2022/23 Academic Year
College applicants and their families face not just a big life choice and the challenge of being accepted to schools, they face a complicated maze of information on how much their college career will cost. This report will allow you to know the true costs of colleges, so that you can finance a college degree and set up a successful post-graduate life.
- Apply to colleges which you know you can afford
- Plan financially and save and borrow the right amount to fund costs across all years of the program
- Once accepted, better understand the financial context of your financial aid offer and the scope for any negotiations with the college on their proposed cost
This report also provides some of the basics on how the prices you will pay for colleges are set as well as objective cost data about popular schools for students residing in your state. These numbers are based on reported figures by the colleges themselves with projections to account for future price changes.
The information will not indicate exactly how much each student will pay your college. But it will give a broadly accurate and readily understandable general idea, allowing you to compare colleges in financial terms and to plan for a successful college journey.
How college costs work
- Advertised college tuition prices are often far higher than what the typical student pays. Many colleges offer significant discounts to this headline tuition depending on an applicant’s
- family financial income & assets
- demographics
- academic record
- and decisions made by the college’s admissions or enrollment offices
- Comparing college costs on an apples-to-apples basis is difficult and time consuming. College net price calculators are often outdated and don’t reflect true costs.
- When an applicant is accepted to a college, they will receive a financial aid award letter highlighting what their costs will be if they enroll. These awards all differ by student.
- Cost information provided by colleges and other sources often deduct loans from the cost, unlike most other consumer purchases you make
- Most state colleges and universities have essentially two pricing processes, one for in-state and one for out-of-state students.
- Applying early increases your chances of getting into a given college but also increases your cost by lowering, often significantly, the amount of financial aid you will be offered.
Contents
- Average costs for popular in- and out-of-state schools
- Community Colleges
- College pricing and the Expected Family Contribution
- Ways to reduce college costs
- Scenarios showing projected costs by college for 7 representative families with different incomes and financial profiles
- Scenario: Students with families with an average of $15,000 in annual income (<$10,000 in financial assets and home equity of <$40,000)
- Scenario: Students with families with an average of $40,000 in annual income ($10,000 in financial assets and home equity of approximately $50,000)
- Scenario: Students with families with an average of $60,000 in annual income ($20,000 in financial assets and home equity of approximately $90,000)
- Scenario: Students with families with an average of $90,000 in annual income ($200,000 in financial assets and home equity of approximately $120,000)
- Scenario: Students with families with an average of $150,000 in annual income ($250,000 in financial assets and home equity of approximately $150,000)
- Scenario: Students with families with an average of $200,000 in annual income ($500,000 in financial assets and home equity of approximately $200,000)
- Scenario: Students with families with an average of $300,000 in annual income ($950,000 in financial assets and home equity of approximately $350,000)
- Online or Distance Schools
- Glossary
In-state colleges, by average cost
The average net cost found here represents a projected average amount entering freshmen will pay for tuition, room & board, fees, books & other course materials. Net costs are not reduced by loans, which represent an obligation and are not a price reduction. The analogy here is buying a house or condo, where the cost is not reduced because you take out a mortgage to finance the purchase.
College | City | Full-time students | Admissions % | SAT ACT blended 25th percentile | % students paying discounted tuition | Average annual net cost |
---|---|---|---|---|---|---|
Arkansas Little Rock | Little Rock | 3,786 | 66 | 980 | 46 | 16,500 |
Arkansas | Fayetteville | 20,559 | 77 | 1140 | 39 | 21,000 |
Arkansas Pine Bluff | Pine Bluff | 2,161 | 44 | 900 | 56 | 11,000 |
Arkansas State-Beebe | Beebe | 1,731 | 100 | 37 | 10,500 | |
Arkansas State | State University | 6,439 | 80 | 1040 | 78 | 16,000 |
Arkansas Tech | Russellville | 6,584 | 95 | 77 | 13,000 | |
Arkansas-Monticello | Monticello | 1,793 | 100 | 38 | 15,000 | |
Central Arkansas | Conway | 7,634 | 90 | 1040 | 58 | 18,500 |
National Park College | Hot Springs | 1,250 | 100 | 21 | 10,500 | |
Harding | Searcy | 3,533 | 61 | 1080 | 96 | 20,500 |
Henderson State | Arkadelphia | 2,718 | 76 | 980 | 66 | 15,000 |
Hendrix | Conway | 1,101 | 70 | 1190 | 100 | 20,000 |
John Brown University | Siloam Springs | 1,341 | 76 | 1130 | 94 | 22,000 |
Ouachita Baptist | Arkadelphia | 1,506 | 61 | 1040 | 98 | 20,500 |
Arkansas CC-Morrilton | Morrilton | 1,024 | 76 | 45 | 7,500 | |
Arkansas-Pulaski | North Little Rock | 2,611 | 100 | 17 | 10,500 | |
Southern Arkansas | Magnolia | 3,003 | 65 | 980 | 79 | 17,000 |
Arkansas-Fort Smith | Fort Smith | 4,014 | 100 | 58 | 15,000 | |
NorthWest Arkansas CC | Bentonville | 2,475 | 100 | 3 | 15,000 | |
Arkansas State-Newport | Newport | 968 | 100 | 16 | 8,000 |
Notes on figures
- Net cost is a consumer-centric metric comparable to what cost means in business transactions outside of higher education. It represents a student’s cost of attending college including: tuition, room & board, fees and estimates of supplies less institutional aid of all kinds (including need-based and merit), and less federal and state/local aid. Loans and other repayable amounts are excluded and do not reduce the cost. Room and board uses on-campus costs; for students attending nonresidential institutions, the college’s own estimate of such off-campus costs is used. Total average net cost for all students allocates in- and out-of-state costs in proportion to attendance. Net cost differs from the Net Price figure self-reported by colleges to the NCES because it is comprehensive and covers all students, including the approximately 40% not covered by Net Price calculations.
- CC = Community College
- Number of undergraduates represent all enrolled full-time students as of 2018/19.
- % of Applicants admitted from 2019/20.
- The SAT score is intended to give a very rough idea of the academic level of entering students. This number shows the 25thpercentile of enrolled students out of 100% and adds together the verbal and math SAT and ACT scores using the ACT/SAT concordance formula developed by ACT and the College Board. The maximum possible score is 1600.
- The “% of students receiving discounts” is the 2018/19 figure showing what % of enrolled students are receiving price discounts from their colleges. This % does not include aid from the government, such as Pell grants, or other federal or state aid. It also does not include students borrowing to pay for college.
- These comments all apply to tables later in this report except where noted.
Popular out-of-state colleges, by average cost
College | City | State | Full-time students | Admissions % | SAT ACT blended 25th percentile | % students paying discounted tuition | Avg. annual net cost |
---|---|---|---|---|---|---|---|
Alabama | Tuscaloosa | AL | 29,135 | 83 | 1110 | 56 | 33,000 |
Colorado | Boulder | CO | 28,877 | 78 | 1160 | 51 | 53,500 |
Colorado State-Ft Collins | Fort Collins | CO | 22,247 | 81 | 1090 | 56 | 35,500 |
Colorado Tech | Colorado Springs | CO | 15,272 | 100 | 23 | 16,000 | |
Metro State | Denver | CO | 12,250 | 61 | 890 | 21 | 34,500 |
DePaul | Chicago | IL | 12,784 | 68 | 98 | 34,500 | |
Illinois-Chicago Circle | Chicago | IL | 20,195 | 73 | 1040 | 62 | 40,500 |
Illinois-Urbana | Champaign | IL | 32,854 | 59 | 1210 | 48 | 33,500 |
Illinois State | Normal | IL | 17,092 | 82 | 1020 | 67 | 29,000 |
Loyola Chicago | Chicago | IL | 11,622 | 67 | 1150 | 98 | 41,000 |
Northern Illinois | Dekalb | IL | 10,567 | 48 | 950 | 92 | 22,500 |
Iowa State | Ames | IA | 26,713 | 92 | 1080 | 79 | 27,000 |
Iowa | Iowa City | IA | 21,212 | 83 | 1090 | 57 | 36,000 |
Ft Hays State | Hays | KS | 5,726 | 91 | 76 | 21,500 | |
Kansas | Lawrence | KS | 17,257 | 93 | 1100 | 73 | 30,000 |
Kansas State | Manhattan | KS | 15,548 | 95 | 77 | 23,500 | |
Pittsburg State | Pittsburg | KS | 4,650 | 96 | 960 | 61 | 32,000 |
Wichita State | Wichita | KS | 8,994 | 92 | 1000 | 69 | 33,500 |
Eastern Kentucky | Richmond | KY | 9,908 | 94 | 1030 | 65 | 19,500 |
Kentucky | Lexington | KY | 20,622 | 96 | 1110 | 77 | 36,000 |
Louisville | Louisville | KY | 11,560 | 69 | 1100 | 80 | 28,000 |
Western Kentucky | Bowling Green | KY | 11,815 | 97 | 1030 | 69 | 32,000 |
Delgado CC | New Orleans | LA | 4,864 | 100 | 2 | 17,000 | |
LSU | Baton Rouge | LA | 22,726 | 75 | 1130 | 75 | 35,500 |
LA Tech | Ruston | LA | 8,131 | 64 | 1090 | 81 | 9,500 |
McNeese State | Lake Charles | LA | 5,407 | 81 | 1030 | 52 | 15,500 |
Louisiana Monroe | Monroe | LA | 4,761 | 80 | 1030 | 75 | 37,000 |
NW State Louisiana | Natchitoches | LA | 6,340 | 82 | 980 | 65 | 17,000 |
SE Louisiana | Hammond | LA | 9,248 | 90 | 980 | 67 | 33,000 |
Louisiana Lafayette | Lafayette | LA | 11,929 | 68 | 1040 | 57 | 33,000 |
Tulane | New Orleans | LA | 7,260 | 13 | 1340 | 76 | 44,500 |
Hinds CC | Raymond | MS | 6,953 | 100 | 29 | 10,500 | |
Jackson State | Jackson | MS | 4,126 | 68 | 900 | 62 | 33,000 |
Mississippi | University | MS | 15,902 | 88 | 1070 | 63 | 34,500 |
Mississippi Gulf Coast CC | Perkinston | MS | 5,676 | 100 | 48 | 10,500 | |
Mississippi State | Mississippi State | MS | 17,113 | 54 | 1100 | 86 | 24,500 |
Southern Miss | Hattiesburg | MS | 9,654 | 97 | 980 | 61 | 20,500 |
Central Missouri | Warrensburg | MO | 6,688 | 65 | 980 | 62 | 20,500 |
Crowder | Neosho | MO | 1,875 | 100 | 22 | 11,000 | |
Ozarks Tech CC | Springfield | MO | 5,430 | 100 | 10 | 10,000 | |
Lindenwood | Saint Charles | MO | 5,000 | 88 | 990 | 99 | 18,000 |
Metropolitan CC-Kansas City | Lees Summit | MO | 6,522 | 100 | 9 | 13,500 | |
Missouri Southern | Joplin | MO | 3,844 | 94 | 950 | 70 | 25,500 |
Missouri | Columbia | MO | 20,676 | 81 | 1140 | 77 | 27,500 |
Missouri-Kansas City | Kansas City | MO | 6,487 | 61 | 1030 | 73 | 34,000 |
Missouri Tech | Rolla | MO | 5,692 | 79 | 1210 | 81 | 16,500 |
Missouri-St Louis | St. Louis | MO | 5,098 | 73 | 1060 | 92 | 17,000 |
St Louis Univ | St. Louis | MO | 6,691 | 58 | 1180 | 97 | 31,500 |
St Louis CC | St. Louis | MO | 6,114 | 100 | 7 | 11,000 | |
SE Missouri State | Cape Girardeau | MO | 7,152 | 86 | 83 | 16,000 | |
Missouri State-Springfield | Springfield | MO | 14,005 | 88 | 1040 | 63 | 24,000 |
Washington U St Louis | St. Louis | MO | 7,139 | 14 | 1430 | 41 | 54,000 |
Nebraska | Lincoln | NE | 19,132 | 78 | 1080 | 82 | 28,500 |
New Mexico | Albuquerque | NM | 12,705 | 94 | 960 | 70 | 22,000 |
Appalachian State | Boone | NC | 16,622 | 77 | 1090 | 36 | 25,500 |
East Carolina | Greenville | NC | 19,204 | 79 | 1020 | 45 | 29,500 |
UNC Chapel Hill | Chapel Hill | NC | 18,528 | 23 | 1280 | 41 | 30,000 |
UNC Charlotte | Charlotte | NC | 20,877 | 65 | 1110 | 41 | 23,500 |
UNC Greensboro | Greensboro | NC | 14,007 | 82 | 1010 | 53 | 32,500 |
North Carolina State | Raleigh | NC | 22,820 | 45 | 1240 | 48 | 25,500 |
UNC Wilmington | Wilmington | NC | 12,480 | 65 | 1120 | 41 | 37,000 |
Central Oklahoma | Edmond | OK | 9,732 | 84 | 980 | 47 | 26,000 |
Northeastern State | Tahlequah | OK | 4,341 | 100 | 960 | 50 | 11,500 |
Oklahoma State | Stillwater | OK | 17,291 | 70 | 1070 | 80 | 29,500 |
Oklahoma | Norman | OK | 18,996 | 80 | 1120 | 86 | 35,500 |
Tulsa | Tulsa | OK | 3,171 | 36 | 1140 | 98 | 27,500 |
Austin Peay State | Clarksville | TN | 6,773 | 95 | 960 | 24 | 38,000 |
Belmont | Nashville | TN | 6,563 | 84 | 1140 | 88 | 37,000 |
East Tennessee State | Johnson City | TN | 9,228 | 86 | 1020 | 38 | 34,500 |
Lane | Jackson | TN | 1,239 | 100 | 26 | 12,000 | |
Memphis | Memphis | TN | 12,066 | 85 | 1030 | 79 | 31,000 |
Middle Tennessee State | Murfreesboro | TN | 15,721 | 94 | 1030 | 33 | 38,500 |
Pellissippi State CC | Knoxville | TN | 5,038 | 100 | 3 | 23,500 | |
Tennessee-Chattanooga | Chattanooga | TN | 9,224 | 82 | 1040 | 57 | 39,000 |
Tennessee | Knoxville | TN | 22,018 | 79 | 1170 | 54 | 45,500 |
Tennessee State | Nashville | TN | 4,807 | 100 | 40 | 31,000 | |
Tennessee Tech | Cookeville | TN | 8,004 | 79 | 1030 | 48 | 33,000 |
