2021/22 Academic Year
College applicants and their families face not just a big life choice and the challenge of being accepted to schools, they face a complicated maze of information on how much their college career will cost. This report will allow you to know the true costs of colleges, so that you can finance a college degree and set up a successful post-graduate life.
- Apply to colleges which you know you can afford
- Plan financially and save and borrow the right amount to fund costs across all years of the program
- Once accepted, better understand the financial context of your financial aid offer and the scope for any negotiations with the college on their proposed cost
This report also provides some of the basics on how the prices you will pay for colleges are set as well as objective cost data about popular schools for students residing in your state. These numbers are based on reported figures by the colleges themselves with projections to account for future price changes.
The information will not indicate exactly how much each student will pay your college. But it will give a broadly accurate and readily understandable general idea, allowing you to compare colleges in financial terms and to plan for a successful college journey.
How college costs work
- Advertised college tuition prices are often far higher than what the typical student pays. Many colleges offer significant discounts to this headline tuition depending on an applicant’s
- family financial income & assets
- demographics
- academic record
- and decisions made by the college’s admissions or enrollment offices
- Comparing college costs on an apples-to-apples basis is difficult and time consuming. College net price calculators are often outdated and don’t reflect true costs.
- When an applicant is accepted to a college, they will receive a financial aid award letter highlighting what their costs will be if they enroll. These awards all differ by student.
- Cost information provided by colleges and other sources often deduct loans from the cost, unlike most other consumer purchases you make
- Most state colleges and universities have essentially two pricing processes, one for in-state and one for out-of-state students.
- Applying early increases your chances of getting into a given college but also increases your cost by lowering, often significantly, the amount of financial aid you will be offered.
Contents
- Average costs for popular in- and out-of-state schools
- Community Colleges
- College pricing and the Expected Family Contribution
- Ways to reduce college costs
- Scenarios showing projected costs by college for 7 representative families with different incomes and financial profiles
- Scenario: Students with families with an average of $15,000 in annual income (<$10,000 in financial assets and home equity of <$40,000)
- Scenario: Students with families with an average of $40,000 in annual income ($10,000 in financial assets and home equity of approximately $50,000)
- Scenario: Students with families with an average of $60,000 in annual income ($20,000 in financial assets and home equity of approximately $90,000)
- Scenario: Students with families with an average of $90,000 in annual income ($200,000 in financial assets and home equity of approximately $120,000)
- Scenario: Students with families with an average of $150,000 in annual income ($250,000 in financial assets and home equity of approximately $150,000)
- Scenario: Students with families with an average of $200,000 in annual income ($500,000 in financial assets and home equity of approximately $200,000)
- Scenario: Students with families with an average of $300,000 in annual income ($950,000 in financial assets and home equity of approximately $350,000)
- Online or Distance Schools
- Glossary
In-state colleges, by average cost
The average net cost found here represents a projected average amount entering freshmen will pay for tuition, room & board, fees, books & other course materials. Net costs are not reduced by loans, which represent an obligation and are not a price reduction. The analogy here is buying a house or condo, where the cost is not reduced because you take out a mortgage to finance the purchase.
College | City | Full-time students | Admissions % | SAT ACT blended 25th percentile | % students paying discounted tuition | Average annual net cost |
---|---|---|---|---|---|---|
Bridgeport | Bridgeport | 2,132 | 55 | 860 | 99 | 27,000 |
Central Connecticut | New Britain | 7,253 | 66 | 970 | 70 | 21,000 |
Connecticut College | New London | 1,819 | 37 | 1310 | 93 | 43,000 |
UConn | Storrs | 18,229 | 49 | 1210 | 61 | 29,000 |
Eastern Connecticut | Willimantic | 4,063 | 64 | 81 | 22,000 | |
Fairfield | Fairfield | 4,160 | 57 | 940 | 94 | 41,500 |
Hartford | West Hartford | 4,247 | 76 | 890 | 98 | 32,000 |
Housatonic CC | Bridgeport | 1,529 | 100 | 55 | 11,000 | |
Manchester CC | Manchester | 1,824 | 100 | 46 | 9,000 | |
Naugatuck Valley CC | Waterbury | 2,098 | 100 | 29 | 11,000 | |
Three Rivers CC | Norwich | 1,076 | 100 | 20 | 10,500 | |
New Haven Univ | West Haven | 4,625 | 83 | 1030 | 99 | 37,500 |
Norwalk CC | Norwalk | 1,681 | 100 | 20 | 10,500 | |
Post | Waterbury | 2,293 | 97 | 45 | 16,500 | |
Quinnipiac | Hamden | 6,543 | 70 | 99 | 45,000 | |
Sacred Heart | Fairfield | 5,348 | 64 | 98 | 43,500 | |
Gateway CC | New Haven | 1,915 | 100 | 47 | 10,000 | |
Southern Connecticut | New Haven | 6,801 | 69 | 910 | 24 | 25,000 |
Trinity | Hartford | 2,128 | 33 | 1280 | 51 | 52,000 |
Tunxis CC | Farmington | 1,476 | 100 | 46 | 10,000 | |
US Coast Guard Academy | New London | 1,476 | 100 | 46 | 0 | |
Wesleyan | Middletown | 2,937 | 16 | 41 | 50,000 | |
Western Connecticut | Danbury | 4,074 | 76 | 61 | 24,000 | |
Yale | New Haven | 6,088 | 6 | 1450 | 56 | 44,000 |
UConn-Stamford | Stamford | 1,846 | 91 | 1010 | 65 | 19,000 |
UConn-Hartford | Hartford | 1,438 | 96 | 1020 | 67 | 19,000 |
Notes on figures
- Net cost is a consumer-centric metric comparable to what cost means in business transactions outside of higher education. It represents a student’s cost of attending college including: tuition, room & board, fees and estimates of supplies less institutional aid of all kinds (including need-based and merit), and less federal and state/local aid. Loans and other repayable amounts are excluded and do not reduce the cost. Room and board uses on-campus costs; for students attending nonresidential institutions, the college’s own estimate of such off-campus costs is used. Total average net cost for all students allocates in- and out-of-state costs in proportion to attendance. Net cost differs from the Net Price figure self-reported by colleges to the NCES because it is comprehensive and covers all students, including the approximately 40% not covered by Net Price calculations.
- CC = Community College
- Number of undergraduates represent all enrolled full-time students as of 2018/19.
- % of Applicants admitted from 2019/20.
- The SAT score is intended to give a very rough idea of the academic level of entering students. This number shows the 25thpercentile of enrolled students out of 100% and adds together the verbal and math SAT and ACT scores using the ACT/SAT concordance formula developed by ACT and the College Board. The maximum possible score is 1600.
- The “% of students receiving discounts” is the 2018/19 figure showing what % of enrolled students are receiving price discounts from their colleges. This % does not include aid from the government, such as Pell grants, or other federal or state aid. It also does not include students borrowing to pay for college.
- These comments all apply to tables later in this report except where noted.
