2022/23 Academic Year
College applicants and their families face not just a big life choice and the challenge of being accepted to schools, they face a complicated maze of information on how much their college career will cost. This report will allow you to know the true costs of colleges, so that you can finance a college degree and set up a successful post-graduate life.
- Apply to colleges which you know you can afford
- Plan financially and save and borrow the right amount to fund costs across all years of the program
- Once accepted, better understand the financial context of your financial aid offer and the scope for any negotiations with the college on their proposed cost
This report also provides some of the basics on how the prices you will pay for colleges are set as well as objective cost data about popular schools for students residing in your state. These numbers are based on reported figures by the colleges themselves with projections to account for future price changes.
The information will not indicate exactly how much each student will pay your college. But it will give a broadly accurate and readily understandable general idea, allowing you to compare colleges in financial terms and to plan for a successful college journey.
How college costs work
- Advertised college tuition prices are often far higher than what the typical student pays. Many colleges offer significant discounts to this headline tuition depending on an applicant’s
- family financial income & assets
- demographics
- academic record
- and decisions made by the college’s admissions or enrollment offices
- Comparing college costs on an apples-to-apples basis is difficult and time consuming. College net price calculators are often outdated and don’t reflect true costs.
- When an applicant is accepted to a college, they will receive a financial aid award letter highlighting what their costs will be if they enroll. These awards all differ by student.
- Cost information provided by colleges and other sources often deduct loans from the cost, unlike most other consumer purchases you make
- Most state colleges and universities have essentially two pricing processes, one for in-state and one for out-of-state students.
- Applying early increases your chances of getting into a given college but also increases your cost by lowering, often significantly, the amount of financial aid you will be offered.
Contents
- Average costs for popular in- and out-of-state schools
- Community Colleges
- College pricing and the Expected Family Contribution
- Ways to reduce college costs
- Scenarios showing projected costs by college for 7 representative families with different incomes and financial profiles
- Scenario: Students with families with an average of $15,000 in annual income (<$10,000 in financial assets and home equity of <$40,000)
- Scenario: Students with families with an average of $40,000 in annual income ($10,000 in financial assets and home equity of approximately $50,000)
- Scenario: Students with families with an average of $60,000 in annual income ($20,000 in financial assets and home equity of approximately $90,000)
- Scenario: Students with families with an average of $90,000 in annual income ($200,000 in financial assets and home equity of approximately $120,000)
- Scenario: Students with families with an average of $150,000 in annual income ($250,000 in financial assets and home equity of approximately $150,000)
- Scenario: Students with families with an average of $200,000 in annual income ($500,000 in financial assets and home equity of approximately $200,000)
- Scenario: Students with families with an average of $300,000 in annual income ($950,000 in financial assets and home equity of approximately $350,000)
- Online or Distance Schools
- Glossary
In-state colleges, by average cost
The average net cost found here represents a projected average amount entering freshmen will pay for tuition, room & board, fees, books & other course materials. Net costs are not reduced by loans, which represent an obligation and are not a price reduction. The analogy here is buying a house or condo, where the cost is not reduced because you take out a mortgage to finance the purchase.
College | City | Full-time students | Admissions % | SAT ACT blended 25th percentile | % students paying discounted tuition | Average annual net cost |
---|---|---|---|---|---|---|
American | Washington | 8,207 | 36 | 1210 | 56 | 47,000 |
Catholic University | Washington | 3,168 | 85 | 97 | 37,500 | |
UDC | Washington | 1,779 | 100 | 50 | 18,500 | |
Gallaudet | Washington | 1,005 | 61 | 810 | 91 | 40,000 |
George Washington | Washington | 11,102 | 41 | 1290 | 75 | 52,000 |
Georgetown | Washington | 7,029 | 14 | 1380 | 44 | 56,000 |
Howard | Washington | 6,269 | 36 | 1120 | 98 | 21,000 |
Trinity Washington | Washington | 987 | 97 | 100 | 21,000 |
Notes on figures
- Net cost is a consumer-centric metric comparable to what cost means in business transactions outside of higher education. It represents a student’s cost of attending college including: tuition, room & board, fees and estimates of supplies less institutional aid of all kinds (including need-based and merit), and less federal and state/local aid. Loans and other repayable amounts are excluded and do not reduce the cost. Room and board uses on-campus costs; for students attending nonresidential institutions, the college’s own estimate of such off-campus costs is used. Total average net cost for all students allocates in- and out-of-state costs in proportion to attendance. Net cost differs from the Net Price figure self-reported by colleges to the NCES because it is comprehensive and covers all students, including the approximately 40% not covered by Net Price calculations.
- CC = Community College
- Number of undergraduates represent all enrolled full-time students as of 2018/19.
- % of Applicants admitted from 2019/20.
- The SAT score is intended to give a very rough idea of the academic level of entering students. This number shows the 25thpercentile of enrolled students out of 100% and adds together the verbal and math SAT and ACT scores using the ACT/SAT concordance formula developed by ACT and the College Board. The maximum possible score is 1600.
- The “% of students receiving discounts” is the 2018/19 figure showing what % of enrolled students are receiving price discounts from their colleges. This % does not include aid from the government, such as Pell grants, or other federal or state aid. It also does not include students borrowing to pay for college.
- These comments all apply to tables later in this report except where noted.
Popular out-of-state colleges, by average cost
College | City | State | Full-time students | Admissions % | SAT ACT blended 25th percentile | % students paying discounted tuition | Avg. annual net cost |
---|---|---|---|---|---|---|---|
Yale | New Haven | CT | 6,088 | 6 | 1450 | 56 | 44,500 |
Delaware State | Dover | DE | 3,790 | 53 | 830 | 62 | 25,000 |
Bethune-Cookman | Daytona Beach | FL | 2,708 | 84 | 840 | 49 | 17,500 |
Univ of Tampa | Tampa | FL | 8,441 | 45 | 1100 | 91 | 28,500 |
Morehouse | Atlanta | GA | 2,145 | 100 | 990 | 53 | 35,500 |
Johns Hopkins | Baltimore | MD | 5,762 | 11 | 1440 | 60 | 46,500 |
UMD Global Campus | Adelphi | MD | 9,472 | 100 | 11 | 28,500 | |
UMD Baltimore | Baltimore | MD | 9,436 | 61 | 1180 | 76 | 7,500 |
UMD College Park | College Park | MD | 28,390 | 44 | 1280 | 40 | 49,000 |
Montgomery | Rockville | MD | 7,305 | 100 | 39 | 26,000 | |
Morgan State | Baltimore | MD | 5,759 | 68 | 610 | 42 | 28,000 |
Salisbury | Salisbury | MD | 7,090 | 74 | 68 | 30,000 | |
Towson | Towson | MD | 17,209 | 76 | 1050 | 49 | 37,000 |
Washington U St Louis | St. Louis | MO | 7,139 | 14 | 1430 | 41 | 54,000 |
Rowan | Glassboro | NJ | 14,055 | 74 | 1040 | 45 | 39,000 |
Kean | Union | NJ | 9,817 | 69 | 840 | 29 | 35,000 |
Montclair State | Montclair | NJ | 14,859 | 76 | 990 | 38 | 37,000 |
Rutgers | New Brunswick | NJ | 34,285 | 61 | 1210 | 40 | 31,000 |
Stockton | Pomona | NJ | 8,459 | 76 | 1020 | 60 | 26,500 |
Cornell | Ithaca | NY | 15,038 | 11 | 1390 | 46 | 54,000 |
CUNY Manhattan | New York | NY | 17,772 | 100 | 1 | 21,500 | |
NYU | New York | NY | 25,872 | 16 | 940 | 46 | 60,000 |
Buffalo | Buffalo | NY | 20,401 | 61 | 1160 | 69 | 25,500 |
Stony Brook | Stony Brook | NY | 16,697 | 44 | 1230 | 69 | 32,000 |
Livingstone | Salisbury | NC | 1,110 | 50 | 780 | 70 | 17,000 |
North Carolina A & T | Greensboro | NC | 10,013 | 58 | 950 | 67 | 27,000 |