Vanderbilt | Nashville | TN | 6,833 | 9 | 1430 | 62 | 40,500 |
Volunteer State CC | Gallatin | TN | 4,779 | 100 | 5 | 30,500 | |
Angelo State | San Angelo | TX | 5,469 | 77 | 920 | 63 | 27,500 |
Austin CC District | Austin | TX | 8,939 | 100 | 17 | 23,000 | |
Baylor | Waco | TX | 13,906 | 45 | 1220 | 93 | 42,500 |
Blinn | Brenham | TX | 9,635 | 100 | 8 | 23,000 | |
Texas A & M-Corpus Christi | Corpus Christi | TX | 7,201 | 80 | 990 | 10 | 34,000 |
Texas A & M-Commerce | Commerce | TX | 6,177 | 43 | 950 | 38 | 26,500 |
El Paso CC | El Paso | TX | 8,760 | 100 | 2 | 9,500 | |
Houston CC | Houston | TX | 16,397 | 100 | 7 | 11,000 | |
U of Houston-Downtown | Houston | TX | 6,629 | 89 | 920 | 48 | 25,500 |
Houston | Houston | TX | 28,368 | 65 | 1120 | 60 | 31,500 |
Lamar | Beaumont | TX | 5,243 | 84 | 950 | 18 | 27,000 |
Texas A & M International | Laredo | TX | 5,574 | 54 | 900 | 44 | 26,000 |
Lone Star College | The Woodlands | TX | 20,312 | 100 | 8 | 16,000 | |
North Texas | Denton | TX | 26,055 | 74 | 1050 | 50 | 25,000 |
UT Rio Grande Valley | Edinburg | TX | 19,922 | 80 | 930 | 47 | 27,500 |
Prairie View A & M | Prairie View | TX | 7,501 | 80 | 870 | 55 | 28,500 |
Sam Houston State | Huntsville | TX | 15,311 | 83 | 990 | 9 | 24,000 |
San Jacinto CC | Pasadena | TX | 9,244 | 100 | 2 | 12,000 | |
Southern Methodist | Dallas | TX | 6,519 | 47 | 1290 | 80 | 49,500 |
Stephen F Austin State | Nacogdoches | TX | 9,213 | 68 | 990 | 52 | 28,500 |
Texas State | San Marcos | TX | 27,923 | 81 | 1010 | 12 | 21,000 |
Tarleton State | Stephenville | TX | 8,211 | 56 | 950 | 33 | 30,000 |
Tarrant County District | Fort Worth | TX | 13,560 | 100 | 11 | 17,000 | |
Texas A & M-Kingsville | Kingsville | TX | 4,670 | 77 | 920 | 41 | 36,500 |
Texas A & M | College Station | TX | 47,667 | 58 | 1180 | 55 | 33,500 |
UT Arlington | Arlington | TX | 19,441 | 83 | 1030 | 62 | 41,000 |
UT Austin | Austin | TX | 37,515 | 32 | 1230 | 39 | 42,000 |
UT Dallas | Richardson | TX | 17,943 | 79 | 1230 | 67 | 48,000 |
UTEP | El Paso | TX | 13,858 | 100 | 33 | 37,000 | |
Texas Christian | Fort Worth | TX | 9,219 | 47 | 1180 | 75 | 46,500 |
UT San Antonio | San Antonio | TX | 22,414 | 77 | 1020 | 39 | 17,000 |
Texas Southern | Houston | TX | 6,032 | 91 | 840 | 31 | 23,000 |
Texas Tech | Lubbock | TX | 28,062 | 69 | 1070 | 52 | 14,000 |
Texas Woman's | Denton | TX | 7,040 | 93 | 920 | 63 | 23,500 |
Tyler Junior | Tyler | TX | 6,020 | 100 | 19 | 18,000 | |
West Texas A & M | Canyon | TX | 5,582 | 69 | 930 | 46 | 24,500 |
Collin County CC District | Plano | TX | 10,760 | 100 | 2 | 16,000 | |
South Texas | McAllen | TX | 11,080 | 100 | 2 | 10,000 |
Community Colleges
Community colleges are presented differently from 4-year colleges because of how they manage the prices they charge, such as offering discounted tuition to in-county residents, sometimes providing on-campus housing and sometimes not, and educating a larger proportion of part-time and distance (online) students. The “In-state Tuition, Fees and Supplies” number presented above, dating from 2018/19, is intended to remove these factors and make the prices easier to compare.
College | City | Full-time students | Part-time students | In-state tuition | Average annual net cost | BA degree offered | Residential dorms available | Room & board cost (in-state) |
---|---|---|---|---|---|---|---|---|
Arkansas State-Beebe | Beebe | 1,731 | 1,586 | 2,928 | 10,500 | YES | 5,600 | |
National Park College | Hot Springs | 1,250 | 827 | 5,000 | 10,500 | YES | 500 | |
Arkansas CC-Morrilton | Morrilton | 1,024 | 812 | 3,456 | 7,500 | - | ||
Arkansas-Pulaski | North Little Rock | 2,611 | 2,920 | 5,670 | 10,500 | - | ||
NorthWest Arkansas CC | Bentonville | 2,475 | 5,908 | 4,072 | 15,000 | - | ||
Arkansas State-Newport | Newport | 968 | 1,279 | 2,913 | 8,000 | - |
Notes on figures
- Number of undergraduates represent all enrolled full-time and part-time students as of 2018/19.
- “In-state Tuition, Fees and Supplies” is a figure provided by the colleges covering full-time tuition, supplies and fees but NOT room & board. This is a cleaner way to compare community college pricing for several reasons. The proportion of tuition paid by Pell Grants depends on the Expected Family Contribution (EFC) and is determined by the federal government, not any decision by the college. Some but not all community colleges offer dormitories. Finally, the number of part-time students and the discounted tuition often granted to in-county students makes the comparison of net prices even more complex than for traditional 4-year colleges.
- The Average Net Cost figures used in this report extrapolate from data provided by the colleges themselves to the federal government and the public, projected to the current year. It represents full-time tuition and includes room & board, supplies, fees less aid and grants from the colleges and the government. It standardizes calculations across colleges and is comparable to the Net costs used for 4-year colleges. Individual student costs will vary based on circumstances, so this figure only provides guidance. This figure does have the benefit of showing you how much a typical community college student will spend.
- The cost of on-campus room & board dates from 2019/20 and is only presented for colleges providing residential housing. The schools’ estimates of off-campus housing costs are not included.
College pricing and the Expected Family Contribution
To receive any sort of aids and loans, US colleges require filing of the FAFSA (Free Application for Federal Student Aid), which calculates the Expected Family Contribution (the “EFC”). Discussions of college costs often make reference to the EFC, which is a federal statutory calculation that governs financing student college costs. It is NOT the same as the pricing, which is determined by supply and demand and the college’s own cost structure. To repeat, the cost of college is how much you will pay the college; the EFC determines your eligibility for loans or certain grants. Pricing; financing – two different things.
The charts below illustrate this distinction for a college with a “Cost of attendance” of $60,000. (The cost of attendance includes the full listed as-advertised tuition, room & board, estimated costs for materials and other fees.)
The College Board Big Future site offers a handy way to calculate this in advance of completing all the paperwork:
Note that the EFC will be renamed the Student Aid Index beginning in the 2023/24 academic year. The FAFSA filing after this change is expected to be much simpler and quicker to complete, but the fundamental formula is unchanged.
Federal Student Loans
Student loans are a complex topic outside of the scope of this report.
2021/2022 interest rates for the federal student loan program are:
- Direct (unsubsidized & subsidized): 3.73%.
- Direct PLUS is set at 6.28%.
- Private loan interest rate are set by the market, partly depend on the parents’ credit score and come in a variety of types.
Federal student loan interest rates are fixed and do not change after the initial borrowing. Because of the topic’s complexity, we recommend you go straight to the source and read the Department of Education site for more information:
A smaller group of mostly selective colleges also require submission of the CSS Profile in addition to FAFSA. The CSS Profile is a more detailed report on the financial profile of a student and their family. It is used in different ways by these colleges to assess how much students and their families should pay. One key difference between the FAFSA and CSS Profile schools is that the equity value of the home often (but not always) affects the level of financial aid offered.
The FAFSA and CSS Profile use prior year income for the initial FAFSA filing, so a 2021 senior’s FAFSA would depend on their 2019 earnings.
Decision and Early Action
Giving students discounts and breaks on full tuition is common business practice in higher education. Information about discounts granted to Early Decision and Early Action candidates is not compiled but a large amount of anecdotal evidence points to discounts for accepted students in Early Decision being much less generous than for the regular application period. So a student’s decision to apply Early Decision conveys to the college both their strong interest in attending and their willingness and ability to pay full costs. Applying through Early Action conveys strong interest but leaves latitude for negotiating financial aid. Because each student’s situation will be different, applicants are advised to think of the application process in part as a negotiation and to use the different application options as signals to the college.
Ways to save on college costs
There are a number of options beyond college choices to limit spending on college. The right choice depends on the student’s needs. They include:
- Studying for a year or two at a community college, institutions which are generally cheaper than 4-year programs, and then transferring into a Bachelor’s program.
- Completing credits at high school or via distance learning outside of actual college attendance
- Making sure to complete the bachelor’s program on time
- Applying for and obtaining scholarships
The first two will require acceptance of credits by the 4-year Bachelor’s program in which you ultimately enroll. While there are certain standards that apply in these scenarios, the ultimate decision will depend on the college accepting the student.
Fit
One important way to limit spending is to make sure the college you enroll in is a “fit.” When recruiting students, colleges are very focused on fit – on making sure that a college matches up well with a student’s personal and professional objectives. This is because fit helps both the student and the college. Lack of fit directly contributes to students dropping out or transferring to another school, both of which increase the costs of obtaining a degree. So proper matching of applications with schools is an important factor in college costs.
How to find scholarships and grants
The College Board’s Big Future and Sallie Mae’s Scholarship Search site are both excellent places to find information on scholarships:
Scholarships.com and Fastweb also both provide free searches of many scholarships:
Finally, two separate but similarly named sites, Collegescholarships.com and Collegescholarships.org, valuably provide lists of scholarships limited to residents of specific states, counties and municipalities.
Financial Scenarios
While the average costs above are an informative first cut, the impact of their family’s individual financial position on the amount a college charges a specific student is significant. The following section lays out a set of scenarios showing estimated costs for students with different family financial profiles. These are estimates and are intended as a baseline guide to help you decide on a short list of colleges to which to apply and to navigate the application and acceptance process with objective financial information.
Factors that increase or decrease the amount colleges charge a student:
- Family income
- Family financial assets
- Amount of equity in the family home (only selected colleges)
- Academic performance in high school, board scores
- Student’s demographic profile (including whether the parents have college degrees)
Other factors, such as whether other students in the household are also enrolled in college, marital status (married or not), and student income and savings play a generally smaller role.
Notes on figures
- For categories identical to those used to the in- and out-of-state average costs tables above, earlier comments apply.
- The colleges are ranked highest to lowest according to projected 2021/22 net cost.
- The “Full cost of a 4-year degree, Projected” represents an estimate of the total net costs for a class of ’25 student completing their Bachelor’s degree in 4 years.
- Scenarios 5, 6 and 7 assume a dual-earner married household with two children, the prospective college student who is a public high school senior and a younger sibling, with financial and home equity assets conforming to US government data on income and assets. The couple does not own their own business or investment real estate and is not the beneficiary of a trust. The prospective college student has no children, earned a small amount last year and is a dependent for IRS purposes. Once enrolled in college, the student would be enrolled full-time and live on campus.
- Disclaimer: These financial estimates represent informational projections that will change over time. They do not represents promises or commitments by CTAS or the colleges themselves. Final net cost numbers will differ from these estimates for many reasons.