Popular out-of-state colleges, by average cost
College | City | State | Full-time students | Admissions % | SAT ACT blended 25th percentile | % students paying discounted tuition | Avg. annual net cost |
---|---|---|---|---|---|---|---|
Delaware | Newark | DE | 18,378 | 71 | 1160 | 72 | 42,000 |
George Washington | Washington | DC | 11,102 | 41 | 1290 | 75 | 50,500 |
Univ of Tampa | Tampa | FL | 8,441 | 45 | 1100 | 91 | 28,500 |
Maine | Orono | ME | 8,060 | 90 | 1050 | 99 | 34,000 |
Boston College | Chestnut Hill | MA | 9,666 | 27 | 1340 | 44 | 56,000 |
Boston University | Boston | MA | 16,978 | 19 | 1330 | 49 | 53,000 |
Bridgewater State | Bridgewater | MA | 7,681 | 88 | 930 | 40 | 35,500 |
Harvard | Cambridge | MA | 7,148 | 5 | 1440 | 57 | 41,000 |
UMass-Lowell | Lowell | MA | 10,862 | 73 | 1150 | 77 | 33,500 |
UMass | Amherst | MA | 22,491 | 64 | 1200 | 82 | 35,500 |
UMass-Boston | Boston | MA | 9,995 | 76 | 75 | 42,500 | |
Northeastern | Boston | MA | 14,156 | 18 | 1390 | 75 | 47,000 |
Salem State | Salem | MA | 4,997 | 86 | 970 | 70 | 36,500 |
UMass-Dartmouth | North Dartmouth | MA | 5,465 | 75 | 990 | 93 | 46,000 |
Tufts | Medford | MA | 5,742 | 15 | 780 | 37 | 56,500 |
Dartmouth | Hanover | NH | 4,401 | 8 | 1410 | 47 | 53,500 |
Southern New Hampshire U | Manchester | NH | 27,372 | 88 | 33 | 25,000 | |
New Hampshire | Durham | NH | 11,960 | 84 | 1070 | 85 | 38,500 |
Keene State | Keene | NH | 3,279 | 88 | 95 | 29,500 | |
Rowan | Glassboro | NJ | 14,055 | 74 | 1040 | 45 | 39,000 |
Kean | Union | NJ | 9,817 | 69 | 840 | 29 | 35,000 |
Montclair State | Montclair | NJ | 14,859 | 76 | 990 | 38 | 37,000 |
Rutgers | New Brunswick | NJ | 34,285 | 61 | 1210 | 40 | 31,000 |
Adelphi | Garden City | NY | 5,063 | 74 | 1060 | 91 | 39,500 |
Columbia | New York | NY | 7,701 | 5 | 1430 | 52 | 48,500 |
Cornell | Ithaca | NY | 15,038 | 11 | 1390 | 46 | 54,000 |
CUNY Lehman | Bronx | NY | 8,066 | 38 | 1010 | 1 | 30,000 |
CUNY Queens | Flushing | NY | 12,532 | 49 | 1040 | 5 | 35,000 |
Fashion Inst of Technology | New York | NY | 7,340 | 54 | 17 | 35,500 | |
Fordham | Bronx | NY | 9,229 | 46 | 1250 | 90 | 47,500 |
Hofstra | Hempstead | NY | 6,156 | 68 | 1160 | 97 | 38,000 |
Hudson Valley CC | Troy | NY | 5,401 | 100 | 5 | 18,500 | |
Ithaca | Ithaca | NY | 5,739 | 73 | 95 | 37,000 | |
Long Island | Brookville | NY | 5,630 | 80 | 1080 | 91 | 25,000 |
Marist | Poughkeepsie | NY | 5,199 | 49 | 89 | 42,500 | |
Mercy | Dobbs Ferry | NY | 6,223 | 82 | 890 | 95 | 24,000 |
The New School | New York | NY | 6,697 | 57 | 1160 | 91 | 56,500 |
NYU | New York | NY | 25,872 | 16 | 940 | 46 | 60,000 |
Pace | New York | NY | 7,837 | 79 | 830 | 97 | 37,000 |
Rensselaer Polytechnic | Troy | NY | 6,218 | 47 | 890 | 84 | 47,500 |
Rochester Inst of Tech | Rochester | NY | 12,254 | 71 | 1220 | 94 | 36,500 |
Rochester U | Rochester | NY | 6,410 | 30 | 1310 | 77 | 42,000 |
St John's | Queens | NY | 11,525 | 72 | 1090 | 100 | 33,500 |
Farmingdale State | Farmingdale | NY | 7,785 | 55 | 820 | 59 | 33,000 |
SUNY at Albany | Albany | NY | 12,568 | 54 | 940 | 65 | 33,500 |
Binghamton | Binghamton | NY | 13,845 | 41 | 920 | 51 | 33,000 |
Buffalo | Buffalo | NY | 20,401 | 61 | 1160 | 69 | 25,500 |
Stony Brook | Stony Brook | NY | 16,697 | 44 | 1230 | 69 | 32,000 |
SUNY Cortland | Cortland | NY | 6,170 | 46 | 1090 | 61 | 28,000 |
SUNY Geneseo | Geneseo | NY | 5,153 | 65 | 990 | 63 | 30,000 |
SUNY New Paltz | New Paltz | NY | 6,291 | 45 | 1090 | 64 | 25,000 |
SUNY Oneonta | Oneonta | NY | 5,942 | 56 | 990 | 65 | 32,500 |
SUNY Oswego | Oswego | NY | 6,561 | 54 | 860 | 91 | 22,500 |
Syracuse | Syracuse | NY | 14,727 | 44 | 1190 | 79 | 52,500 |
SUNY Westchester | Valhalla | NY | 5,685 | 100 | 2 | 22,500 | |
Elon | Elon | NC | 6,079 | 78 | 1170 | 61 | 43,000 |
Penn State | University Park | PA | 66,409 | 54 | 1080 | 43 | 49,000 |
Temple | Philadelphia | PA | 26,247 | 60 | 79 | 34,000 | |
Bryant | Smithfield | RI | 3,349 | 71 | 96 | 43,000 | |
Johnson & Wales-Providence | Providence | RI | 5,767 | 93 | 99 | 30,500 | |
Providence | Providence | RI | 3,891 | 47 | 1220 | 66 | 48,500 |
Rhode Island College | Providence | RI | 4,942 | 78 | 850 | 54 | 38,500 |
Rhode Island CC | Warwick | RI | 6,088 | 100 | 47 | 21,500 | |
Rhode Island | Kingston | RI | 12,596 | 75 | 1060 | 86 | 38,500 |
Roger Williams | Bristol | RI | 4,022 | 85 | 98 | 39,500 | |
Salve Regina | Newport | RI | 2,091 | 74 | 99 | 37,000 | |
Middlebury | Middlebury | VT | 2,556 | 15 | 780 | 50 | 49,500 |
Norwich | Northfield | VT | 2,643 | 75 | 100 | 24,500 | |
Vermont | Burlington | VT | 10,501 | 67 | 1190 | 93 | 44,000 |
Suffolk County CC | Selden | NY | 12,399 | 100 | 1 | 16,000 |
Community Colleges
Community colleges are presented differently from 4-year colleges because of how they manage the prices they charge, such as offering discounted tuition to in-county residents, sometimes providing on-campus housing and sometimes not, and educating a larger proportion of part-time and distance (online) students. The “In-state Tuition, Fees and Supplies” number presented above, dating from 2018/19, is intended to remove these factors and make the prices easier to compare.
College | City | Full-time students | Part-time students | In-state tuition | Average annual net cost | BA degree offered | Residential dorms available | Room & board cost (in-state) |
---|---|---|---|---|---|---|---|---|
Housatonic CC | Bridgeport | 1,529 | 3,307 | 4,486 | 11,000 | - | ||
Manchester CC | Manchester | 1,824 | 3,687 | 4,476 | 9,000 | - | ||
Naugatuck Valley CC | Waterbury | 2,098 | 3,957 | 4,516 | 11,000 | - | ||
Three Rivers CC | Norwich | 1,076 | 2,228 | 4,556 | 10,500 | - | ||
Norwalk CC | Norwalk | 1,681 | 3,402 | 4,546 | 10,500 | - | ||
Gateway CC | New Haven | 1,915 | 4,949 | 4,496 | 10,000 | - | ||
Tunxis CC | Farmington | 1,476 | 2,305 | 4,556 | 10,000 | - |
Notes on figures
- Number of undergraduates represent all enrolled full-time and part-time students as of 2018/19.
- “In-state Tuition, Fees and Supplies” is a figure provided by the colleges covering full-time tuition, supplies and fees but NOT room & board. This is a cleaner way to compare community college pricing for several reasons. The proportion of tuition paid by Pell Grants depends on the Expected Family Contribution (EFC) and is determined by the federal government, not any decision by the college. Some but not all community colleges offer dormitories. Finally, the number of part-time students and the discounted tuition often granted to in-county students makes the comparison of net prices even more complex than for traditional 4-year colleges.
- The Average Net Cost figures used in this report extrapolate from data provided by the colleges themselves to the federal government and the public, projected to the current year. It represents full-time tuition and includes room & board, supplies, fees less aid and grants from the colleges and the government. It standardizes calculations across colleges and is comparable to the Net costs used for 4-year colleges. Individual student costs will vary based on circumstances, so this figure only provides guidance. This figure does have the benefit of showing you how much a typical community college student will spend.
- The cost of on-campus room & board dates from 2019/20 and is only presented for colleges providing residential housing. The schools’ estimates of off-campus housing costs are not included.
College pricing and the Expected Family Contribution
To receive any sort of aids and loans, US colleges require filing of the FAFSA (Free Application for Federal Student Aid), which calculates the Expected Family Contribution (the “EFC”). Discussions of college costs often make reference to the EFC, which is a federal statutory calculation that governs financing student college costs. It is NOT the same as the pricing, which is determined by supply and demand and the college’s own cost structure. To repeat, the cost of college is how much you will pay the college; the EFC determines your eligibility for loans or certain grants. Pricing; financing – two different things.
The charts below illustrate this distinction for a college with a “Cost of attendance” of $60,000. (The cost of attendance includes the full listed as-advertised tuition, room & board, estimated costs for materials and other fees.)
The College Board Big Future site offers a handy way to calculate this in advance of completing all the paperwork:
Note that the EFC will be renamed the Student Aid Index beginning in the 2023/24 academic year. The FAFSA filing after this change is expected to be much simpler and quicker to complete, but the fundamental formula is unchanged.
Federal Student Loans
Student loans are a complex topic outside of the scope of this report.
2021/2022 interest rates for the federal student loan program are:
- Direct (unsubsidized & subsidized): 3.73%.
- Direct PLUS is set at 6.28%.
- Private loan interest rate are set by the market, partly depend on the parents’ credit score and come in a variety of types.
Federal student loan interest rates are fixed and do not change after the initial borrowing. Because of the topic’s complexity, we recommend you go straight to the source and read the Department of Education site for more information:
A smaller group of mostly selective colleges also require submission of the CSS Profile in addition to FAFSA. The CSS Profile is a more detailed report on the financial profile of a student and their family. It is used in different ways by these colleges to assess how much students and their families should pay. One key difference between the FAFSA and CSS Profile schools is that the equity value of the home often (but not always) affects the level of financial aid offered.
The FAFSA and CSS Profile use prior year income for the initial FAFSA filing, so a 2021 senior’s FAFSA would depend on their 2019 earnings.
Decision and Early Action
Giving students discounts and breaks on full tuition is common business practice in higher education. Information about discounts granted to Early Decision and Early Action candidates is not compiled but a large amount of anecdotal evidence points to discounts for accepted students in Early Decision being much less generous than for the regular application period. So a student’s decision to apply Early Decision conveys to the college both their strong interest in attending and their willingness and ability to pay full costs. Applying through Early Action conveys strong interest but leaves latitude for negotiating financial aid. Because each student’s situation will be different, applicants are advised to think of the application process in part as a negotiation and to use the different application options as signals to the college.
Ways to save on college costs
There are a number of options beyond college choices to limit spending on college. The right choice depends on the student’s needs. They include:
- Studying for a year or two at a community college, institutions which are generally cheaper than 4-year programs, and then transferring into a Bachelor’s program.