UNC Charlotte | Charlotte | NC | 20,877 | 65 | 1110 | 41 | 23,500 |
North Carolina Central | Durham | NC | 5,012 | 68 | 890 | 75 | 24,000 |
North Carolina State | Raleigh | NC | 22,820 | 45 | 1240 | 48 | 25,500 |
Drexel | Philadelphia | PA | 13,878 | 75 | 1190 | 100 | 38,500 |
Eastern | Saint Davids | PA | 1,328 | 61 | 1030 | 99 | 25,000 |
Neumann | Aston | PA | 1,384 | 62 | 820 | 100 | 26,500 |
Penn State | University Park | PA | 66,409 | 54 | 1080 | 43 | 49,000 |
Univ of Pennsylvania | Philadelphia | PA | 10,448 | 8 | 1440 | 49 | 51,500 |
Pittsburgh | Pittsburgh | PA | 18,392 | 57 | 1260 | 47 | 34,000 |
Temple | Philadelphia | PA | 26,247 | 60 | 79 | 34,000 | |
West Chester | West Chester | PA | 13,044 | 75 | 1030 | 19 | 26,500 |
Widener | Chester | PA | 2,784 | 72 | 1030 | 100 | 34,500 |
South Carolina | Columbia | SC | 26,400 | 69 | 1180 | 68 | 50,000 |
Coastal Carolina | Conway | SC | 8,810 | 69 | 1000 | 51 | 37,500 |
Bridgewater | Bridgewater | VA | 1,707 | 67 | 950 | 99 | 19,000 |
William and Mary | Williamsburg | VA | 6,190 | 38 | 1320 | 42 | 54,000 |
Regent | Virginia Beach | VA | 2,333 | 86 | 980 | 96 | 16,500 |
Central Virginia CC | Lynchburg | VA | 1,298 | 100 | 11 | 20,000 | |
Christopher Newport | Newport News | VA | 4,742 | 72 | 860 | 47 | 36,000 |
George Mason | Fairfax | VA | 21,672 | 87 | 1110 | 37 | 46,000 |
Germanna CC | Locust Grove | VA | 2,202 | 100 | 11 | 20,500 | |
Hampton | Hampton | VA | 3,491 | 36 | 70 | 29,500 | |
James Madison | Harrisonburg | VA | 18,798 | 77 | 900 | 19 | 43,000 |
Liberty | Lynchburg | VA | 28,487 | 51 | 1040 | 81 | 29,000 |
Longwood | Farmville | VA | 3,439 | 90 | 830 | 69 | 38,500 |
Lord Fairfax CC | Middletown | VA | 1,951 | 100 | 11 | 20,000 | |
Lynchburg | Lynchburg | VA | 1,820 | 91 | 770 | 100 | 25,000 |
Mary Washington | Fredericksburg | VA | 3,694 | 75 | 1080 | 88 | 17,500 |
Marymount | Arlington | VA | 1,951 | 81 | 930 | 98 | 32,000 |
New River CC | Dublin | VA | 1,586 | 100 | 15 | 16,000 | |
Norfolk State | Norfolk | VA | 4,583 | 92 | 680 | 46 | 37,000 |
Northern Virginia CC | Annandale | VA | 15,540 | 100 | 25 | 20,500 | |
Old Dominion | Norfolk | VA | 14,702 | 89 | 970 | 76 | 42,000 |
Radford | Radford | VA | 6,820 | 75 | 42 | 26,000 | |
Randolph-Macon | Ashland | VA | 1,520 | 71 | 1050 | 100 | 27,500 |
Richmond | Richmond | VA | 3,004 | 28 | 830 | 53 | 43,000 |
Roanoke | Salem | VA | 1,942 | 75 | 1050 | 99 | 27,000 |
Shenandoah | Winchester | VA | 1,989 | 74 | 990 | 100 | 29,000 |
Tidewater CC | Norfolk | VA | 6,693 | 100 | 7 | 22,500 | |
Virginia Tech | Blacksburg | VA | 28,584 | 70 | 1180 | 36 | 40,500 |
Virginia Western CC | Roanoke | VA | 1,784 | 100 | 26 | 18,000 | |
Virginia Commonwealth | Richmond | VA | 19,825 | 87 | 1070 | 60 | 34,000 |
UVa | Charlottesville | VA | 16,267 | 24 | 1330 | 35 | 52,000 |
VMI | Lexington | VA | 1,698 | 60 | 1090 | 68 | 47,500 |
Virginia State | Petersburg | VA | 3,903 | 95 | 830 | 62 | 31,500 |
Virginia Wesleyan | Norfolk | VA | 1,245 | 77 | 960 | 99 | 26,000 |
Washington and Lee | Lexington | VA | 1,845 | 19 | 1370 | 57 | 40,000 |
Marshall | Huntington | WV | 7,123 | 87 | 960 | 81 | 23,000 |
West Virginia | Morgantown | WV | 19,369 | 84 | 1030 | 76 | 34,000 |
UW-Madison | Madison | WI | 30,157 | 54 | 1260 | 34 | 50,500 |
ECPI | Virginia Beach | VA | 13,005 | 74 | 36 | 22,000 | |
Baltimore County CC | Baltimore | MD | 5,053 | 100 | 20 | 19,000 |
College pricing and the Expected Family Contribution
To receive any sort of aids and loans, US colleges require filing of the FAFSA (Free Application for Federal Student Aid), which calculates the Expected Family Contribution (the “EFC”). Discussions of college costs often make reference to the EFC, which is a federal statutory calculation that governs financing student college costs. It is NOT the same as the pricing, which is determined by supply and demand and the college’s own cost structure. To repeat, the cost of college is how much you will pay the college; the EFC determines your eligibility for loans or certain grants. Pricing; financing – two different things.
The charts below illustrate this distinction for a college with a “Cost of attendance” of $60,000. (The cost of attendance includes the full listed as-advertised tuition, room & board, estimated costs for materials and other fees.)
The College Board Big Future site offers a handy way to calculate this in advance of completing all the paperwork:
Note that the EFC will be renamed the Student Aid Index beginning in the 2023/24 academic year. The FAFSA filing after this change is expected to be much simpler and quicker to complete, but the fundamental formula is unchanged.
Federal Student Loans
Student loans are a complex topic outside of the scope of this report.
2021/2022 interest rates for the federal student loan program are:
- Direct (unsubsidized & subsidized): 3.73%.
- Direct PLUS is set at 6.28%.
- Private loan interest rate are set by the market, partly depend on the parents’ credit score and come in a variety of types.
Federal student loan interest rates are fixed and do not change after the initial borrowing. Because of the topic’s complexity, we recommend you go straight to the source and read the Department of Education site for more information:
A smaller group of mostly selective colleges also require submission of the CSS Profile in addition to FAFSA. The CSS Profile is a more detailed report on the financial profile of a student and their family. It is used in different ways by these colleges to assess how much students and their families should pay. One key difference between the FAFSA and CSS Profile schools is that the equity value of the home often (but not always) affects the level of financial aid offered.
The FAFSA and CSS Profile use prior year income for the initial FAFSA filing, so a 2021 senior’s FAFSA would depend on their 2019 earnings.
Decision and Early Action
Giving students discounts and breaks on full tuition is common business practice in higher education. Information about discounts granted to Early Decision and Early Action candidates is not compiled but a large amount of anecdotal evidence points to discounts for accepted students in Early Decision being much less generous than for the regular application period. So a student’s decision to apply Early Decision conveys to the college both their strong interest in attending and their willingness and ability to pay full costs. Applying through Early Action conveys strong interest but leaves latitude for negotiating financial aid. Because each student’s situation will be different, applicants are advised to think of the application process in part as a negotiation and to use the different application options as signals to the college.
Ways to save on college costs
There are a number of options beyond college choices to limit spending on college. The right choice depends on the student’s needs. They include:
- Studying for a year or two at a community college, institutions which are generally cheaper than 4-year programs, and then transferring into a Bachelor’s program.
- Completing credits at high school or via distance learning outside of actual college attendance
- Making sure to complete the bachelor’s program on time
- Applying for and obtaining scholarships
The first two will require acceptance of credits by the 4-year Bachelor’s program in which you ultimately enroll. While there are certain standards that apply in these scenarios, the ultimate decision will depend on the college accepting the student.
Fit
One important way to limit spending is to make sure the college you enroll in is a “fit.” When recruiting students, colleges are very focused on fit – on making sure that a college matches up well with a student’s personal and professional objectives. This is because fit helps both the student and the college. Lack of fit directly contributes to students dropping out or transferring to another school, both of which increase the costs of obtaining a degree. So proper matching of applications with schools is an important factor in college costs.
How to find scholarships and grants
The College Board’s Big Future and Sallie Mae’s Scholarship Search site are both excellent places to find information on scholarships:
Scholarships.com and Fastweb also both provide free searches of many scholarships:
Finally, two separate but similarly named sites, Collegescholarships.com and Collegescholarships.org, valuably provide lists of scholarships limited to residents of specific states, counties and municipalities.