Scenario
Students with families with an average of $15,000 in annual income. Families in this income range on average have <$10,000 in financial assets and home equity of <$40,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
30,500
125,500
Arkansas Little Rock
Little Rock
AR
3,786
66
46
11,000
46,500
Arkansas
Fayetteville
AR
20,559
77
39
12,500
52,500
Arkansas Pine Bluff
Pine Bluff
AR
2,161
44
56
8,000
33,500
Arkansas State-Beebe
Beebe
AR
1,731
100
37
7,000
14,000
Arkansas State
State University
AR
6,439
80
78
11,500
47,000
Arkansas Tech
Russellville
AR
6,584
95
77
7,000
29,500
Arkansas-Monticello
Monticello
AR
1,793
100
38
7,500
32,000
Central Arkansas
Conway
AR
7,634
90
58
14,500
60,500
National Park College
Hot Springs
AR
1,250
100
21
8,000
16,500
Harding
Searcy
AR
3,533
61
96
15,000
62,500
Henderson State
Arkadelphia
AR
2,718
76
66
11,500
46,500
Hendrix
Conway
AR
1,101
70
100
12,500
51,000
John Brown University
Siloam Springs
AR
1,341
76
94
17,500
73,000
Ouachita Baptist
Arkadelphia
AR
1,506
61
98
15,500
64,000
Arkansas CC-Morrilton
Morrilton
AR
1,024
76
45
4,500
9,500
Arkansas-Pulaski
North Little Rock
AR
2,611
100
17
10,500
21,000
Southern Arkansas
Magnolia
AR
3,003
65
79
9,000
38,000
Arkansas-Fort Smith
Fort Smith
AR
4,014
100
58
9,000
37,000
Colorado
Boulder
CO
28,877
78
51
32,000
132,500
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
23,500
96,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
16,500
67,000
Metro State
Denver
CO
12,250
61
21
29,000
120,000
DePaul
Chicago
IL
12,784
68
98
26,000
106,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
30,000
123,500
Illinois-Urbana
Champaign
IL
32,854
59
48
24,000
97,000
Illinois State
Normal
IL
17,092
82
67
21,000
85,500
Loyola Chicago
Chicago
IL
11,622
67
98
31,500
129,500
Northern Illinois
Dekalb
IL
10,567
48
92
18,500
75,500
Iowa State
Ames
IA
26,713
92
79
14,500
60,500
Iowa
Iowa City
IA
21,212
83
57
25,500
104,000
Ft Hays State
Hays
KS
5,726
91
76
17,000
70,000
Kansas
Lawrence
KS
17,257
93
73
23,000
94,000
Kansas State
Manhattan
KS
15,548
95
77
18,500
74,500
Pittsburg State
Pittsburg
KS
4,650
96
61
26,000
106,500
Wichita State
Wichita
KS
8,994
92
69
25,500
105,000
Eastern Kentucky
Richmond
KY
9,908
94
65
16,500
68,000
Kentucky
Lexington
KY
20,622
96
77
25,000
103,500
Louisville
Louisville
KY
11,560
69
80
25,500
104,500
Western Kentucky
Bowling Green
KY
11,815
97
69
30,500
125,000
Delgado CC
New Orleans
LA
4,864
100
2
16,500
33,000
LSU
Baton Rouge
LA
22,726
75
75
18,500
76,500
LA Tech
Ruston
LA
8,131
64
81
7,500
30,000
McNeese State
Lake Charles
LA
5,407
81
52
14,000
58,000
Louisiana Monroe
Monroe
LA
4,761
80
75
29,000
119,500
NW State Louisiana
Natchitoches
LA
6,340
82
65
16,000
64,000
SE Louisiana
Hammond
LA
9,248
90
67
27,000
111,500
Louisiana Lafayette
Lafayette
LA
11,929
68
57
22,000
90,500
Tulane
New Orleans
LA
7,260
13
76
21,500
88,500
Hinds CC
Raymond
MS
6,953
100
29
6,500
13,000
Jackson State
Jackson
MS
4,126
68
62
33,000
136,500
Mississippi
University
MS
15,902
88
63
22,500
93,500
Mississippi Gulf Coast CC
Perkinston
MS
5,676
100
48
11,500
23,500
Mississippi State
Mississippi State
MS
17,113
54
86
22,000
90,000
Southern Miss
Hattiesburg
MS
9,654
97
61
18,500
76,000
Central Missouri
Warrensburg
MO
6,688
65
62
16,500
68,000
Crowder
Neosho
MO
1,875
100
22
5,000
10,000
Ozarks Tech CC
Springfield
MO
5,430
100
10
10,000
20,000
Lindenwood
Saint Charles
MO
5,000
88
99
14,500
59,000
Metropolitan CC-Kansas City
Lees Summit
MO
6,522
100
9
9,500
18,500
Missouri Southern
Joplin
MO
3,844
94
70
21,000
87,500
Missouri
Columbia
MO
20,676
81
77
18,500
75,500
Missouri-Kansas City
Kansas City
MO
6,487
61
73
27,500
111,500
Missouri Tech
Rolla
MO
5,692
79
81
12,000
48,000
Missouri-St Louis
St. Louis
MO
5,098
73
92
11,500
46,000
St Louis Univ
St. Louis
MO
6,691
58
97
20,000
80,000
St Louis CC
St. Louis
MO
6,114
100
7
10,000
20,000
SE Missouri State
Cape Girardeau
MO
7,152
86
83
11,500
46,500
Missouri State-Springfield
Springfield
MO
14,005
88
63
19,500
79,500
Washington U St Louis
St. Louis
MO
7,139
14
41
6,000
23,500
Nebraska
Lincoln
NE
19,132
78
82
20,000
82,500
New Mexico
Albuquerque
NM
12,705
94
70
18,500
75,500
Appalachian State
Boone
NC
16,622
77
36
14,000
57,000
East Carolina
Greenville
NC
19,204
79
45
22,000
89,500
UNC Chapel Hill
Chapel Hill
NC
18,528
23
41
2,000
7,500
UNC Charlotte
Charlotte
NC
20,877
65
41
17,000
70,000
UNC Greensboro
Greensboro
NC
14,007
82
53
22,500
91,500
North Carolina State
Raleigh
NC
22,820
45
48
13,000
53,000
UNC Wilmington
Wilmington
NC
12,480
65
41
25,000
101,500
Central Oklahoma
Edmond
OK
9,732
84
47
20,500
84,500
Northeastern State
Tahlequah
OK
4,341
100
50
0
0
Oklahoma State
Stillwater
OK
17,291
70
80
18,000
75,000
Oklahoma
Norman
OK
18,996
80
86
28,500
118,000
Tulsa
Tulsa
OK
3,171
36
98
14,500
59,000
Austin Peay State
Clarksville
TN
6,773
95
24
30,000
123,000
Belmont
Nashville
TN
6,563
84
88
26,500
109,000
East Tennessee State
Johnson City
TN
9,228
86
38
26,500
107,500
Lane
Jackson
TN
1,239
100
26
12,000
49,500
Memphis
Memphis
TN
12,066
85
79
24,500
100,500
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
26,500
108,500
Pellissippi State CC
Knoxville
TN
5,038
100
3
19,000
39,000
Tennessee-Chattanooga
Chattanooga
TN
9,224
82
57
25,500
104,500
Tennessee
Knoxville
TN
22,018
79
54
25,500
105,500
Tennessee State
Nashville
TN
4,807
100
40
31,000
129,500
Tennessee Tech
Cookeville
TN
8,004
79
48
24,000
99,500
Vanderbilt
Nashville
TN
6,833
9
62
4,000
16,500
Volunteer State CC
Gallatin
TN
4,779
100
5
17,000
34,500
Angelo State
San Angelo
TX
5,469
77
63
21,000
86,000
Austin CC District
Austin
TX
8,939
100
17
6,000
24,500
Baylor
Waco
TX
13,906
45
93
29,500
121,000
Blinn
Brenham
TX
9,635
100
8
19,500
40,000
Texas A & M-Corpus Christi
Corpus Christi
TX
7,201
80
10
31,500
130,500
Texas A & M-Commerce
Commerce
TX
6,177
43
38
21,000
87,000
El Paso CC
El Paso
TX
8,760
100
2
5,000
10,500
Houston CC
Houston
TX
16,397
100
7
6,500
13,500
U of Houston-Downtown
Houston
TX
6,629
89
48
18,500
75,000
Houston
Houston
TX
28,368
65
60
25,000
102,500
Lamar
Beaumont
TX
5,243
84
18
19,500
79,000
Texas A & M International
Laredo
TX
5,574
54
44
10,500
42,500
Lone Star College
The Woodlands
TX
20,312
100
8
8,000
17,000
North Texas
Denton
TX
26,055
74
50
13,500
54,500
UT Rio Grande Valley
Edinburg
TX
19,922
80
47
9,000
38,000
Prairie View A & M
Prairie View
TX
7,501
80
55
24,500
100,000
Sam Houston State
Huntsville
TX
15,311
83
9
17,500
70,000
San Jacinto CC
Pasadena
TX
9,244
100
2
11,500
23,500
Southern Methodist
Dallas
TX
6,519
47
80
27,000
110,000
Stephen F Austin State
Nacogdoches
TX
9,213
68
52
18,000
73,500
Texas State
San Marcos
TX
27,923
81
12
15,500
62,500
Tarleton State
Stephenville
TX
8,211
56
33
30,500
126,000
Tarrant County District
Fort Worth
TX
13,560
100
11
10,000
20,500
Texas A & M-Kingsville
Kingsville
TX
4,670
77
41
30,000
124,000
Texas A & M
College Station
TX
47,667
58
55
19,500
81,000
UT Arlington
Arlington
TX
19,441
83
62
29,500
121,000
UT Austin
Austin
TX
37,515
32
39
27,000
110,500
UT Dallas
Richardson
TX
17,943
79
67
29,500
121,500
UTEP
El Paso
TX
13,858
100
33
20,000
82,000
Texas Christian
Fort Worth
TX
9,219
47
75
24,500
99,500
UT San Antonio
San Antonio
TX
22,414
77
39
12,000
48,500
Texas Southern
Houston
TX
6,032
91
31
25,500
103,000
Texas Tech
Lubbock
TX
28,062
69
52
9,500
39,000
Texas Woman's
Denton
TX
7,040
93
63
15,000
61,500
Tyler Junior
Tyler
TX
6,020
100
19
12,000
49,000
West Texas A & M
Canyon
TX
5,582
69
46
17,000
70,000
Collin County CC District
Plano
TX
10,760
100
2
7,500
15,000
NorthWest Arkansas CC
Bentonville
AR
2,475
100
3
5,500
11,000
South Texas
McAllen
TX
11,080
100
2
2,500
11,000
Arkansas State-Newport
Newport
AR
968
100
16
8,000
16,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $40,000 in annual income. Families in this income range on average have approximately $10,000 in financial assets and home equity of approximately $50,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree}
Alabama
Tuscaloosa
AL
29,135
83
56
32,500
133,000
Arkansas Little Rock
Little Rock
AR
3,786
66
46
10,500
46,500
Arkansas
Fayetteville
AR
20,559
77
39
13,500
59,000
Arkansas Pine Bluff
Pine Bluff
AR
2,161
44
56
7,500
33,500
Arkansas State-Beebe
Beebe
AR
1,731
100
37
7,000
15,500
Arkansas State
State University
AR
6,439
80
78
12,000
49,000
Arkansas Tech
Russellville
AR
6,584
95
77
7,000
29,500
Arkansas-Monticello
Monticello
AR
1,793
100
38
7,500
32,000
Central Arkansas
Conway
AR
7,634
90
58
14,500
62,000
National Park College
Hot Springs
AR
1,250
100
21
8,000
17,000
Harding
Searcy
AR
3,533
61
96
16,000
68,000
Henderson State
Arkadelphia
AR
2,718
76
66
12,500
51,000
Hendrix
Conway
AR
1,101
70
100
13,500
55,000
John Brown University
Siloam Springs
AR
1,341
76
94
17,000
73,000
Ouachita Baptist
Arkadelphia
AR
1,506
61
98
18,000
75,000
Arkansas CC-Morrilton
Morrilton
AR
1,024
76
45
5,000
10,500
Arkansas-Pulaski
North Little Rock
AR
2,611
100
17
12,000
25,500
Southern Arkansas
Magnolia
AR
3,003
65
79
8,500
38,000
Arkansas-Fort Smith
Fort Smith
AR
4,014
100
58
9,000
40,000
Colorado
Boulder
CO
28,877
78
51
35,000
145,000
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
23,500
97,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
17,000
69,000
Metro State
Denver
CO
12,250
61
21
30,000
125,000
DePaul
Chicago
IL
12,784
68
98
26,500
109,000