- Completing credits at high school or via distance learning outside of actual college attendance
- Making sure to complete the bachelor’s program on time
- Applying for and obtaining scholarships
The first two will require acceptance of credits by the 4-year Bachelor’s program in which you ultimately enroll. While there are certain standards that apply in these scenarios, the ultimate decision will depend on the college accepting the student.
Fit
One important way to limit spending is to make sure the college you enroll in is a “fit.” When recruiting students, colleges are very focused on fit – on making sure that a college matches up well with a student’s personal and professional objectives. This is because fit helps both the student and the college. Lack of fit directly contributes to students dropping out or transferring to another school, both of which increase the costs of obtaining a degree. So proper matching of applications with schools is an important factor in college costs.
How to find scholarships and grants
The College Board’s Big Future and Sallie Mae’s Scholarship Search site are both excellent places to find information on scholarships:
Scholarships.com and Fastweb also both provide free searches of many scholarships:
Finally, two separate but similarly named sites, Collegescholarships.com and Collegescholarships.org, valuably provide lists of scholarships limited to residents of specific states, counties and municipalities.
Financial Scenarios
While the average costs above are an informative first cut, the impact of their family’s individual financial position on the amount a college charges a specific student is significant. The following section lays out a set of scenarios showing estimated costs for students with different family financial profiles. These are estimates and are intended as a baseline guide to help you decide on a short list of colleges to which to apply and to navigate the application and acceptance process with objective financial information.
Factors that increase or decrease the amount colleges charge a student:
- Family income
- Family financial assets
- Amount of equity in the family home (only selected colleges)
- Academic performance in high school, board scores
- Student’s demographic profile (including whether the parents have college degrees)
Other factors, such as whether other students in the household are also enrolled in college, marital status (married or not), and student income and savings play a generally smaller role.
Notes on figures
- For categories identical to those used to the in- and out-of-state average costs tables above, earlier comments apply.
- The colleges are ranked highest to lowest according to projected 2021/22 net cost.
- The “Full cost of a 4-year degree, Projected” represents an estimate of the total net costs for a class of ’25 student completing their Bachelor’s degree in 4 years.
- Scenarios 5, 6 and 7 assume a dual-earner married household with two children, the prospective college student who is a public high school senior and a younger sibling, with financial and home equity assets conforming to US government data on income and assets. The couple does not own their own business or investment real estate and is not the beneficiary of a trust. The prospective college student has no children, earned a small amount last year and is a dependent for IRS purposes. Once enrolled in college, the student would be enrolled full-time and live on campus.
- Disclaimer: These financial estimates represent informational projections that will change over time. They do not represents promises or commitments by CTAS or the colleges themselves. Final net cost numbers will differ from these estimates for many reasons.

Scenario
Students with families with an average of $15,000 in annual income. Families in this income range on average have <$10,000 in financial assets and home equity of <$40,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Bridgeport
Bridgeport
CT
2,132
55
99
18,000
72,500
Central Connecticut
New Britain
CT
7,253
66
70
13,000
52,500
Connecticut College
New London
CT
1,819
37
93
14,000
55,500
UConn
Storrs
CT
18,229
49
61
14,500
59,500
Eastern Connecticut
Willimantic
CT
4,063
64
81
15,500
62,500
Fairfield
Fairfield
CT
4,160
57
94
29,000
114,500
Hartford
West Hartford
CT
4,247
76
98
26,500
107,500
Housatonic CC
Bridgeport
CT
1,529
100
55
5,500
11,000
Manchester CC
Manchester
CT
1,824
100
46
6,000
12,000
Naugatuck Valley CC
Waterbury
CT
2,098
100
29
6,000
12,000
Three Rivers CC
Norwich
CT
1,076
100
20
7,000
13,500
New Haven Univ
West Haven
CT
4,625
83
99
31,000
125,500
Norwalk CC
Norwalk
CT
1,681
100
20
7,000
14,000
Post
Waterbury
CT
2,293
97
45
10,500
42,500
Quinnipiac
Hamden
CT
6,543
70
99
36,500
150,500
Sacred Heart
Fairfield
CT
5,348
64
98
35,000
141,500
Gateway CC
New Haven
CT
1,915
100
47
6,500
13,000
Southern Connecticut
New Haven
CT
6,801
69
24
18,500
75,500
Trinity
Hartford
CT
2,128
33
51
0
0
Tunxis CC
Farmington
CT
1,476
100
46
7,500
15,000
US Coast Guard Academy
New London
CT
1,476
100
46
0
0
Wesleyan
Middletown
CT
2,937
16
41
4,500
18,500
Western Connecticut
Danbury
CT
4,074
76
61
18,000
74,000
Yale
New Haven
CT
6,088
6
56
2,000
9,000
Delaware
Newark
DE
18,378
71
72
27,000
110,000
George Washington
Washington
DC
11,102
41
75
17,500
72,000
Univ of Tampa
Tampa
FL
8,441
45
91
27,500
111,500
Maine
Orono
ME
8,060
90
99
28,000
115,000
Boston College
Chestnut Hill
MA
9,666
27
44
4,500
19,000
Boston University
Boston
MA
16,978
19
49
14,000
58,000
Bridgewater State
Bridgewater
MA
7,681
88
40
24,000
99,000
Harvard
Cambridge
MA
7,148
5
57
1,000
4,500
UMass-Lowell
Lowell
MA
10,862
73
77
20,500
82,500
UMass
Amherst
MA
22,491
64
82
21,500
88,500
UMass-Boston
Boston
MA
9,995
76
75
28,000
115,500
Northeastern
Boston
MA
14,156
18
75
12,000
49,000
Salem State
Salem
MA
4,997
86
70
29,000
119,500
UMass-Dartmouth
North Dartmouth
MA
5,465
75
93
35,000
144,000
Tufts
Medford
MA
5,742
15
37
5,000
20,500
Dartmouth
Hanover
NH
4,401
8
47
5,000
20,000
Southern New Hampshire U
Manchester
NH
27,372
88
33
34,000
135,500
New Hampshire
Durham
NH
11,960
84
85
28,500
117,000
Keene State
Keene
NH
3,279
88
95
22,500
90,500
Rowan
Glassboro
NJ
14,055
74
45
38,500
157,500
Kean
Union
NJ
9,817
69
29
32,000
130,000
Montclair State
Montclair
NJ
14,859
76
38
25,000
101,500
Rutgers
New Brunswick
NJ
34,285
61
40
24,500
99,500
Adelphi
Garden City
NY
5,063
74
91
25,500
104,000
Columbia
New York
NY
7,701
5
52
4,000
16,500
Cornell
Ithaca
NY
15,038
11
46
2,000
7,500
CUNY Lehman
Bronx
NY
8,066
38
1
10,500
44,000
CUNY Queens
Flushing
NY
12,532
49
5
13,000
54,000
Fashion Inst of Technology
New York
NY
7,340
54
17
24,000
99,000
Fordham
Bronx
NY
9,229
46
90
34,000
139,000
Hofstra
Hempstead
NY
6,156
68
97
32,000
129,000
Hudson Valley CC
Troy
NY
5,401
100
5
17,000
34,500
Ithaca
Ithaca
NY
5,739
73
95
20,000
82,000
Long Island
Brookville
NY
5,630
80
91
29,000
117,500
Marist
Poughkeepsie
NY
5,199
49
89
25,500
105,000
Mercy
Dobbs Ferry
NY
6,223
82
95
11,500
47,000
The New School
New York
NY
6,697
57
91
40,000
163,000
NYU
New York
NY
25,872
16
46
28,500
116,500
Pace
New York
NY
7,837
79
97
25,500
102,500
Rensselaer Polytechnic
Troy
NY
6,218
47
84
23,500
95,500
Rochester Inst of Tech
Rochester
NY
12,254
71
94
27,000
111,000
Rochester U
Rochester
NY
6,410
30
77
16,500
66,500
St John's
Queens
NY
11,525
72