Financial Scenarios
While the average costs above are an informative first cut, the impact of their family’s individual financial position on the amount a college charges a specific student is significant. The following section lays out a set of scenarios showing estimated costs for students with different family financial profiles. These are estimates and are intended as a baseline guide to help you decide on a short list of colleges to which to apply and to navigate the application and acceptance process with objective financial information.
Factors that increase or decrease the amount colleges charge a student:
- Family income
- Family financial assets
- Amount of equity in the family home (only selected colleges)
- Academic performance in high school, board scores
- Student’s demographic profile (including whether the parents have college degrees)
Other factors, such as whether other students in the household are also enrolled in college, marital status (married or not), and student income and savings play a generally smaller role.
Notes on figures
- For categories identical to those used to the in- and out-of-state average costs tables above, earlier comments apply.
- The colleges are ranked highest to lowest according to projected 2021/22 net cost.
- The “Full cost of a 4-year degree, Projected” represents an estimate of the total net costs for a class of ’25 student completing their Bachelor’s degree in 4 years.
- Scenarios 5, 6 and 7 assume a dual-earner married household with two children, the prospective college student who is a public high school senior and a younger sibling, with financial and home equity assets conforming to US government data on income and assets. The couple does not own their own business or investment real estate and is not the beneficiary of a trust. The prospective college student has no children, earned a small amount last year and is a dependent for IRS purposes. Once enrolled in college, the student would be enrolled full-time and live on campus.
- Disclaimer: These financial estimates represent informational projections that will change over time. They do not represents promises or commitments by CTAS or the colleges themselves. Final net cost numbers will differ from these estimates for many reasons.

Scenario
Students with families with an average of $15,000 in annual income. Families in this income range on average have <$10,000 in financial assets and home equity of <$40,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Yale
New Haven
CT
6,088
6
56
2,000
9,000
Delaware State
Dover
DE
3,790
53
62
27,500
111,000
American
Washington
DC
8,207
36
56
22,000
91,500
Catholic University
Washington
DC
3,168
85
97
28,500
116,500
UDC
Washington
DC
1,779
100
50
14,500
59,500
Gallaudet
Washington
DC
1,005
61
91
13,500
55,500
George Washington
Washington
DC
11,102
41
75
18,500
75,500
Georgetown
Washington
DC
7,029
14
44
6,000
24,500
Howard
Washington
DC
6,269
36
98
10,500
43,000
Trinity Washington
Washington
DC
987
97
100
14,000
57,000
Bethune-Cookman
Daytona Beach
FL
2,708
84
49
16,000
64,500
Univ of Tampa
Tampa
FL
8,441
45
91
27,500
111,500
Morehouse
Atlanta
GA
2,145
100
53
33,000
133,500
Johns Hopkins
Baltimore
MD
5,762
11
60
9,000
35,500
UMD Global Campus
Adelphi
MD
9,472
100
11
28,500
114,500
UMD Baltimore
Baltimore
MD
9,436
61
76
5,000
20,500
UMD College Park
College Park
MD
28,390
44
40
39,000
160,500
Montgomery
Rockville
MD
7,305
100
39
16,500
33,500
Morgan State
Baltimore
MD
5,759
68
42
29,000
118,000
Salisbury
Salisbury
MD
7,090
74
68
22,500
91,000
Towson
Towson
MD
17,209
76
49
25,000
102,000
Washington U St Louis
St. Louis
MO
7,139
14
41
6,000
23,500
Rowan
Glassboro
NJ
14,055
74
45
38,500
157,500
Kean
Union
NJ
9,817
69
29
32,000
130,000
Montclair State
Montclair
NJ
14,859
76
38
25,000
101,500
Rutgers
New Brunswick
NJ
34,285
61
40
24,500
99,500
Stockton
Pomona
NJ
8,459
76
60
18,000
74,500
Cornell
Ithaca
NY
15,038
11
46
2,000
7,500
CUNY Manhattan
New York
NY
17,772
100
1
14,000
28,000
NYU
New York
NY
25,872
16
46
28,500
116,500
Buffalo
Buffalo
NY
20,401
61
69
22,500
90,500
Stony Brook
Stony Brook
NY
16,697
44
69
24,000
98,500
Livingstone
Salisbury
NC
1,110
50
70
17,000
69,500
North Carolina A & T
Greensboro
NC
10,013
58
67
22,500
92,500
UNC Charlotte
Charlotte
NC
20,877
65
41
17,000
70,000
North Carolina Central
Durham
NC
5,012
68
75
24,000
97,500
North Carolina State
Raleigh
NC
22,820
45
48
13,000
53,000
Drexel
Philadelphia
PA
13,878
75
100
25,000
101,000
Eastern
Saint Davids
PA
1,328
61
99
18,000
72,500
Neumann
Aston
PA
1,384
62
100
21,000
86,500
Penn State
University Park
PA
66,409
54
43
39,500
159,500
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
4,000
16,000
Pittsburgh
Pittsburgh
PA
18,392
57
47
18,000
72,500
Temple
Philadelphia
PA
26,247
60
79
28,000
115,000
West Chester
West Chester
PA
13,044
75
19
23,000
93,500
Widener
Chester
PA
2,784
72
100
30,000
121,500
South Carolina
Columbia
SC
26,400
69
68
36,000
149,500
Coastal Carolina
Conway
SC
8,810
69
51
37,500
154,500
Bridgewater
Bridgewater
VA
1,707
67
99
15,000
61,000
William and Mary
Williamsburg
VA
6,190
38
42
40,000
165,000
Regent
Virginia Beach
VA
2,333
86
96
15,000
61,000
Central Virginia CC
Lynchburg
VA
1,298
100
11
10,000
20,500
Christopher Newport
Newport News
VA
4,742
72
47
25,500
104,000
George Mason
Fairfax
VA
21,672
87
37
35,000
144,500
Germanna CC
Locust Grove
VA
2,202
100
11
12,000
24,000
Hampton
Hampton
VA
3,491
36
70
27,000
110,500
James Madison
Harrisonburg
VA
18,798
77
19
33,000
136,000
Liberty
Lynchburg
VA
28,487
51
81
27,000
110,500
Longwood
Farmville
VA
3,439
90
69
29,000
118,500
Lord Fairfax CC
Middletown
VA
1,951
100
11
11,000
22,500
Lynchburg
Lynchburg
VA
1,820
91
100
19,500
79,000
Mary Washington
Fredericksburg
VA
3,694
75
88
11,000
44,000
Marymount
Arlington
VA
1,951
81
98
22,500
92,000
New River CC
Dublin
VA
1,586
100
15
13,000
26,500
Norfolk State
Norfolk
VA
4,583
92
46
36,000
149,000
Northern Virginia CC
Annandale
VA
15,540
100
25
16,000
32,500
Old Dominion
Norfolk
VA
14,702
89
76
30,500
126,500
Radford
Radford
VA
6,820
75
42
20,000
80,500
Randolph-Macon
Ashland
VA
1,520
71
100
20,000
80,000
Richmond
Richmond
VA
3,004
28
53
10,000
41,500
Roanoke
Salem
VA
1,942
75
99
18,500
76,000
Shenandoah
Winchester
VA
1,989
74
100
25,500
104,500
Tidewater CC
Norfolk
VA
6,693
100
7
13,000
26,500
Virginia Tech
Blacksburg
VA
28,584
70
36
34,000
138,500
Virginia Western CC
Roanoke
VA
1,784
100
26
13,000
26,000
Virginia Commonwealth
Richmond
VA
19,825
87
60
24,500
100,500
UVa
Charlottesville
VA
16,267
24
35
10,500
43,500
VMI
Lexington
VA
1,698
60
68
19,000
79,000
Virginia State
Petersburg
VA
3,903