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
31,000
128,000
Illinois-Urbana
Champaign
IL
32,854
59
48
28,500
116,000
Illinois State
Normal
IL
17,092
82
67
22,000
89,000
Loyola Chicago
Chicago
IL
11,622
67
98
31,500
130,000
Northern Illinois
Dekalb
IL
10,567
48
92
19,000
76,500
Iowa State
Ames
IA
26,713
92
79
16,000
65,000
Iowa
Iowa City
IA
21,212
83
57
29,000
119,000
Ft Hays State
Hays
KS
5,726
91
76
17,500
72,500
Kansas
Lawrence
KS
17,257
93
73
24,000
99,500
Kansas State
Manhattan
KS
15,548
95
77
19,000
78,000
Pittsburg State
Pittsburg
KS
4,650
96
61
29,000
119,000
Wichita State
Wichita
KS
8,994
92
69
26,500
110,500
Eastern Kentucky
Richmond
KY
9,908
94
65
16,500
68,000
Kentucky
Lexington
KY
20,622
96
77
27,000
111,000
Louisville
Louisville
KY
11,560
69
80
27,500
112,500
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
Delgado CC
New Orleans
LA
4,864
100
2
17,500
35,500
LSU
Baton Rouge
LA
22,726
75
75
28,000
114,500
LA Tech
Ruston
LA
8,131
64
81
8,000
31,500
McNeese State
Lake Charles
LA
5,407
81
52
19,000
80,000
Louisiana Monroe
Monroe
LA
4,761
80
75
29,000
119,500
NW State Louisiana
Natchitoches
LA
6,340
82
65
16,000
64,000
SE Louisiana
Hammond
LA
9,248
90
67
28,500
117,000
Louisiana Lafayette
Lafayette
LA
11,929
68
57
23,500
97,500
Tulane
New Orleans
LA
7,260
13
76
25,000
102,500
Hinds CC
Raymond
MS
6,953
100
29
7,500
15,000
Jackson State
Jackson
MS
4,126
68
62
33,000
136,500
Mississippi
University
MS
15,902
88
63
27,000
112,000
Mississippi Gulf Coast CC
Perkinston
MS
5,676
100
48
12,500
25,500
Mississippi State
Mississippi State
MS
17,113
54
86
22,000
90,000
Southern Miss
Hattiesburg
MS
9,654
97
61
18,500
76,000
Central Missouri
Warrensburg
MO
6,688
65
62
18,000
73,000
Crowder
Neosho
MO
1,875
100
22
5,500
11,500
Ozarks Tech CC
Springfield
MO
5,430
100
10
11,000
22,000
Lindenwood
Saint Charles
MO
5,000
88
99
14,500
59,000
Metropolitan CC-Kansas City
Lees Summit
MO
6,522
100
9
9,500
19,500
Missouri Southern
Joplin
MO
3,844
94
70
22,000
91,500
Missouri
Columbia
MO
20,676
81
77
19,500
80,000
Missouri-Kansas City
Kansas City
MO
6,487
61
73
28,500
117,000
Missouri Tech
Rolla
MO
5,692
79
81
12,500
51,000
Missouri-St Louis
St. Louis
MO
5,098
73
92
12,000
49,000
St Louis Univ
St. Louis
MO
6,691
58
97
20,500
83,000
St Louis CC
St. Louis
MO
6,114
100
7
11,000
22,500
SE Missouri State
Cape Girardeau
MO
7,152
86
83
12,500
49,500
Missouri State-Springfield
Springfield
MO
14,005
88
63
20,500
83,500
Washington U St Louis
St. Louis
MO
7,139
14
41
6,500
26,500
Nebraska
Lincoln
NE
19,132
78
82
21,500
89,000
New Mexico
Albuquerque
NM
12,705
94
70
20,500
82,500
Appalachian State
Boone
NC
16,622
77
36
18,500
74,000
East Carolina
Greenville
NC
19,204
79
45
24,000
97,500
UNC Chapel Hill
Chapel Hill
NC
18,528
23
41
5,000
20,500
UNC Charlotte
Charlotte
NC
20,877
65
41
18,500
75,500
UNC Greensboro
Greensboro
NC
14,007
82
53
26,500
107,000
North Carolina State
Raleigh
NC
22,820
45
48
15,500
63,500
UNC Wilmington
Wilmington
NC
12,480
65
41
28,000
115,000
Central Oklahoma
Edmond
OK
9,732
84
47
21,500
89,500
Northeastern State
Tahlequah
OK
4,341
100
50
0
0
Oklahoma State
Stillwater
OK
17,291
70
80
20,500
83,500
Oklahoma
Norman
OK
18,996
80
86
31,000
127,500
Tulsa
Tulsa
OK
3,171
36
98
16,500
66,500
Austin Peay State
Clarksville
TN
6,773
95
24
33,500
137,500
Belmont
Nashville
TN
6,563
84
88
29,500
119,500
East Tennessee State
Johnson City
TN
9,228
86
38
31,000
126,500
Lane
Jackson
TN
1,239
100
26
14,000
57,500
Memphis
Memphis
TN
12,066
85
79
28,000
114,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
31,000
126,000
Pellissippi State CC
Knoxville
TN
5,038
100
3
22,000
44,000
Tennessee-Chattanooga
Chattanooga
TN
9,224
82
57
32,000
131,000
Tennessee
Knoxville
TN
22,018
79
54
34,000
140,000
Tennessee State
Nashville
TN
4,807
100
40
33,000
136,500
Tennessee Tech
Cookeville
TN
8,004
79
48
26,500
111,000
Vanderbilt
Nashville
TN
6,833
9
62
5,500
21,500
Volunteer State CC
Gallatin
TN
4,779
100
5
18,500
37,000
Angelo State
San Angelo
TX
5,469
77
63
24,500
100,000
Austin CC District
Austin
TX
8,939
100
17
7,500
30,000
Baylor
Waco
TX
13,906
45
93
32,000
132,000
Blinn
Brenham
TX
9,635
100
8
21,000
43,000
Texas A & M-Corpus Christi
Corpus Christi
TX
7,201
80
10
33,500
138,500
Texas A & M-Commerce
Commerce
TX
6,177
43
38
22,500
92,500
El Paso CC
El Paso
TX
8,760
100
2
6,500
13,500
Houston CC
Houston
TX
16,397
100
7
7,500
15,000
U of Houston-Downtown
Houston
TX
6,629
89
48
20,500
84,500
Houston
Houston
TX
28,368
65
60
25,500
104,500
Lamar
Beaumont
TX
5,243
84
18
21,500
87,500
Texas A & M International
Laredo
TX
5,574
54
44
10,500
43,500
Lone Star College
The Woodlands
TX
20,312
100
8
8,500
17,500
North Texas
Denton
TX
26,055
74
50
14,000
57,000
UT Rio Grande Valley
Edinburg
TX
19,922
80
47
10,500
44,000
Prairie View A & M
Prairie View
TX
7,501
80
55
27,000
111,000
Sam Houston State
Huntsville
TX
15,311
83
9
19,000
76,000
San Jacinto CC
Pasadena
TX
9,244
100
2
12,000
24,000
Southern Methodist
Dallas
TX
6,519
47
80
27,000
110,000
Stephen F Austin State
Nacogdoches
TX
9,213
68
52
21,500
88,500
Texas State
San Marcos
TX
27,923
81
12
16,500
67,000
Tarleton State
Stephenville
TX
8,211
56
33
33,000
137,000
Tarrant County District
Fort Worth
TX
13,560
100
11
10,000
20,500
Texas A & M-Kingsville
Kingsville
TX
4,670
77
41
31,500
130,500
Texas A & M
College Station
TX
47,667
58
55
22,000
91,500
UT Arlington
Arlington
TX
19,441
83
62
31,500
130,000
UT Austin
Austin
TX
37,515
32
39
29,500
120,000
UT Dallas
Richardson
TX
17,943
79
67
31,000
128,500
UTEP
El Paso
TX
13,858
100
33
21,000
86,000
Texas Christian
Fort Worth
TX
9,219
47
75
26,500
108,500
UT San Antonio
San Antonio
TX
22,414
77
39
13,000
52,000
Texas Southern
Houston
TX
6,032
91
31
31,500
127,500
Texas Tech
Lubbock
TX
28,062
69
52
10,500
42,000
Texas Woman's
Denton
TX
7,040
93
63
16,000
66,000
Tyler Junior
Tyler
TX
6,020
100
19
13,000
53,500
West Texas A & M
Canyon
TX
5,582
69
46
18,500
76,000
Collin County CC District
Plano
TX
10,760
100
2
8,500
17,500
NorthWest Arkansas CC
Bentonville
AR
2,475
100
3
6,500
13,500
South Texas
McAllen
TX
11,080
100
2
3,500
14,500
Arkansas State-Newport
Newport
AR
968
100
16
8,500
18,000
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Scenario: Students with families with an average of $60,000 in annual income. Families in this income range on average have approximately $20,000 in financial assets and home equity of approximately $90,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
36,000
148,500
Arkansas Little Rock
Little Rock
AR
3,786
66
46
11,000
46,500
Arkansas
Fayetteville
AR
20,559
77
39
17,000
70,500
Arkansas Pine Bluff
Pine Bluff
AR
2,161
44
56
8,000
33,500
Arkansas State-Beebe
Beebe
AR
1,731
100
37
10,000
20,000
Arkansas State
State University
AR
6,439
80
78
14,500
59,000
Arkansas Tech
Russellville
AR
6,584
95
77
7,000
29,500
Arkansas-Monticello
Monticello
AR
1,793
100
38
7,500
32,000
Central Arkansas
Conway
AR
7,634
90
58
16,500
68,000
National Park College
Hot Springs
AR
1,250
100
21
10,000
20,000
Harding
Searcy
AR
3,533
61
96
19,000
79,000
Henderson State
Arkadelphia
AR
2,718
76
66
13,500
54,500
Hendrix
Conway
AR
1,101
70
100
17,500
71,500
John Brown University
Siloam Springs
AR
1,341
76
94
21,500
88,000
Ouachita Baptist
Arkadelphia
AR
1,506
61
98
21,000
85,500
Arkansas CC-Morrilton
Morrilton
AR
1,024
76
45
7,500
15,000
Arkansas-Pulaski
North Little Rock
AR
2,611
100
17
14,000
28,000
Southern Arkansas
Magnolia
AR
3,003
65
79
9,000
38,000
Arkansas-Fort Smith
Fort Smith
AR
4,014
100
58
12,000
49,500
Colorado
Boulder
CO
28,877
78
51
44,000
182,000
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
31,000
126,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
18,500
75,500
Metro State
Denver
CO
12,250
61
21
34,500
144,500
DePaul
Chicago
IL
12,784
68
98
28,000
113,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
36,500
150,500
Illinois-Urbana
Champaign
IL
32,854
59
48
37,000
149,500
Illinois State
Normal
IL
17,092
82
67
28,000
113,000
Loyola Chicago
Chicago
IL
11,622
67
98
34,500
142,000
Northern Illinois
Dekalb
IL
10,567
48
92
21,000
85,500
Iowa State
Ames
IA
26,713
92
79
21,000
85,500
Iowa
Iowa City
IA
21,212
83
57
34,500
142,500
Ft Hays State
Hays
KS
5,726
91
76
21,500
87,500
Kansas
Lawrence
KS
17,257
93
73
27,000
111,000
Kansas State
Manhattan
KS
15,548
95
77
21,500
87,500
Pittsburg State
Pittsburg
KS
4,650
96
61
33,500
139,500
Wichita State
Wichita
KS
8,994
92
69
30,000
125,000
Eastern Kentucky
Richmond
KY
9,908
94
65
19,500
81,000
Kentucky
Lexington
KY
20,622
96
77
32,500
135,000
Louisville
Louisville
KY
11,560
69
80
30,000
124,000
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
Delgado CC
New Orleans
LA
4,864
100
2
17,500
35,500
LSU
Baton Rouge
LA
22,726
75
75
36,000
147,500
LA Tech
Ruston
LA
8,131
64
81
10,000
41,000
McNeese State
Lake Charles
LA
5,407
81
52
19,500
82,000
Louisiana Monroe
Monroe
LA
4,761
80
75
33,000
137,500
NW State Louisiana
Natchitoches
LA
6,340
82
65
19,000
77,000
SE Louisiana
Hammond
LA
9,248
90
67
34,500
142,000
Louisiana Lafayette
Lafayette
LA
11,929
68
57
29,500
120,500
Tulane
New Orleans
LA
7,260
13
76
28,000
114,500
Hinds CC
Raymond
MS
6,953
100
29
11,000
22,500
Jackson State
Jackson
MS
4,126
68
62
33,000
136,500
Mississippi
University
MS
15,902
88
63
38,500
158,500
Mississippi Gulf Coast CC
Perkinston
MS
5,676
100
48
12,500
25,500
Mississippi State
