louis
MO
6,114
100
7
11,500
23,500
Southwest Baptist
Bolivar
MO
1,701
71
78
27,000
108,500
State Fair CC
Sedalia
MO
2,135
100
15
6,500
12,500
SE Missouri State
Cape Girardeau
MO
7,152
86
83
18,500
76,000
Missouri State-Springfield
Springfield
MO
14,005
88
63
20,000
82,000
Three Rivers
Poplar Bluff
MO
1,557
100
24
18,500
37,000
Washington U St Louis
St. Louis
MO
7,139
14
41
78,500
326,500
Webster
St. Louis
MO
2,170
57
96
31,000
127,500
Metropolitan CC Area
Omaha
NE
5,081
100
38
12,500
25,500
Nebraska Omaha
Omaha
NE
9,921
83
56
37,000
152,500
Nebraska
Lincoln
NE
19,132
78
82
44,000
181,500
Central Oklahoma
Edmond
OK
9,732
84
47
36,000
149,000
Oklahoma State
Stillwater
OK
17,291
70
80
30,500
126,000
Oklahoma
Norman
OK
18,996
80
86
41,500
171,000
Austin Peay State
Clarksville
TN
6,773
95
24
38,000
156,500
Belmont
Nashville
TN
6,563
84
88
51,000
208,000
East Tennessee State
Johnson City
TN
9,228
86
38
43,500
177,000
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
45,000
183,500
Pellissippi State CC
Knoxville
TN
5,038
100
3
25,500
51,500
Tennessee-Chattanooga
Chattanooga
TN
9,224
82
57
41,500
171,000
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
Tennessee State
Nashville
TN
4,807
100
40
33,000
137,000
Tennessee Tech
Cookeville
TN
8,004
79
48
40,000
165,000
Vanderbilt
Nashville
TN
6,833
9
62
44,000
180,500
Volunteer State CC
Gallatin
TN
4,779
100
5
31,500
64,000
Baylor
Waco
TX
13,906
45
93
50,000
205,000
Houston CC
Houston
TX
16,397
100
7
17,500
35,500
Houston
Houston
TX
28,368
65
60
37,000
151,500
Lone Star College
The Woodlands
TX
20,312
100
8
23,000
47,000
North Texas
Denton
TX
26,055
74
50
37,500
152,500
UT Rio Grande Valley
Edinburg
TX
19,922
80
47
33,500
139,500
Sam Houston State
Huntsville
TX
15,311
83
9
34,500
139,000
Texas State
San Marcos
TX
27,923
81
12
36,500
147,000
Tarrant County District
Fort Worth
TX
13,560
100
11
21,500
43,500
Texas A & M
College Station
TX
47,667
58
55
58,500
241,000
UT Arlington
Arlington
TX
19,441
83
62
47,000
194,500
UT Austin
Austin
TX
37,515
32
39
54,500
222,000
UT Dallas
Richardson
TX
17,943
79
67
58,000
240,500
UTEP
El Paso
TX
13,858
100
33
41,000
168,500
UT San Antonio
San Antonio
TX
22,414
77
39
31,500
127,000
Texas Tech
Lubbock
TX
28,062
69
52
25,500
102,500
UW-Whitewater
Whitewater
WI
9,571
79
16
27,500
113,000
UW-Madison
Madison
WI
30,157
54
34
59,500
246,500
UW-Milwaukee
Milwaukee
WI
17,456
77
23
37,000
152,500
Purdue
West Lafayette
IN
32,606
60
43
41,500
170,500
Collin County CC District
Plano
TX
10,760
100
2
20,500
41,500
St Charles CC
Cottleville
MO
3,222
100
8
12,000
24,500
South Texas
McAllen
TX
11,080
100
2
15,500
63,500
American InterContinental
Hoffman Estates
IL
8,315
100
17
15,500
62,000
Cent Methodist-Graduate St
Fayette
MO
1,018
100
0
14,000
56,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $300,000 in annual income, $950,000 in financial assets and home equity of approximately $350,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
49,000
203,000
Arkansas
Fayetteville
AR
20,559
77
39
45,500
187,500
Arkansas State
State University
AR
6,439
80
78
22,500
93,000
Arkansas Tech
Russellville
AR
6,584
95
77
19,500
80,000
Central Arkansas
Conway
AR
7,634
90
58
10,500
42,500
Colorado
Boulder
CO
28,877
78
51
56,500
233,000
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
44,000
181,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
22,500
92,000
Metro State
Denver
CO
12,250
61
21
38,500
160,000
Bradley
Peoria
IL
4,508
70
100
51,500
210,500
U of Chicago
Chicago
IL
6,846
6
51
85,000
350,500
Columbia Chicago
Chicago
IL
6,252
90
91
36,500
148,000
DePaul
Chicago
IL
12,784
68
98
36,500
149,500
DuPage
Glen Ellyn
IL
7,793
100
8
23,000
47,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