100
23,500
95,000
Farmingdale State
Farmingdale
NY
7,785
55
59
16,000
65,500
SUNY at Albany
Albany
NY
12,568
54
65
31,000
126,000
Binghamton
Binghamton
NY
13,845
41
51
18,500
75,500
Buffalo
Buffalo
NY
20,401
61
69
22,500
90,500
Stony Brook
Stony Brook
NY
16,697
44
69
24,000
98,500
SUNY Cortland
Cortland
NY
6,170
46
61
25,500
102,000
SUNY Geneseo
Geneseo
NY
5,153
65
63
26,500
107,500
SUNY New Paltz
New Paltz
NY
6,291
45
64
22,500
90,000
SUNY Oneonta
Oneonta
NY
5,942
56
65
27,500
113,000
SUNY Oswego
Oswego
NY
6,561
54
91
20,000
80,000
Syracuse
Syracuse
NY
14,727
44
79
20,500
84,500
SUNY Westchester
Valhalla
NY
5,685
100
2
14,000
27,500
Elon
Elon
NC
6,079
78
61
26,000
106,500
Penn State
University Park
PA
66,409
54
43
39,500
159,500
Temple
Philadelphia
PA
26,247
60
79
28,000
115,000
Bryant
Smithfield
RI
3,349
71
96
34,500
141,500
Johnson & Wales-Providence
Providence
RI
5,767
93
99
24,000
97,000
Providence
Providence
RI
3,891
47
66
20,500
84,500
Rhode Island College
Providence
RI
4,942
78
54
31,500
129,000
Rhode Island CC
Warwick
RI
6,088
100
47
13,500
27,500
Rhode Island
Kingston
RI
12,596
75
86
32,500
132,500
Roger Williams
Bristol
RI
4,022
85
98
30,500
123,500
Salve Regina
Newport
RI
2,091
74
99
27,500
112,000
Middlebury
Middlebury
VT
2,556
15
50
6,000
25,000
Norwich
Northfield
VT
2,643
75
100
19,000
76,500
Vermont
Burlington
VT
10,501
67
93
37,500
153,000
Suffolk County CC
Selden
NY
12,399
100
1
6,000
12,500
UConn-Stamford
Stamford
CT
1,846
91
65
8,000
32,000
UConn-Hartford
Hartford
CT
1,438
96
67
0
0
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $40,000 in annual income. Families in this income range on average have approximately $10,000 in financial assets and home equity of approximately $50,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree}
Bridgeport
Bridgeport
CT
2,132
55
99
23,000
92,000
Central Connecticut
New Britain
CT
7,253
66
70
13,500
55,500
Connecticut College
New London
CT
1,819
37
93
14,000
55,500
UConn
Storrs
CT
18,229
49
61
16,000
69,000
Eastern Connecticut
Willimantic
CT
4,063
64
81
15,000
62,500
Fairfield
Fairfield
CT
4,160
57
94
29,000
114,500
Hartford
West Hartford
CT
4,247
76
98
25,500
107,500
Housatonic CC
Bridgeport
CT
1,529
100
55
5,500
11,000
Manchester CC
Manchester
CT
1,824
100
46
6,000
13,000
Naugatuck Valley CC
Waterbury
CT
2,098
100
29
6,000
12,500
Three Rivers CC
Norwich
CT
1,076
100
20
7,000
14,000
New Haven Univ
West Haven
CT
4,625
83
99
30,500
128,500
Norwalk CC
Norwalk
CT
1,681
100
20
7,500
14,500
Post
Waterbury
CT
2,293
97
45
10,500
42,500
Quinnipiac
Hamden
CT
6,543
70
99
35,000
152,000
Sacred Heart
Fairfield
CT
5,348
64
98
35,500
145,000
Gateway CC
New Haven
CT
1,915
100
47
6,500
13,000
Southern Connecticut
New Haven
CT
6,801
69
24
19,000
81,500
Trinity
Hartford
CT
2,128
33
51
8,000
0
Tunxis CC
Farmington
CT
1,476
100
46
7,000
15,500
US Coast Guard Academy
New London
CT
1,476
100
46
0
0
Wesleyan
Middletown
CT
2,937
16
41
7,000
29,000
Western Connecticut
Danbury
CT
4,074
76
61
17,000
74,000
Yale
New Haven
CT
6,088
6
56
2,500
10,500
Delaware
Newark
DE
18,378
71
72
28,500
116,000
George Washington
Washington
DC
11,102
41
75
19,000
78,000
Univ of Tampa
Tampa
FL
8,441
45
91
28,000
113,000
Maine
Orono
ME
8,060
90
99
30,000
122,000
Boston College
Chestnut Hill
MA
9,666
27
44
7,500
30,000
Boston University
Boston
MA
16,978
19
49
14,000
58,000
Bridgewater State
Bridgewater
MA
7,681
88
40
26,500
109,500
Harvard
Cambridge
MA
7,148
5
57
1,000
4,500
UMass-Lowell
Lowell
MA
10,862
73
77
22,500
91,000
UMass
Amherst
MA
22,491
64
82
23,500
96,000
UMass-Boston
Boston
MA
9,995
76
75
30,000
124,500
Northeastern
Boston
MA
14,156
18
75
14,500
59,000
Salem State
Salem
MA
4,997
86
70
32,500
133,000
UMass-Dartmouth
North Dartmouth
MA
5,465
75
93
38,000
156,500
Tufts
Medford
MA
5,742
15
37
7,500
31,500
Dartmouth
Hanover
NH
4,401
8
47
5,000
20,000
Southern New Hampshire U
Manchester
NH
27,372
88
33
34,000
135,500
New Hampshire
Durham
NH
11,960
84
85
30,000
121,500
Keene State
Keene
NH
3,279
88
95
24,500
100,000
Rowan
Glassboro
NJ
14,055
74
45
41,000
168,500
Kean
Union
NJ
9,817
69
29
33,500
137,000
Montclair State
Montclair
NJ
14,859
76
38
27,500
112,500
Rutgers
New Brunswick
NJ
34,285
61
40
27,000
108,500
Adelphi
Garden City
NY
5,063
74
91
26,000
107,000
Columbia
New York
NY
7,701
5
52
4,000
16,500
Cornell
Ithaca
NY
15,038
11
46
2,500
9,500
CUNY Lehman
Bronx
NY
8,066
38
1
16,500
67,000
CUNY Queens
Flushing
NY
12,532
49
5
16,500
66,500
Fashion Inst of Technology
New York
NY
7,340
54
17
29,500
119,500
Fordham
Bronx
NY
9,229
46
90
34,000
139,000
Hofstra
Hempstead
NY
6,156
68
97
35,500
143,500
Hudson Valley CC
Troy
NY
5,401
100
5
20,500
41,500
Ithaca
Ithaca
NY
5,739
73
95
25,500
103,500
Long Island
Brookville
NY
5,630
80
91
37,000
150,000
Marist
Poughkeepsie
NY
5,199
49
89
30,000
122,500
Mercy
Dobbs Ferry
NY
6,223
82
95
14,000
56,000
The New School
New York
NY
6,697
57
91
41,500
170,000
NYU
New York
NY
25,872
16
46
28,500
116,500
Pace
New York
NY
7,837
79
97
26,000
106,000
Rensselaer Polytechnic
Troy
NY
6,218
47
84
24,000
98,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
27,500
112,500
Rochester U
Rochester
NY
6,410
30
77
16,500
66,500
St John's
Queens
NY
11,525
72
100
24,500
99,000
Farmingdale State
Farmingdale
NY
7,785
55
59
20,000
82,000
SUNY at Albany
Albany
NY
12,568
54
65
36,500
147,500
Binghamton
Binghamton
NY
13,845
41
51
23,000
92,500
Buffalo
Buffalo
NY
20,401
61
69
25,500
103,500
Stony Brook
Stony Brook
NY
16,697
44
69
27,500
114,000
SUNY Cortland
Cortland
NY
6,170
46
61
29,000
116,000
SUNY Geneseo
Geneseo
NY
5,153
65
63
31,000
126,500
SUNY New Paltz
New Paltz
NY
6,291
45
64
26,000
105,000
SUNY Oneonta
Oneonta
NY
5,942
56
65
31,500
129,500
SUNY Oswego
Oswego
NY
6,561
54
91
24,000
97,000
Syracuse
Syracuse
NY
14,727
44
79
24,000
98,000
SUNY Westchester
Valhalla
NY
5,685
100
2
16,000
32,000
Elon
Elon
NC
6,079
78
61
26,500
109,500
Penn State
University Park
PA
66,409
54
43
41,000
167,500
Temple
Philadelphia
PA
26,247
60
79
29,000
119,000
Bryant
Smithfield
RI
3,349
71
96
35,500
145,000
Johnson & Wales-Providence
Providence
RI
5,767
93
99
24,000
97,000
Providence
Providence
RI
3,891
47
66
25,500
104,000
Rhode Island College
Providence
RI
4,942
78
54
34,000
138,500
Rhode Island CC
Warwick
RI
6,088
100
47
13,500
27,500
Rhode Island
Kingston
RI
12,596
75
86
35,500
144,500
Roger Williams
Bristol
RI
4,022
85
98
31,500
128,000
Salve Regina
Newport
RI
2,091
74
99
29,000
117,000
Middlebury
Middlebury
VT
2,556
15
50
8,000
33,000
Norwich
Northfield
VT
2,643
75
100
19,500
78,500
Vermont
Burlington
VT
10,501
67
93
39,000
160,500
Suffolk County CC
Selden
NY
12,399
100
1
9,000
18,500
UConn-Stamford
Stamford
CT
1,846
91
65
9,000
36,500
UConn-Hartford
Hartford
CT
1,438
96
67
0
0
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Scenario: Students with families with an average of $60,000 in annual income. Families in this income range on average have approximately $20,000 in financial assets and home equity of approximately $90,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Bridgeport
Bridgeport
CT
2,132
55
99
24,000
97,000
Central Connecticut
New Britain
CT
7,253
66
70
16,500
67,000
Connecticut College
New London
CT
1,819
37
93
23,500
94,500
UConn
Storrs
CT
18,229
49
61
20,500
83,500
Eastern Connecticut
Willimantic
CT
4,063
64
81
17,500
70,500
Fairfield
Fairfield
CT
4,160
57
94
30,500
121,500
Hartford