Mississippi State
MS
17,113
54
86
27,000
111,500
Southern Miss
Hattiesburg
MS
9,654
97
61
24,500
99,500
Central Missouri
Warrensburg
MO
6,688
65
62
21,000
86,000
Crowder
Neosho
MO
1,875
100
22
6,500
13,000
Ozarks Tech CC
Springfield
MO
5,430
100
10
13,000
26,000
Lindenwood
Saint Charles
MO
5,000
88
99
16,500
66,000
Metropolitan CC-Kansas City
Lees Summit
MO
6,522
100
9
12,000
24,000
Missouri Southern
Joplin
MO
3,844
94
70
26,500
108,500
Missouri
Columbia
MO
20,676
81
77
22,000
89,500
Missouri-Kansas City
Kansas City
MO
6,487
61
73
33,000
135,000
Missouri Tech
Rolla
MO
5,692
79
81
15,000
61,500
Missouri-St Louis
St. Louis
MO
5,098
73
92
14,000
56,000
St Louis Univ
St. Louis
MO
6,691
58
97
23,000
92,500
St Louis CC
St. Louis
MO
6,114
100
7
13,000
26,000
SE Missouri State
Cape Girardeau
MO
7,152
86
83
15,000
61,500
Missouri State-Springfield
Springfield
MO
14,005
88
63
24,500
100,500
Washington U St Louis
St. Louis
MO
7,139
14
41
12,500
51,500
Nebraska
Lincoln
NE
19,132
78
82
25,500
105,500
New Mexico
Albuquerque
NM
12,705
94
70
23,000
93,500
Appalachian State
Boone
NC
16,622
77
36
25,000
100,500
East Carolina
Greenville
NC
19,204
79
45
30,500
123,500
UNC Chapel Hill
Chapel Hill
NC
18,528
23
41
13,000
53,000
UNC Charlotte
Charlotte
NC
20,877
65
41
23,500
96,000
UNC Greensboro
Greensboro
NC
14,007
82
53
34,000
138,500
North Carolina State
Raleigh
NC
22,820
45
48
22,000
89,500
UNC Wilmington
Wilmington
NC
12,480
65
41
36,500
149,500
Central Oklahoma
Edmond
OK
9,732
84
47
22,000
91,500
Northeastern State
Tahlequah
OK
4,341
100
50
0
0
Oklahoma State
Stillwater
OK
17,291
70
80
28,000
116,000
Oklahoma
Norman
OK
18,996
80
86
33,500
137,500
Tulsa
Tulsa
OK
3,171
36
98
21,000
85,000
Austin Peay State
Clarksville
TN
6,773
95
24
38,000
156,500
Belmont
Nashville
TN
6,563
84
88
33,000
135,000
East Tennessee State
Johnson City
TN
9,228
86
38
41,500
169,500
Lane
Jackson
TN
1,239
100
26
14,500
59,000
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
41,500
171,000
Pellissippi State CC
Knoxville
TN
5,038
100
3
25,500
51,500
Tennessee-Chattanooga
Chattanooga
TN
9,224
82
57
41,500
171,000
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
Tennessee State
Nashville
TN
4,807
100
40
33,000
137,000
Tennessee Tech
Cookeville
TN
8,004
79
48
33,000
136,500
Vanderbilt
Nashville
TN
6,833
9
62
9,500
38,000
Volunteer State CC
Gallatin
TN
4,779
100
5
23,000
46,500
Angelo State
San Angelo
TX
5,469
77
63
31,000
127,000
Austin CC District
Austin
TX
8,939
100
17
13,000
53,000
Baylor
Waco
TX
13,906
45
93
34,000
141,000
Blinn
Brenham
TX
9,635
100
8
24,500
49,500
Texas A & M-Corpus Christi
Corpus Christi
TX
7,201
80
10
37,500
155,000
Texas A & M-Commerce
Commerce
TX
6,177
43
38
29,000
119,500
El Paso CC
El Paso
TX
8,760
100
2
10,500
21,000
Houston CC
Houston
TX
16,397
100
7
10,000
20,000
U of Houston-Downtown
Houston
TX
6,629
89
48
27,000
110,500
Houston
Houston
TX
28,368
65
60
30,000
123,500
Lamar
Beaumont
TX
5,243
84
18
28,000
115,000
Texas A & M International
Laredo
TX
5,574
54
44
14,000
57,000
Lone Star College
The Woodlands
TX
20,312
100
8
11,000
22,000
North Texas
Denton
TX
26,055
74
50
22,000
89,500
UT Rio Grande Valley
Edinburg
TX
19,922
80
47
18,000
75,000
Prairie View A & M
Prairie View
TX
7,501
80
55
34,000
139,500
Sam Houston State
Huntsville
TX
15,311
83
9
23,500
95,000
San Jacinto CC
Pasadena
TX
9,244
100
2
13,500
27,000
Southern Methodist
Dallas
TX
6,519
47
80
32,000
131,000
Stephen F Austin State
Nacogdoches
TX
9,213
68
52
27,500
112,500
Texas State
San Marcos
TX
27,923
81
12
19,500
79,000
Tarleton State
Stephenville
TX
8,211
56
33
34,500
142,000
Tarrant County District
Fort Worth
TX
13,560
100
11
13,000
26,500
Texas A & M-Kingsville
Kingsville
TX
4,670
77
41
38,000
156,500
Texas A & M
College Station
TX
47,667
58
55
30,000
124,000
UT Arlington
Arlington
TX
19,441
83
62
37,000
152,000
UT Austin
Austin
TX
37,515
32
39
34,000
139,000
UT Dallas
Richardson
TX
17,943
79
67
37,000
153,000
UTEP
El Paso
TX
13,858
100
33
29,000
119,000
Texas Christian
Fort Worth
TX
9,219
47
75
31,500
129,000
UT San Antonio
San Antonio
TX
22,414
77
39
15,500
62,500
Texas Southern
Houston
TX
6,032
91
31
31,500
127,500
Texas Tech
Lubbock
TX
28,062
69
52
13,000
53,000
Texas Woman's
Denton
TX
7,040
93
63
21,500
87,000
Tyler Junior
Tyler
TX
6,020
100
19
16,000
65,000
West Texas A & M
Canyon
TX
5,582
69
46
21,500
90,000
Collin County CC District
Plano
TX
10,760
100
2
12,000
24,000
NorthWest Arkansas CC
Bentonville
AR
2,475
100
3
9,000
18,000
South Texas
McAllen
TX
11,080
100
2
6,000
24,500
Arkansas State-Newport
Newport
AR
968
100
16
11,500
23,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $90,000 in annual income. Families in this income range on average have approximately $200,000 in financial assets and home equity of approximately $120,000 (Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
38,500
158,000
Arkansas Little Rock
Little Rock
AR
3,786
66
46
11,000
46,500
Arkansas
Fayetteville
AR
20,559
77
39
20,500
83,500
Arkansas Pine Bluff
Pine Bluff
AR
2,161
44
56
8,000
33,500
Arkansas State-Beebe
Beebe
AR
1,731
100
37
12,000
24,000
Arkansas State
State University
AR
6,439
80
78
15,500
63,500
Arkansas Tech
Russellville
AR
6,584
95
77
7,000
29,500
Arkansas-Monticello
Monticello
AR
1,793
100
38
7,500
32,000
Central Arkansas
Conway
AR
7,634
90
58
19,000
77,500
National Park College
Hot Springs
AR
1,250
100
21
10,500
21,500
Harding
Searcy
AR
3,533
61
96
23,000
95,000
Henderson State
Arkadelphia
AR
2,718
76
66
13,500
55,500
Hendrix
Conway
AR
1,101
70
100
23,000
92,500
John Brown University
Siloam Springs
AR
1,341
76
94
24,000
98,000
Ouachita Baptist
Arkadelphia
AR
1,506
61
98
23,000
94,000
Arkansas CC-Morrilton
Morrilton
AR
1,024
76
45
9,000
18,500
Arkansas-Pulaski
North Little Rock
AR
2,611
100
17
16,000
32,000
Southern Arkansas
Magnolia
AR
3,003
65
79
9,000
38,000
Arkansas-Fort Smith
Fort Smith
AR
4,014
100
58
14,000
57,500
Colorado
Boulder
CO
28,877
78
51
56,500
233,000
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
43,000
178,000
Colorado Tech
Colorado Springs
CO
15,272
100
23
21,500
87,000
Metro State
Denver
CO
12,250
61
21
38,500
160,000
DePaul
Chicago
IL
12,784
68
98
31,500
128,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
39,000
159,500
Illinois-Urbana
Champaign
IL
32,854
59
48
42,000
171,000
Illinois State
Normal
IL
17,092
82
67
35,000
142,000
Loyola Chicago
Chicago
IL
11,622
67
98
38,500
159,500
Northern Illinois
Dekalb
IL
10,567
48
92
24,500
99,000
Iowa State
Ames
IA
26,713
92
79
25,500
104,000
Iowa
Iowa City
IA
21,212
83
57
35,500
146,000
Ft Hays State
Hays
KS
5,726
91
76
25,000
102,000
Kansas
Lawrence
KS
17,257
93
73
33,000
136,000
Kansas State
Manhattan
KS
15,548
95
77
24,500
100,000
Pittsburg State
Pittsburg
KS
4,650
96
61
33,500
139,500
Wichita State
Wichita
KS
8,994
92
69
33,000
136,000
Eastern Kentucky
Richmond
KY
9,908
94
65
23,000
94,500
Kentucky
Lexington
KY
20,622
96
77
39,500
164,000
Louisville
Louisville
KY
11,560
69
80
30,000
124,000
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
Delgado CC
New Orleans
LA
4,864
100
2
17,500
35,500
LSU
Baton Rouge
LA
22,726
75
75
42,000
172,000
LA Tech
Ruston
LA
8,131
64
81
11,500
47,000
McNeese State
Lake Charles
LA
5,407
81
52
19,500
82,000
Louisiana Monroe
Monroe
LA
4,761
80
75
36,500
151,500
NW State Louisiana
Natchitoches
LA
6,340
82
65
20,500
82,500
SE Louisiana
Hammond
LA
9,248
90
67
34,500
142,500
Louisiana Lafayette
Lafayette
LA
11,929
68
57
33,500
137,000
Tulane
New Orleans
LA
7,260
13
76
35,000
142,500
Hinds CC
Raymond
MS
6,953
100
29
14,000
28,500
Jackson State
Jackson
MS
4,126
68
62
33,000
136,500
Mississippi
University
MS
15,902
88
63
42,000
172,500
Mississippi Gulf Coast CC
Perkinston
MS
5,676
100
48
12,500
25,500
Mississippi State
Mississippi State
MS
17,113
54
86
27,000
111,500
Southern Miss
Hattiesburg
MS
9,654
97
61
25,000
102,500
Central Missouri
Warrensburg
MO
6,688
65
62
23,500
96,000
Crowder
Neosho
MO
1,875
100
22
7,500
15,500
Ozarks Tech CC
Springfield
MO
5,430
100
10
13,000
26,000
Lindenwood
Saint Charles
MO
5,000
88
99
18,500
76,000
Metropolitan CC-Kansas City
Lees Summit
MO
6,522
100
9
14,000
28,000
Missouri Southern
Joplin
MO
3,844
94
70
26,500
108,500
Missouri
Columbia
MO
20,676
81
77
29,000
117,500
Missouri-Kansas City
Kansas City
MO
6,487
61
73
38,500
156,000
Missouri Tech
Rolla
MO
5,692
79
81
17,500
70,500
Missouri-St Louis
St. Louis
MO
5,098
73
92
21,500
87,000
St Louis Univ
St. Louis
MO
6,691
58
97
26,500
107,000
St Louis CC
St. Louis
MO
6,114
100
7
13,000
26,000
SE Missouri State
Cape Girardeau
MO
7,152
86
83
18,000
73,500
Missouri State-Springfield
Springfield
MO
14,005
88
63
27,500
112,000
Washington U St Louis
St. Louis
MO
7,139
14
41
26,000
106,000
Nebraska
Lincoln
NE
19,132
78
82
30,000
124,000
New Mexico
Albuquerque
NM
12,705
94
70
25,500
103,500
Appalachian State
Boone
NC
16,622
77
36
31,500
128,000
East Carolina
Greenville
NC
19,204
79
45
37,500
152,000
UNC Chapel Hill
Chapel Hill
NC
18,528
23
41
24,500
99,000
UNC Charlotte
Charlotte
NC
20,877
65
41
28,000
114,000
UNC Greensboro
Greensboro
NC
14,007
82
53
34,000
138,500
North Carolina State
Raleigh
NC
22,820
45
48
25,500
103,500
UNC Wilmington
Wilmington
NC
12,480
65
41
41,000
168,000
Central Oklahoma
Edmond
OK
9,732
84
47
22,000
91,500
Northeastern State
Tahlequah
OK
4,341
100
50
0
0
Oklahoma State
Stillwater
OK
17,291
70
80