95
62
31,000
129,000
Virginia Wesleyan
Norfolk
VA
1,245
77
99
21,500
88,500
Washington and Lee
Lexington
VA
1,845
19
57
1,000
5,000
Marshall
Huntington
WV
7,123
87
81
14,500
59,000
West Virginia
Morgantown
WV
19,369
84
76
25,500
104,000
UW-Madison
Madison
WI
30,157
54
34
32,000
132,000
ECPI
Virginia Beach
VA
13,005
74
36
21,500
89,500
Baltimore County CC
Baltimore
MD
5,053
100
20
11,000
21,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $40,000 in annual income. Families in this income range on average have approximately $10,000 in financial assets and home equity of approximately $50,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree}
Yale
New Haven
CT
6,088
6
56
2,500
10,500
Delaware State
Dover
DE
3,790
53
62
28,500
115,500
American
Washington
DC
8,207
36
56
21,000
91,500
Catholic University
Washington
DC
3,168
85
97
27,500
116,500
UDC
Washington
DC
1,779
100
50
14,500
59,500
Gallaudet
Washington
DC
1,005
61
91
13,000
55,500
George Washington
Washington
DC
11,102
41
75
18,500
81,500
Georgetown
Washington
DC
7,029
14
44
8,500
37,000
Howard
Washington
DC
6,269
36
98
27,000
109,500
Trinity Washington
Washington
DC
987
97
100
14,000
57,000
Bethune-Cookman
Daytona Beach
FL
2,708
84
49
17,000
69,500
Univ of Tampa
Tampa
FL
8,441
45
91
28,000
113,000
Morehouse
Atlanta
GA
2,145
100
53
34,000
138,000
Johns Hopkins
Baltimore
MD
5,762
11
60
9,000
35,500
UMD Global Campus
Adelphi
MD
9,472
100
11
28,500
114,500
UMD Baltimore
Baltimore
MD
9,436
61
76
6,000
24,000
UMD College Park
College Park
MD
28,390
44
40
48,000
197,000
Montgomery
Rockville
MD
7,305
100
39
17,500
35,000
Morgan State
Baltimore
MD
5,759
68
42
30,000
123,500
Salisbury
Salisbury
MD
7,090
74
68
28,000
115,000
Towson
Towson
MD
17,209
76
49
30,500
125,000
Washington U St Louis
St. Louis
MO
7,139
14
41
6,500
26,500
Rowan
Glassboro
NJ
14,055
74
45
41,000
168,500
Kean
Union
NJ
9,817
69
29
33,500
137,000
Montclair State
Montclair
NJ
14,859
76
38
27,500
112,500
Rutgers
New Brunswick
NJ
34,285
61
40
27,000
108,500
Stockton
Pomona
NJ
8,459
76
60
19,000
79,000
Cornell
Ithaca
NY
15,038
11
46
2,500
9,500
CUNY Manhattan
New York
NY
17,772
100
1
15,500
31,500
NYU
New York
NY
25,872
16
46
28,500
116,500
Buffalo
Buffalo
NY
20,401
61
69
25,500
103,500
Stony Brook
Stony Brook
NY
16,697
44
69
27,500
114,000
Livingstone
Salisbury
NC
1,110
50
70
17,500
71,500
North Carolina A & T
Greensboro
NC
10,013
58
67
26,500
109,000
UNC Charlotte
Charlotte
NC
20,877
65
41
18,500
75,500
North Carolina Central
Durham
NC
5,012
68
75
26,000
105,500
North Carolina State
Raleigh
NC
22,820
45
48
15,500
63,500
Drexel
Philadelphia
PA
13,878
75
100
26,500
107,000
Eastern
Saint Davids
PA
1,328
61
99
18,000
72,500
Neumann
Aston
PA
1,384
62
100
22,500
91,000
Penn State
University Park
PA
66,409
54
43
41,000
167,500
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
5,000
21,500
Pittsburgh
Pittsburgh
PA
18,392
57
47
19,500
78,000
Temple
Philadelphia
PA
26,247
60
79
29,000
119,000
West Chester
West Chester
PA
13,044
75
19
25,000
101,000
Widener
Chester
PA
2,784
72
100
30,000
121,500
South Carolina
Columbia
SC
26,400
69
68
47,000
193,500
Coastal Carolina
Conway
SC
8,810
69
51
39,500
162,500
Bridgewater
Bridgewater
VA
1,707
67
99
15,000
61,000
William and Mary
Williamsburg
VA
6,190
38
42
42,000
173,500
Regent
Virginia Beach
VA
2,333
86
96
17,000
69,500
Central Virginia CC
Lynchburg
VA
1,298
100
11
11,000
22,500
Christopher Newport
Newport News
VA
4,742
72
47
26,500
108,000
George Mason
Fairfax
VA
21,672
87
37
37,000
152,500
Germanna CC
Locust Grove
VA
2,202
100
11
12,500
25,500
Hampton
Hampton
VA
3,491
36
70
27,000
110,500
James Madison
Harrisonburg
VA
18,798
77
19
36,000
147,500
Liberty
Lynchburg
VA
28,487
51
81
27,000
110,500
Longwood
Farmville
VA
3,439
90
69
30,000
123,500
Lord Fairfax CC
Middletown
VA
1,951
100
11
11,500
23,000
Lynchburg
Lynchburg
VA
1,820
91
100
21,000
85,000
Mary Washington
Fredericksburg
VA
3,694
75
88
12,000
49,000
Marymount
Arlington
VA
1,951
81
98
22,500
92,500
New River CC
Dublin
VA
1,586
100
15
14,000
28,500
Norfolk State
Norfolk
VA
4,583
92
46
37,000
153,000
Northern Virginia CC
Annandale
VA
15,540
100
25
17,000
34,000
Old Dominion
Norfolk
VA
14,702
89
76
34,500
144,000
Radford
Radford
VA
6,820
75
42
21,000
86,000
Randolph-Macon
Ashland
VA
1,520
71
100
20,000
80,000
Richmond
Richmond
VA
3,004
28
53
10,500
43,500
Roanoke
Salem
VA
1,942
75
99
21,000
84,500
Shenandoah
Winchester
VA
1,989
74
100
25,500
104,500
Tidewater CC
Norfolk
VA
6,693
100
7
14,500
29,500
Virginia Tech
Blacksburg
VA
28,584
70
36
37,500
153,500
Virginia Western CC
Roanoke
VA
1,784
100
26
13,000
26,000
Virginia Commonwealth
Richmond
VA
19,825
87
60
28,000
114,000
UVa
Charlottesville
VA
16,267
24
35
16,000
66,500
VMI
Lexington
VA
1,698
60
68
19,000
79,000
Virginia State
Petersburg
VA
3,903
95
62
32,500
136,000
Virginia Wesleyan
Norfolk
VA
1,245
77
99
21,500
88,500
Washington and Lee
Lexington
VA
1,845
19
57
2,000
8,500
Marshall
Huntington
WV
7,123
87
81
17,500
70,500
West Virginia
Morgantown
WV
19,369
84
76
28,500
118,000
UW-Madison
Madison
WI
30,157
54
34
37,500
154,500
ECPI
Virginia Beach
VA
13,005
74
36
22,500
92,500
Baltimore County CC
Baltimore
MD
5,053
100
20
12,000
23,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Scenario: Students with families with an average of $60,000 in annual income. Families in this income range on average have approximately $20,000 in financial assets and home equity of approximately $90,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Yale
New Haven
CT
6,088
6
56
3,000
13,000
Delaware State
Dover
DE
3,790
53
62
33,000
135,000
American
Washington
DC
8,207
36
56
30,500
125,000
Catholic University
Washington
DC
3,168
85
97
31,000
127,000
UDC
Washington
DC
1,779
100
50
14,500
59,500
Gallaudet
Washington
DC
1,005
61
91
15,000
62,000
George Washington
Washington
DC
11,102
41
75
24,000
98,500
Georgetown
Washington
DC
7,029
14
44
17,500
72,500
Howard
Washington
DC
6,269
36
98
27,500
110,500
Trinity Washington
Washington
DC
987
97
100
16,000
63,500
Bethune-Cookman
Daytona Beach
FL
2,708
84
49
20,500
83,500
Univ of Tampa
Tampa
FL
8,441
45
91
29,500
120,500
Morehouse
Atlanta
GA
2,145
100
53
34,000
138,000
Johns Hopkins
Baltimore
MD
5,762
11
60
12,500
51,000
UMD Global Campus
Adelphi
MD
9,472
100
11
28,500
114,500
UMD Baltimore
Baltimore
MD
9,436
61
76
8,500
33,500
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Montgomery
Rockville
MD
7,305
100
39
20,500
41,500
Morgan State
Baltimore
MD
5,759
68
42
35,500
146,500
Salisbury
Salisbury
MD
7,090
74
68
33,500
137,000
Towson
Towson
MD
17,209
76
49
40,000
163,000
Washington U St Louis
St. Louis
MO
7,139
14
41
12,500