41,500
170,500
Illinois-Urbana
Champaign
IL
32,854
59
48
42,000
171,000
Illinois State
Normal
IL
17,092
82
67
38,500
156,500
Loyola Chicago
Chicago
IL
11,622
67
98
43,500
179,500
Moraine Valley CC
Palos Hills
IL
5,138
100
4
18,000
36,500
Northern Illinois
Dekalb
IL
10,567
48
92
27,500
112,000
Northwestern
Evanston
IL
8,284
9
57
78,500
318,500
Quincy
Quincy
IL
934
62
100
26,000
107,500
S Illinois-Carbondale
Carbondale
IL
7,150
66
83
40,000
163,000
S Illinois-Edwardsville
Edwardsville
IL
8,615
86
83
28,500
115,000
Western Illinois
Macomb
IL
5,151
57
53
25,000
100,500
Ball State
Muncie
IN
14,693
77
60
41,000
165,000
Ivy Tech CC
Indianapolis
IN
21,242
100
15
18,000
36,500
IUPU-Indianapolis
Indianapolis
IN
17,630
81
65
45,000
182,500
IU-Bloomington
Bloomington
IN
31,981
78
71
53,000
215,000
Des Moines Area CC
Ankeny
IA
6,146
100
21
15,500
31,000
Graceland-Lamoni
Lamoni
IA
898
58
100
24,500
99,500
Iowa State
Ames
IA
26,713
92
79
31,500
128,500
Iowa
Iowa City
IA
21,212
83
57
41,500
171,000
Kirkwood CC
Cedar Rapids
IA
5,084
100
25
14,500
29,000
Northern Iowa
Cedar Falls
IA
8,228
79
64
29,000
117,000
Benedictine
Atchison
KS
1,937
97
100
31,500
129,500
Ft Hays State
Hays
KS
5,726
91
76
30,000
123,500
Johnson County CC
Overland Park
KS
5,541
100
23
20,500
42,000
Kansas
Lawrence
KS
17,257
93
73
44,000
181,000
Kansas State
Manhattan
KS
15,548
95
77
28,000
113,500
Pittsburg State
Pittsburg
KS
4,650
96
61
33,500
139,500
Wichita State
Wichita
KS
8,994
92
69
37,500
155,500
Eastern Kentucky
Richmond
KY
9,908
94
65
29,500
122,500
Kentucky
Lexington
KY
20,622
96
77
42,000
174,000
Louisville
Louisville
KY
11,560
69
80
33,000
136,000
Morehead State
Morehead
KY
5,393
78
74
20,500
82,000
Murray State
Murray
KY
6,190
82
89
37,500
154,000
Northern Kentucky
Highland Heights
KY
8,243
90
83
33,000
135,500
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
LSU
Baton Rouge
LA
22,726
75
75
53,500
219,500
Louisiana Lafayette
Lafayette
LA
11,929
68
57
41,500
171,000
Minnesota State-Mankato
Mankato
MN
10,413
63
29
30,000
123,000
Minnesota
Minneapolis
MN
29,939
57
59
42,500
177,500
Mississippi
University
MS
15,902
88
63
42,500
174,500
Mississippi State
Mississippi State
MS
17,113
54
86
27,000
112,000
Avila
Kansas City
MO
990
41
100
23,000
91,000
Central Methodist
Fayette
MO
1,114
93
100
23,500
93,500
Central Missouri
Warrensburg
MO
6,688
65
62
22,000
90,500
Columbia College
Columbia
MO
3,620
100
50
23,500
98,000
Crowder
Neosho
MO
1,875
100
22
7,500
15,500
Drury
Springfield
MO
1,444
64
100
28,500
112,000
East Central
Union
MO
1,171
100
8
14,500
29,500
Evangel
Springfield
MO
1,539
97
88
29,500
122,500
Ozarks Tech CC
Springfield
MO
5,430
100
10
12,000
24,000
Harris-Stowe State
St. Louis
MO
1,371
100
61
16,500
65,500
Jefferson
Hillsboro
MO
1,893
100
13
8,000
16,000
Lincoln
Jefferson City
MO
1,593
100
49
20,500
85,500
Lindenwood
Saint Charles
MO
5,000
88
99
22,500
89,500
State Tech Missouri
Linn
MO
1,425
100
6
10,000
19,500
Metropolitan CC-Kansas City
Lees Summit
MO
6,522
100
9
4,500
8,500
Maryville
St. Louis
MO
2,990
83
98
37,000
151,500
Mineral Area
Park Hills
MO
1,528
100
19
13,500
27,500
Missouri Baptist
St. Louis
MO
1,526
61
98
26,500
110,000
Missouri Southern
Joplin
MO
3,844
94
70
15,500
65,000
Missouri Valley
Marshall
MO
1,348
53
100
27,000
109,500
Missouri Western
Saint Joseph
MO
3,382
100
77
22,000
91,000
Missouri
Columbia
MO
20,676
81
77
27,000
111,000
Missouri-Kansas City
Kansas City
MO
6,487
61
73
18,500
73,000
Missouri Tech
Rolla
MO
5,692
79
81
11,500
47,500
Missouri-St Louis
St. Louis
MO
5,098
73
92
22,000
88,500
Moberly Area CC
Moberly
MO
2,201
100
14
14,500
29,000
Truman State
Kirksville
MO
4,269
63
99
16,000
67,500
NW Missouri State
Maryville
MO
4,954
73
90
17,500
71,000