29,000
119,500
Oklahoma
Norman
OK
18,996
80
86
33,500
137,500
Tulsa
Tulsa
OK
3,171
36
98
23,000
94,500
Austin Peay State
Clarksville
TN
6,773
95
24
38,000
156,500
Belmont
Nashville
TN
6,563
84
88
34,000
138,500
East Tennessee State
Johnson City
TN
9,228
86
38
43,500
177,000
Lane
Jackson
TN
1,239
100
26
14,500
59,000
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
45,000
183,500
Pellissippi State CC
Knoxville
TN
5,038
100
3
25,500
51,500
Tennessee-Chattanooga
Chattanooga
TN
9,224
82
57
41,500
171,000
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
Tennessee State
Nashville
TN
4,807
100
40
33,000
137,000
Tennessee Tech
Cookeville
TN
8,004
79
48
37,000
152,500
Vanderbilt
Nashville
TN
6,833
9
62
17,000
69,000
Volunteer State CC
Gallatin
TN
4,779
100
5
26,000
53,000
Angelo State
San Angelo
TX
5,469
77
63
32,500
133,500
Austin CC District
Austin
TX
8,939
100
17
16,500
67,000
Baylor
Waco
TX
13,906
45
93
39,000
161,000
Blinn
Brenham
TX
9,635
100
8
27,000
54,500
Texas A & M-Corpus Christi
Corpus Christi
TX
7,201
80
10
38,000
157,500
Texas A & M-Commerce
Commerce
TX
6,177
43
38
37,500
155,500
El Paso CC
El Paso
TX
8,760
100
2
15,500
31,000
Houston CC
Houston
TX
16,397
100
7
12,000
24,000
U of Houston-Downtown
Houston
TX
6,629
89
48
29,500
120,000
Houston
Houston
TX
28,368
65
60
37,000
151,500
Lamar
Beaumont
TX
5,243
84
18
34,500
142,000
Texas A & M International
Laredo
TX
5,574
54
44
25,500
104,500
Lone Star College
The Woodlands
TX
20,312
100
8
13,500
27,500
North Texas
Denton
TX
26,055
74
50
31,500
128,500
UT Rio Grande Valley
Edinburg
TX
19,922
80
47
28,500
118,000
Prairie View A & M
Prairie View
TX
7,501
80
55
41,500
171,500
Sam Houston State
Huntsville
TX
15,311
83
9
30,000
121,500
San Jacinto CC
Pasadena
TX
9,244
100
2
16,000
32,500
Southern Methodist
Dallas
TX
6,519
47
80
35,000
144,000
Stephen F Austin State
Nacogdoches
TX
9,213
68
52
33,500
136,500
Texas State
San Marcos
TX
27,923
81
12
26,500
106,000
Tarleton State
Stephenville
TX
8,211
56
33
34,500
142,000
Tarrant County District
Fort Worth
TX
13,560
100
11
16,000
33,000
Texas A & M-Kingsville
Kingsville
TX
4,670
77
41
41,500
171,000
Texas A & M
College Station
TX
47,667
58
55
40,000
164,500
UT Arlington
Arlington
TX
19,441
83
62
44,000
182,000
UT Austin
Austin
TX
37,515
32
39
43,500
177,000
UT Dallas
Richardson
TX
17,943
79
67
51,000
209,500
UTEP
El Paso
TX
13,858
100
33
39,500
162,500
Texas Christian
Fort Worth
TX
9,219
47
75
35,000
144,000
UT San Antonio
San Antonio
TX
22,414
77
39
19,500
79,000
Texas Southern
Houston
TX
6,032
91
31
31,500
127,500
Texas Tech
Lubbock
TX
28,062
69
52
16,000
63,500
Texas Woman's
Denton
TX
7,040
93
63
29,500
121,000
Tyler Junior
Tyler
TX
6,020
100
19
18,000
74,500
West Texas A & M
Canyon
TX
5,582
69
46
23,500
97,000
Collin County CC District
Plano
TX
10,760
100
2
14,500
29,000
NorthWest Arkansas CC
Bentonville
AR
2,475
100
3
11,000
22,500
South Texas
McAllen
TX
11,080
100
2
8,000
32,500
Arkansas State-Newport
Newport
AR
968
100
16
12,500
25,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $150,000 in annual income, $250,000 in financial assets and home equity of approximately $150,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
43,000
177,000
Arkansas Little Rock
Little Rock
AR
3,786
66
46
11,000
46,500
Arkansas
Fayetteville
AR
20,559
77
39
24,000
100,000
Arkansas Pine Bluff
Pine Bluff
AR
2,161
44
56
8,000
34,000
Arkansas State-Beebe
Beebe
AR
1,731
100
37
12,000
24,000
Arkansas State
State University
AR
6,439
80
78
15,500
63,500
Arkansas Tech
Russellville
AR
6,584
95
77
7,000
29,500
Arkansas-Monticello
Monticello
AR
1,793
100
38
7,500
32,000
Central Arkansas
Conway
AR
7,634
90
58
21,500
89,500
National Park College
Hot Springs
AR
1,250
100
21
10,500
21,500
Harding
Searcy
AR
3,533
61
96
26,000
108,000
Henderson State
Arkadelphia
AR
2,718
76
66
14,000
57,000
Hendrix
Conway
AR
1,101
70
100
27,500
110,500
John Brown University
Siloam Springs
AR
1,341
76
94
24,000
98,000
Ouachita Baptist
Arkadelphia
AR
1,506
61
98
27,000
111,000
Arkansas CC-Morrilton
Morrilton
AR
1,024
76
45
13,000
26,000
Arkansas-Pulaski
North Little Rock
AR
2,611
100
17
16,500
33,000
Southern Arkansas
Magnolia
AR
3,003
65
79
9,000
38,500
Arkansas-Fort Smith
Fort Smith
AR
4,014
100
58
15,500
64,500
Colorado
Boulder
CO
28,877
78
51
56,500
233,000
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
44,000
181,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
22,500
92,000
Metro State
Denver
CO
12,250
61
21
38,500
160,000
DePaul
Chicago
IL
12,784
68
98
36,500
149,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
41,500
170,500
Illinois-Urbana
Champaign
IL
32,854
59
48
42,000
171,000
Illinois State
Normal
IL
17,092
82
67
38,500
156,500
Loyola Chicago
Chicago
IL
11,622
67
98
43,500
179,500
Northern Illinois
Dekalb
IL
10,567
48
92
27,500
112,000
Iowa State
Ames
IA
26,713
92
79
31,500
128,500
Iowa
Iowa City
IA
21,212
83
57
41,500
171,000
Ft Hays State
Hays
KS
5,726
91
76
29,500
120,500
Kansas
Lawrence
KS
17,257
93
73
44,000
181,000
Kansas State
Manhattan
KS
15,548
95
77
26,000
105,500
Pittsburg State
Pittsburg
KS
4,650
96
61
33,500
139,500
Wichita State
Wichita
KS
8,994
92
69
33,000
136,000
Eastern Kentucky
Richmond
KY
9,908
94
65
29,500
122,500
Kentucky
Lexington
KY
20,622
96
77
42,000
174,000
Louisville
Louisville
KY
11,560
69
80
33,000
136,000
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
Delgado CC
New Orleans
LA
4,864
100
2
17,500
35,500
LSU
Baton Rouge
LA
22,726
75
75
53,500
219,500
LA Tech
Ruston
LA
8,131
64
81
14,500
59,000
McNeese State
Lake Charles
LA
5,407
81
52
19,500
82,000
Louisiana Monroe
Monroe
LA
4,761
80
75
37,000
154,000
NW State Louisiana
Natchitoches
LA
6,340
82
65
23,000
93,500
SE Louisiana
Hammond
LA
9,248
90
67
34,500
142,500
Louisiana Lafayette
Lafayette
LA
11,929
68
57
41,500
170,000
Tulane
New Orleans
LA
7,260
13
76
38,000
155,500
Hinds CC
Raymond
MS
6,953
100
29
15,500
31,500
Jackson State
Jackson
MS
4,126
68
62
33,000
136,500
Mississippi
University
MS
15,902
88
63
42,500
174,500
Mississippi Gulf Coast CC
Perkinston
MS
5,676
100
48
12,500
25,500
Mississippi State
Mississippi State
MS
17,113
54
86
27,000
111,500
Southern Miss
Hattiesburg
MS
9,654
97
61
25,500
105,500
Central Missouri
Warrensburg
MO
6,688
65
62
28,000
113,500
Crowder
Neosho
MO
1,875
100
22
12,000
24,500
Ozarks Tech CC
Springfield
MO
5,430
100
10
13,000
26,000
Lindenwood
Saint Charles
MO
5,000
88
99
23,500
95,000
Metropolitan CC-Kansas City
Lees Summit
MO
6,522
100
9
14,000
28,500
Missouri Southern
Joplin
MO
3,844
94
70
26,500
108,500
Missouri
Columbia
MO
20,676
81
77
43,000
173,500
Missouri-Kansas City
Kansas City
MO
6,487
61
73
41,000
166,500
Missouri Tech
Rolla
MO
5,692
79
81
21,500
85,500
Missouri-St Louis
St. Louis
MO
5,098
73
92
24,000
98,500
St Louis Univ
St. Louis
MO
6,691
58
97
34,000
137,000
St Louis CC
St. Louis
MO
6,114
100
7
13,000
26,000
SE Missouri State
Cape Girardeau
MO
7,152
86
83
20,000
80,500
Missouri State-Springfield
Springfield
MO
14,005
88
63
30,000
122,500
Washington U St Louis
St. Louis
MO
7,139
14
41
52,500
215,000
Nebraska
Lincoln
NE
19,132
78
82
39,500
161,500
New Mexico
Albuquerque
NM
12,705
94
70
27,000
110,000
Appalachian State
Boone
NC
16,622
77
36
34,000
137,500
East Carolina
Greenville
NC
19,204
79
45
38,000
153,500
UNC Chapel Hill
Chapel Hill
NC
18,528
23
41
38,500
156,000
UNC Charlotte
Charlotte
NC
20,877
65
41
37,000
150,500
UNC Greensboro
Greensboro
NC
14,007
82
53
34,000
138,500
North Carolina State
Raleigh
NC
22,820
45
48
40,000
162,500
UNC Wilmington
Wilmington
NC
12,480
65
41
41,000
168,000
Central Oklahoma
Edmond
OK
9,732
84
47
22,000
91,500
Northeastern State
Tahlequah
OK
4,341
100
50
0
0
Oklahoma State
Stillwater
OK
17,291
70
80
29,000
119,500
Oklahoma
Norman
OK
18,996
80
86
33,500
137,500
Tulsa
Tulsa
OK
3,171
36
98
28,000
114,000
Austin Peay State
Clarksville
TN
6,773
95
24
38,000
156,500
Belmont
Nashville
TN
6,563
84
88
34,000
138,500
East Tennessee State
Johnson City
TN
9,228
86
38
43,500
177,000
Lane
Jackson
TN
1,239
100
26
14,500
59,000
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
45,000
183,500
Pellissippi State CC
Knoxville
TN
5,038
100
3
25,500
51,500
Tennessee-Chattanooga
Chattanooga
TN
9,224
82
57
41,500
171,000
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
Tennessee State
Nashville
TN
4,807
100
40
33,000
137,000
Tennessee Tech
Cookeville
TN
8,004
79
48
40,000
165,000
Vanderbilt
Nashville
TN
6,833
9
62
31,500
129,500
Volunteer State CC
Gallatin
TN
4,779
100
5
31,500
64,000
Angelo State
San Angelo
TX
5,469
77
63
32,500
133,500
Austin CC District
Austin
TX
8,939
100
17
23,000
95,000
Baylor
Waco
TX
13,906
45
93
48,500
199,000
Blinn
Brenham
TX
9,635
100
8
27,000
55,000
Texas A & M-Corpus Christi
Corpus Christi
TX
7,201
80
10
39,000
162,000
Texas A & M-Commerce
Commerce
TX
6,177
43
38
38,000
157,500
El Paso CC
El Paso
TX
8,760
100
2
16,000
32,000
Houston CC
Houston
TX
16,397
100
7
16,000
32,000
U of Houston-Downtown
Houston
TX
6,629
89
48
29,500
120,000
Houston
Houston
TX
28,368
65
60
37,000
151,500
Lamar
Beaumont
TX
5,243
84
18
35,000
142,500
Texas A & M International
Laredo
TX
5,574
54
44
31,500
128,500
Lone Star College
The Woodlands
TX
20,312
100
8
18,500
38,000
North Texas
Denton
TX
26,055
74
50
37,500
152,500
UT Rio Grande Valley
Edinburg
TX
19,922
80
47
33,500
139,500
Prairie View A & M
Prairie View
TX
7,501
80
55