51,500
Rowan
Glassboro
NJ
14,055
74
45
45,000
185,500
Kean
Union
NJ
9,817
69
29
36,500
148,000
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
33,500
135,500
Stockton
Pomona
NJ
8,459
76
60
26,500
108,000
Cornell
Ithaca
NY
15,038
11
46
13,500
56,000
CUNY Manhattan
New York
NY
17,772
100
1
20,000
40,500
NYU
New York
NY
25,872
16
46
36,500
149,000
Buffalo
Buffalo
NY
20,401
61
69
31,000
125,500
Stony Brook
Stony Brook
NY
16,697
44
69
36,000
148,000
Livingstone
Salisbury
NC
1,110
50
70
17,500
71,500
North Carolina A & T
Greensboro
NC
10,013
58
67
33,000
135,000
UNC Charlotte
Charlotte
NC
20,877
65
41
23,500
96,000
North Carolina Central
Durham
NC
5,012
68
75
32,500
133,000
North Carolina State
Raleigh
NC
22,820
45
48
22,000
89,500
Drexel
Philadelphia
PA
13,878
75
100
32,500
129,500
Eastern
Saint Davids
PA
1,328
61
99
20,500
81,500
Neumann
Aston
PA
1,384
62
100
24,500
100,000
Penn State
University Park
PA
66,409
54
43
48,000
194,500
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
13,000
53,000
Pittsburgh
Pittsburgh
PA
18,392
57
47
24,000
96,500
Temple
Philadelphia
PA
26,247
60
79
32,500
132,000
West Chester
West Chester
PA
13,044
75
19
29,000
116,500
Widener
Chester
PA
2,784
72
100
31,000
127,000
South Carolina
Columbia
SC
26,400
69
68
52,500
215,500
Coastal Carolina
Conway
SC
8,810
69
51
39,500
162,500
Bridgewater
Bridgewater
VA
1,707
67
99
17,000
69,500
William and Mary
Williamsburg
VA
6,190
38
42
50,500
207,500
Regent
Virginia Beach
VA
2,333
86
96
19,000
76,500
Central Virginia CC
Lynchburg
VA
1,298
100
11
13,000
27,000
Christopher Newport
Newport News
VA
4,742
72
47
31,500
129,000
George Mason
Fairfax
VA
21,672
87
37
43,500
178,500
Germanna CC
Locust Grove
VA
2,202
100
11
15,000
30,500
Hampton
Hampton
VA
3,491
36
70
31,500
128,500
James Madison
Harrisonburg
VA
18,798
77
19
42,500
174,500
Liberty
Lynchburg
VA
28,487
51
81
29,000
120,000
Longwood
Farmville
VA
3,439
90
69
35,500
145,500
Lord Fairfax CC
Middletown
VA
1,951
100
11
14,000
28,000
Lynchburg
Lynchburg
VA
1,820
91
100
22,000
88,000
Mary Washington
Fredericksburg
VA
3,694
75
88
16,000
64,500
Marymount
Arlington
VA
1,951
81
98
26,000
107,000
New River CC
Dublin
VA
1,586
100
15
18,000
36,500
Norfolk State
Norfolk
VA
4,583
92
46
39,500
164,500
Northern Virginia CC
Annandale
VA
15,540
100
25
20,500
41,500
Old Dominion
Norfolk
VA
14,702
89
76
42,000
174,000
Radford
Radford
VA
6,820
75
42
25,000
102,500
Randolph-Macon
Ashland
VA
1,520
71
100
22,000
89,500
Richmond
Richmond
VA
3,004
28
53
14,000
57,000
Roanoke
Salem
VA
1,942
75
99
22,500
90,500
Shenandoah
Winchester
VA
1,989
74
100
27,000
109,500
Tidewater CC
Norfolk
VA
6,693
100
7
18,000
37,000
Virginia Tech
Blacksburg
VA
28,584
70
36
39,500
161,500
Virginia Western CC
Roanoke
VA
1,784
100
26
15,500
31,000
Virginia Commonwealth
Richmond
VA
19,825
87
60
32,500
132,000
UVa
Charlottesville
VA
16,267
24
35
21,500
87,500
VMI
Lexington
VA
1,698
60
68
27,000
110,000
Virginia State
Petersburg
VA
3,903
95
62
35,500
146,500
Virginia Wesleyan
Norfolk
VA
1,245
77
99
25,000
102,500
Washington and Lee
Lexington
VA
1,845
19
57
6,000
25,000
Marshall
Huntington
WV
7,123
87
81
21,000
84,500
West Virginia
Morgantown
WV
19,369
84
76
34,500
141,500
UW-Madison
Madison
WI
30,157
54
34
53,500
220,500
ECPI
Virginia Beach
VA
13,005
74
36
24,500
100,000
Baltimore County CC
Baltimore
MD
5,053
100
20
14,500
29,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $90,000 in annual income. Families in this income range on average have approximately $200,000 in financial assets and home equity of approximately $120,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Yale
New Haven
CT
6,088
6
56
11,500
46,500
Delaware State
Dover
DE
3,790
53
62
35,000
142,000
American
Washington
DC
8,207
36
56
35,500
146,500
Catholic University
Washington
DC
3,168
85
97
35,500
144,500
UDC
Washington
DC
1,779
100
50
14,500
59,500
Gallaudet
Washington
DC
1,005
61
91
19,500
80,000
George Washington
Washington
DC
11,102
41
75
31,500
130,500
Georgetown
Washington
DC
7,029
14
44
26,000
107,500
Howard
Washington
DC
6,269
36
98
27,500
110,500
Trinity Washington
Washington
DC
987
97
100
18,000
71,500
Bethune-Cookman
Daytona Beach
FL
2,708
84
49
23,000
93,500
Univ of Tampa
Tampa
FL
8,441
45
91
30,000
123,000
Morehouse
Atlanta
GA
2,145
100
53
39,000
158,000
Johns Hopkins
Baltimore
MD
5,762
11
60
20,000
81,000
UMD Global Campus
Adelphi
MD
9,472
100
11
28,500
114,500
UMD Baltimore
Baltimore
MD
9,436
61
76
9,500
37,500
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Montgomery
Rockville
MD
7,305
100
39
23,500
47,000
Morgan State
Baltimore
MD
5,759
68
42
36,500
150,000
Salisbury
Salisbury
MD
7,090
74
68
35,500
145,000
Towson
Towson
MD
17,209
76
49
42,500
173,500
Washington U St Louis
St. Louis
MO
7,139
14
41
26,000
106,000
Rowan
Glassboro
NJ
14,055
74
45
45,000
185,500
Kean
Union
NJ
9,817
69
29
36,500
148,000
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
41,000
166,000
Stockton
Pomona
NJ
8,459
76
60
30,500
125,000
Cornell
Ithaca
NY
15,038
11
46
24,500
100,000
CUNY Manhattan
New York
NY
17,772
100
1
23,000
47,000
NYU
New York
NY
25,872
16
46
44,000
179,000
Buffalo
Buffalo
NY
20,401
61
69
33,000
133,000
Stony Brook
Stony Brook
NY
16,697
44
69
39,500
162,000
Livingstone
Salisbury
NC
1,110
50
70
17,500
71,500
North Carolina A & T
Greensboro
NC
10,013
58
67
33,000
135,000
UNC Charlotte
Charlotte
NC
20,877
65
41
28,000
114,000
North Carolina Central
Durham
NC
5,012
68
75
36,000
147,500
North Carolina State
Raleigh
NC
22,820
45
48
25,500
103,500
Drexel
Philadelphia
PA
13,878
75
100
36,500
146,500
Eastern
Saint Davids
PA
1,328
61
99
23,500
93,500
Neumann
Aston
PA
1,384
62
100
27,000
110,500
Penn State
University Park
PA
66,409
54
43
52,000
211,000
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
21,500
88,500
Pittsburgh
Pittsburgh
PA
18,392
57
47
27,500
112,000
Temple
Philadelphia
PA
26,247
60
79
36,500
148,000
West Chester
West Chester
PA
13,044
75
19
33,500
134,000
Widener
Chester
PA
2,784
72
100
32,000
131,000
South Carolina
Columbia
SC
26,400
69
68
52,500
215,500
Coastal Carolina
Conway
SC
8,810
69
51
39,500
162,500
Bridgewater
Bridgewater
VA
1,707
67
99
19,000
77,000
William and Mary
Williamsburg
VA
6,190
38
42
50,500
207,500
Regent
Virginia Beach
VA
2,333
86
96
20,500
83,000
Central Virginia CC
Lynchburg
VA
1,298
100
11
17,500
35,500
Christopher Newport
Newport News
VA
4,742
72
47
37,000
152,000
George Mason
Fairfax
VA
21,672
87
37
49,000
201,500
Germanna CC
Locust Grove
VA
2,202
100
11
19,000
38,500
Hampton
Hampton
VA
3,491
36
70
31,500
128,500
James Madison
Harrisonburg
VA
18,798
77
19
46,000
190,000
Liberty
Lynchburg
VA
28,487
51
81
31,500