West Hartford
CT
4,247
76
98
27,000
110,500
Housatonic CC
Bridgeport
CT
1,529
100
55
6,000
12,000
Manchester CC
Manchester
CT
1,824
100
46
7,000
14,000
Naugatuck Valley CC
Waterbury
CT
2,098
100
29
7,500
15,000
Three Rivers CC
Norwich
CT
1,076
100
20
7,500
15,500
New Haven Univ
West Haven
CT
4,625
83
99
34,500
141,500
Norwalk CC
Norwalk
CT
1,681
100
20
7,500
15,500
Post
Waterbury
CT
2,293
97
45
10,500
42,500
Quinnipiac
Hamden
CT
6,543
70
99
38,500
158,000
Sacred Heart
Fairfield
CT
5,348
64
98
40,000
161,500
Gateway CC
New Haven
CT
1,915
100
47
7,500
15,000
Southern Connecticut
New Haven
CT
6,801
69
24
22,500
92,500
Trinity
Hartford
CT
2,128
33
51
0
0
Tunxis CC
Farmington
CT
1,476
100
46
7,500
15,500
US Coast Guard Academy
New London
CT
1,476
100
46
0
0
Wesleyan
Middletown
CT
2,937
16
41
12,500
49,500
Western Connecticut
Danbury
CT
4,074
76
61
19,500
79,000
Yale
New Haven
CT
6,088
6
56
3,000
13,000
Delaware
Newark
DE
18,378
71
72
33,000
135,000
George Washington
Washington
DC
11,102
41
75
23,000
94,000
Univ of Tampa
Tampa
FL
8,441
45
91
29,500
120,500
Maine
Orono
ME
8,060
90
99
32,500
133,000
Boston College
Chestnut Hill
MA
9,666
27
44
18,500
75,000
Boston University
Boston
MA
16,978
19
49
22,000
89,500
Bridgewater State
Bridgewater
MA
7,681
88
40
32,000
132,500
Harvard
Cambridge
MA
7,148
5
57
3,500
14,000
UMass-Lowell
Lowell
MA
10,862
73
77
28,000
112,000
UMass
Amherst
MA
22,491
64
82
28,500
117,000
UMass-Boston
Boston
MA
9,995
76
75
37,500
154,500
Northeastern
Boston
MA
14,156
18
75
19,500
79,000
Salem State
Salem
MA
4,997
86
70
36,500
150,500
UMass-Dartmouth
North Dartmouth
MA
5,465
75
93
44,000
181,000
Tufts
Medford
MA
5,742
15
37
14,500
59,000
Dartmouth
Hanover
NH
4,401
8
47
11,000
45,000
Southern New Hampshire U
Manchester
NH
27,372
88
33
34,000
135,500
New Hampshire
Durham
NH
11,960
84
85
34,500
140,000
Keene State
Keene
NH
3,279
88
95
27,500
112,000
Rowan
Glassboro
NJ
14,055
74
45
45,000
185,500
Kean
Union
NJ
9,817
69
29
36,500
148,000
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
33,500
135,500
Adelphi
Garden City
NY
5,063
74
91
29,500
121,000
Columbia
New York
NY
7,701
5
52
6,500
27,000
Cornell
Ithaca
NY
15,038
11
46
13,500
56,000
CUNY Lehman
Bronx
NY
8,066
38
1
24,000
99,500
CUNY Queens
Flushing
NY
12,532
49
5
22,500
92,500
Fashion Inst of Technology
New York
NY
7,340
54
17
33,500
137,500
Fordham
Bronx
NY
9,229
46
90
34,000
139,000
Hofstra
Hempstead
NY
6,156
68
97
38,000
154,000
Hudson Valley CC
Troy
NY
5,401
100
5
21,000
42,500
Ithaca
Ithaca
NY
5,739
73
95
31,000
126,000
Long Island
Brookville
NY
5,630
80
91
37,000
150,000
Marist
Poughkeepsie
NY
5,199
49
89
34,500
141,500
Mercy
Dobbs Ferry
NY
6,223
82
95
17,500
70,500
The New School
New York
NY
6,697
57
91
45,000
184,000
NYU
New York
NY
25,872
16
46
36,500
149,000
Pace
New York
NY
7,837
79
97
30,000
121,000
Rensselaer Polytechnic
Troy
NY
6,218
47
84
29,500
121,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
29,500
119,500
Rochester U
Rochester
NY
6,410
30
77
23,500
95,500
St John's
Queens
NY
11,525
72
100
26,000
105,000
Farmingdale State
Farmingdale
NY
7,785
55
59
27,000
110,000
SUNY at Albany
Albany
NY
12,568
54
65
43,000
173,500
Binghamton
Binghamton
NY
13,845
41
51
29,500
120,000
Buffalo
Buffalo
NY
20,401
61
69
31,000
125,500
Stony Brook
Stony Brook
NY
16,697
44
69
36,000
148,000
SUNY Cortland
Cortland
NY
6,170
46
61
33,500
134,500
SUNY Geneseo
Geneseo
NY
5,153
65
63
31,500
128,500
SUNY New Paltz
New Paltz
NY
6,291
45
64
31,500
126,500
SUNY Oneonta
Oneonta
NY
5,942
56
65
31,500
129,500
SUNY Oswego
Oswego
NY
6,561
54
91
28,500
114,500
Syracuse
Syracuse
NY
14,727
44
79
29,000
120,000
SUNY Westchester
Valhalla
NY
5,685
100
2
20,500
41,500
Elon
Elon
NC
6,079
78
61
30,000
123,500
Penn State
University Park
PA
66,409
54
43
48,000
194,500
Temple
Philadelphia
PA
26,247
60
79
32,500
132,000
Bryant
Smithfield
RI
3,349
71
96
38,000
155,000
Johnson & Wales-Providence
Providence
RI
5,767
93
99
24,000
97,000
Providence
Providence
RI
3,891
47
66
30,500
124,500
Rhode Island College
Providence
RI
4,942
78
54
40,000
164,500
Rhode Island CC
Warwick
RI
6,088
100
47
14,500
30,000
Rhode Island
Kingston
RI
12,596
75
86
39,500
161,000
Roger Williams
Bristol
RI
4,022
85
98
35,500
144,000
Salve Regina
Newport
RI
2,091
74
99
31,000
125,000
Middlebury
Middlebury
VT
2,556
15
50
14,500
60,000
Norwich
Northfield
VT
2,643
75
100
22,000
88,000
Vermont
Burlington
VT
10,501
67
93
41,000
167,000
Suffolk County CC
Selden
NY
12,399
100
1
14,500
29,500
UConn-Stamford
Stamford
CT
1,846
91
65
13,500
54,000
UConn-Hartford
Hartford
CT
1,438
96
67
0
0
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $90,000 in annual income. Families in this income range on average have approximately $200,000 in financial assets and home equity of approximately $120,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Bridgeport
Bridgeport
CT
2,132
55
99
25,000
101,500
Central Connecticut
New Britain
CT
7,253
66
70
19,500
78,500
Connecticut College
New London
CT
1,819
37
93
30,000
119,500
UConn
Storrs
CT
18,229
49
61
27,500
112,000
Eastern Connecticut
Willimantic
CT
4,063
64
81
21,000
84,500
Fairfield
Fairfield
CT
4,160
57
94
33,000
131,000
Hartford
West Hartford
CT
4,247
76
98
27,000
110,500
Housatonic CC
Bridgeport
CT
1,529
100
55
8,000
16,000
Manchester CC
Manchester
CT
1,824
100
46
8,000
16,500
Naugatuck Valley CC
Waterbury
CT
2,098
100
29
9,000
18,000
Three Rivers CC
Norwich
CT
1,076
100
20
10,000
19,500
New Haven Univ
West Haven
CT
4,625
83
99
36,500
148,500
Norwalk CC
Norwalk
CT
1,681
100
20
9,500
18,500
Post
Waterbury
CT
2,293
97
45
10,500
42,500
Quinnipiac
Hamden
CT
6,543
70
99
42,000
172,500
Sacred Heart
Fairfield
CT
5,348
64
98
43,500
176,000
Gateway CC
New Haven
CT
1,915
100
47
9,500
19,000
Southern Connecticut
New Haven
CT
6,801
69
24
24,500
101,000
Trinity
Hartford
CT
2,128
33
51
0
0
Tunxis CC
Farmington
CT
1,476
100
46
9,000
17,500
US Coast Guard Academy
New London
CT
1,476
100
46
0
0
Wesleyan
Middletown
CT
2,937
16
41
19,000
77,000
Western Connecticut
Danbury
CT
4,074
76
61
21,000
86,000
Yale
New Haven
CT
6,088
6
56
11,500
46,000
Delaware
Newark
DE
18,378
71
72
42,500
174,000
George Washington
Washington
DC
11,102
41
75
30,500
124,500
Univ of Tampa
Tampa
FL
8,441
45
91
30,000
123,000
Maine
Orono
ME
8,060
90
99
32,500
133,000
Boston College
Chestnut Hill
MA
9,666
27
44
24,500
101,000
Boston University
Boston
MA
16,978
19
49
32,500
131,500
Bridgewater State
Bridgewater
MA
7,681
88
40
36,000
148,500
Harvard
Cambridge
MA
7,148
5
57
18,500
74,500
UMass-Lowell
Lowell
MA
10,862
73
77
35,500
143,500
UMass
Amherst
MA
22,491
64
82
33,500
136,500
UMass-Boston
Boston
MA
9,995
76
75
43,000
178,000
Northeastern
Boston
MA
14,156
18
75
28,500
115,500
Salem State
Salem
MA
4,997
86
70
38,500
157,500
UMass-Dartmouth
North Dartmouth
MA
5,465
75
93
51,000
209,000
Tufts
Medford
MA
5,742
15
37
27,000
110,500
Dartmouth
Hanover
NH
4,401
8
47
16,500
68,000
Southern New Hampshire U
Manchester
NH
27,372
88
33
34,000
135,500
New Hampshire
Durham
NH
11,960
84
85
38,000
154,500
Keene State
Keene
NH
3,279
88
95
31,500
127,500
Rowan
Glassboro
NJ
14,055
74
45
45,000
185,500
Kean
Union
NJ
9,817
69
29
36,500
148,000
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
41,000
166,000
Adelphi
Garden City
NY
5,063
74
91
30,500
124,500
Columbia
New York
NY
7,701
5
52
17,500
70,500
Cornell
Ithaca
NY
15,038
11
46
24,500
100,000