College of the Ozarks
Point Lookout
MO
1,504
10
100
10,500
41,000
Park
Parkville
MO
4,151
100
55
26,000
107,000
Ranken Tech
St. Louis
MO
1,339
100
57
24,000
97,000
Rockhurst
Kansas City
MO
1,454
64
100
30,000
123,000
St Louis Univ
St. Louis
MO
6,691
58
97
38,000
152,500
St Louis CC
St. Louis
MO
6,114
100
7
11,500
23,500
Southwest Baptist
Bolivar
MO
1,701
71
78
27,000
108,500
State Fair CC
Sedalia
MO
2,135
100
15
6,500
12,500
SE Missouri State
Cape Girardeau
MO
7,152
86
83
18,500
76,000
Missouri State-Springfield
Springfield
MO
14,005
88
63
20,000
82,000
Three Rivers
Poplar Bluff
MO
1,557
100
24
18,500
37,000
Washington U St Louis
St. Louis
MO
7,139
14
41
79,000
330,000
Webster
St. Louis
MO
2,170
57
96
31,000
127,500
Metropolitan CC Area
Omaha
NE
5,081
100
38
12,500
25,500
Nebraska Omaha
Omaha
NE
9,921
83
56
37,000
152,500
Nebraska
Lincoln
NE
19,132
78
82
44,000
181,500
Central Oklahoma
Edmond
OK
9,732
84
47
36,000
149,000
Oklahoma State
Stillwater
OK
17,291
70
80
30,500
126,000
Oklahoma
Norman
OK
18,996
80
86
41,500
171,000
Austin Peay State
Clarksville
TN
6,773
95
24
38,000
156,500
Belmont
Nashville
TN
6,563
84
88
51,000
208,000
East Tennessee State
Johnson City
TN
9,228
86
38
43,500
177,000
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
45,000
183,500
Pellissippi State CC
Knoxville
TN
5,038
100
3
25,500
51,500
Tennessee-Chattanooga
Chattanooga
TN
9,224
82
57
41,500
171,000
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
Tennessee State
Nashville
TN
4,807
100
40
33,000
137,000
Tennessee Tech
Cookeville
TN
8,004
79
48
40,000
165,000
Vanderbilt
Nashville
TN
6,833
9
62
69,000
282,500
Volunteer State CC
Gallatin
TN
4,779
100
5
31,500
64,000
Baylor
Waco
TX
13,906
45
93
50,000
205,000
Houston CC
Houston
TX
16,397
100
7
17,500
35,500
Houston
Houston
TX
28,368
65
60
37,000
151,500
Lone Star College
The Woodlands
TX
20,312
100
8
23,000
47,000
North Texas
Denton
TX
26,055
74
50
37,500
152,500
UT Rio Grande Valley
Edinburg
TX
19,922
80
47
33,500
139,500
Sam Houston State
Huntsville
TX
15,311
83
9
34,500
139,000
Texas State
San Marcos
TX
27,923
81
12
36,500
147,000
Tarrant County District
Fort Worth
TX
13,560
100
11
21,500
43,500
Texas A & M
College Station
TX
47,667
58
55
59,500
245,000
UT Arlington
Arlington
TX
19,441
83
62
47,000
194,500
UT Austin
Austin
TX
37,515
32
39
54,500
222,000
UT Dallas
Richardson
TX
17,943
79
67
58,000
240,500
UTEP
El Paso
TX
13,858
100
33
41,000
168,500
UT San Antonio
San Antonio
TX
22,414
77
39
31,500
127,000
Texas Tech
Lubbock
TX
28,062
69
52
34,500
138,000
UW-Whitewater
Whitewater
WI
9,571
79
16
27,500
113,000
UW-Madison
Madison
WI
30,157
54
34
59,500
246,500
UW-Milwaukee
Milwaukee
WI
17,456
77
23
37,000
152,500
Purdue
West Lafayette
IN
32,606
60
43
41,500
170,500
Collin County CC District
Plano
TX
10,760
100
2
20,500
41,500
St Charles CC
Cottleville
MO
3,222
100
8
14,500
29,000
South Texas
McAllen
TX
11,080
100
2
16,000
66,000
American InterContinental
Hoffman Estates
IL
8,315
100
17
16,000
64,500
Cent Methodist-Graduate St
Fayette
MO
1,018
100
0
14,000
56,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
National Online Colleges
Online education has been a growing trend in undergraduate education and is expected to increase in the future. Most of the schools included in this report have portions of their traditional class load presented online. Several large national online colleges have established themselves. Most popular among older undergraduates, these colleges are accessible to all students wherever they live. The list below provides details about these schools and their costs. These schools are almost all open admission, often with rolling classes that allow students to start their degrees weeks after applying.