128,500
Longwood
Farmville
VA
3,439
90
69
42,500
174,500
Lord Fairfax CC
Middletown
VA
1,951
100
11
17,000
35,000
Lynchburg
Lynchburg
VA
1,820
91
100
25,000
101,500
Mary Washington
Fredericksburg
VA
3,694
75
88
20,000
81,500
Marymount
Arlington
VA
1,951
81
98
27,000
110,500
New River CC
Dublin
VA
1,586
100
15
18,000
37,000
Norfolk State
Norfolk
VA
4,583
92
46
39,500
164,500
Northern Virginia CC
Annandale
VA
15,540
100
25
24,000
48,500
Old Dominion
Norfolk
VA
14,702
89
76
42,500
176,000
Radford
Radford
VA
6,820
75
42
30,000
122,000
Randolph-Macon
Ashland
VA
1,520
71
100
27,500
111,000
Richmond
Richmond
VA
3,004
28
53
25,000
102,500
Roanoke
Salem
VA
1,942
75
99
26,000
105,500
Shenandoah
Winchester
VA
1,989
74
100
28,500
116,000
Tidewater CC
Norfolk
VA
6,693
100
7
22,500
45,500
Virginia Tech
Blacksburg
VA
28,584
70
36
39,500
161,500
Virginia Western CC
Roanoke
VA
1,784
100
26
20,000
40,000
Virginia Commonwealth
Richmond
VA
19,825
87
60
37,000
151,000
UVa
Charlottesville
VA
16,267
24
35
35,500
146,000
VMI
Lexington
VA
1,698
60
68
41,000
168,000
Virginia State
Petersburg
VA
3,903
95
62
35,500
146,500
Virginia Wesleyan
Norfolk
VA
1,245
77
99
26,500
107,500
Washington and Lee
Lexington
VA
1,845
19
57
14,500
60,000
Marshall
Huntington
WV
7,123
87
81
24,000
98,000
West Virginia
Morgantown
WV
19,369
84
76
38,500
158,500
UW-Madison
Madison
WI
30,157
54
34
57,000
235,500
ECPI
Virginia Beach
VA
13,005
74
36
25,500
104,500
Baltimore County CC
Baltimore
MD
5,053
100
20
17,500
34,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $150,000 in annual income, $250,000 in financial assets and home equity of approximately $150,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Yale
New Haven
CT
6,088
6
56
20,500
84,000
Delaware State
Dover
DE
3,790
53
62
35,000
142,000
American
Washington
DC
8,207
36
56
46,000
191,500
Catholic University
Washington
DC
3,168
85
97
44,000
180,000
UDC
Washington
DC
1,779
100
50
14,500
59,500
Gallaudet
Washington
DC
1,005
61
91
28,000
116,000
George Washington
Washington
DC
11,102
41
75
39,500
164,000
Georgetown
Washington
DC
7,029
14
44
28,000
116,000
Howard
Washington
DC
6,269
36
98
27,500
110,500
Trinity Washington
Washington
DC
987
97
100
21,500
87,500
Bethune-Cookman
Daytona Beach
FL
2,708
84
49
28,000
114,000
Univ of Tampa
Tampa
FL
8,441
45
91
31,500
127,500
Morehouse
Atlanta
GA
2,145
100
53
48,500
197,000
Johns Hopkins
Baltimore
MD
5,762
11
60
30,000
122,000
UMD Global Campus
Adelphi
MD
9,472
100
11
28,500
114,500
UMD Baltimore
Baltimore
MD
9,436
61
76
11,500
46,000
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Montgomery
Rockville
MD
7,305
100
39
29,000
58,500
Morgan State
Baltimore
MD
5,759
68
42
36,500
150,000
Salisbury
Salisbury
MD
7,090
74
68
35,500
145,000
Towson
Towson
MD
17,209
76
49
42,500
173,500
Washington U St Louis
St. Louis
MO
7,139
14
41
52,500
215,000
Rowan
Glassboro
NJ
14,055
74
45
45,000
185,500
Kean
Union
NJ
9,817
69
29
36,500
148,000
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
51,000
205,000
Stockton
Pomona
NJ
8,459
76
60
38,000
156,500
Cornell
Ithaca
NY
15,038
11
46
38,000
154,500
CUNY Manhattan
New York
NY
17,772
100
1
24,000
48,000
NYU
New York
NY
25,872
16
46
59,000
240,500
Buffalo
Buffalo
NY
20,401
61
69
36,500
148,000
Stony Brook
Stony Brook
NY
16,697
44
69
40,000
165,500
Livingstone
Salisbury
NC
1,110
50
70
27,500
111,500
North Carolina A & T
Greensboro
NC
10,013
58
67
33,000
135,000
UNC Charlotte
Charlotte
NC
20,877
65
41
37,000
150,500
North Carolina Central
Durham
NC
5,012
68
75
36,000
147,500
North Carolina State
Raleigh
NC
22,820
45
48
40,000
162,500
Drexel
Philadelphia
PA
13,878
75
100
44,500
179,000
Eastern
Saint Davids
PA
1,328
61
99
29,500
117,500
Neumann
Aston
PA
1,384
62
100
32,000
130,500
Penn State
University Park
PA
66,409
54
43
52,000
211,000
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
30,000
123,000
Pittsburgh
Pittsburgh
PA
18,392
57
47
35,500
143,500
Temple
Philadelphia
PA
26,247
60
79
43,000
176,000
West Chester
West Chester
PA
13,044
75
19
35,500
142,500
Widener
Chester
PA
2,784
72
100
34,000
138,000
South Carolina
Columbia
SC
26,400
69
68
52,500
215,500
Coastal Carolina
Conway
SC
8,810
69
51
39,500
162,500
Bridgewater
Bridgewater
VA
1,707
67
99
22,500
90,000
William and Mary
Williamsburg
VA
6,190
38
42
50,500
207,500
Regent
Virginia Beach
VA
2,333
86
96
21,500
88,000
Central Virginia CC
Lynchburg
VA
1,298
100
11
22,000
45,000
Christopher Newport
Newport News
VA
4,742
72
47
46,500
190,000
George Mason
Fairfax
VA
21,672
87
37
54,000
221,500
Germanna CC
Locust Grove
VA
2,202
100
11
21,500
43,000
Hampton
Hampton
VA
3,491
36
70
31,500
129,000
James Madison
Harrisonburg
VA
18,798
77
19
46,000
190,000
Liberty
Lynchburg
VA
28,487
51
81
36,000
146,500
Longwood
Farmville
VA
3,439
90
69
43,500
178,000
Lord Fairfax CC
Middletown
VA
1,951
100
11
22,000
44,500
Lynchburg
Lynchburg
VA
1,820
91
100
30,000
121,500
Mary Washington
Fredericksburg
VA
3,694
75
88
28,500
115,000
Marymount
Arlington
VA
1,951
81
98
31,000
128,000
New River CC
Dublin
VA
1,586
100
15
18,000
37,000
Norfolk State
Norfolk
VA
4,583
92
46
39,500
164,500
Northern Virginia CC
Annandale
VA
15,540
100
25
24,000
48,500
Old Dominion
Norfolk
VA
14,702
89
76
42,500
176,000
Radford
Radford
VA
6,820
75
42
37,000
150,500
Randolph-Macon
Ashland
VA
1,520
71
100
38,000
153,500
Richmond
Richmond
VA
3,004
28
53
25,500
104,500
Roanoke
Salem
VA
1,942
75
99
33,500
135,500
Shenandoah
Winchester
VA
1,989
74
100
31,500
129,000
Tidewater CC
Norfolk
VA
6,693
100
7
22,500
45,500
Virginia Tech
Blacksburg
VA
28,584
70
36
46,500
191,500
Virginia Western CC
Roanoke
VA
1,784
100
26
20,500
42,000
Virginia Commonwealth
Richmond
VA
19,825
87
60
45,000
183,000
UVa
Charlottesville
VA
16,267
24
35
43,000
177,500
VMI
Lexington
VA
1,698
60
68
45,500
187,000
Virginia State
Petersburg
VA
3,903
95
62
35,500
146,500
Virginia Wesleyan
Norfolk
VA
1,245
77
99
28,500
117,500
Washington and Lee
Lexington
VA
1,845
19
57
21,000
85,500
Marshall
Huntington
WV
7,123
87
81
24,000
98,000
West Virginia
Morgantown
WV
19,369
84
76
38,500
158,500
UW-Madison
Madison
WI
30,157
54
34
57,000
235,500
ECPI
Virginia Beach
VA
13,005
74
36
27,500
114,000
Baltimore County CC
Baltimore
MD
5,053
100
20
19,500
39,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $200,000 in annual income, $500,000 in financial assets and home equity of approximately $200,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Yale
New Haven
CT
6,088
6
56
51,500
210,000
Delaware State
Dover
DE
3,790
53
62
35,000
142,000
American
Washington
DC
8,207
36
56
55,000
227,500
Catholic University
Washington
DC
3,168
85
97
51,000
209,000
UDC
Washington
DC
1,779