CUNY Lehman
Bronx
NY
8,066
38
1
30,000
122,500
CUNY Queens
Flushing
NY
12,532
49
5
26,500
107,500
Fashion Inst of Technology
New York
NY
7,340
54
17
36,000
147,500
Fordham
Bronx
NY
9,229
46
90
38,000
154,000
Hofstra
Hempstead
NY
6,156
68
97
40,000
163,000
Hudson Valley CC
Troy
NY
5,401
100
5
21,000
42,500
Ithaca
Ithaca
NY
5,739
73
95
34,000
137,500
Long Island
Brookville
NY
5,630
80
91
37,000
150,000
Marist
Poughkeepsie
NY
5,199
49
89
37,000
150,000
Mercy
Dobbs Ferry
NY
6,223
82
95
21,500
87,000
The New School
New York
NY
6,697
57
91
46,500
190,000
NYU
New York
NY
25,872
16
46
44,000
179,000
Pace
New York
NY
7,837
79
97
32,500
131,500
Rensselaer Polytechnic
Troy
NY
6,218
47
84
36,000
148,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
34,000
139,000
Rochester U
Rochester
NY
6,410
30
77
31,000
127,000
St John's
Queens
NY
11,525
72
100
28,500
115,000
Farmingdale State
Farmingdale
NY
7,785
55
59
31,000
126,500
SUNY at Albany
Albany
NY
12,568
54
65
43,000
174,000
Binghamton
Binghamton
NY
13,845
41
51
32,000
129,000
Buffalo
Buffalo
NY
20,401
61
69
33,000
133,000
Stony Brook
Stony Brook
NY
16,697
44
69
39,500
162,000
SUNY Cortland
Cortland
NY
6,170
46
61
33,500
135,000
SUNY Geneseo
Geneseo
NY
5,153
65
63
31,500
128,500
SUNY New Paltz
New Paltz
NY
6,291
45
64
31,500
127,500
SUNY Oneonta
Oneonta
NY
5,942
56
65
31,500
129,500
SUNY Oswego
Oswego
NY
6,561
54
91
30,500
122,000
Syracuse
Syracuse
NY
14,727
44
79
33,500
137,500
SUNY Westchester
Valhalla
NY
5,685
100
2
20,500
41,500
Elon
Elon
NC
6,079
78
61
37,000
152,000
Penn State
University Park
PA
66,409
54
43
52,000
211,000
Temple
Philadelphia
PA
26,247
60
79
36,500
148,000
Bryant
Smithfield
RI
3,349
71
96
41,500
169,500
Johnson & Wales-Providence
Providence
RI
5,767
93
99
24,000
97,000
Providence
Providence
RI
3,891
47
66
36,000
146,500
Rhode Island College
Providence
RI
4,942
78
54
40,000
164,500
Rhode Island CC
Warwick
RI
6,088
100
47
19,000
38,000
Rhode Island
Kingston
RI
12,596
75
86
39,500
161,000
Roger Williams
Bristol
RI
4,022
85
98
37,500
153,000
Salve Regina
Newport
RI
2,091
74
99
33,500
137,000
Middlebury
Middlebury
VT
2,556
15
50
23,000
94,000
Norwich
Northfield
VT
2,643
75
100
24,500
99,000
Vermont
Burlington
VT
10,501
67
93
41,000
167,000
Suffolk County CC
Selden
NY
12,399
100
1
17,500
35,000
UConn-Stamford
Stamford
CT
1,846
91
65
18,500
73,500
UConn-Hartford
Hartford
CT
1,438
96
67
0
0
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $150,000 in annual income, $250,000 in financial assets and home equity of approximately $150,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Bridgeport
Bridgeport
CT
2,132
55
99
26,500
106,000
Central Connecticut
New Britain
CT
7,253
66
70
23,500
95,500
Connecticut College
New London
CT
1,819
37
93
37,000
148,000
UConn
Storrs
CT
18,229
49
61
27,500
113,000
Eastern Connecticut
Willimantic
CT
4,063
64
81
25,000
101,500
Fairfield
Fairfield
CT
4,160
57
94
47,500
188,000
Hartford
West Hartford
CT
4,247
76
98
27,000
111,000
Housatonic CC
Bridgeport
CT
1,529
100
55
12,000
24,000
Manchester CC
Manchester
CT
1,824
100
46
10,500
21,000
Naugatuck Valley CC
Waterbury
CT
2,098
100
29
12,000
24,500
Three Rivers CC
Norwich
CT
1,076
100
20
14,000
28,000
New Haven Univ
West Haven
CT
4,625
83
99
39,500
162,500
Norwalk CC
Norwalk
CT
1,681
100
20
12,500
25,000
Post
Waterbury
CT
2,293
97
45
10,500
42,000
Quinnipiac
Hamden
CT
6,543
70
99
47,500
196,000
Sacred Heart
Fairfield
CT
5,348
64
98
43,500
176,500
Gateway CC
New Haven
CT
1,915
100
47
13,000
26,500
Southern Connecticut
New Haven
CT
6,801
69
24
24,500
102,000
Trinity
Hartford
CT
2,128
33
51
0
0
Tunxis CC
Farmington
CT
1,476
100
46
11,000
22,000
US Coast Guard Academy
New London
CT
1,476
100
46
0
0
Wesleyan
Middletown
CT
2,937
16
41
20,500
82,000
Western Connecticut
Danbury
CT
4,074
76
61
24,500
101,500
Yale
New Haven
CT
6,088
6
56
20,500
84,000
Delaware
Newark
DE
18,378
71
72
51,000
207,000
George Washington
Washington
DC
11,102
41
75
41,000
167,000
Univ of Tampa
Tampa
FL
8,441
45
91
31,500
127,500
Maine
Orono
ME
8,060
90
99
32,500
133,000
Boston College
Chestnut Hill
MA
9,666
27
44
32,500
133,000
Boston University
Boston
MA
16,978
19
49
32,500
131,500
Bridgewater State
Bridgewater
MA
7,681
88
40
36,000
148,500
Harvard
Cambridge
MA
7,148
5
57
21,500
87,000
UMass-Lowell
Lowell
MA
10,862
73
77
50,500
202,500
UMass
Amherst
MA
22,491
64
82
53,500
218,000
UMass-Boston
Boston
MA
9,995
76
75
43,000
178,000
Northeastern
Boston
MA
14,156
18
75
43,000
175,500
Salem State
Salem
MA
4,997
86
70
38,500
157,500
UMass-Dartmouth
North Dartmouth
MA
5,465
75
93
51,000
209,000
Tufts
Medford
MA
5,742
15
37
39,500
161,000
Dartmouth
Hanover
NH
4,401
8
47
36,500
148,500
Southern New Hampshire U
Manchester
NH
27,372
88
33
37,000
147,000
New Hampshire
Durham
NH
11,960
84
85
45,500
185,000
Keene State
Keene
NH
3,279
88
95
31,500
127,500
Rowan
Glassboro
NJ
14,055
74
45
45,000
185,500
Kean
Union
NJ
9,817
69
29
36,500
148,000
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
51,000
205,000
Adelphi
Garden City
NY
5,063
74
91
32,500
132,000
Columbia
New York
NY
7,701
5
52
29,000
118,500
Cornell
Ithaca
NY
15,038
11
46
38,000
154,500
CUNY Lehman
Bronx
NY
8,066
38
1
32,500
133,000
CUNY Queens
Flushing
NY
12,532
49
5
34,000
138,000
Fashion Inst of Technology
New York
NY
7,340
54
17
37,500
152,500
Fordham
Bronx
NY
9,229
46
90
45,500
184,500
Hofstra
Hempstead
NY
6,156
68
97
43,500
176,500
Hudson Valley CC
Troy
NY
5,401
100
5
21,000
42,500
Ithaca
Ithaca
NY
5,739
73
95
39,500
161,000
Long Island
Brookville
NY
5,630
80
91
37,000
150,000
Marist
Poughkeepsie
NY
5,199
49
89
53,000
216,500
Mercy
Dobbs Ferry
NY
6,223
82
95
30,000
120,500
The New School
New York
NY
6,697
57
91
50,000
203,500
NYU
New York
NY
25,872
16
46
59,000
240,500
Pace
New York
NY
7,837
79
97
32,000
130,000
Rensselaer Polytechnic
Troy
NY
6,218
47
84
43,000
175,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
41,500
170,500
Rochester U
Rochester
NY
6,410
30
77
47,000
190,500
St John's
Queens
NY
11,525
72
100
33,500
135,000
Farmingdale State
Farmingdale
NY
7,785
55
59
33,500
136,500
SUNY at Albany
Albany
NY
12,568
54
65
43,000
174,000
Binghamton
Binghamton
NY
13,845
41
51
36,500
147,500
Buffalo
Buffalo
NY
20,401
61
69
36,500
148,000
Stony Brook
Stony Brook
NY
16,697
44
69
40,000
165,500
SUNY Cortland
Cortland
NY
6,170
46
61
33,500
135,000
SUNY Geneseo
Geneseo
NY
5,153
65
63
31,500
128,500
SUNY New Paltz
New Paltz
NY
6,291
45
64
31,500
127,500
SUNY Oneonta
Oneonta
NY
5,942
56
65
31,500
129,500
SUNY Oswego
Oswego
NY
6,561
54
91
30,500
122,000
Syracuse
Syracuse
NY
14,727
44
79
37,000
152,500
SUNY Westchester
Valhalla
NY
5,685
100
2
20,500
41,500
Elon
Elon
NC
6,079
78
61
48,000
196,500
Penn State
University Park
PA
66,409
54
43
52,000
211,000
Temple
Philadelphia
PA
26,247
60
79
43,000
176,000
Bryant
Smithfield
RI
3,349
71
96
47,000
193,000
Johnson & Wales-Providence
Providence
RI
5,767
93
99
33,500
136,000
Providence
Providence
RI
3,891
47
66
43,000
176,000
Rhode Island College
Providence
RI
4,942
78
54
40,000
164,500
Rhode Island CC
Warwick
RI
6,088
100
47
23,500
48,000
Rhode Island
Kingston
RI
12,596
75
86
39,500
161,000
Roger Williams
Bristol
RI
4,022
85
98
41,500
169,500
Salve Regina
Newport
RI
2,091
74
99
38,500
157,000
Middlebury
Middlebury
VT
2,556
15
50
46,500
190,500
Norwich
Northfield
VT
2,643
75
100
30,000
121,500
Vermont
Burlington
VT
10,501
67
93
48,500