wdt_ID | Name | Location | Number of Undergraduates (total) | Number of Undergraduates (online only) | 2020 Tuition & fees, In-state | 2020 tuition & fees, Out-of-state |
---|---|---|---|---|---|---|
1 | Western Governors | UT | 88,921 | 88,921 | 7,100 | 7,100 |
2 | Southern New Hampshire | NH | 82,693 | 76,904 | 9,600 | 9,600 |
3 | American Public University | WV | 37,746 | 37,746 | 9,200 | 9,200 |
4 | Maryland- Global Campus | MD | 47,253 | 36,385 | 9,325 | 15,295 |
5 | Grand Canyon University | AZ | 54,139 | 36,273 | 14,750 | 14,750 |
6 | Liberty University | VA | 45,935 | 32,614 | 12,098 | 12,098 |
7 | Strayer | Multiple | 34,395 | 30,789 | 14,930 | 14,930 |
8 | Arizona Global Campus | CA | 28,701 | 28,701 | 16,450 | 16,450 |
9 | Purdue Global | IA | 97,404 | 26,505 | 13,290 | 17,385 |
10 | Brigham Young-Idaho | ID | 42,341 | 21,171 | 1,920 | 1,920 |

Glossary
Cost of Attendance – Full tuition, room, board, fees and an estimate of supplies. The maximum a student can receive or borrow from a Federal Title IV program is the cost of attendance at the college where they enroll.
Federal student financing– Classified as Title IV aid, the US Department of Education finances higher education through several programs, some which obligate the borrower to repay the amount (loans) and some that do not need to be repaid (grants). Loans made through this program are NOT dischargeable in bankruptcy. Major federal programs include:
Pell Grants – Up to $6,345 in 2020/21 calculated based on the student’s FAFSA filing EFC. The lower your EFC, the more in Pell Grants you can receive. Generally, families with incomes below about $90,000 will be eligible for Pell Grants, with declining amount of grants as income and assets increase.
Direct Subsidized Loans – Loans from the federal government that do not accrue interest while the student is enrolled in college and begin to accrue interest when the student graduates or leaves school. In 2020/21, Direct Subsidized Loans charged an interest rate of 2.75%, which is fixed for the life of the loan, and had relatively low maximum amounts and a low 1.1% upfront cost. These loans are not dischargeable in bankruptcy.
Direct Unsubsidized Loans – Loans from the federal government that accrue interest while the student is enrolled in college. In 2020/21, Direct Unsubsidized Loans charged an interest rate of 2.75%, which is fixed for the life of the loan, and had relatively low maximum amounts and a low 1.1% upfront cost. These loans are not dischargeable in bankruptcy.
Direct PLUS loans – Loans from the federal government to the parent of the undergraduate. Larger amounts can be borrowed under this PLUS program compared to the Direct Subsidized and Unsubsidized programs described above, covering need up to the Cost of Attendance. In 2020/21, Direct Subsidized and Unsibsidized Loans charged an interest rate of 7.1%, which is fixed for the life of the loan. The loan costs 4.2% upfront, so add that amount to your college costs if you borrow using this program. These loans are not dischargeable in bankruptcy.
Full tuition – The maximum a college has decided to charge its undergraduates. Colleges often lower the actual cost on a student-by-student basis for the reasons stated earlier.
Room & board – Traditional undergraduate education usually includes on-campus lodging and meals. This room and board is included in the net cost found here. Schools also provide estimates of room, board and living costs for students living off campus. These estimates vary widely even for colleges close to one other.