100
50
14,500
59,500
Gallaudet
Washington
DC
1,005
61
91
28,500
117,500
George Washington
Washington
DC
11,102
41
75
57,000
237,500
Georgetown
Washington
DC
7,029
14
44
62,500
257,000
Howard
Washington
DC
6,269
36
98
27,500
110,500
Trinity Washington
Washington
DC
987
97
100
25,000
101,000
Bethune-Cookman
Daytona Beach
FL
2,708
84
49
29,000
117,000
Univ of Tampa
Tampa
FL
8,441
45
91
31,500
128,500
Morehouse
Atlanta
GA
2,145
100
53
48,500
197,000
Johns Hopkins
Baltimore
MD
5,762
11
60
47,000
191,000
UMD Global Campus
Adelphi
MD
9,472
100
11
28,500
114,500
UMD Baltimore
Baltimore
MD
9,436
61
76
13,000
53,000
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Montgomery
Rockville
MD
7,305
100
39
30,500
62,000
Morgan State
Baltimore
MD
5,759
68
42
36,500
150,000
Salisbury
Salisbury
MD
7,090
74
68
35,500
145,000
Towson
Towson
MD
17,209
76
49
42,500
173,500
Washington U St Louis
St. Louis
MO
7,139
14
41
75,000
306,000
Rowan
Glassboro
NJ
14,055
74
45
45,000
185,500
Kean
Union
NJ
9,817
69
29
36,500
148,000
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
51,000
205,000
Stockton
Pomona
NJ
8,459
76
60
38,000
156,500
Cornell
Ithaca
NY
15,038
11
46
68,000
278,000
CUNY Manhattan
New York
NY
17,772
100
1
24,000
48,000
NYU
New York
NY
25,872
16
46
71,000
291,000
Buffalo
Buffalo
NY
20,401
61
69
40,000
160,500
Stony Brook
Stony Brook
NY
16,697
44
69
40,000
165,500
Livingstone
Salisbury
NC
1,110
50
70
28,500
115,500
North Carolina A & T
Greensboro
NC
10,013
58
67
33,000
135,000
UNC Charlotte
Charlotte
NC
20,877
65
41
37,500
152,000
North Carolina Central
Durham
NC
5,012
68
75
36,000
147,500
North Carolina State
Raleigh
NC
22,820
45
48
45,000
184,000
Drexel
Philadelphia
PA
13,878
75
100
51,500
206,500
Eastern
Saint Davids
PA
1,328
61
99
34,500
137,500
Neumann
Aston
PA
1,384
62
100
36,500
148,000
Penn State
University Park
PA
66,409
54
43
53,000
215,000
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
54,500
222,000
Pittsburgh
Pittsburgh
PA
18,392
57
47
42,000
169,500
Temple
Philadelphia
PA
26,247
60
79
43,000
176,000
West Chester
West Chester
PA
13,044
75
19
35,500
142,500
Widener
Chester
PA
2,784
72
100
35,500
144,500
South Carolina
Columbia
SC
26,400
69
68
52,500
215,500
Coastal Carolina
Conway
SC
8,810
69
51
39,500
162,500
Bridgewater
Bridgewater
VA
1,707
67
99
22,500
90,000
William and Mary
Williamsburg
VA
6,190
38
42
67,000
276,000
Regent
Virginia Beach
VA
2,333
86
96
21,500
88,000
Central Virginia CC
Lynchburg
VA
1,298
100
11
22,000
45,000
Christopher Newport
Newport News
VA
4,742
72
47
46,500
190,000
George Mason
Fairfax
VA
21,672
87
37
54,000
221,500
Germanna CC
Locust Grove
VA
2,202
100
11
21,500
43,000
Hampton
Hampton
VA
3,491
36
70
31,500
129,000
James Madison
Harrisonburg
VA
18,798
77
19
46,000
190,000
Liberty
Lynchburg
VA
28,487
51
81
39,500
161,500
Longwood
Farmville
VA
3,439
90
69
43,500
178,000
Lord Fairfax CC
Middletown
VA
1,951
100
11
22,000
44,500
Lynchburg
Lynchburg
VA
1,820
91
100
30,000
121,500
Mary Washington
Fredericksburg
VA
3,694
75
88
32,000
129,000
Marymount
Arlington
VA
1,951
81
98
32,500
135,000
New River CC
Dublin
VA
1,586
100
15
18,000
37,000
Norfolk State
Norfolk
VA
4,583
92
46
39,500
164,500
Northern Virginia CC
Annandale
VA
15,540
100
25
24,000
48,500
Old Dominion
Norfolk
VA
14,702
89
76
42,500
176,000
Radford
Radford
VA
6,820
75
42
37,000
150,500
Randolph-Macon
Ashland
VA
1,520
71
100
46,500
188,500
Richmond
Richmond
VA
3,004
28
53
49,000
201,000
Roanoke
Salem
VA
1,942
75
99
38,500
155,500
Shenandoah
Winchester
VA
1,989
74
100
33,000
134,500
Tidewater CC
Norfolk
VA
6,693
100
7
22,500
45,500
Virginia Tech
Blacksburg
VA
28,584
70
36
46,500
191,500
Virginia Western CC
Roanoke
VA
1,784
100
26
20,500
42,000
Virginia Commonwealth
Richmond
VA
19,825
87
60
49,000
199,000
UVa
Charlottesville
VA
16,267
24
35
50,000
204,500
VMI
Lexington
VA
1,698
60
68
58,500
241,000
Virginia State
Petersburg
VA
3,903
95
62
35,500
146,500
Virginia Wesleyan
Norfolk
VA
1,245
77
99
30,500
125,500
Washington and Lee
Lexington
VA
1,845
19
57
45,500
186,000
Marshall
Huntington
WV
7,123
87
81
24,000
98,000
West Virginia
Morgantown
WV
19,369
84
76
38,500
158,500
UW-Madison
Madison
WI
30,157
54
34
59,500
246,500
ECPI
Virginia Beach
VA
13,005
74
36
28,000
114,500
Baltimore County CC
Baltimore
MD
5,053
100
20
19,500
39,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $300,000 in annual income, $950,000 in financial assets and home equity of approximately $350,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Yale
New Haven
CT
6,088
6
56
80,500
326,500
Delaware State
Dover
DE
3,790
53
62
35,000
142,000
American
Washington
DC
8,207
36
56
70,500
293,500
Catholic University
Washington
DC
3,168
85
97
65,000
267,000
UDC
Washington
DC
1,779
100
50
14,500
59,500
Gallaudet
Washington
DC
1,005
61
91
28,500
117,500
George Washington
Washington
DC
11,102
41
75
73,000
304,000
Georgetown
Washington
DC
7,029
14
44
83,500
345,000
Howard
Washington
DC
6,269
36
98
27,500
110,500
Trinity Washington
Washington
DC
987
97
100
25,500
102,500
Bethune-Cookman
Daytona Beach
FL
2,708
84
49
29,000
117,000
Univ of Tampa
Tampa
FL
8,441
45
91
31,500
128,500
Morehouse
Atlanta
GA
2,145
100
53
48,500
197,000
Johns Hopkins
Baltimore
MD
5,762
11
60
71,500
290,500
UMD Global Campus
Adelphi
MD
9,472
100
11
28,500
114,500
UMD Baltimore
Baltimore
MD
9,436
61
76
16,500
67,000
UMD College Park
College Park
MD
28,390
44
40
51,500
212,000
Montgomery
Rockville
MD
7,305
100
39
30,500
62,000
Morgan State
Baltimore
MD
5,759
68
42
36,500
150,000
Salisbury
Salisbury
MD
7,090
74
68
35,500
145,000
Towson
Towson
MD
17,209
76
49
42,500
173,500
Washington U St Louis
St. Louis
MO
7,139
14
41
77,500
316,000
Rowan
Glassboro
NJ
14,055
74
45
45,000
185,500
Kean
Union
NJ
9,817
69
29
36,500
148,000
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
51,000
205,000
Stockton
Pomona
NJ
8,459
76
60
38,000
156,500
Cornell
Ithaca
NY
15,038
11
46
78,000
318,000
CUNY Manhattan
New York
NY
17,772
100
1
24,000
48,000
NYU
New York
NY
25,872
16
46
77,000
314,000
Buffalo
Buffalo
NY
20,401
61
69
41,500
168,000
Stony Brook
Stony Brook
NY
16,697
44
69
40,000
165,500
Livingstone
Salisbury
NC
1,110
50
70
28,500
115,500
North Carolina A & T
Greensboro
NC
10,013
58
67
33,000
135,000
UNC Charlotte
Charlotte
NC
20,877
65
41
37,500
152,000
North Carolina Central
Durham
NC
5,012
68
75
36,000
147,500
North Carolina State
Raleigh
NC
22,820
45
48
45,000
184,000
Drexel
Philadelphia
PA
13,878
75
100
61,000
244,500
Eastern
Saint Davids
PA
1,328
61
99
44,500
178,000
Neumann
Aston
PA
1,384
62
100
45,000
183,000
Penn State
University Park
PA
66,409
54
43
54,500
221,000
Univ of Pennsylvania
Philadelphia