198,500
Suffolk County CC
Selden
NY
12,399
100
1
17,500
35,000
UConn-Stamford
Stamford
CT
1,846
91
65
28,000
112,000
UConn-Hartford
Hartford
CT
1,438
96
67
0
0
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $200,000 in annual income, $500,000 in financial assets and home equity of approximately $200,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Bridgeport
Bridgeport
CT
2,132
55
99
26,500
106,000
Central Connecticut
New Britain
CT
7,253
66
70
23,500
95,500
Connecticut College
New London
CT
1,819
37
93
53,000
212,000
UConn
Storrs
CT
18,229
49
61
27,500
113,000
Eastern Connecticut
Willimantic
CT
4,063
64
81
25,000
101,500
Fairfield
Fairfield
CT
4,160
57
94
53,500
212,000
Hartford
West Hartford
CT
4,247
76
98
27,000
111,000
Housatonic CC
Bridgeport
CT
1,529
100
55
15,000
30,500
Manchester CC
Manchester
CT
1,824
100
46
12,500
25,000
Naugatuck Valley CC
Waterbury
CT
2,098
100
29
15,000
30,000
Three Rivers CC
Norwich
CT
1,076
100
20
14,000
28,000
New Haven Univ
West Haven
CT
4,625
83
99
41,000
168,000
Norwalk CC
Norwalk
CT
1,681
100
20
14,500
29,500
Post
Waterbury
CT
2,293
97
45
10,500
42,000
Quinnipiac
Hamden
CT
6,543
70
99
47,500
196,000
Sacred Heart
Fairfield
CT
5,348
64
98
43,500
176,500
Gateway CC
New Haven
CT
1,915
100
47
15,500
31,000
Southern Connecticut
New Haven
CT
6,801
69
24
24,500
102,000
Trinity
Hartford
CT
2,128
33
51
0
0
Tunxis CC
Farmington
CT
1,476
100
46
12,500
25,500
US Coast Guard Academy
New London
CT
1,476
100
46
0
0
Wesleyan
Middletown
CT
2,937
16
41
44,000
178,000
Western Connecticut
Danbury
CT
4,074
76
61
26,000
106,500
Yale
New Haven
CT
6,088
6
56
51,500
209,500
Delaware
Newark
DE
18,378
71
72
51,000
207,000
George Washington
Washington
DC
11,102
41
75
56,000
228,500
Univ of Tampa
Tampa
FL
8,441
45
91
31,500
128,500
Maine
Orono
ME
8,060
90
99
32,500
133,000
Boston College
Chestnut Hill
MA
9,666
27
44
48,000
195,500
Boston University
Boston
MA
16,978
19
49
60,000
244,500
Bridgewater State
Bridgewater
MA
7,681
88
40
36,000
148,500
Harvard
Cambridge
MA
7,148
5
57
65,000
265,000
UMass-Lowell
Lowell
MA
10,862
73
77
50,500
202,500
UMass
Amherst
MA
22,491
64
82
54,000
221,000
UMass-Boston
Boston
MA
9,995
76
75
43,000
178,000
Northeastern
Boston
MA
14,156
18
75
60,500
247,500
Salem State
Salem
MA
4,997
86
70
38,500
157,500
UMass-Dartmouth
North Dartmouth
MA
5,465
75
93
51,000
209,000
Tufts
Medford
MA
5,742
15
37
74,000
302,000
Dartmouth
Hanover
NH
4,401
8
47
64,500
264,000
Southern New Hampshire U
Manchester
NH
27,372
88
33
37,000
147,000
New Hampshire
Durham
NH
11,960
84
85
46,000
187,500
Keene State
Keene
NH
3,279
88
95
31,500
127,500
Rowan
Glassboro
NJ
14,055
74
45
45,000
185,500
Kean
Union
NJ
9,817
69
29
36,500
148,000
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
51,000
205,000
Adelphi
Garden City
NY
5,063
74
91
34,000
137,500
Columbia
New York
NY
7,701
5
52
56,500
229,500
Cornell
Ithaca
NY
15,038
11
46
68,000
278,000
CUNY Lehman
Bronx
NY
8,066
38
1
35,000
144,000
CUNY Queens
Flushing
NY
12,532
49
5
40,000
162,500
Fashion Inst of Technology
New York
NY
7,340
54
17
37,500
152,500
Fordham
Bronx
NY
9,229
46
90
51,500
209,500
Hofstra
Hempstead
NY
6,156
68
97
46,000
187,000
Hudson Valley CC
Troy
NY
5,401
100
5
21,000
42,500
Ithaca
Ithaca
NY
5,739
73
95
44,000
180,000
Long Island
Brookville
NY
5,630
80
91
37,000
150,000
Marist
Poughkeepsie
NY
5,199
49
89
56,000
229,000
Mercy
Dobbs Ferry
NY
6,223
82
95
32,000
129,000
The New School
New York
NY
6,697
57
91
52,500
214,000
NYU
New York
NY
25,872
16
46
71,000
291,000
Pace
New York
NY
7,837
79
97
42,500
171,000
Rensselaer Polytechnic
Troy
NY
6,218
47
84
48,000
196,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
52,000
211,500
Rochester U
Rochester
NY
6,410
30
77
59,500
243,000
St John's
Queens
NY
11,525
72
100
38,000
152,000
Farmingdale State
Farmingdale
NY
7,785
55
59
33,500
136,500
SUNY at Albany
Albany
NY
12,568
54
65
43,000
174,000
Binghamton
Binghamton
NY
13,845
41
51
40,000
162,500
Buffalo
Buffalo
NY
20,401
61
69
40,000
160,500
Stony Brook
Stony Brook
NY
16,697
44
69
40,000
165,500
SUNY Cortland
Cortland
NY
6,170
46
61
33,500
135,000
SUNY Geneseo
Geneseo
NY
5,153
65
63
32,500
134,000
SUNY New Paltz
New Paltz
NY
6,291
45
64
32,000
129,500
SUNY Oneonta
Oneonta
NY
5,942
56
65
35,000
143,500
SUNY Oswego
Oswego
NY
6,561
54
91
30,500
122,000
Syracuse
Syracuse
NY
14,727
44
79
49,000
202,500
SUNY Westchester
Valhalla
NY
5,685
100
2
25,000
50,500
Elon
Elon
NC
6,079
78
61
54,000
222,500
Penn State
University Park
PA
66,409
54
43
53,000
215,000
Temple
Philadelphia
PA
26,247
60
79
43,000
176,000
Bryant
Smithfield
RI
3,349
71
96
47,000
193,000
Johnson & Wales-Providence
Providence
RI
5,767
93
99
37,000
150,500
Providence
Providence
RI
3,891
47
66
55,500
227,500
Rhode Island College
Providence
RI
4,942
78
54
40,000
164,500
Rhode Island CC
Warwick
RI
6,088
100
47
23,500
48,000
Rhode Island
Kingston
RI
12,596
75
86
39,500
161,000
Roger Williams
Bristol
RI
4,022
85
98
42,500
173,000
Salve Regina
Newport
RI
2,091
74
99
38,500
157,000
Middlebury
Middlebury
VT
2,556
15
50
65,000
265,500
Norwich
Northfield
VT
2,643
75
100
33,500
133,500
Vermont
Burlington
VT
10,501
67
93
48,500
198,500
Suffolk County CC
Selden
NY
12,399
100
1
17,500
35,000
UConn-Stamford
Stamford
CT
1,846
91
65
30,000
120,500
UConn-Hartford
Hartford
CT
1,438
96
67
0
0
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $300,000 in annual income, $950,000 in financial assets and home equity of approximately $350,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Bridgeport
Bridgeport
CT
2,132
55
99
26,500
106,000
Central Connecticut
New Britain
CT
7,253
66
70
23,500
95,500
Connecticut College
New London
CT
1,819
37
93
69,000
276,500
UConn
Storrs
CT
18,229
49
61
27,500
113,000
Eastern Connecticut
Willimantic
CT
4,063
64
81
25,000
101,500
Fairfield
Fairfield
CT
4,160
57
94
53,500
212,000
Hartford
West Hartford
CT
4,247
76
98
27,000
111,000
Housatonic CC
Bridgeport
CT
1,529
100
55
17,500
35,000
Manchester CC
Manchester
CT
1,824
100
46
14,500
30,000
Naugatuck Valley CC
Waterbury
CT
2,098
100
29
16,000
32,000
Three Rivers CC
Norwich
CT
1,076
100
20
14,000
28,000
New Haven Univ
West Haven
CT
4,625
83
99
41,000
168,000
Norwalk CC
Norwalk
CT
1,681
100
20
14,500
29,500
Post
Waterbury
CT
2,293
97
45
10,500
42,000
Quinnipiac
Hamden
CT
6,543
70
99
47,500
196,000
Sacred Heart
Fairfield
CT
5,348
64
98
43,500
176,500
Gateway CC
New Haven
CT
1,915
100
47
15,500
31,000
Southern Connecticut
New Haven
CT
6,801
69
24
24,500
102,000
Trinity
Hartford
CT
2,128
33
51
0
0
Tunxis CC
Farmington
CT
1,476
100
46
16,500
33,000
US Coast Guard Academy
New London
CT
1,476
100
46
0
0
Wesleyan
Middletown
CT
2,937
16
41
76,000
306,000
Western Connecticut
Danbury
CT
4,074
76
61
26,000
106,500
Yale
New Haven
CT
6,088
6
56
80,500
325,500
Delaware
Newark
DE
18,378
71
72
51,000
207,000
George Washington
Washington
DC
11,102
41
75
75,000
306,000
Univ of Tampa
Tampa
FL
8,441
45
91
31,500
128,500
Maine
Orono
ME
8,060
90
99
32,500
133,000
Boston College
Chestnut Hill
MA
9,666
27
44
69,000
282,000
Boston University
Boston
MA
16,978
19
49
76,000
309,000
Bridgewater State
Bridgewater
MA
7,681
88
40
36,000
148,500
Harvard
Cambridge
MA
7,148
5
57
77,500
314,500
UMass-Lowell
Lowell
MA
10,862
73
77
50,500
202,500
UMass
Amherst
MA
22,491
64
82
54,000
221,000
UMass-Boston
Boston
MA
9,995
76
75
43,000
178,000
Northeastern
Boston
MA
14,156
18
75
72,500