43,000
177,000
Sam Houston State
Huntsville
TX
15,311
83
9
34,500
139,000
San Jacinto CC
Pasadena
TX
9,244
100
2
16,000
32,500
Southern Methodist
Dallas
TX
6,519
47
80
54,000
220,500
Stephen F Austin State
Nacogdoches
TX
9,213
68
52
33,500
136,500
Texas State
San Marcos
TX
27,923
81
12
36,500
147,000
Tarleton State
Stephenville
TX
8,211
56
33
34,500
142,000
Tarrant County District
Fort Worth
TX
13,560
100
11
21,500
43,500
Texas A & M-Kingsville
Kingsville
TX
4,670
77
41
41,500
171,000
Texas A & M
College Station
TX
47,667
58
55
54,000
223,500
UT Arlington
Arlington
TX
19,441
83
62
47,000
194,500
UT Austin
Austin
TX
37,515
32
39
54,500
222,000
UT Dallas
Richardson
TX
17,943
79
67
58,000
240,500
UTEP
El Paso
TX
13,858
100
33
41,000
168,500
Texas Christian
Fort Worth
TX
9,219
47
75
35,000
144,000
UT San Antonio
San Antonio
TX
22,414
77
39
28,000
112,500
Texas Southern
Houston
TX
6,032
91
31
31,500
127,500
Texas Tech
Lubbock
TX
28,062
69
52
21,000
85,000
Texas Woman's
Denton
TX
7,040
93
63
33,000
134,500
Tyler Junior
Tyler
TX
6,020
100
19
22,000
90,000
West Texas A & M
Canyon
TX
5,582
69
46
23,500
97,000
Collin County CC District
Plano
TX
10,760
100
2
19,000
39,000
NorthWest Arkansas CC
Bentonville
AR
2,475
100
3
15,000
30,500
South Texas
McAllen
TX
11,080
100
2
12,000
49,500
Arkansas State-Newport
Newport
AR
968
100
16
12,500
25,500
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $200,000 in annual income, $500,000 in financial assets and home equity of approximately $200,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
46,500
192,500
Arkansas Little Rock
Little Rock
AR
3,786
66
46
11,000
46,500
Arkansas
Fayetteville
AR
20,559
77
39
24,000
100,000
Arkansas Pine Bluff
Pine Bluff
AR
2,161
44
56
8,000
34,000
Arkansas State-Beebe
Beebe
AR
1,731
100
37
12,000
24,000
Arkansas State
State University
AR
6,439
80
78
15,500
63,500
Arkansas Tech
Russellville
AR
6,584
95
77
10,500
43,500
Arkansas-Monticello
Monticello
AR
1,793
100
38
7,500
32,000
Central Arkansas
Conway
AR
7,634
90
58
21,500
89,500
National Park College
Hot Springs
AR
1,250
100
21
10,500
21,500
Harding
Searcy
AR
3,533
61
96
26,000
108,000
Henderson State
Arkadelphia
AR
2,718
76
66
14,500
59,000
Hendrix
Conway
AR
1,101
70
100
39,500
159,000
John Brown University
Siloam Springs
AR
1,341
76
94
26,500
109,000
Ouachita Baptist
Arkadelphia
AR
1,506
61
98
28,000
114,000
Arkansas CC-Morrilton
Morrilton
AR
1,024
76
45
15,500
31,000
Arkansas-Pulaski
North Little Rock
AR
2,611
100
17
16,500
33,000
Southern Arkansas
Magnolia
AR
3,003
65
79
9,000
38,500
Arkansas-Fort Smith
Fort Smith
AR
4,014
100
58
15,500
64,500
Colorado
Boulder
CO
28,877
78
51
56,500
233,000
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
44,000
181,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
22,500
92,000
Metro State
Denver
CO
12,250
61
21
38,500
160,000
DePaul
Chicago
IL
12,784
68
98
36,500
149,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
41,500
170,500
Illinois-Urbana
Champaign
IL
32,854
59
48
42,000
171,000
Illinois State
Normal
IL
17,092
82
67
38,500
156,500
Loyola Chicago
Chicago
IL
11,622
67
98
43,500
179,500
Northern Illinois
Dekalb
IL
10,567
48
92
27,500
112,000
Iowa State
Ames
IA
26,713
92
79
31,500
128,500
Iowa
Iowa City
IA
21,212
83
57
41,500
171,000
Ft Hays State
Hays
KS
5,726
91
76
29,500
121,500
Kansas
Lawrence
KS
17,257
93
73
44,000
181,000
Kansas State
Manhattan
KS
15,548
95
77
28,000
113,500
Pittsburg State
Pittsburg
KS
4,650
96
61
33,500
139,500
Wichita State
Wichita
KS
8,994
92
69
35,000
144,000
Eastern Kentucky
Richmond
KY
9,908
94
65
29,500
122,500
Kentucky
Lexington
KY
20,622
96
77
42,000
174,000
Louisville
Louisville
KY
11,560
69
80
33,000
136,000
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
Delgado CC
New Orleans
LA
4,864
100
2
17,500
35,500
LSU
Baton Rouge
LA
22,726
75
75
53,500
219,500
LA Tech
Ruston
LA
8,131
64
81
17,000
68,500
McNeese State
Lake Charles
LA
5,407
81
52
19,500
82,000
Louisiana Monroe
Monroe
LA
4,761
80
75
37,000
154,000
NW State Louisiana
Natchitoches
LA
6,340
82
65
25,500
102,500
SE Louisiana
Hammond
LA
9,248
90
67
34,500
142,500
Louisiana Lafayette
Lafayette
LA
11,929
68
57
41,500
171,000
Tulane
New Orleans
LA
7,260
13
76
57,000
234,000
Hinds CC
Raymond
MS
6,953
100
29
15,500
32,000
Jackson State
Jackson
MS
4,126
68
62
33,000
136,500
Mississippi
University
MS
15,902
88
63
42,500
174,500
Mississippi Gulf Coast CC
Perkinston
MS
5,676
100
48
12,500
25,500
Mississippi State
Mississippi State
MS
17,113
54
86
27,000
112,000
Southern Miss
Hattiesburg
MS
9,654
97
61
25,500
105,500
Central Missouri
Warrensburg
MO
6,688
65
62
28,000
113,500
Crowder
Neosho
MO
1,875
100
22
12,000
24,500
Ozarks Tech CC
Springfield
MO
5,430
100
10
13,000
26,000
Lindenwood
Saint Charles
MO
5,000
88
99
23,500
95,000
Metropolitan CC-Kansas City
Lees Summit
MO
6,522
100
9
14,000
28,500
Missouri Southern
Joplin
MO
3,844
94
70
26,500
108,500
Missouri
Columbia
MO
20,676
81
77
44,500
181,000
Missouri-Kansas City
Kansas City
MO
6,487
61
73
41,000
166,500
Missouri Tech
Rolla
MO
5,692
79
81
21,500
85,500
Missouri-St Louis
St. Louis
MO
5,098
73
92
24,000
98,500
St Louis Univ
St. Louis
MO
6,691
58
97
37,000
149,500
St Louis CC
St. Louis
MO
6,114
100
7
13,000
26,000
SE Missouri State
Cape Girardeau
MO
7,152
86
83
20,000
80,500
Missouri State-Springfield
Springfield
MO
14,005
88
63
30,000
122,500
Washington U St Louis
St. Louis
MO
7,139
14
41
75,000
306,000
Nebraska
Lincoln
NE
19,132
78
82
44,000
181,500
New Mexico
Albuquerque
NM
12,705
94
70
27,000
110,000
Appalachian State
Boone
NC
16,622
77
36
34,000
137,500
East Carolina
Greenville
NC
19,204
79
45
38,000
153,500
UNC Chapel Hill
Chapel Hill
NC
18,528
23
41
50,500
203,500
UNC Charlotte
Charlotte
NC
20,877
65
41
37,500
152,000
UNC Greensboro
Greensboro
NC
14,007
82
53
34,000
138,500
North Carolina State
Raleigh
NC
22,820
45
48
45,000
184,000
UNC Wilmington
Wilmington
NC
12,480
65
41
41,000
168,000
Central Oklahoma
Edmond
OK
9,732
84
47
36,000
149,000
Northeastern State
Tahlequah
OK
4,341
100
50
21,500
86,500
Oklahoma State
Stillwater
OK
17,291
70
80
30,500
126,000
Oklahoma
Norman
OK
18,996
80
86
41,500
171,000
Tulsa
Tulsa
OK
3,171
36
98
29,500
120,000
Austin Peay State
Clarksville
TN
6,773
95
24
38,000
156,500
Belmont
Nashville
TN
6,563
84
88
51,000
208,000
East Tennessee State
Johnson City
TN
9,228
86
38
43,500
177,000
Lane
Jackson
TN
1,239
100
26
14,500
59,000
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
45,000
183,500
Pellissippi State CC
Knoxville
TN
5,038
100
3
25,500
51,500
Tennessee-Chattanooga
Chattanooga
TN
9,224
82
57
41,500
171,000
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
Tennessee State
Nashville
TN
4,807
100
40
33,000
137,000
Tennessee Tech
Cookeville
TN
8,004
79
48
40,000
165,000
Vanderbilt
Nashville
TN
6,833
9
62
44,000
180,500
Volunteer State CC
Gallatin
TN
4,779
100
5
31,500
64,000
Angelo State
San Angelo
TX
5,469
77
63
32,500
133,500
Austin CC District
Austin
TX
8,939
100
17
26,000
107,500
Baylor
Waco
TX
13,906
45
93
50,000
205,000
Blinn
Brenham
TX
9,635
100
8
27,000
55,000
Texas A & M-Corpus Christi
Corpus Christi
TX
7,201
80
10
39,000
162,000
Texas A & M-Commerce
Commerce
TX
6,177
43
38
38,000
157,500
El Paso CC
El Paso
TX
8,760
100
2
16,000
32,000
Houston CC
Houston
TX
16,397
100
7
17,500
35,500
U of Houston-Downtown
Houston
TX
6,629
89
48
29,500
120,000
Houston
Houston
TX
28,368
65
60
37,000
151,500
Lamar
Beaumont
TX
5,243
84
18
35,000
142,500
Texas A & M International
Laredo
TX
5,574
54
44
31,500
128,500
Lone Star College
The Woodlands
TX
20,312
100
8
23,000
47,000
North Texas
Denton
TX
26,055
74
50
37,500
152,500
UT Rio Grande Valley
Edinburg
TX
19,922
80
47
33,500
139,500
Prairie View A & M
Prairie View
TX
7,501
80
55
43,000
177,000
Sam Houston State
Huntsville
TX
15,311
83
9
34,500
139,000
San Jacinto CC
Pasadena
TX
9,244
100
2
16,000
32,500
Southern Methodist
Dallas
TX
6,519
47
80
69,500
285,000
Stephen F Austin State
Nacogdoches
TX
9,213
68
52
33,500
136,500
Texas State
San Marcos
TX
27,923
81
12
36,500
147,000
Tarleton State
Stephenville
TX
8,211
56
33
34,500
142,000
Tarrant County District
Fort Worth
TX
13,560
100
11
21,500
43,500
Texas A & M-Kingsville
Kingsville
TX
4,670
77
41
41,500
171,000
Texas A & M
College Station
TX
47,667
58
55
58,500
241,000
UT Arlington
Arlington
TX
19,441
83
62
47,000
194,500
UT Austin
Austin
TX
37,515
32
39
54,500
222,000
UT Dallas
Richardson
TX
17,943
79
67
58,000
240,500
UTEP
El Paso
TX
13,858
100
33
41,000
168,500
Texas Christian
Fort Worth
TX
9,219
47
75
51,500
212,000
UT San Antonio
San Antonio
TX
22,414
77
39
31,500
127,000
Texas Southern
Houston
TX
6,032
91
31
31,500
127,500
Texas Tech
Lubbock
TX
28,062
69
52
25,500
102,500
Texas Woman's
Denton
TX
7,040
93
63
33,000
134,500
Tyler Junior
Tyler
TX
6,020
100
19
22,000
90,000
West Texas A & M
Canyon
TX
5,582
69
46
23,500
97,000
Collin County CC District
Plano
TX
10,760
100
2
20,500
41,500
NorthWest Arkansas CC
Bentonville
AR
2,475
100
3
16,500
33,500
South Texas
McAllen
TX
11,080
100
2
15,500
63,500
Arkansas State-Newport
Newport
AR
968
100
16
12,500
25,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
Scenario
Students with families with an average of $300,000 in annual income, $950,000 in financial assets and home equity of approximately $350,000 (in line with data from Federal Reserve Survey of Consumer Finances).