PA
10,448
8
49
77,000
314,500
Pittsburgh
Pittsburgh
PA
18,392
57
47
49,500
201,000
Temple
Philadelphia
PA
26,247
60
79
43,000
176,000
West Chester
West Chester
PA
13,044
75
19
35,500
142,500
Widener
Chester
PA
2,784
72
100
38,500
157,500
South Carolina
Columbia
SC
26,400
69
68
52,500
215,500
Coastal Carolina
Conway
SC
8,810
69
51
39,500
162,500
Bridgewater
Bridgewater
VA
1,707
67
99
22,500
90,000
William and Mary
Williamsburg
VA
6,190
38
42
67,000
276,000
Regent
Virginia Beach
VA
2,333
86
96
21,500
88,000
Central Virginia CC
Lynchburg
VA
1,298
100
11
22,000
45,000
Christopher Newport
Newport News
VA
4,742
72
47
46,500
190,000
George Mason
Fairfax
VA
21,672
87
37
54,000
221,500
Germanna CC
Locust Grove
VA
2,202
100
11
21,500
43,000
Hampton
Hampton
VA
3,491
36
70
31,500
129,000
James Madison
Harrisonburg
VA
18,798
77
19
46,000
190,000
Liberty
Lynchburg
VA
28,487
51
81
43,000
176,500
Longwood
Farmville
VA
3,439
90
69
43,500
178,000
Lord Fairfax CC
Middletown
VA
1,951
100
11
22,000
44,500
Lynchburg
Lynchburg
VA
1,820
91
100
30,000
121,500
Mary Washington
Fredericksburg
VA
3,694
75
88
32,000
129,000
Marymount
Arlington
VA
1,951
81
98
34,500
143,000
New River CC
Dublin
VA
1,586
100
15
18,000
37,000
Norfolk State
Norfolk
VA
4,583
92
46
39,500
164,500
Northern Virginia CC
Annandale
VA
15,540
100
25
24,000
48,500
Old Dominion
Norfolk
VA
14,702
89
76
42,500
176,000
Radford
Radford
VA
6,820
75
42
37,000
150,500
Randolph-Macon
Ashland
VA
1,520
71
100
48,500
196,000
Richmond
Richmond
VA
3,004
28
53
73,500
301,000
Roanoke
Salem
VA
1,942
75
99
38,500
155,500
Shenandoah
Winchester
VA
1,989
74
100
33,000
134,500
Tidewater CC
Norfolk
VA
6,693
100
7
22,500
45,500
Virginia Tech
Blacksburg
VA
28,584
70
36
46,500
191,500
Virginia Western CC
Roanoke
VA
1,784
100
26
20,500
42,000
Virginia Commonwealth
Richmond
VA
19,825
87
60
49,000
199,000
UVa
Charlottesville
VA
16,267
24
35
72,000
295,000
VMI
Lexington
VA
1,698
60
68
58,500
241,000
Virginia State
Petersburg
VA
3,903
95
62
35,500
146,500
Virginia Wesleyan
Norfolk
VA
1,245
77
99
32,500
132,500
Washington and Lee
Lexington
VA
1,845
19
57
74,500
303,000
Marshall
Huntington
WV
7,123
87
81
24,000
98,000
West Virginia
Morgantown
WV
19,369
84
76
38,500
158,500
UW-Madison
Madison
WI
30,157
54
34
59,500
246,500
ECPI
Virginia Beach
VA
13,005
74
36
28,000
114,500
Baltimore County CC
Baltimore
MD
5,053
100
20
19,500
39,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
National Online Colleges
Online education has been a growing trend in undergraduate education and is expected to increase in the future. Most of the schools included in this report have portions of their traditional class load presented online. Several large national online colleges have established themselves. Most popular among older undergraduates, these colleges are accessible to all students wherever they live. The list below provides details about these schools and their costs. These schools are almost all open admission, often with rolling classes that allow students to start their degrees weeks after applying.
wdt_ID | Name | Location | Number of Undergraduates (total) | Number of Undergraduates (online only) | 2020 Tuition & fees, In-state | 2020 tuition & fees, Out-of-state |
---|---|---|---|---|---|---|
1 | Western Governors | UT | 88,921 | 88,921 | 7,100 | 7,100 |
2 | Southern New Hampshire | NH | 82,693 | 76,904 | 9,600 | 9,600 |
3 | American Public University | WV | 37,746 | 37,746 | 9,200 | 9,200 |
4 | Maryland- Global Campus | MD | 47,253 | 36,385 | 9,325 | 15,295 |
5 | Grand Canyon University | AZ | 54,139 | 36,273 | 14,750 | 14,750 |
6 | Liberty University | VA | 45,935 | 32,614 | 12,098 | 12,098 |
7 | Strayer | Multiple | 34,395 | 30,789 | 14,930 | 14,930 |
8 | Arizona Global Campus | CA | 28,701 | 28,701 | 16,450 | 16,450 |
9 | Purdue Global | IA | 97,404 | 26,505 | 13,290 | 17,385 |
10 | Brigham Young-Idaho | ID | 42,341 | 21,171 | 1,920 | 1,920 |

Glossary
Cost of Attendance – Full tuition, room, board, fees and an estimate of supplies. The maximum a student can receive or borrow from a Federal Title IV program is the cost of attendance at the college where they enroll.
Federal student financing– Classified as Title IV aid, the US Department of Education finances higher education through several programs, some which obligate the borrower to repay the amount (loans) and some that do not need to be repaid (grants). Loans made through this program are NOT dischargeable in bankruptcy. Major federal programs include:
Pell Grants – Up to $6,345 in 2020/21 calculated based on the student’s FAFSA filing EFC. The lower your EFC, the more in Pell Grants you can receive. Generally, families with incomes below about $90,000 will be eligible for Pell Grants, with declining amount of grants as income and assets increase.
Direct Subsidized Loans – Loans from the federal government that do not accrue interest while the student is enrolled in college and begin to accrue interest when the student graduates or leaves school. In 2020/21, Direct Subsidized Loans charged an interest rate of 2.75%, which is fixed for the life of the loan, and had relatively low maximum amounts and a low 1.1% upfront cost. These loans are not dischargeable in bankruptcy.
Direct Unsubsidized Loans – Loans from the federal government that accrue interest while the student is enrolled in college. In 2020/21, Direct Unsubsidized Loans charged an interest rate of 2.75%, which is fixed for the life of the loan, and had relatively low maximum amounts and a low 1.1% upfront cost. These loans are not dischargeable in bankruptcy.
Direct PLUS loans – Loans from the federal government to the parent of the undergraduate. Larger amounts can be borrowed under this PLUS program compared to the Direct Subsidized and Unsubsidized programs described above, covering need up to the Cost of Attendance. In 2020/21, Direct Subsidized and Unsibsidized Loans charged an interest rate of 7.1%, which is fixed for the life of the loan. The loan costs 4.2% upfront, so add that amount to your college costs if you borrow using this program. These loans are not dischargeable in bankruptcy.
Full tuition – The maximum a college has decided to charge its undergraduates. Colleges often lower the actual cost on a student-by-student basis for the reasons stated earlier.
Room & board – Traditional undergraduate education usually includes on-campus lodging and meals. This room and board is included in the net cost found here. Schools also provide estimates of room, board and living costs for students living off campus. These estimates vary widely even for colleges close to one other.