296,000
Salem State
Salem
MA
4,997
86
70
38,500
157,500
UMass-Dartmouth
North Dartmouth
MA
5,465
75
93
51,000
209,000
Tufts
Medford
MA
5,742
15
37
77,500
317,500
Dartmouth
Hanover
NH
4,401
8
47
77,000
315,500
Southern New Hampshire U
Manchester
NH
27,372
88
33
37,000
147,000
New Hampshire
Durham
NH
11,960
84
85
46,000
187,500
Keene State
Keene
NH
3,279
88
95
31,500
127,500
Rowan
Glassboro
NJ
14,055
74
45
45,000
185,500
Kean
Union
NJ
9,817
69
29
36,500
148,000
Montclair State
Montclair
NJ
14,859
76
38
34,000
138,000
Rutgers
New Brunswick
NJ
34,285
61
40
51,000
205,000
Adelphi
Garden City
NY
5,063
74
91
36,500
149,000
Columbia
New York
NY
7,701
5
52
80,500
327,000
Cornell
Ithaca
NY
15,038
11
46
78,000
318,000
CUNY Lehman
Bronx
NY
8,066
38
1
35,000
144,000
CUNY Queens
Flushing
NY
12,532
49
5
40,000
162,500
Fashion Inst of Technology
New York
NY
7,340
54
17
37,500
152,500
Fordham
Bronx
NY
9,229
46
90
59,500
241,500
Hofstra
Hempstead
NY
6,156
68
97
48,500
195,500
Hudson Valley CC
Troy
NY
5,401
100
5
21,000
42,500
Ithaca
Ithaca
NY
5,739
73
95
47,500
193,000
Long Island
Brookville
NY
5,630
80
91
37,000
150,000
Marist
Poughkeepsie
NY
5,199
49
89
56,000
229,000
Mercy
Dobbs Ferry
NY
6,223
82
95
32,000
129,000
The New School
New York
NY
6,697
57
91
57,500
235,500
NYU
New York
NY
25,872
16
46
77,000
314,000
Pace
New York
NY
7,837
79
97
42,500
172,500
Rensselaer Polytechnic
Troy
NY
6,218
47
84
68,500
281,000
Rochester Inst of Tech
Rochester
NY
12,254
71
94
67,500
275,000
Rochester U
Rochester
NY
6,410
30
77
77,500
315,500
St John's
Queens
NY
11,525
72
100
46,000
185,500
Farmingdale State
Farmingdale
NY
7,785
55
59
33,500
136,500
SUNY at Albany
Albany
NY
12,568
54
65
43,000
174,000
Binghamton
Binghamton
NY
13,845
41
51
46,500
188,000
Buffalo
Buffalo
NY
20,401
61
69
41,500
168,000
Stony Brook
Stony Brook
NY
16,697
44
69
40,000
165,500
SUNY Cortland
Cortland
NY
6,170
46
61
33,500
135,000
SUNY Geneseo
Geneseo
NY
5,153
65
63
38,500
157,000
SUNY New Paltz
New Paltz
NY
6,291
45
64
32,000
129,500
SUNY Oneonta
Oneonta
NY
5,942
56
65
35,000
143,500
SUNY Oswego
Oswego
NY
6,561
54
91
30,500
122,000
Syracuse
Syracuse
NY
14,727
44
79
63,500
261,500
SUNY Westchester
Valhalla
NY
5,685
100
2
25,000
50,500
Elon
Elon
NC
6,079
78
61
54,000
222,500
Penn State
University Park
PA
66,409
54
43
54,500
221,000
Temple
Philadelphia
PA
26,247
60
79
43,000
176,000
Bryant
Smithfield
RI
3,349
71
96
47,000
193,000
Johnson & Wales-Providence
Providence
RI
5,767
93
99
41,000
167,000
Providence
Providence
RI
3,891
47
66
70,000
287,500
Rhode Island College
Providence
RI
4,942
78
54
40,000
164,500
Rhode Island CC
Warwick
RI
6,088
100
47
23,500
48,000
Rhode Island
Kingston
RI
12,596
75
86
39,500
161,000
Roger Williams
Bristol
RI
4,022
85
98
42,500
173,000
Salve Regina
Newport
RI
2,091
74
99
38,500
157,000
Middlebury
Middlebury
VT
2,556
15
50
77,000
315,500
Norwich
Northfield
VT
2,643
75
100
33,500
133,500
Vermont
Burlington
VT
10,501
67
93
48,500
198,500
Suffolk County CC
Selden
NY
12,399
100
1
17,500
35,000
UConn-Stamford
Stamford
CT
1,846
91
65
30,000
120,500
UConn-Hartford
Hartford
CT
1,438
96
67
0
0
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
National Online Colleges
Online education has been a growing trend in undergraduate education and is expected to increase in the future. Most of the schools included in this report have portions of their traditional class load presented online. Several large national online colleges have established themselves. Most popular among older undergraduates, these colleges are accessible to all students wherever they live. The list below provides details about these schools and their costs. These schools are almost all open admission, often with rolling classes that allow students to start their degrees weeks after applying.
wdt_ID | Name | Location | Number of Undergraduates (total) | Number of Undergraduates (online only) | 2020 Tuition & fees, In-state | 2020 tuition & fees, Out-of-state |
---|---|---|---|---|---|---|
1 | Western Governors | UT | 88,921 | 88,921 | 7,100 | 7,100 |
2 | Southern New Hampshire | NH | 82,693 | 76,904 | 9,600 | 9,600 |
3 | American Public University | WV | 37,746 | 37,746 | 9,200 | 9,200 |
4 | Maryland- Global Campus | MD | 47,253 | 36,385 | 9,325 | 15,295 |
5 | Grand Canyon University | AZ | 54,139 | 36,273 | 14,750 | 14,750 |
6 | Liberty University | VA | 45,935 | 32,614 | 12,098 | 12,098 |
7 | Strayer | Multiple | 34,395 | 30,789 | 14,930 | 14,930 |
8 | Arizona Global Campus | CA | 28,701 | 28,701 | 16,450 | 16,450 |
9 | Purdue Global | IA | 97,404 | 26,505 | 13,290 | 17,385 |
10 | Brigham Young-Idaho | ID | 42,341 | 21,171 | 1,920 | 1,920 |

Glossary
Cost of Attendance – Full tuition, room, board, fees and an estimate of supplies. The maximum a student can receive or borrow from a Federal Title IV program is the cost of attendance at the college where they enroll.
Federal student financing– Classified as Title IV aid, the US Department of Education finances higher education through several programs, some which obligate the borrower to repay the amount (loans) and some that do not need to be repaid (grants). Loans made through this program are NOT dischargeable in bankruptcy. Major federal programs include:
Pell Grants – Up to $6,345 in 2020/21 calculated based on the student’s FAFSA filing EFC. The lower your EFC, the more in Pell Grants you can receive. Generally, families with incomes below about $90,000 will be eligible for Pell Grants, with declining amount of grants as income and assets increase.
Direct Subsidized Loans – Loans from the federal government that do not accrue interest while the student is enrolled in college and begin to accrue interest when the student graduates or leaves school. In 2020/21, Direct Subsidized Loans charged an interest rate of 2.75%, which is fixed for the life of the loan, and had relatively low maximum amounts and a low 1.1% upfront cost. These loans are not dischargeable in bankruptcy.
Direct Unsubsidized Loans – Loans from the federal government that accrue interest while the student is enrolled in college. In 2020/21, Direct Unsubsidized Loans charged an interest rate of 2.75%, which is fixed for the life of the loan, and had relatively low maximum amounts and a low 1.1% upfront cost. These loans are not dischargeable in bankruptcy.
Direct PLUS loans – Loans from the federal government to the parent of the undergraduate. Larger amounts can be borrowed under this PLUS program compared to the Direct Subsidized and Unsubsidized programs described above, covering need up to the Cost of Attendance. In 2020/21, Direct Subsidized and Unsibsidized Loans charged an interest rate of 7.1%, which is fixed for the life of the loan. The loan costs 4.2% upfront, so add that amount to your college costs if you borrow using this program. These loans are not dischargeable in bankruptcy.
Full tuition – The maximum a college has decided to charge its undergraduates. Colleges often lower the actual cost on a student-by-student basis for the reasons stated earlier.
Room & board – Traditional undergraduate education usually includes on-campus lodging and meals. This room and board is included in the net cost found here. Schools also provide estimates of room, board and living costs for students living off campus. These estimates vary widely even for colleges close to one other.