College City State Full-time students Admissions % % students paying discounted tuition Avg. annual net cost Total cost of degree
Alabama
Tuscaloosa
AL
29,135
83
56
49,000
203,000
Arkansas Little Rock
Little Rock
AR
3,786
66
46
11,000
46,500
Arkansas
Fayetteville
AR
20,559
77
39
24,000
100,000
Arkansas Pine Bluff
Pine Bluff
AR
2,161
44
56
8,000
34,000
Arkansas State-Beebe
Beebe
AR
1,731
100
37
12,000
24,000
Arkansas State
State University
AR
6,439
80
78
15,500
63,500
Arkansas Tech
Russellville
AR
6,584
95
77
10,500
43,500
Arkansas-Monticello
Monticello
AR
1,793
100
38
7,500
32,000
Central Arkansas
Conway
AR
7,634
90
58
21,500
89,500
National Park College
Hot Springs
AR
1,250
100
21
10,500
21,500
Harding
Searcy
AR
3,533
61
96
26,000
108,000
Henderson State
Arkadelphia
AR
2,718
76
66
15,500
62,000
Hendrix
Conway
AR
1,101
70
100
39,500
159,000
John Brown University
Siloam Springs
AR
1,341
76
94
26,500
109,000
Ouachita Baptist
Arkadelphia
AR
1,506
61
98
28,000
114,000
Arkansas CC-Morrilton
Morrilton
AR
1,024
76
45
15,500
31,000
Arkansas-Pulaski
North Little Rock
AR
2,611
100
17
16,500
33,000
Southern Arkansas
Magnolia
AR
3,003
65
79
9,000
38,500
Arkansas-Fort Smith
Fort Smith
AR
4,014
100
58
15,500
64,500
Colorado
Boulder
CO
28,877
78
51
56,500
233,000
Colorado State-Ft Collins
Fort Collins
CO
22,247
81
56
44,000
181,500
Colorado Tech
Colorado Springs
CO
15,272
100
23
22,500
92,000
Metro State
Denver
CO
12,250
61
21
38,500
160,000
DePaul
Chicago
IL
12,784
68
98
36,500
149,500
Illinois-Chicago Circle
Chicago
IL
20,195
73
62
41,500
170,500
Illinois-Urbana
Champaign
IL
32,854
59
48
42,000
171,000
Illinois State
Normal
IL
17,092
82
67
38,500
156,500
Loyola Chicago
Chicago
IL
11,622
67
98
43,500
179,500
Northern Illinois
Dekalb
IL
10,567
48
92
27,500
112,000
Iowa State
Ames
IA
26,713
92
79
31,500
128,500
Iowa
Iowa City
IA
21,212
83
57
41,500
171,000
Ft Hays State
Hays
KS
5,726
91
76
30,000
123,500
Kansas
Lawrence
KS
17,257
93
73
44,000
181,000
Kansas State
Manhattan
KS
15,548
95
77
28,000
113,500
Pittsburg State
Pittsburg
KS
4,650
96
61
33,500
139,500
Wichita State
Wichita
KS
8,994
92
69
37,500
155,500
Eastern Kentucky
Richmond
KY
9,908
94
65
29,500
122,500
Kentucky
Lexington
KY
20,622
96
77
42,000
174,000
Louisville
Louisville
KY
11,560
69
80
33,000
136,000
Western Kentucky
Bowling Green
KY
11,815
97
69
36,000
148,500
Delgado CC
New Orleans
LA
4,864
100
2
17,500
35,500
LSU
Baton Rouge
LA
22,726
75
75
53,500
219,500
LA Tech
Ruston
LA
8,131
64
81
17,000
68,500
McNeese State
Lake Charles
LA
5,407
81
52
19,500
82,000
Louisiana Monroe
Monroe
LA
4,761
80
75
37,000
154,000
NW State Louisiana
Natchitoches
LA
6,340
82
65
30,000
121,000
SE Louisiana
Hammond
LA
9,248
90
67
34,500
142,500
Louisiana Lafayette
Lafayette
LA
11,929
68
57
41,500
171,000
Tulane
New Orleans
LA
7,260
13
76
75,500
308,500
Hinds CC
Raymond
MS
6,953
100
29
16,500
34,000
Jackson State
Jackson
MS
4,126
68
62
33,000
136,500
Mississippi
University
MS
15,902
88
63
42,500
174,500
Mississippi Gulf Coast CC
Perkinston
MS
5,676
100
48
12,500
25,500
Mississippi State
Mississippi State
MS
17,113
54
86
27,000
112,000
Southern Miss
Hattiesburg
MS
9,654
97
61
25,500
105,500
Central Missouri
Warrensburg
MO
6,688
65
62
28,000
113,500
Crowder
Neosho
MO
1,875
100
22
12,000
24,500
Ozarks Tech CC
Springfield
MO
5,430
100
10
13,000
26,000
Lindenwood
Saint Charles
MO
5,000
88
99
23,500
95,000
Metropolitan CC-Kansas City
Lees Summit
MO
6,522
100
9
14,000
28,500
Missouri Southern
Joplin
MO
3,844
94
70
26,500
108,500
Missouri
Columbia
MO
20,676
81
77
44,500
181,000
Missouri-Kansas City
Kansas City
MO
6,487
61
73
41,000
166,500
Missouri Tech
Rolla
MO
5,692
79
81
21,500
85,500
Missouri-St Louis
St. Louis
MO
5,098
73
92
24,000
98,500
St Louis Univ
St. Louis
MO
6,691
58
97
37,000
149,500
St Louis CC
St. Louis
MO
6,114
100
7
13,000
26,000
SE Missouri State
Cape Girardeau
MO
7,152
86
83
20,000
80,500
Missouri State-Springfield
Springfield
MO
14,005
88
63
30,000
122,500
Washington U St Louis
St. Louis
MO
7,139
14
41
77,500
316,000
Nebraska
Lincoln
NE
19,132
78
82
44,000
181,500
New Mexico
Albuquerque
NM
12,705
94
70
27,000
110,000
Appalachian State
Boone
NC
16,622
77
36
34,000
137,500
East Carolina
Greenville
NC
19,204
79
45
38,000
153,500
UNC Chapel Hill
Chapel Hill
NC
18,528
23
41
50,500
203,500
UNC Charlotte
Charlotte
NC
20,877
65
41
37,500
152,000
UNC Greensboro
Greensboro
NC
14,007
82
53
34,000
138,500
North Carolina State
Raleigh
NC
22,820
45
48
45,000
184,000
UNC Wilmington
Wilmington
NC
12,480
65
41
41,000
168,000
Central Oklahoma
Edmond
OK
9,732
84
47
36,000
149,000
Northeastern State
Tahlequah
OK
4,341
100
50
21,500
86,500
Oklahoma State
Stillwater
OK
17,291
70
80
30,500
126,000
Oklahoma
Norman
OK
18,996
80
86
41,500
171,000
Tulsa
Tulsa
OK
3,171
36
98
29,500
120,000
Austin Peay State
Clarksville
TN
6,773
95
24
38,000
156,500
Belmont
Nashville
TN
6,563
84
88
51,000
208,000
East Tennessee State
Johnson City
TN
9,228
86
38
43,500
177,000
Lane
Jackson
TN
1,239
100
26
14,500
59,000
Memphis
Memphis
TN
12,066
85
79
31,000
127,000
Middle Tennessee State
Murfreesboro
TN
15,721
94
33
45,000
183,500
Pellissippi State CC
Knoxville
TN
5,038
100
3
25,500
51,500
Tennessee-Chattanooga
Chattanooga
TN
9,224
82
57
41,500
171,000
Tennessee
Knoxville
TN
22,018
79
54
48,500
200,000
Tennessee State
Nashville
TN
4,807
100
40
33,000
137,000
Tennessee Tech
Cookeville
TN
8,004
79
48
40,000
165,000
Vanderbilt
Nashville
TN
6,833
9
62
69,000
282,500
Volunteer State CC
Gallatin
TN
4,779
100
5
31,500
64,000
Angelo State
San Angelo
TX
5,469
77
63
32,500
133,500
Austin CC District
Austin
TX
8,939
100
17
26,000
107,500
Baylor
Waco
TX
13,906
45
93
50,000
205,000
Blinn
Brenham
TX
9,635
100
8
27,000
55,000
Texas A & M-Corpus Christi
Corpus Christi
TX
7,201
80
10
39,000
162,000
Texas A & M-Commerce
Commerce
TX
6,177
43
38
38,000
157,500
El Paso CC
El Paso
TX
8,760
100
2
16,000
32,000
Houston CC
Houston
TX
16,397
100
7
17,500
35,500
U of Houston-Downtown
Houston
TX
6,629
89
48
29,500
120,000
Houston
Houston
TX
28,368
65
60
37,000
151,500
Lamar
Beaumont
TX
5,243
84
18
35,000
142,500
Texas A & M International
Laredo
TX
5,574
54
44
31,500
128,500
Lone Star College
The Woodlands
TX
20,312
100
8
23,000
47,000
North Texas
Denton
TX
26,055
74
50
37,500
152,500
UT Rio Grande Valley
Edinburg
TX
19,922
80
47
33,500
139,500
Prairie View A & M
Prairie View
TX
7,501
80
55
43,000
177,000
Sam Houston State
Huntsville
TX
15,311
83
9
34,500
139,000
San Jacinto CC
Pasadena
TX
9,244
100
2
16,000
32,500
Southern Methodist
Dallas
TX
6,519
47
80
81,500
334,500
Stephen F Austin State
Nacogdoches
TX
9,213
68
52
33,500
136,500
Texas State
San Marcos
TX
27,923
81
12
36,500
147,000
Tarleton State
Stephenville
TX
8,211
56
33
34,500
142,000
Tarrant County District
Fort Worth
TX
13,560
100
11
21,500
43,500
Texas A & M-Kingsville
Kingsville
TX
4,670
77
41
41,500
171,000
Texas A & M
College Station
TX
47,667
58
55
59,500
245,000
UT Arlington
Arlington
TX
19,441
83
62
47,000
194,500
UT Austin
Austin
TX
37,515
32
39
54,500
222,000
UT Dallas
Richardson
TX
17,943
79
67
58,000
240,500
UTEP
El Paso
TX
13,858
100
33
41,000
168,500
Texas Christian
Fort Worth
TX
9,219
47
75
66,500
272,500
UT San Antonio
San Antonio
TX
22,414
77
39
31,500
127,000
Texas Southern
Houston
TX
6,032
91
31
31,500
127,500
Texas Tech
Lubbock
TX
28,062
69
52
34,500
138,000
Texas Woman's
Denton
TX
7,040
93
63
33,000
134,500
Tyler Junior
Tyler
TX
6,020
100
19
22,000
90,000
West Texas A & M
Canyon
TX
5,582
69
46
23,500
97,000
Collin County CC District
Plano
TX
10,760
100
2
20,500
41,500
NorthWest Arkansas CC
Bentonville
AR
2,475
100
3
16,500
33,500
South Texas
McAllen
TX
11,080
100
2
16,000
66,000
Arkansas State-Newport
Newport
AR
968
100
16
12,500
25,500
2022-23 projected average net cost for selected colleges including both in- and out-of-state schools.
National Online Colleges
Online education has been a growing trend in undergraduate education and is expected to increase in the future. Most of the schools included in this report have portions of their traditional class load presented online. Several large national online colleges have established themselves. Most popular among older undergraduates, these colleges are accessible to all students wherever they live. The list below provides details about these schools and their costs. These schools are almost all open admission, often with rolling classes that allow students to start their degrees weeks after applying.
wdt_ID | Name | Location | Number of Undergraduates (total) | Number of Undergraduates (online only) | 2020 Tuition & fees, In-state | 2020 tuition & fees, Out-of-state |
---|---|---|---|---|---|---|
1 | Western Governors | UT | 88,921 | 88,921 | 7,100 | 7,100 |
2 | Southern New Hampshire | NH | 82,693 | 76,904 | 9,600 | 9,600 |
3 | American Public University | WV | 37,746 | 37,746 | 9,200 | 9,200 |
4 | Maryland- Global Campus | MD | 47,253 | 36,385 | 9,325 | 15,295 |
5 | Grand Canyon University | AZ | 54,139 | 36,273 | 14,750 | 14,750 |
6 | Liberty University | VA | 45,935 | 32,614 | 12,098 | 12,098 |
7 | Strayer | Multiple | 34,395 | 30,789 | 14,930 | 14,930 |
8 | Arizona Global Campus | CA | 28,701 | 28,701 | 16,450 | 16,450 |
9 | Purdue Global | IA | 97,404 | 26,505 | 13,290 | 17,385 |
10 | Brigham Young-Idaho | ID | 42,341 | 21,171 | 1,920 | 1,920 |

Glossary
Cost of Attendance – Full tuition, room, board, fees and an estimate of supplies. The maximum a student can receive or borrow from a Federal Title IV program is the cost of attendance at the college where they enroll.
Federal student financing– Classified as Title IV aid, the US Department of Education finances higher education through several programs, some which obligate the borrower to repay the amount (loans) and some that do not need to be repaid (grants). Loans made through this program are NOT dischargeable in bankruptcy. Major federal programs include:
Pell Grants – Up to $6,345 in 2020/21 calculated based on the student’s FAFSA filing EFC. The lower your EFC, the more in Pell Grants you can receive. Generally, families with incomes below about $90,000 will be eligible for Pell Grants, with declining amount of grants as income and assets increase.
Direct Subsidized Loans – Loans from the federal government that do not accrue interest while the student is enrolled in college and begin to accrue interest when the student graduates or leaves school. In 2020/21, Direct Subsidized Loans charged an interest rate of 2.75%, which is fixed for the life of the loan, and had relatively low maximum amounts and a low 1.1% upfront cost. These loans are not dischargeable in bankruptcy.
Direct Unsubsidized Loans – Loans from the federal government that accrue interest while the student is enrolled in college. In 2020/21, Direct Unsubsidized Loans charged an interest rate of 2.75%, which is fixed for the life of the loan, and had relatively low maximum amounts and a low 1.1% upfront cost. These loans are not dischargeable in bankruptcy.
Direct PLUS loans – Loans from the federal government to the parent of the undergraduate. Larger amounts can be borrowed under this PLUS program compared to the Direct Subsidized and Unsubsidized programs described above, covering need up to the Cost of Attendance. In 2020/21, Direct Subsidized and Unsibsidized Loans charged an interest rate of 7.1%, which is fixed for the life of the loan. The loan costs 4.2% upfront, so add that amount to your college costs if you borrow using this program. These loans are not dischargeable in bankruptcy.
Full tuition – The maximum a college has decided to charge its undergraduates. Colleges often lower the actual cost on a student-by-student basis for the reasons stated earlier.
Room & board – Traditional undergraduate education usually includes on-campus lodging and meals. This room and board is included in the net cost found here. Schools also provide estimates of room, board and living costs for students living off campus. These estimates vary widely even for colleges close to one other.